ICICI Lombard Complete Health Insurance plan is not only an effective investment tool but also provides a wide variety of benefits during medical emergencies.
| Entry Age | The minimum entry age starts from 6 years under individual policy and 3 months under a floater policy. |
| Policy Period | 1 year to 2 years |
| Renewability | Lifelong renewability |
| Medical Screening | No health check-up up to the age of 45 years (age as on last birthday) |
| Sum Assured | Sum Insured ranging from Rs.2 Lakh to Rs.10 Lakh |
| Basis | Individual and floater |
| Premium | Option to choose sub-limit and modify premium |
| Payments covered | Medical expenses incurred in inpatient hospitalization that includes ICU charges, doctor, surgeon's fee, room charges, medicines bills. Expenses incurred on Day Care procedures that requires less than 24 hours of hospitalisation. Medical expenses incurred in pre and post-hospitalization - 30 days prior and 60 days post hospitalization |
| Exclusions |
Exclusions that remain valid for the first 30 days include any illness incurred within 30 days of the beginning of the Policy. However, on subsequent renewals, the exclusions cease to apply. The following exclusions are valid for the first 2 years:
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| Permanent Exclusions |
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| Tax benefits | Income Tax benefits under section 80D can only be bought for spouse, parents, self, and dependent children. |
Other Health Insurance Plans from ICICI Lombard Health Insurance:
GST rate of 18% applicable for all financial services effective July 1, 2017.
Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.
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