You need health cover regardless of what you take two at a time - pills or stairs.
  • ICICI Lombard Health Insurance

    ICICI Lombard GIC Ltd. is a joint venture between ICICI Bank Limited, India's second largest bank with total assets of over USD 100 billion and Fairfax Financial Holdings Limited, a financial services company based in Canada, associated with reinsurance, general insurance, investment management, and insurance claims management. ICICI Lombard GIC Ltd. has evolved to the status of one of the largest private sector insurers in India with a Gross Written Premium (GWP) of Rs.83.07 billion.

    ICICI Lombard General Insurance Highlights Updated on 21 Jul 2017

    Features Specifications
    Network Hospitals 4500+
    Waiting Period for Pre-existing Disease 4 years
    Incurred Claims Ratio 82.09%
    Number of Policies Issued 766530
    Grievances Solved 98.32%
    Renewability Lifetime

    *For Year 2015-2016

    ICICI Lombard General Insurance Co. Ltd. brings to the Indian market the combined expertise of two individual enterprises, making it a formidable force in the general insurance industry. It offers insurance solutions to individuals as well as companies in the form of personal and business financial protection solutions respectively. Some of their retail insurance solutions include auto insurance, travel insurance, personal accident and health insurance to name a few.

    ICICI lombard health insurance plans

    Among the company’s health insurance offerings are the following plans:

    • ICICI Lombard Complete Health Insurance
    • Health Booster
    • Personal Protect Insurance Policy
    • Health Care Plus Policy
    • Group Personal Accident

    ICICI Complete Health Insurance

    This is a total health insurance solution that aims to provide coverage to not just the proposer but also his/her family. It is made affordable through its two coverage options i.e. Cover on an Individual Basis (which is taken for each person separately, premiums being payable for each insured member) or on a Floater Basis (wherein the entire family is covered for a particular amount).

    Coverage options are also flexible. Customers can choose to make their cover more comprehensive by opting to cover critical illnesses in addition to the basic plan.

    Entry Age The minimum entry age starts from 6 years under individual policy and 3 months under the floater policy
    Policy Period 1 or 2 year policy period as per plans offered
    Renewability Lifetime
    Medical Screening No health check-up up to the age of 45 years (age as on last birthday)
    Basis Individual and Floater
    Sum Assured Rs.2 lakhs, Rs.3 lakhs, Rs.4 lakhs, Rs.5 lakhs, Rs.7 lakhs or Rs.10 lakhs. (chosen amount can be enhanced at renewal) No-claim Bonus: 10% increase in sum assured for every claim-free year; max. 50%; awarded at renewal
    Premium Discount if voluntary deductible is opted for
    Coverage iHealth Plan - Inpatient hospitalisation expenses: Boarding, Nurse Care, ICU, Doctor/Surgeon, Anesthesia, Blood, Oxygen, OT - Specified Day care treatment - Pre/Post-hospitalisation expenses: Up to 30 /60 days respectively - Ambulance Costs: Up to Rs.1,500 per hospitalisation - Pre-existing diseases: 2 or 4 yr. waiting period depending on chosen coverage - Yearly Health-checks: Limited to 2 per yr. on floater basis
    Add-on Covers Option 1 - Daily Cash Allowance: Per day of hospitalisation; max. 10 days; deductible: 3 days Rs.500 for coverage options Rs.1 lakh or 2 lakhs Rs.1,000 for coverage options Rs.3, 4 or 5 lakhs Rs.2,000 for coverage options Rs.7 or 10 lakhs - Convalescence Benefit: Hospital stay of 10 days or more; Rs.10,000 per insured member; one-time per policy period

    Option 2 - For coverage options above Rs.2 lakhs - Critical Illness: One-time, Lump sum payment on diagnosis for - Cancer, CABG, Heart Attack, Major Organ Transplant, Stroke, Paralysis, Heart Valve Replacement, Terminal Liver Failure - Organ Donor Expenses: Up to Rs.50,000 - reimbursed

    Health Booster

    The Health Booster plan offered by ICICI Lombard is a super top-up insurance product that extends the coverage for illnesses and expenses that are not covered under the base plan. The plan also has a deductible threshold. The product is ideal for customers who are looking to protect themselves from the surging medical costs and unprecedented medical issues.

