• Cigna TTK ProHealth Preferred Insurance Plan

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    Cashless Treatment

    Customer Service

    Medical Coverage

    Claim Experience

    Responsiveness

    A policy that allows one to avail medical facilities as and when required without having to be bothered about the bills of hospitalisation. Apart from basic medical bills, maternity expenses are also covered and a cumulative bonus is awarded along with the return of sum insured if no claims have been made. This health insurance policy comes with the option of lifetime renewability, and both children and parents can avail this policy.

    The Cigna TTK ProHealth Preferred Plan is one of the four variants under the Cigna TTK ProHealth group of plans.

    Features of Cigna TTK ProHealth Preferred Insurance Plan:

    Eligibility age Min – 91 days for children and 18 years for adults Max – Lifetime renewal policy, no maximum age
    Basis Individual and Family
    Premium Premium amounts are decided as per the tier of the city the person belongs to, the results of the medical tests and are dependent on the discretion of Cigna TTK
    Sum assured Same as the cover offered, ranging from INR 15 lakhs to INR 50 lakhs
    Policy term 1 year or 2 years
    Renewability Lifetime renewability option
    Cover offered Could be either INR 15 lakhs, INR 30 lakhs or INR 50 lakhs
    Discount Family package discount as per 10% of premium for more than 3 members
    Benefits
    • Single private room
    • Pre-hospitalisation covers up to 60 days’ expenses
    • Post-hospitalisation covers up to 180 days’ expenses
    • Day care and domiciliary treatment covered up to sum insured
    • Actual ambulance expenses covered
    • Worldwide emergency cover up to INR 10 lakhs
    • Restoration of Sum Insured every year
    • INR 15000 Health Maintenance Benefit per policy year
    • INR 50000 to INR 100000 for maternity expenses
    • New born baby expenses covered as well as the first year vaccinations expenses
    Medical Tests Medical tests are mandatory before every renewal of the policy
    General Exclusions Waiting period exclusions - Pre-existing disease - 24/36/48 months respectively as per the plan opted Initial waiting period – 30 days from the date of inception of policy For specific ailments – 24 months Maternity – 48 months and 24 months if reduction in waiting period opted Critical Illness - 30 days from the date inception of policy Permanent exclusions - Genetic disorders Dental treatment, dentures or surgery Circumcision AIDS/HIV Mental illnesses

    *The information listed here is as per the latest data. You should read the policy documents carefully before making a decision on buying a health insurance policy.

    Find cashless network hospitals nearby: Cigna TTK Cashless Network Hospitals

    Other Health Insurance Plans from Cigna TTK:

    GST rate of 18% applicable for all financial services effective July 1, 2017.

    Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.

