HDFC ERGO Platinum Critical illness plan is one of the health insurance policies offered by HDFC ERGO general insurance. This plan offers coverage for 15 critical ailments such as benign tumour, Parkinson's disease and Alzheimer's disease among others.
Features & Benefits - HDFC ERGO Critical Illness Platinum
|Entry Age||Minimum is 5; maximum is 65|
No health pre policy health check-up required to avail this plan
Rs 2 Lakhs to Rs 10 lakhs. Sum insured as a lump sum on the confirmed diagnosis of any one of the critical ailments listed below. The insured, should however, survive a period of 30 days from the date of the diagnosis.
|Critical Ailments Covered||
|Claims||Policyholder can make only one claim during the lifetime of the policy|
|Tax Benefits||Policyholder can claim tax benefit under section 80D of the Income Tax Act. Senior citizens can avail up to Rs.20,000 as tax benefit|
Under the policy, the policyholder gets a lump sum amount which could provide for cost of treatment (including doctor’s fees),recuperation costs, any loss of income due to a decrease in the ability to work and change in lifestyle among others
Also Read: How to File a Claim with HDFC ERGO?