    Entry Age 6 years of age for individual 3 months for floater policy
    Renewability Reset up to 100% of the sum insured once in a policy year in case the sum insured including accrued additional sum insured (if any) is insufficient to make the claim
    Medical Screening Medical underwriting is required for an individual who is more than 45 years of age or opting Sum Insured more than 10 lakh or both
    Basis Individual and floater
    Coverage Sum insured amount options from Rs.5 lakh to Rs.50 lakh and flexible deductible options (Rs.3 lakh, Rs.4 lakh & Rs.5 lakh) to suit your needs
    Add-on Covers Optional Cover 1: Hospital Daily Cash & Convalescence Benefit

    Optional Cover 2: Personal Accident Cover, Temporary Total Disablement (TTD) Rehabilitation Cover & Repatriation of Remains (Only for adults up to 60 years)

    Optional Cover 3: Critical Illness Cover (Only for adults up to 60 years)

    Personal Protect Insurance Policy

    ICICI Lombard offers the Personal Protect Policy that provides coverage for Accidental Death and Permanent Total Disability (PTD). The product offers coverage for terrorism as well. An optional cover is offered for Accidental Hospitalisation Expenses and Accidental Hospital Daily Allowance.

    Entry Age The minimum entry age is 18 years and the maximum entry age is 60 years (age as on last birthday)
    Medical Screening No health check-up required for policy issuance
    Basis Individual
    Coverage Customised coverage that allows you to choose between Rs.3 Lakhs, Rs.5 Lakhs, Rs.10 Lakhs, Rs.15 Lakhs, Rs.20 Lakhs and Rs.25 Lakhs Sum Insured

    Health Care Plus Plan

    The ICICI Lombard Health Care Plus Plan is designed to cover medical expenses that exceed the sum insured of the policyholder’s existing health insurance plan. Having said that, this health insurance plan can function as an independant insurance plan as well, offering coverage for hospitalisation more than 24 hours and for critical illnesses after the 4th renewal of the policy.

    Entry Age Individuals between 5 years and 65 years are eligible for this policy
    Policy Tenure 1 or 2 years
    Renewability Lifetime renewability
    Medical screening Only applicants above the age of 56 years are required to undergo a pre-policy check-up
    Premium Depends on the sum insured, tenure, and coverage chosen by the applicant
    • Coverage of pre-existing diseases after renewing the policy after 4 continuous years
    • Tax benefits under section 80D
    • Cashless hospitalisation facility after 24 hours of hospitalisation - includes coverage of all medical expenses up to the sum insured
    • Illnesses contracted within 30 days of the initiation of the policy
    • Coverage of diseases such as cataract, hernia, etc., within the first two years of initiating the policy
    • Self-inflicted injury
    • HIV, AIDS and related sexually transmitted diseases
    Grace Period A grace period of 30 days is granted to renew the policy

    Group Personal Accident

    The policy covers for death resulting from accident and Permanent Total Disablement (PTD) resulting from Accident.

    Entry Age No Age Restriction
    Policy Period 1 Year
    Renewability Lifelong renewability
    Sum Assured Between Rs.5 lakh to Rs.20 lakh
    • Inflicted self-injury, suicide or attempted suicide
    • Affected by venereal disease or insanity, directly or indirectly.
    • While under the influence of intoxicating liquor or drugs
    • Insured committing any breach of the law with criminal intent

    Save Tax Benefits with ICICI Lombard Health Insurance policies

    ICICI Lombard Health Insurance policyholders are liable to save tax under Section 80D of the Income Tax Act, 1961. Listed below are the tax deductions benefits of all ICICI Lombard health insurance plans.

    Tax Deductions under Section 80D of the Income Tax Act, 1961.
    • Deductions up to Rs.55,000 can be availed on the the medical insurance premiums paid for spouse, children and self.
    • Parents can get tax deduction up to Rs.25,000, and senior citizens, can receive deductions up to Rs.30,000.

    ICICI Lombard Health Insurance FAQs

    1. What is the meaning of date of inception of a health insurance policy?
    2. The date of inception of a policy refers to the date when your policy becomes effective.

    3. What is optional coverage? Does ICICI Lombard provide it?
    4. Optional coverage means the add-on benefits in the insurance plan. Yes, the customers can include these add-ons in their policy.

    5. What is mandatory coverage?
    6. It means the original coverage that comes with the policy. You cannot remove it from the policy.

