Insurance is like a spare tyre. You may not require it, but not having one is not an option.

Get Details on HDFC ERGO Car Insurance Online Premium Payment

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Policy Coverage

Customer Service

Claim Experience

Responsiveness

Cashless Garages

Commencing operations in 2002, HDFC ERGO was formed following a joint venture between ERGO International AG and HDFC Limited. Headquartered in Mumbai, the company has spread its wings to more than 80 cities and 109 branches spread across the country. In 2014, HDFC ERGO was awarded the “best insurance company” by the World HRD Congress at the ABP NEWS - Banking, Financial Services & Insurance Awards.

HDFC ERGO Car Insurance Products

HDFC ERGO General Insurance provides the following types of car insurance plans for its customers:

  • Car insurance - This insurance plan offers comprehensive protection to the insured car for loss or damage caused either by natural calamities and manmade disasters, personal accident cover for the owner-driver, and third-party liability insurance. To enhance protection, customers can purchase the add-on covers over the premium of the policy.
  • Liability-only motor insurance - Mandatory as per the Motor Vehicles Act, 1988, this motor insurance plan offers cover for legal liability to a third-party for accidental injuries, death, and property damage. The policy is offered to both commercial and private vehicles.
  • Commercial vehicle insurance - The insurance policy has two types - liability-only and comprehensive insurance. The liability only-plan is the minimum level of insurance that offers coverage for the third-party involved in the accident, while the comprehensive plan offers coverage for own-damage and third-party liability for commercial vehicles.

Customer Care Services Offered By HDFC ERGO Car Insurance

HDFC ERGO offers a number of services to its customers, some of them are mentioned below.

  • Roadside assistance
  • Key replacement
  • To renew their insurance
  • To make a car insurance claim
  • To schedule a service at any of HDFC ERGO’s network garages
  • Report any grievance
  • Give feedback on the service
  • Or to make a query or lodge a complaint

Read More On: HDFC ERGO Car Insurance Customer Care Services

Steps To Pay HDFC ERGO Car Insurance Premium Online

Customers can either purchase a new car insurance policy or renew their existing car insurance policy online by following the steps mentioned below:

Steps To Purchase A New HDFC ERGO Car Insurance Policy Online:

  • Visit the HDFC ERGO main website.
  • Click on “Car insurance”.
  • Now, enter the details of your vehicle - registration number, city of registration, manufacturer name, vehicle model, etc.
  • Next, enter your name, mobile number and email ID.
  • Click on “buy”.
  • Make the payment for your insurance policy via net banking, debit/credit card.

Steps To Renew A HDFC ERGO Car Insurance Policy Online:

  • Visit the HDFC ERGO main website.
  • Click on “Car insurance”.
  • Click on “renew policy”.
  • Enter your existing policy number.
  • Click on “proceed”.
  • Either make the payment to renew your insurance via your net banking account, or through your debit or credit card.

HDFC ERGO Car Insurance Online Premium Payment FAQs:

1. I heard there is a multi-year insurance policy. Is that available for all types of vehicles?

The multi-year policy is available only for two-wheelers at the moment. At present, the facilities are not available for four-wheelers and commercials four-wheeler vehicles.

2. When is the best time to renew my insurance policy?

The best time to renew your insurance policy is within two months from the date of expiry of the insurance policy. Failure to renew your insurance policy before the expiry and you would need to give your bike for an inspection before renewing the policy.

3. Does HDFC ERGO have any add-on covers? If so, can you name some of them?

Some of the add-on covers offered by HDFC ERGO are listed below:

  • 24x7 spot assistance
  • Lock and key replacement cover
  • Personal baggage cover
  • Conveyance benefit
  • Emergency assistance wider cover
  • Consumables cover
  • Zero depreciation claim
  • No-bonus cover

4. Can you tell me what the personal accident insured sum is? Is it part of the policy?

The personal accident cover is optional over the premium of the policy. In other words, it is an add-on cover. Customers who purchase the cover are liable to a sum insured up to Rs.2 lakh.

5. What steps should I take if I have misplaced my car insurance policy?

If you have misplaced your car insurance policy, you would need to call the toll-free number - 1800 2 700 700 - and request them for a duplicate policy.

