HDFC ERGO Platinum Critical illness plan is one of the health insurance policies offered by HDFC ERGO general insurance. This plan offers coverage for 15 critical ailments such as benign tumour, Parkinson's disease and Alzheimer's disease among others.
Features & Benefits - HDFC ERGO Critical Illness Platinum:
|Entry Age||Minimum is 5; maximum is 65|
|Medical Screening||No health pre policy health check-up required to avail this health insurance plan|
|Sum Assured||Rs 2 Lakhs to Rs 10 lakhs. Sum insured as a lump sum on the confirmed diagnosis of any one of the critical ailments listed below. The insured, should however, survive a period of 30 days from the date of the diagnosis.|
|Critical Ailments Covered||
|Claims||Policyholder can make only one claim during the lifetime of the policy|
|Tax Benefits||Policyholder can claim tax benefit under section 80D of the Income Tax Act. Senior citizens can avail up to Rs.20,000 as tax benefit|
|Costs Covered||Under the policy, the policyholder gets a lump sum amount which could provide for cost of treatment (including doctor’s fees),recuperation costs, any loss of income due to a decrease in the ability to work and change in lifestyle among others|
Find cashless network hospitals nearby: HDFC ERGO Cashless Network Hospitals
Also Read: Best Health Insurance Plans of 2017
Also Read: How to File a Claim with HDFC ERGO?
Other Health Insurance Plans from HDFC ERGO Health Insurance:
- HDFC ERGO Health Suraksha
- HDFC ERGO Health Suraksha Gold
- HDFC ERGO Health Suraksha Regain
- HDFC ERGO Health Suraksha Top Up
- HDFC ERGO Critical Illness
GST rate of 18% applicable for all financial services effective July 1, 2017.
Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.