    7. What is a premium?
    8. A premium refers to the amount paid to the insurance company.

    9. What is the meaning of entry age and exist age?
    10. Entry age means the age of eligibility to buy a health insurance policy. Exit age refers to that age on reaching which a person cannot buy or renew his/her policy.

    11. What is the meaning of permanent exclusion?
    12. It means that the disease that falls under this category of permanent exclusion will not be covered under your health insurance plan.

    13. How is the claim procedure at ICICI Lombard?
    14. The claim procedure involves the following three steps -- intimation of claim, process of claim, and claim closure by making the payment.

    15. Whom should I contact to make a claim?
    16. In order to make a claim, you can either approach ICICI Lombard claim management team or the customer service department.

    17. Do I need to pay premium for the second year, if I have to renew my policy?
    18. Yes, you need to pay the premium for the second year, if you intend to renew it.

    19. What is the difference between an individual plan and a floater plan?
    20. An Individual plan refers to the separate plans for each individual. But a floater plan covers your family members as well.

    21. What are the expenses included under the sub limit amount at ICICI Lombard?
    22. The expenses spent in pre-hospitalization, room rent and other expenses related to the treatment process are covered in amount stated in the sub limit bracket.

    23. How does a higher health insurance coverage with ICICI Lombard help me?
    24. A higher health insurance coverage with ICICI Lombard helps you to get advanced and high quality treatment at its network hospitals.

    Examples of Network Hospitals in Major Cities

    Kolkata Columbia Asia Hospital
    DELHI National Heart Institute
    BANGALORE Manipal Hospital
    CHENNAI Fortis Malar Hospital
    Mumbai Hinduja Hospital

    *Disclaimer - This is not an exhaustive list but an indicative representation of hospitals that form a part of the company's wider network.

    News About ICICI Lombard Health Insurance

    • ICICI PruLife Increases Presence in Health Space, Launches New Cancer and Heart Plans

      ICICI Prudential is looking at expanding its presence in the health insurance sphere and has launched the ICIC Pru Heart/Cancer Protect plan, which will pay policyholders a part of the insurance cover amount upon the diagnosis of cancer or a heart ailment.

      The company is looking to capitalise on the recent spurt in inflation in the sector and would be increasing their stake over a period of time. The company is targeting an increase in protection business over their existing savings business and hopes to achieve this through the launch of new specific plans.

      The heart and cancer plan would provide coverage for minor conditions as well, in a bid to attract customers. ICICI has also removed the mandatory medical test, though the plan has a 6-month waiting period before a claim can be made.

      4th July 2017

    • Fairfax sells 12.18% stake in ICICI Lombard

      Fairfax has sold its stake of 12.18% in ICICI Lombard General Insurance. The company is valued at a staggering amount of Rs.20,300 crore. It is a joint venture between Fairfax Financial Holdings Limited and ICICI Bank Limited. After this transaction is completed, the share ownership of Fairfax and ICICI Bank will be 22.13% and 63.31% respectively. Non-convertible Debentures have been issued and are listed on The Bombay Stock Exchange (BSE) and National Stock Exchange (NSE).

      30th May 2017

    • Health insurance plans have not been availed by most smokers: ICICI Lombard Report

      Reports from a survey done by ICICI Lombard General Insurance Co. Ltd showed that 57% of the survey participants do not carry health insurance policies, despite being smokers. A total 1011 individuals responded to the survey via Facebook. The age of the respondents was between 22 years and 45 years. Out of this figure, 54% of the respondents were regular smokers. The types of policies held by the respondents owning health plans varied from regular health insurance policies, policies for critical illnesses and policies with high deductibles. Around 20% of the respondents were unsure whether they actually held any policy.

      1st June 2016

    • Health Advisor Platform launched by ICICI Lombard

      Keeping in mind customer satisfaction, ICICI Lombard has launched a health advisor platform which will help policyholders make informed decisions about the choice of hospitals. This platform will have customer reviews and ratings for hospital feedback.

      Through this platform consumers can get actual experience stories and more from other customers who have been through a similar course. The idea is to help policyholders plan their medical processes more effectively through exchange of information and reviews. The portal currently has over 750 hospital listing from around 10 cities in the country and covering over 30 medical procedure reviews.

