• ICICI Lombard Group Personal Accident Plan

    This health insurance plan caters to corporates who wish to insure their employees against accidental death, permanent total disablement, permanent partial disablement, and loss of limbs and eyes.

    Features of ICICI Lombard Group Personal Accident Plan:

    Entry Age The last birthday of the insured will be considered.
    Sum Insured Based on the earning capacity of the person insured, the sum insured can be determined.
    Policy Tenure 12 months from the state date of the cover period.
    Renewability Ordinary renewal except in case of misrepresentation, fraud, moral hazard or non-cooperation on the insured’s part. The policy will be renewed as a separate contract under the prevailing group accident product. If the same product is not available, then the policy will renewed with its closest substitute.
    Claims Claims will be settled within 30 days from the date of receipt of all documents. Claims will be paid through electronic fund transfer.
    Premiums The amount of premium payable will depend upon the occupation of the person insured. It will also depend on the benefits opted for under the policy.
    Benefits Benefits are customisable as per the needs of the corporate and the group insured. General coverage includes:
    • Death resulting from accident
    • Permanent total disablement from accident
    • Permanent partial disablement from accident
    • Temporary total disablement from accident
    Documents Required for Claim
    • Photocopy of insured’s Health card
    • Duly-filled insurance claim form (attested by the treating doctor and the insured)
    • Final hospital bill (with a detailed break-up) along with interim bills
    • Discharge summary
    • Doctor’s consultation papers
    • Payment Receipts
    • Pharmacy bills with doctor’s prescriptions
    • All investigation reports (such as CT Scan, Original Blood report, X-ray, MRI, Sonography, etc.)
    • Invoice or sticker of any Implant such as stents for angioplasty or lens for cataract
    • Medico Legal Certificate and FIR for all accident cases might be required
    • If there are any miscellaneous charges, detailed bills with supporting prescription of the treating doctor are required
    • Any other relevant documents
    Main Exclusions The plan will not cover costs arising out of self-injury, suicide, war, nuclear hazards, pregnancy, and venereal disease.
    Group discount Based on the size of the group, discounts are available. The discounts that can be availed depend on a set slab that increases with the size of the group insured.
    Grace period The policy must be renewed before or on the date of the expiry of the previous year’s policy.
    Extension The policy extends to medical expenses incurred.

    GST rate of 18% applicable for all financial services effective July 1, 2017.

    Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.

