The outbreak of Covid-19 has impacted lives severely. It can be a difficult time from a financial point of view if you are diagnosed with the disease since you will not only have to quarantine yourself, but also worry about the cost of the treatment which can be very expensive.
Earlier, people in order to get treated for coronavirus were forced to use their savings. However, now you can apply for Corona Kavach Policy from IFFCO-Tokio Health Insurance Company which provides coverage to you and the members of your family on diagnosed with Covid-19. We will look closely at the insurance scheme.
Some of the reasons why you should buy the IFFCO-Tokio Corona Kavach Policy are:
You must be aware of the exclusions under this health insurance scheme which are mentioned below:
You can also buy this insurance policy offline by visiting the nearest IFFCO-Tokio General Insurance Company's branch along with all the necessary documents. A representative from the insurance company will help you with the application process.
Cashless Claim
For reimbursement of claims
You can first pay for the cost of the treatment out of your own pocket and keep the bill with you. Send all the bills along with all the other relevant medical documents. The insurance company will verify the documents and if they are found to be correct, the amount will be reimbursed to you.
Type of claim | Time taken to reimburse the claim |
Reimbursement of hospitalization and pre hospitalization expenses | Within 30 days of discharge from the hospital |
Reimbursement of Home Care expenses | Within 30 days of the completion of the home care treatment |
Reimbursement of post hospitalization expenses | Within 15 days of the completion of the post-hospitalisation treatment |
There is a waiting period of 15 days under this policy.
You can call the toll-free number 1800-103-5499 or send an email to support@iffcotokio.co.in in case of any queries related to the insurance policy.
No, you can avail this insurance scheme only if you are planning to get your treatment done in India at a center or hospital approved by the insurance company.
You can get your policy cancelled by sending a 7-days written notice to the insurance company on grounds of non-disclosure of facts, misrepresentation, etc.
The insurance company will not refund any sum whatsoever on the grounds of non-disclosure of facts, misrepresentation of material facts, or fraud.
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