      30th March 2016

    • ICICI Lombard predicts positive trends for 2016

      ICICI Lombard, the largest private sector general insurance company in India recently conducted a survey, the results of which promise a positive outlook for 2016. An increased level of alertness and facts about general healthcare and insurance during 2015 have resulted in informed customers who are checking facts and figures before opting for insurance policies. The current year also saw changing trends in the motor insurance category, with customers opting for vehicles with enhanced features and design, but still apprehensive about adding additional cover like Engine protection and RTI to their existing plans.

      17th December 2015

    • ICICI’s sale of 9% of General Insurance

      ICICI Bank will be selling 9% stake in ICICI Lombard General Insurance to Fairfax Financial Holdings for an amount of INR 1550 crore. The move comes directly after the decision by IRDAI allowing foreign investors to have increased stake in insurance companies born out of a joint venture.

      Finalisation of the deal will allow Fairfax Holdings to gain a 35% stake in the insurance venture from the earlier 26%. This stake increase is still within the acceptable limits of 49% as decreed by the government. An increased stake in the venture goes on to say that Fairfax undoubtedly has faith in the growth of insurance sector in India in general and the growth of the venture, in particular. The benefit of this increased stake could mean a wider spectrum of fund allocation for the purpose of insurance, allowing people to have options for larger sums of insurance.

      12th November 2015

    • ICICI Lombard Survey reveals the Need for Awareness on Health Insurance

      A recent survey by ICICI Lombard, a popular Indian general insurance company has shed some light on the mentality of earning Indians in the age limits of 25-35 years, particularly pertaining to health insurance. It was found that almost 86% of the sample set believed that they were healthy and didn’t have the need for a health insurance scheme. This survey was conducted across the cities of Mumbai, Delhi, Kolkata, Bangalore, Chandigarh, Lucknow, Hyderabad and Ahmedabad.

      While a majority of spend is done on household items, family, EMIs and premiums, only 5% of the overall expenditure is done on health and medicals. The trend has depicted that the uninsured ones tend to save less and spend more compared to the insured portion of the sample set. While a larger chunk of the sample set purchased insurance at the age of 30, they opined that they should have done the same at 25 or at least before 30.

      Awareness about health insurance needs to improve and the mentality about it being more than a tax saving option needs to change. This survey has explored some crucial corners of the Indian mentality with regards to health insurance.

      12th October 2015

    • Indian Women Neglect Health, Remain Uncovered by Health Insurance

      A recent survey conducted by ICICI Lombard Health Insurance reveals that a majority of women are not covered by health insurance. Only 39% women were covered by health insurance. Among the uncovered group of women, 53% women had not given any serious thought to it.

      ICICI Lombard General Insurance Company conducted this survey in February 2015. The main reason for conducting this survey was to find out women’s awareness towards their health. The survey received responses from 1009 women respondents. According to the survey, Indian women prioritize their family over their health, which is an accepted norm among 40% of the respondents. They have the tendency to neglect their health and health check-ups which is revealed by the responses coming from 79% of the women respondents who didn’t go for any tests or health check-ups, except when they are unwell.

      Although they suffer from various health disorders once or twice in a year, they neglect regular health check-ups. Indian women are more prone to diseases such as anaemia, metabolic disorders, cancer and arthritis compared to men as stated by ICICI Lombard’s claims data analysis for 2013 and 2014.

      11th March 2015

    • ICICI Lombard Reveals Dengue Treatment Tops Health Insurance Claims

      ICICI Lombard has brought to light that treatment of dengue is the main driver of insurance claims in Mumbai although the Municipal Corporation of Mumbai doesn’t agree.

      Dengue rose a whopping 96% in 2013. In 2011, 5% of the total claims from treatment of infectious diseases was dengue-related and gradually climbed to 8% in 2012 . It went up further by 1% to 13% in 2013.

      ICICI Lombard says that 50% of dengue problems occur in the last three months of the year. There was a jump of 91% in men and 103% in women in 2013. Most of the victims are in the age -group 26 to 35 years while the 16 to 25 years age-group is the next most infected. In most cases dengue leads to secondary infections like fever and other common infections of the respiratory tract and gastroenteritis.

      24th November 2014

    GST rate of 18% applicable for all financial services effective July 1, 2017.

    Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.