    Health Insurance Reviews

  • Page 1 of 31 1 2 3 4 5
    • ICICI Lombard Health Insurance
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've a health insurance policy with the ICICI Lombard general Insurance company. I am paying a premium 39000 per year. I do not have any claim experience with this policy. So far in terms of the features and benefits it is a recommendable policy to have. I pay the premium online.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 12, 2018
    • ICICI Lombard Health Insurance
      "Good Service"
      0.5 4.0/5 "Great!"
      I've a health insurance policy with the ICICI Lombard which is provided by the company. The company is paying the premium. It is a policy worth the money and I never had any claim experience with them. I'll have to wait and see how they respond to my claim request in future.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 11, 2018
    • ICICI Lombard Health Insurance
      "Good Service"
      0.5 3.5/5 "Pretty good"
      I've had taken a health insurance policy from the ICICI Lombard. I never had any claim experience with the policy. I'll have to wait and see how they respond to my claim requests in future. So far, I never had any issues with their services till date.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 07, 2018
    • ICICI Lombard Health Insurance
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've a health insurance policy from the ICICI Lombard. I pay a premium of 15000 Per year for 100000 Annual coverage. I do not have any claim experience. The policy offers full family protection under a small budget. Overall their services are good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 26, 2018
    • ICICI Lombard Health Insurance
      "Good experience with ICICI"
      0.5 5.0/5 "Blown Away!"
      I have taken the health insurance from ICICI Lombard and the response from there end was really good. They provide cashless facility and the claim experience was really good. The customer service and response is good.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 26, 2018
    • ICICI Lombard Health Insurance
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've a health insurance policy from ICICI Lombard . I do not have any claim experience with the policy. I make payments at the branch and the branch staff are really good and approachable. Overall I never had any issues with their services. Good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 24, 2018
    • ICICI Lombard Health Insurance
      "Good Service"
      0.5 4.0/5 "Great!"
      I've a Health Insurance polciy with the ICICI Lombard . I don't have any claim expereince with this policy. I pay a premium of 12000 per year for a coverage of 3 lacs for an year. Me and wife are covered under this policy. Overall I never had any issues with their services.
      Was this review helpful? 0
      , secunderabad
      Reviewed on May 20, 2018
    • ICICI Lombard Health Insurance
      "Not satisfied"
      0.5 2.0/5 "Expected more"
      I have my health insured with ICICI LOMBARD from last 1 year, my premium amount gets auto deducted from the loan amount. I am not happy with the customer service as there was no proper information given about the health insurance. I have a coverage value of Rs 2.5 lakhs.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 18, 2018
    • ICICI Lombard Health Insurance
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      I've been using the ICICI Lombard health insurance for a while. I am paying 46000 for every two years. It has the cashless treatment and I am happy about the network list of hospitals. I've claimed this policy once for almost INR 30000. The claim process was very easy and hassle free. Overall I am happy with their service.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 16, 2018
    • ICICI Lombard Health Insurance
      "ICICI health insurance"
      0.5 4.0/5 "Great!"
      I hold a health insurance from ICICI Lombard and the policy coverage is for 3 lakhs. As this is a corporate insurance. Till now there is no claim experience. The provide both cashless and reimbursement facility.
      Was this review helpful? 0
      , ahmednagar
      Reviewed on May 16, 2018
    • ICICI Lombard Health Insurance
      " ICICI Lombard health insurance"
      0.5 3.5/5 "Pretty good"
      From ICICI Lombard i have taken a health insurance and the policy coverage is for 3 lakhs. The yearly premium is 38000 and if there is no claim experience then i can extend the policy up to 5 lakhs.Yearly i have to renew the policy with ICICI.They do the coverage for general and critical related health issues.
      Was this review helpful? 0
      , bhopal
      Reviewed on May 14, 2018
    • ICICI Lombard Health Insurance
      "Good experience for claim"
      0.5 5.0/5 "Blown Away!"
      I have taken a health insurance with ICICI LOMBARD and the its a family floater.The policy coverage is for 4 lakhs. Once i had a claim and the experience was good.I go for cashless treatment. The customer service and response was good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 13, 2018
    • ICICI Lombard Health Insurance
      "Better policy to use"
      0.5 5.0/5 "Blown Away!"
      I never got any claim experience from the ICICI Lombard health insurance policy. I got the health insurance policy from the ICICI Lombard general insurance around 4 yeas ago. This policy covers 3members in my family. There is no claim experience from this policy.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 11, 2018
    • ICICI Lombard Health Insurance
      "GOOD POLICY"
      0.5 4.5/5 "Excellent!"
      Using Icici Lambord for health insurance . This policy is best compared to other policy as i have compared to many policy regarding claim. Used to pay the payment on-line. Paying annual for this policy , there is good coverage, as there is no money had to pay for the medical expense . Their customer service and response is good.
      Was this review helpful? 0
      , chennai
      Reviewed on May 11, 2018
    • ICICI Lombard Health Insurance
      "ICICI lombard Health insurance"
      0.5 4.0/5 "Great!"
      I hold a health insurance from ICICI lombard general insurance and the premium amount is 13500 for 2 years. They do not have any health checkup on yearly basis. Still now there was no claim experience. We can claim up to 2.5 lakhs. This policy covers me an my wife.
      Was this review helpful? 0
      , thane
      Reviewed on Apr 27, 2018
    • ICICI Lombard Health Insurance
      "Average Policy"
      0.5 3.0/5 "Satisfactory"
      I have my health insured with ICICI lombard from last 2 years, the coverage value of this insurance policy is very less which is Rs 1 lakh. I am not aware of the premium amount as my company pays it. I do not have claim experience so far with this insurance policy.
      Was this review helpful? 0
      , pune
      Reviewed on Apr 24, 2018
    • ICICI Lombard Health Insurance
      "Best policy"
      0.5 5.0/5 "Blown Away!"
      I have a health insurance policy with ICICI lombard from last 2 years and it is one of the best insurance policy to use. They gave a coverage value of Rs 3 lakhs for this insurance. My claim experience was good and they covered 100% of the billed amount. I pay an insurance premium of Rs 16000-17000 every year.
      Was this review helpful? 0
      , jabalpur
      Reviewed on Apr 16, 2018
    • ICICI Lombard Health Insurance
      "Good Service"
      0.5 4.0/5 "Great!"
      I have a health Insurance with Icici. The benefits is for the whole family. The offers covers the top hospitals. But still now I have not claimed any service from Icici health insurance service. It was an good experience with Icici Health Insurance service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 12, 2018
    • ICICI Lombard Health Insurance
      "Good Service"
      0.5 4.0/5 "Great!"
      The Health insurance policy is good to use with the ICICI Lombard. The customer support service is good with the ICICI Lombard. The documentation process was good with the ICICI Lombard and They offer the top hospitals which is helpful for me.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 05, 2018
    • ICICI Lombard Health Insurance
      "ICICI lombard didn't honour claim"
      0.5 1.0/5 "Really Bad"
      I had taken ICICI lombard mediclaim policy for about 10 years . When I was hospitalised , they didn't honour my claim . Worst they harassed me for so many documents . After submitting all documents they didn't pay . Since then I discontinued their policy
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 30, 2018
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