IFFCO Tokio Health Protector Plus is a health insurance policy offered by IFFCO Tokio General Insurance Company. The policy covers hospitalization expenses incurred to you and your family members caused by injury or physical illnesses. With this policy, you can choose a compulsory deductible amount which you bear either through your existing health coverage or other sources.
Features & Benefits of IFFCO Tokio Health Protector Plus:
|Entry Age||Individuals between the ages of 18 to 65 years can buy this policy. Children above 3 months can be covered under the same provided the policy covers one of the parents.|
|Renewability||Lifelong renewability is available, if the policy is renewed without any break.|
|Basis||Family floater/ Individual sum insured.|
|Policy term||One year.|
|Sum Assured||The policy has 8 plans to offer you the best possible range of sum insured. Normally, it ranges from Rs.2, 00,000 to Rs. 25, 00,000.|
|Premium||Low premium rates.|
|Medical Screening||Medical screening is required for individuals for the age group of 46 years and above. No medical screening is required up to 45 years, provided the person has a good medical history.|
|Exclusions||Expenses incurred in pre-existing diseases before 48 months of the policy tenure is not covered. Expenses incurred in the treatment of mental diseases and HIV related conditions, cost of spectacles, contact lens and other hearing aids, maternity expenses, etc. are also not covered under this policy.|
Also Read: How to File a Claim with IFFCO Tokio?