HDFC ERGO Car Insurance Online Premium Payment Reviews

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  • ICICI Lombard Car Insurance
    "Good Policy."
    0.5 3.0/5 "Satisfactory"
    I have bought my car insurance with ICICI Lombard for last 5 years which I'm continuing for with the same company. The claim experience was better and when i applied for the same, they have given upto 80%. Its covered with bumper to bumper facility. They have given the claim in 1 week.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jan 22, 2019
  • Royal Sundaram Car Insurance
    "Good policy "
    0.5 5.0/5 "Blown Away!"
    My car insurance was purchased in the year 2014 with Royal Sundaram. My dealer has recommended me about this policy. I pay the premium amount of Rs. 14000 with the coverage value of Rs. 6.27 lakhs which covered with the bumper to bumper facility.
    Was this review helpful? 0
    , ahmedabad
    Reviewed on Jan 22, 2019
  • Bajaj Allianz Car Insurance
    "Good Policy"
    0.5 3.0/5 "Satisfactory"
    I had taken this insurance policy a while back and the premium amount has been quite good and not too high. The payment method has been easy and there has not been any sort of charges, and the policy covers bumper to bumper. Their customer support has also been responsive and was helpful as well.
    Was this review helpful? 0
    , mumbai
    Reviewed on Jan 22, 2019
  • ICICI Lombard Car Insurance
    "Its Good"
    0.5 4.0/5 "Great!"
    There was no claim experience for my Tata Tiago with ICICI Lombard. I have renewed the car policy at last june, I paid the amount around Rs. 10,600 because its around 1.5 year old vehicle. I took comprehensive plan which includes loss , damage, ICICI Lombard got tie up many showroom.
    Was this review helpful? 0
    , new delhi
    Reviewed on Jan 21, 2019
  • ICICI Lombard Car Insurance
    "Best cover"
    0.5 4.0/5 "Great!"
    Very recently I took policy from Car insurance for my new Baleno car, it was done by ICICI bank, they deducted insurance fee from the loan. The loan department issued the policy copy on time. For first year its 100% coverage available its a bumper to bumper with ex showroom.
    Was this review helpful? 0
    , new delhi
    Reviewed on Jan 21, 2019
  • ICICI Lombard Car Insurance
    "Good Car Insurance policy"
    0.5 4.0/5 "Great!"
    I have selected the ICICI Lombard for my car since the dealer has given me this insurance. I have been paying the premium amount of Rs. 15000. This is not covered for the bumper to bumper facility. They have given me a IDV value of Rs, 3.10 lakhs. They are providing the good garage facility all over the city.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jan 21, 2019
  • United India Car Insurance
    "Yet to experience the policy"
    0.5 3.0/5 "Satisfactory"
    I have applied the claim for my car recently. I have given the car into the showroom and they have asked me to inform in the insurance company. When i visited other branch they have asked me to the home branch. They have given me a sufficient IDV value. Its covered with a bumper to bumper facility.
    Was this review helpful? 0
    , chennai
    Reviewed on Jan 21, 2019
  • ICICI Lombard Car Insurance
    "Reliable Policy"
    0.5 5.0/5 "Blown Away!"
    Purchased my car insurance through ICICI Lombard and They have given me a low premium since i have taken a loan from ICICI bank. They have given me a good IDV value. This is a bumper to bumper covered policy. They have given me a road side assistance, no claim bonus benefits.
    Was this review helpful? 0
    , chennai
    Reviewed on Jan 21, 2019
  • National Insurance Car Insurance
    "Good Insurance"
    0.5 3.0/5 "Satisfactory"
    My Honda amaze car got insured with National insurance for one year of tenure period. I think my old premium amount was around Rs.30,000. I took first party comprehensive plan it covers for loss, damage, theft. The customer support is good even the IDV is good.
    Was this review helpful? 0
    , bhubaneshwar
    Reviewed on Jan 21, 2019
  • ICICI Lombard Car Insurance
    "Competitive price"
    0.5 5.0/5 "Blown Away!"
    I have taken a car insurance from ICICI Lombard and the service is really good. I spoke wtih the customer care once for the claim. The garage people taken care of the full settlement process. The premium amount is nominal. They have given me a best claim what they can offer according to their norms.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jan 21, 2019
  • Royal Sundaram Car Insurance
    "Economic offering and wide accessibility"
