Future Generali General Insurance Company has comprehensive health insurance plans in the gamut of its offerings. One such comprehensive health insurance policy from Future Generali is the Health Total plan which can be either an individual policy or a floater one. The plan includes three variants and all of them come with the option of either covering an individual or being floater policies. The policy comes with the option of lifetime renewability. It provides cover for pre-hospitalization, post-hospitalization, maternity and new-born related procedures, etc.
Features and benefits of Future Generali Health Total Comprehensive Plan:
|Family Definition||Vital Plan – Can include self, spouse, dependent children (unmarried up to the age of 25 years) and dependent parents Superior Plan and Premier Plan – Can include self, spouse, dependent children (unmarried up to the age of 25 years) or non-dependent and dependent immediate kin (till a maximum of 15 members)|
|Entry Age||The plan allows any member who has attained the age of at least one day to be covered under the policy, but the policyholder must be of legal voting age|
|Basis||Individual as well as floater policy for family members|
|Renewability||The policy comes with the option of lifetime renewal|
|Policy Tenure||The policy can be of a minimum of 1 year and a maximum of 3 years, post which it can be renewed further|
|Sum assured||Sum assured depends on the variant of the plan chosen. The details of the same are provided as below –
|Premium||Premiums vary based on sum assured and of the life insured|
|Policy coverage||The policy covers the following -
|Benefits||The policy comes with the following benefits
|Bonus||The policy offers cumulative bonus of 50% after each claim free year. To enjoy this bonus, you need to renew the policy continuously with Future Generali. The policy offers bonus maximum up to 100%.|
|Exclusions||The policy does not cover the following medical conditions: Disease detected within 30 days from the commencement for the policy, expenses related to AIDS and joint replacement surgery, injuries caused by alcohol or drug related abuses, non-allopathic treatment expenses, congenital diseases,|
*The information listed here is as per the latest data. You should read the policy documents carefully before making a decision on buying a health insurance policy.
Also Read: How to File a Claim with Future Generali?
Other Health Insurance Plans from Future Generali:
- Future Generali Health Suraksha Family Plan
- Future Health Surplus Insurance Plan
- Future Generali Criticare Critical Illness Plan
- Future Generali Future Hospicash Insurance Plan
GST rate of 18% applicable for all financial services effective July 1, 2017.
Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.