You need health cover regardless of what you take two at a time - pills or stairs.
  • ICICI Lombard Personal Protect Plan

    ICICI Lombard Personal Protect Plan

    This is a personal accident policy which aims to cover medical expenses, provide daily cash and basic cover to the insured. ICICI Lombard Personal Protect policy, which can be bought online, is more suitable for those with risky jobs. A customer can also choose the family package option, which covers the individual, his or her spouse, children and dependent parents under 80 years.

    ICICI Lombard Personal Protect Policy

    The salient features and benefits* of ICICI Lombard Personal Protect policy are listed in the table below:

    Entry Age 18 to 80 years
    Policy Years 1 to 5 years
    Sum Insured Customised coverage that allows you to choose between Rs.3 lakhs, Rs.5 lakhs, Rs.10 lakhs, Rs.15 lakhs, Rs.20 lakhs and Rs.25 lakhs
    Medical check-up Not required
    Premium Premium paid in a lump sum can be availed for a period of 12 months
    Coverage
    • Covers accidental death
    • Accidental Permanent Total Disability such as sight of both eyes, both hands, both feet, one hand and one foot, one eye and one hand or one foot, sight of one eye (50%) and one hand or one foot (50%)
    • Additional cover for hospitalisation expenses and daily cash benefit
    • Coverage against acts of terrorism
    Optional Benefits (extra premium)
    • Accidental hospitalisation expenses
      Reimburses for up to Rs 10000 for 3 lakh cover; up to Rs 25000 for 5 lakh cover; up to Rs 50,000 for 10 and 15 lakh and up to Rs 1 lakh for 20 and 25 lakh cover
    • Accidental hospital daily allowance
      Daily cash up to maximum of 30 days, Rs. 1000 per day for sum insured upto 5 lakh and Rs. 2,000 per day for higher sum insured
    • If any injury results in the policyholder’s inability to remain gainfully employed, the capital sum insured payable will then be 100%
    Termination Either of the policyholder or insurer can terminate the policy by giving a 15 day notice
    Exclusions
    • Does not cover temporary disablement
    • Compensation under more than one of the categories specified in the policy
    • Claims arising from ailments
    Tax Benefits None
    Documentation Required
    • Copy of the FIR
    • Post-mortem report
    • Death certificate
    • Medical report
    • Discharge card
    • Completed claims form

    *Read terms, conditions and general exclusions mentioned in the policy document

    Other Health Insurance Plans from ICICI Lombard Health Insurance

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