    ICICI Lombard Health Insurance Reviews

  • Page 1 of 26 1 2 3 4 5
    • ICICI Lombard Health Insurance
      "Its Good insurance"
      0.5 5.0/5 "Blown Away!"
      I have taken health insurance for my mother, I normally make Rs.10,600 as premium on yearly basis. ICICI lombard offered me medical sum assurance of Rs.3 lakhs. This insurance provider got tie up with good hospital and has cashless facilities. I have activated the policy by online without any hassles.
      Was this review helpful? 0
      , pune
      Reviewed on Jul 12, 2017
    • ICICI Lombard Health Insurance
      "Satisfactory "
      0.5 4.0/5 "Great!"
      I do have health insurance policy with the ICICI Lombard general insurance company and am with them from the last eight years of time. Service aspects are good one with the ICICI lombard general insurance company, also the coverage value is a satisfactory one and the claim ratio too. I have got around 50% of cost of treatment as claim settlement.
      Was this review helpful? 1
      , mumbai
      Reviewed on Jun 22, 2017
    • ICICI Lombard Health Insurance
      "Good health insurance"
      0.5 4.0/5 "Great!"
      I am using ICICI Lombard general health insurance for past 3 years. I get coverages of 4lakhs I pay around Rs.14,000 to renew the policy. This is also a good investment in terms of getting away from tax and even though if u have a company heath insurance, it is good to go have a group health insurance policy. It is 95 % reimbursement policy. It covers 4 peoples . I am happy to hold this health insurance.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jun 17, 2017
    • ICICI Lombard Health Insurance
      "Good Health Insurance"
      0.5 5.0/5 "Blown Away!"
      I have corporate medical insurance with ICICI Lombard, they provided the medical coverage of Rs.2.25 lakhs, it cover for me, my wife and my two children. It won't cover my parent. ICICI lombard got tie up with good hospital, across my location.
      Was this review helpful? 0
      , cuttack
      Reviewed on Jun 16, 2017
    • ICICI Lombard Health Insurance
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      I do have health insurance policy with ICICI Lombard general insurance company and the services are an excellent one . The premium is around 10000 Rupees for three years of time. Coverage value is around 10 lakh Rupees. I have not faced any claims with them till now.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 13, 2017
    • ICICI Lombard Health Insurance
      0.5 3.0/5 "Satisfactory"
      I do have health insurance policy with the ICICI Lombard general insurance company. Coverage value is around 2 lakh Rupees and I have not claimed with them. I have seen the claim process and it took some long process because it has to reach so many people.
      Was this review helpful? 0
      , devanahalli
      Reviewed on Jun 10, 2017
    • ICICI Lombard Health Insurance
      0.5 4.0/5 "Great!"
      I am having the health insurance policy with the ICICI lombard general insurance company and the coverage is for full family. Coverage value is around five lakh Rupees for my family and I can get the treatment in all hospitals.
      Was this review helpful? 0
      , hosur
      Reviewed on Jun 08, 2017
    • ICICI Lombard Health Insurance
      "Good benefits coverage for family"
      0.5 5.0/5 "Blown Away!"
      I took ICICI Lombard Health insurance, I am paying the premium of Rs.3000 and that was for a duration of one year. Its covers enter family, my parents and spouse. They gave me the medical coverage of Rs. 5 lakhs. For my Parents they can claim upto 80% ,wife 90% and children 70%. For my entire family, I could claim upto 100% .
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 02, 2017
    • ICICI Lombard Health Insurance
      "Excellent policy"
      0.5 3.0/5 "Satisfactory"
      Holding a health insurance policy with ICICI bank, I am got it past 6 months ago. I pay around RS.300 per month as a premium . I did not have a claim experience so far, There is no cashless treatment option with this policy. The medical coverage is very good with this policy. This policy covers myself and my family.Totally 5 members covering under this insurance. I am happy holding this health insurance policy.
      Was this review helpful? 1
      , hyderabad
      Reviewed on May 29, 2017
    • ICICI Lombard Health Insurance
      0.5 4.5/5 "Excellent!"
      I am having health insurance policy with the ICICI Lombard general insurance company and am with them from the last two years of time. Health coverage value is around 11 lakh Rupees. I have not faced any claims with them till now. Customer service is pretty good and they used to contact me and intimated the new schemes.
      Was this review helpful? 1
      , secunderabad
      Reviewed on May 19, 2017
    • ICICI Lombard Health Insurance
      "Good "
      0.5 4.0/5 "Great!"
