• ICICI Lombard Complete Health Plan

    ICICI Lombard Complete Health Insurance plan is not only an effective investment tool but also provides a wide variety of benefits during medical emergencies.

    Entry Age The minimum entry age starts from 6 years under individual policy and 3 months under a floater policy.
    Policy Period 1 year to 2 years
    Renewability Lifelong renewability
    Medical Screening No health check-up up to the age of 45 years (age as on last birthday)
    Sum Assured Sum Insured ranging from Rs.2 Lakh to Rs.10 Lakh
    Basis Individual and floater
    Premium Option to choose sub-limit and modify premium
    Payments covered Medical expenses incurred in inpatient hospitalization that includes ICU charges, doctor, surgeon's fee, room charges, medicines bills. Expenses incurred on Day Care procedures that requires less than 24 hours of hospitalisation. Medical expenses incurred in pre and post-hospitalization - 30 days prior and 60 days post hospitalization
    Exclusions Exclusions that remain valid for the first 30 days include any illness incurred within 30 days of the beginning of the Policy. However, on subsequent renewals, the exclusions cease to apply. The following exclusions are valid for the first 2 years:
    • Benign Prostatic Hypertrophy
    • Cataract
    • Fissures & / or Fistula in Anus, hemorrhoids/Piles
    • Hysterectomy unless because of malignancy
    • Rheumatism, spinal disorders, Arthritis and Gout.
    • Hydrocele, Hernia.
    • Joint replacement.
    • Stone in biliary and urinary systems
    • Sinusitis
    • Dilation & Curettage, Endometriosis
    • Skin and all internal tumors of any kind, cysts, polyps nodules, breast lumps.
    • Surgery on tonsils,adenoids, and sinuses
    • Dialysis for chronic renal failure
    • Varicose Ulcers/Varicose Veins
    • Gastric and duodenal erosions & ulcers
    • Deviated Nasal Septum
    Permanent Exclusions
    • Any illness, injury or pre-existing disease before the commencement the policy. In case of renewal for 2 consecutive years, the exclusions do not apply under certain terms.
    • Pregnancy, childbirth related complications and non-allopathic treatment, aesthetic, cosmetic, and obesity related treatment
    • Civil war or breach of law
    • Expenses incurred in HIV related diseases, use/ misuse of liquor,intoxicating substances and self injury
    • Naturopathy treatment, magnetic acupuncture and other such therapies.
    • Treatment taken outside India.
    • Expenses incurred in Domiciliary Treatment
    Tax benefits Income Tax benefits under section 80D can only be availed for policies bought for spouse, parents, self, and dependent children.

    Other Health Insurance Plans from ICICI Lombard Health Insurance:

    GST rate of 18% applicable for all financial services effective July 1, 2017.

    Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.