    0.5 5.0/5 "Blown Away!"
    Because it was good comparison between other companies hence i have chosen the Royal sundaram. The premium amount is reasonable. The IDV value is good. This a comprehensive policy which covers third party insurance. They have tie up with most of the garages. They have cashless facility in most of the places.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jan 21, 2019
  • Royal Sundaram Car Insurance
    "Average"
    0.5 3.0/5 "Satisfactory"
    I took my car insurance with Royal Sundaram. I never contacted the customer service. It is a default insurance from the showroom. The premium is high because I go for bumper to bumper offer, road side assistance, zeo dep. It is a first party insurance and no claim. The policy period is one year.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jan 19, 2019
  • SBI General Car Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    The showroom people has offered me a car insurance policy with SBI. I have made a premium amount of Rs. 22000. They have given me a coverage value of 100%. Total IDV value is 90% of the car value. I have no claim experience till now. The documentation process was done by showroom.
    Was this review helpful? 0
    , new delhi
    Reviewed on Jan 19, 2019
  • National Insurance Car Insurance
    "Smart protection with National"
    0.5 4.0/5 "Great!"
    The major factor to chose National Insurance because of the premium is economic, I took the policy for 3 years the IDV value remains the same for the whole tenure. The customer support is good on time they activated the policy. I have Tata Tiago , its around four months vehicle. Its zero depreciation comprehensive plan. I taken the policy through showroom.
    Was this review helpful? 0
    , lucknow
    Reviewed on Jan 19, 2019
  • ICICI Lombard Car Insurance
    "Satisfied with the policy"
    0.5 5.0/5 "Blown Away!"
    My car insurance is with ICICI Lombard. The customer services are good and I got the policy documents on time. The policy coverage is good and there are features of a road side assistance is there. The premium is economical too. Good overall.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jan 19, 2019
  • ICICI Lombard Car Insurance
    "Need to reduce the premium"
    0.5 3.0/5 "Satisfactory"
    I had a car insurance from ICICI LOMBARD which was offered by the showroom at the time of purchasing the vehicle. I felt the insurance premium is very high compared to others. I got a reminder call from the customer service at the time of renewal. It has zero dep for one year.
    Was this review helpful? 0
    , new delhi
    Reviewed on Jan 19, 2019
  • Tata AIG Car Insurance
    "Excellent"
    0.5 5.0/5 "Blown Away!"
    I took my car insurance from TATA AIG through online channel. They have given lesser premium with zero dep and it includes road side assistance. The customer service is very good. The policy period is one year. I have no claim experience. It is a first party insurance.
    Was this review helpful? 0
    , new delhi
    Reviewed on Jan 19, 2019
  • Tata AIG Car Insurance
    "Satisfied policy"
    0.5 5.0/5 "Blown Away!"
    TATA AIG is the best company to take the car insurance. Since long time i have taken this insurance. The customer care people used to call me to renew the policy and they used to policy renewal letter. I will do payment through online. Several times i have claimed the policy and i have received very good response.
    Was this review helpful? 1
    , hyderabad
    Reviewed on Jan 18, 2019
  • Universal Sompo Car Insurance
    "Excellent Service"
    0.5 5.0/5 "Blown Away!"
    I had taken this insurance policy a long time back and it has been a good insurance policy. I had been paying the premium online and the payment method has been convenient. There has been a claim made once and the claiming method has been simple.
    Was this review helpful? 0
    , navi mumbai
    Reviewed on Jan 18, 2019
  • New India Car Insurance
    "Comprehensive benefit policy"
    0.5 5.0/5 "Blown Away!"
    My car insurance was taken from New India. I don't speak with their customer care since i don't require it. I had a claim experience which is a easy process without any tension. As per their policy, the maximum claim amount settled. Since they are providing good services i have opted this policy. They have given me a road side assistance and bumper to bumper facility.
    Was this review helpful? 0
    , chennai
    Reviewed on Jan 18, 2019
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