You need health cover regardless of what you take two at a time - pills or stairs.
  • Future Generali Health Suraksha Individual Plan

    Future Generali Health Insurance

    Future Generali General Insurance Company has many comprehensive health insurance plans in the gamut of its offerings. One such comprehensive health insurance policy from Future Generali is the Individual Health plan called Health Suraksha - Individual, which is a specific plan meant for individuals. It is a pretty simple plan which does what it says, provide for affordable health insurance, making sure your savings and investments are safe from hospital bills.

    Features and benefits of Future Generali Health Suraksha Individual Plan:

    Entry Age

    The minimum allowed age for entry is 18 years, while the maximum allowed age is 70 years.

    Children of the age of 3 months till 25 years can be covered if parents are concurrently insured with the company


    Individual only


    The policy comes with the option of lifetime renewal

    Policy Tenure

    The policy can be of a tenure of 1 year it can be renewed further annually

    Sum assured

    Sum assured depends on the entry age of the individual. The details of the same are provided as below –

    1. Entry age <= 55 years – Sum insured can be a maximum of INR 10 lakhs
    2. Entry age > 55 years – Sum insured can be a maximum of INR 5 lakhs

    If in case a policyholder is porting from another insurer, the sum insured could be a maximum of INR 5 lakhs too.


    Premiums vary based on sum assured and of the life insured

    Policy coverage

    The policy covers the following -

    • Hospitalization Cash Expenses
    • Day Care Treatment Expenses
    • Pre-hospitalization Medical Expenses (60 days prior)
    • Post-hospitalization Medical Expenses (90 days’ post)
    • Accidental Hospitalisation
    • Accompanying Person’s Expenses
    • Pre-existing diseases (after 4 years of continuous renewal)
    • Ambulance charges


    The policy comes with the following benefits

    • Possible free health check-ups at selected diagnostic centres
    • Quick turnaround time which is as low as 90 minutes for cashless claims
    • Quick and easy claim settlement procedures
    • Free health check ups
    • Possible tax benefits under the Indian Income Tax Act, 1961


    The policy does not cover the following medical conditions: Disease detected within 30 days from the commencement for the policy, expenses related to AIDS and joint replacement surgery, injuries caused by alcohol or drug related abuses, non-allopathic treatment expenses, congenital diseases,

    *The information listed here is as per the latest data. You should read the policy documents carefully before making a decision on buying a health insurance policy.

    Other Health Insurance Plans from Future Generali:

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