Future Generali Health Suraksha Individual Plan 2025

Entry Age

The minimum allowed age for entry is 18 years, while the maximum allowed age is 70 years. Children of the age of 3 months till 25 years can be covered if parents are concurrently insured with the company

Basis

Individual only

Renewability

The policy comes with the option of lifetime renewal

Policy Tenure

The policy can be of a tenure of 1 year it can be renewed further annually

Sum assured

• Entry age <=55 years - Sum insured can be a maximum of INR 10 lakhs
• Entry age > 55 years - Sum insured can be a maximum of INR 5 lakhs

Premium

Premiums vary based on sum assured and of the life insured

Policy coverage

1. Hospitalization Cash Expenses
2. Day Care Treatment Expenses
3. Pre-hospitalization Medical Expenses (60 days prior)
4. Post-hospitalization Medical Expenses (90 days' post)
5. Accidental Hospitalisation
6. Accompanying Person's Expenses
7. Pre-existing diseases (after 4 years of continuous renewal)
8. Ambulance charges

Benefits

1. Possible free health check-ups at selected diagnostic centres
2. Quick turnaround time which is as low as 90 minutes for cashless claims
3. Quick and easy claim settlement procedures
4. Free health check ups
5. Possible tax benefits under the Indian Income Tax Act, 1961

Exclusions

The policy does not cover the following medical conditions: Disease detected within 30 days from the commencement for the policy, expenses related to AIDS and joint replacement surgery, injuries caused by alcohol or drug related abuses, non-allopathic treatment expenses, congenital diseases,