This is a personal accident policy which aims to cover medical expenses, provide daily cash and basic cover to the insured. ICICI Lombard Personal Protect policy, which can be bought online, is more suitable for those with risky jobs. A customer can also choose the family package option, which covers the individual, his or her spouse, children and dependent parents under 80 years.
ICICI Lombard Personal Protect Policy
The salient features and benefits* of ICICI Lombard Personal Protect policy are listed in the table below:
|Entry Age||18 to 80 years|
|Policy Years||1 to 5 years|
|Sum Insured||Customised coverage that allows you to choose between Rs.3 lakhs, Rs.5 lakhs, Rs.10 lakhs, Rs.15 lakhs, Rs.20 lakhs and Rs.25 lakhs|
|Medical check-up||Not required|
|Premium||Premium paid in a lump sum can be availed for a period of 12 months|
|Optional Benefits (extra premium)|| |
|Termination||Either of the policyholder or insurer can terminate the policy by giving a 15 day notice|
|Documentation Required|| |
*Read terms, conditions and general exclusions mentioned in the policy document
Also Read: How to File a Claim with ICICI Lombard?