ICICI Lombard Personal Protect Health Insurance Plan

Unfortunate events can strike unannounced. While we cannot stop them from happening, but we can surely be prepared to deal with them better. ICICI Lombard presents a health insurance policy designed just for that purpose. The ICICI Lombard Personal Protect policy will give your chosen beneficiary a death benefit following the unfortunate event of your passing away due to an accident. In addition to this, the policy also covers you against Permanent Total Disablement (PTD) following an accident. You can also opt for additional coverage against Accidental Hospitalization Expenses Reimbursement and Accidental Hospital Daily Allowance by making a nominal additional premium payment.  

Features & Benefits of ICICI Lombard Personal Protect:

1. Provides cover against Accidental Death and Permanent Total Disablement (PTD) following an accident.
2. Get optional coverage against Accidental Hospital Daily Allowance and Accidental Hospitalization Expenses.
3. Multiple Sum Insured options to choose between, ranging from Rs.3 lakhs to Rs.25 lakhs.
4. Coverage for multiple types of accidents such as rail, road and also those caused due natural calamities or due to terrorism/terrorist acts.
5. No need to undergo medical check-up to purchase the policy.
6. Enjoy worldwide coverage, no matter where you are.
7. Hassle-free and streamlined claim filing process with minimal documentation required.
8. Online purchase option.
9. Accidental Hospitalization Expenses Reimbursement will cover medical expenses which you have incurred towards hospitalization (minimum of 24 hrs) that is required to treat an injury which has occurred within 7 days from the date of accident.
10. Accidental Hospital Daily Allowance is another benefit provided by this policy where the insured gets a daily allowance for every day during hospitalization following a covered claim. Hospitalization must not exceed 30 days.