    ICICI Lombard Complete Health Plan Reviews

  • Page 1 of 31 1 2 3 4 5
    • ICICI Lombard Health Insurance
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've a health insurance policy with the ICICI Lombard . I pay a premium of 5500 per year for this policy. I do not have any claim experience with the policy. They offers 5 lacs coverage for the entire family and the network list of hospitals are also pretty solid with their services.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 20, 2018
    • ICICI Lombard Health Insurance
      "Good Policy"
      0.5 5.0/5 "Blown Away!"
      I took health insurance from Icici health insurance . I have choose this insurance mainly because of convincing premium with too many benefits . This policy covers Cashless hospitalization. Pre diseases coverage . Overall am satisfied with customer care and service. Am getting income tax benefits
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 19, 2018
    • ICICI Lombard Health Insurance
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've a health insurance policy with the ICICI Lombard general Insurance company. I am paying a premium 39000 per year. I do not have any claim experience with this policy. So far in terms of the features and benefits it is a recommendable policy to have. I pay the premium online.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 12, 2018
    • ICICI Lombard Health Insurance
      "Good Service"
      0.5 4.0/5 "Great!"
      I've a health insurance policy with the ICICI Lombard which is provided by the company. The company is paying the premium. It is a policy worth the money and I never had any claim experience with them. I'll have to wait and see how they respond to my claim request in future.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 11, 2018
    • ICICI Lombard Health Insurance
      "Good Service"
      0.5 3.5/5 "Pretty good"
      I've had taken a health insurance policy from the ICICI Lombard. I never had any claim experience with the policy. I'll have to wait and see how they respond to my claim requests in future. So far, I never had any issues with their services till date.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 07, 2018
    • ICICI Lombard Health Insurance
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've a health insurance policy from the ICICI Lombard. I pay a premium of 15000 Per year for 100000 Annual coverage. I do not have any claim experience. The policy offers full family protection under a small budget. Overall their services are good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 26, 2018
    • ICICI Lombard Health Insurance
      "Good experience with ICICI"
      0.5 5.0/5 "Blown Away!"
      I have taken the health insurance from ICICI Lombard and the response from there end was really good. They provide cashless facility and the claim experience was really good. The customer service and response is good.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 26, 2018
    • ICICI Lombard Health Insurance
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've a health insurance policy from ICICI Lombard . I do not have any claim experience with the policy. I make payments at the branch and the branch staff are really good and approachable. Overall I never had any issues with their services. Good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 24, 2018
    • ICICI Lombard Health Insurance
      "Good Service"
      0.5 4.0/5 "Great!"
      I've a Health Insurance polciy with the ICICI Lombard . I don't have any claim expereince with this policy. I pay a premium of 12000 per year for a coverage of 3 lacs for an year. Me and wife are covered under this policy. Overall I never had any issues with their services.
      Was this review helpful? 0
      , secunderabad
      Reviewed on May 20, 2018
    • ICICI Lombard Health Insurance
      "Not satisfied"
      0.5 2.0/5 "Expected more"
      I have my health insured with ICICI LOMBARD from last 1 year, my premium amount gets auto deducted from the loan amount. I am not happy with the customer service as there was no proper information given about the health insurance. I have a coverage value of Rs 2.5 lakhs.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 18, 2018
    • ICICI Lombard Health Insurance
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      I've been using the ICICI Lombard health insurance for a while. I am paying 46000 for every two years. It has the cashless treatment and I am happy about the network list of hospitals. I've claimed this policy once for almost INR 30000. The claim process was very easy and hassle free. Overall I am happy with their service.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 16, 2018
    • ICICI Lombard Health Insurance
      "ICICI health insurance"
      0.5 4.0/5 "Great!"
      I hold a health insurance from ICICI Lombard and the policy coverage is for 3 lakhs. As this is a corporate insurance. Till now there is no claim experience. The provide both cashless and reimbursement facility.
      Was this review helpful? 0
      , ahmednagar
      Reviewed on May 16, 2018
    • ICICI Lombard Health Insurance
      " ICICI Lombard health insurance"
      0.5 3.5/5 "Pretty good"
      From ICICI Lombard i have taken a health insurance and the policy coverage is for 3 lakhs. The yearly premium is 38000 and if there is no claim experience then i can extend the policy up to 5 lakhs.Yearly i have to renew the policy with ICICI.They do the coverage for general and critical related health issues.
      Was this review helpful? 0
      , bhopal
      Reviewed on May 14, 2018
    • ICICI Lombard Health Insurance
      "Good experience for claim"
      0.5 5.0/5 "Blown Away!"
      I have taken a health insurance with ICICI LOMBARD and the its a family floater.The policy coverage is for 4 lakhs. Once i had a claim and the experience was good.I go for cashless treatment. The customer service and response was good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 13, 2018
    • ICICI Lombard Health Insurance
      "Better policy to use"
      0.5 5.0/5 "Blown Away!"
      I never got any claim experience from the ICICI Lombard health insurance policy. I got the health insurance policy from the ICICI Lombard general insurance around 4 yeas ago. This policy covers 3members in my family. There is no claim experience from this policy.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 11, 2018
    • ICICI Lombard Health Insurance
      "GOOD POLICY"
      0.5 4.5/5 "Excellent!"
      Using Icici Lambord for health insurance . This policy is best compared to other policy as i have compared to many policy regarding claim. Used to pay the payment on-line. Paying annual for this policy , there is good coverage, as there is no money had to pay for the medical expense . Their customer service and response is good.
      Was this review helpful? 0
      , chennai
      Reviewed on May 11, 2018
    • ICICI Lombard Health Insurance
      "ICICI lombard Health insurance"
      0.5 4.0/5 "Great!"
      I hold a health insurance from ICICI lombard general insurance and the premium amount is 13500 for 2 years. They do not have any health checkup on yearly basis. Still now there was no claim experience. We can claim up to 2.5 lakhs. This policy covers me an my wife.
      Was this review helpful? 0
      , thane
      Reviewed on Apr 27, 2018
    • ICICI Lombard Health Insurance
      "Average Policy"
      0.5 3.0/5 "Satisfactory"
      I have my health insured with ICICI lombard from last 2 years, the coverage value of this insurance policy is very less which is Rs 1 lakh. I am not aware of the premium amount as my company pays it. I do not have claim experience so far with this insurance policy.
      Was this review helpful? 0
      , pune
      Reviewed on Apr 24, 2018
    • ICICI Lombard Health Insurance
      "Best policy"
      0.5 5.0/5 "Blown Away!"
      I have a health insurance policy with ICICI lombard from last 2 years and it is one of the best insurance policy to use. They gave a coverage value of Rs 3 lakhs for this insurance. My claim experience was good and they covered 100% of the billed amount. I pay an insurance premium of Rs 16000-17000 every year.
      Was this review helpful? 0
      , jabalpur
      Reviewed on Apr 16, 2018
    • ICICI Lombard Health Insurance
      "Good Service"
      0.5 4.0/5 "Great!"
      I have a health Insurance with Icici. The benefits is for the whole family. The offers covers the top hospitals. But still now I have not claimed any service from Icici health insurance service. It was an good experience with Icici Health Insurance service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 12, 2018
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