      I hold the health insurance policy with the ICICI lombard general insurance company and the coverage value is fine, also they have provided the cover for my full family. They are having enough number of networking hospitals across the cities.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on May 12, 2017
    • ICICI Lombard Health Insurance
      "Premium has to be reduced"
      0.5 3.0/5 "Satisfactory"
      Earlier I had a health insurance with ICICI Lombard, at the time I used to pay the premium of Rs.6000 for two years now premium became Rs.30,000 has a same tenure its covers for two persons. It gave the medical coverage of 3 lakhs + bounce. Then I closed because premium got increased I am not fine with that.
      Was this review helpful? 0
      , chennai
      Reviewed on May 05, 2017
    • ICICI Lombard Health Insurance
      "Good policy "
      0.5 4.0/5 "Great!"
      I have health insurance policy with the ICICI Lombard general insurance company and I have not faced any claims with them till now but there are no benefit for non-claiming. Premium is around 22000 Rupees per annum for my mother and myself. Customer service and other aspects are good with them.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 27, 2017
    • ICICI Lombard Health Insurance
      "Good Medical coverage"
      0.5 5.0/5 "Blown Away!"
      My wife was admitted in hospital few years back at the time, ICICI Lombard health insurance helped me a lot. we got cash less treatment in that particular hospital and she got admitted around 21 days in the hospital the entire expenditure taken care by ICICI lombard, I normally make the premium of Rs.15,000 its gives the coverage of entire family and they offered the medical coverage of Rs.3 lakhs its per annum.
      Was this review helpful? 1
      , visakhapatnam
      Reviewed on Apr 26, 2017
    • ICICI Lombard Health Insurance
      "Good insurance company"
      0.5 5.0/5 "Blown Away!"
      I had taken an insurance with ICICI lombard. The benefits what I get here is the accidental cover and the premium what I pay is around 40k.I had taken this Insurance for a period of 5 years. I normally pay for this insurance I got a call from the branch and through them and I had taken this. I normally pay the payment through cheque.
      Was this review helpful? 2
      , kolkata
      Reviewed on Apr 20, 2017
    • ICICI Lombard Health Insurance
      "Best policy "
      0.5 5.0/5 "Blown Away!"
      I hold this policy for about last 3 years. It has to be renewed every year. This policy is very helpful in the health concerns. I am very much confident about this policy, because ICICI lombarfd health insurance policy is very quick in providing the claims. I can say it is excellent service with the ICICI lombard. The payment options are also very easy.
      Was this review helpful? 1
      , durgapur
      Reviewed on Apr 08, 2017
    • ICICI Lombard Health Insurance
      "Nice for safety"
      0.5 4.0/5 "Great!"
      I hold a ICICI accident policy, which is very good in coverage. The Icici Lombard Insurance is easy to claim. This insurance has the tenure of 4 years. The health plan benefit is very easy to understand. It is a good policy for safety purposes.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 24, 2017
    • ICICI Lombard Health Insurance
      "It provides good coverage for family"
      0.5 4.0/5 "Great!"
      ICICI Lombard is a reputed insurance company, I had taken health insurance for my family. I used to pay a premium of Rs. 17,717 on an annual basis for a tenure of three years. It has the medical cover of Rs. 5 Lakhs its covers entire family. It has got tie up with reputed hospitals in Pune. ICICI Lombard have sent the medical card for each and every one in my family with different MIC number, it is good to hold for medical purpose.
      Was this review helpful? 0
      , pune
      Reviewed on Mar 15, 2017
    • ICICI Lombard Health Insurance
      "Good "
      0.5 3.0/5 "Satisfactory"
      I am having health insurance policy with the ICICI lombard general insurance and I had been with them from the last seven years of time. Medical coverage value clubbed together everything is there, except dental and eye related treatment. Treatment is good with the listed hospitals and I dont have any claim expeirence till date.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 15, 2017
    • ICICI Lombard Health Insurance
      "My health insurance"
      0.5 3.5/5 "Pretty good"
      ICICI lombard is very good. The premium is paid is good and the coverage is also good . This is actually a medical policy they provide a coverage of 1.5 lakhs. I had got medi claim and the medi card which is provided by the company. This insurance is meant for me as I am single.
      Was this review helpful? 0
      , ratlam
      Reviewed on Feb 06, 2017
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