    Cigna TTK ProHealth Preferred Insurance Plan Reviews

  • Page 1 of 7 1 2 3 4 5
    • Cigna TTK Health Insurance
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      I've a health insurance provided by the Employer from the Cigna TTK . I do not have any claim experience , Company is paying the premium. It offers an annually coverage of 2 lacs for me and 1 lac for my wife and 50000 for my children. So far it has been a smooth experience and I'll have to wait and see how they respond to my claim in future.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 20, 2018
    • Cigna TTK Health Insurance
      "CHEATERS FRAUDS"
      0.5 0.5/5 "Unacceptable"
      CIGNATTK is scam and fraud company I have taken the policy in Jan 2016 where in one person who is insured did not have diabetes back then however ended up with diabetes by the year end. after paying three premiums and no claims for two years we were advised by Dr to take ANGIO and we applied for cashless. The team bluntly rejected stating that patient had diabetes for 4 years wherein all the documents submitted did not have any reference of the same. I have asked them to provide the document showing 4 years however they disconnected the calls. CUSTOMER SERVICE ONLY KNOWS HOW TO DISCONNECT CALLS WORST CIGNATTK I WANTED TO PORT BUT THE OTHER INSURANCE COMPANIES ASKED TO WAIT AND HENCE ENDED UP PAYING MONEY FROM MY POCKET WORST EXPEREIENCE WITH CIGNATTK
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 07, 2018
    • Cigna TTK Health Insurance
      "Best policy"
      0.5 5.0/5 "Blown Away!"
      I have my health insured with Cigna TTK from last 2-3 years, i am not aware of the premium amount as my company pays the premium. I have a family coverage of Rs 7 lakhs for this insurance policy. I have no claim experience so far from this insurance policy.
      Was this review helpful? 0
      , chennai
      Reviewed on May 20, 2018
    • Cigna TTK Health Insurance
      "Good service"
      0.5 4.0/5 "Great!"
      I have the health insurance policy from the CIGNA TTK HEALTH INSURANCE company and I got this policy around a year ago. This policy covers 3members in my family. I get the medical coverage amount of Rs,3,00,000 from this policy and I never got any claim from CIGNA TTK HEALTH INSURANCE policy.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 18, 2018
    • Cigna TTK Health Insurance
      "Good health insurance policy"
      0.5 4.0/5 "Great!"
      My company has provided me the health insurance policy from the CIGNA TTK HEALTH INSURANCE which has been changed as vidal health insurance policy , I got this policy since for the past 4 years. I have got he maternity claim experience . It was completely cashless.This policy cover Rs,3,00,000 each in the family and it covers 3 members in the family.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 03, 2018
    • Cigna TTK Health Insurance
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I use the health insurance policy from the Cigna TTK for the past 3 years. The customer support service is not up to the mark, they need to improve with their service. This policy has been expired and I tried calling them to renew the policy but there was no response from their end. This policy covers 4members in the family. This policy has the medical coverage up to Rs,5,50,000.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 02, 2018
    • Cigna TTK Health Insurance
      "Good insurance"
      0.5 4.0/5 "Great!"
      I took a health insurance with CIGNA TTK HEALTH INSURANCE by last year. They provide an international medical treatment and the services are better than other insurance companies. The medical coverage was around 2.5L. I am paying 3500 rupees per annum.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 27, 2018
    • Cigna TTK Health Insurance
      "Best service"
      0.5 4.0/5 "Great!"
      I have taken Heath Insurance with CIGNA TTK.I pay premium amount of 25,000 every year,i get a policy coverage of 5.50 lakhs.I pay a payment through online.I have claim experience with them they had covered 80% and i paid a minimum amount.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 24, 2018
    • Cigna TTK Health Insurance
      "Better policy to use"
      0.5 4.0/5 "Great!"
      I have a health insurance with Cigna Ttk from last 2 years and it is a group insurance. It is one of the good insurance policy to use. I am not aware of the premium amount and it gets auto deducted from the salary. The claim experience was very good and they covered 40% and i have taken a cashless treatment. I am happy with the services provided by Cigna.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 17, 2018
    • Cigna TTK Health Insurance
      "Good Protection for Family"
      0.5 4.0/5 "Great!"
      Cigma TTK gave me some Pro plus health insurance, they were covering every thing, and it gives cover for critical diseases and they have cashless facility they got tie almost many hospital. I got medical cover of Rs.5.5 lakhs includes my spouse, I paid the premium around Rs. 11,200 on yearly basis.
      Was this review helpful? 1
      , bangalore
      Reviewed on Dec 21, 2017
    • Cigna TTK Health Insurance
      "Good for health"
      0.5 5.0/5 "Blown Away!"
      I selected this CIGNA TTK insurance because my friend have recommend this policy to provide medical coverage for my entire family. I paid the amount around of Rs. 9900 , it has medical cover of Rs. 5 lakhs. I get the reimbursement for the hospitalization.
      Was this review helpful? 0
      , noida
      Reviewed on Nov 18, 2017
    • Cigna TTK Health Insurance
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I have taken the health insurance service with CIGNA TTK the payments where usually through online the customer service was good I have taken for four persons totally two adults and two child also they provide good offers it was a good experience with CIGNA TTK for my health insurance service.
      Was this review helpful? 0
      , noida
      Reviewed on Nov 15, 2017
    • Cigna TTK Health Insurance
      "Good protection for family with good medical cover"
      0.5 5.0/5 "Blown Away!"
      I have chosen CIGNA TTK is because of their claim settlement ratio is around 94% its really good, they are providing good cash less facility and also they got tie up with 200 hospitals . I took the insurance for my family, my premium amount around Rs.22k with the medical cover of 4.50 lakhs its good. I would be receiving my policy copy very soon from them.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 30, 2017
    • Cigna TTK Health Insurance
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      The service was good from MEDICLAIM TTK but they never provide any offers they are not customer oriented but the staffs of MEDICLAIM TTK was very helpful I was not needed with any documents as the process is completely taken care from my company I will say the service from MEDICLAIM TTK was good so far I never had any issue with MEDICLAIM TTK service.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 23, 2017
    • Cigna TTK Health Insurance
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      I have a corporate health insurance with Cigna TTK and I also have a claim experience. After submitting the bills I got the payment within 15 days. The process is quick and the medical coverage is also good and there are a lot of net work of hospitals linked.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 27, 2017
    • Cigna TTK Health Insurance
      "Health insurance"
      0.5 5.0/5 "Blown Away!"
      Health insurance was offered by CIGNA TTK. They were able to disburse 100% of the CLAIM amount. I had approached CIGNA TTK. I am very much happy with the cashless treatment and they were able to reimburse the complete funds. I got hospitalized and all I had to do was just send a text message and the entire amount was refunded in a week's time.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 22, 2017
    • Cigna TTK Health Insurance
      "Very easy process"
      0.5 4.0/5 "Great!"
      After me checking online for a health insurance. I received a call from Cigna TTK and they helped me on phone to log on to the portal and buy the policy without any hassles. It is a family floater and they offered me a good medical coverage. The premium is also economical which is paid on a yearly basis.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Sep 19, 2017
    • Cigna TTK Health Insurance
      "Its Average"
      0.5 3.5/5 "Pretty good"
      I am a bank staff, they got a tie up with Cigna TTK, its mandatory as staff to take Health insurance with them. I pay yearly Rs.1000 it has the tenure of one year, they gave some medical cover however they have some limitation and its covers only for me.
      Was this review helpful? 0
      , rajapalayam
      Reviewed on Sep 13, 2017
    • Cigna TTK Health Insurance
      "Good Policy"
      0.5 5.0/5 "Blown Away!"
      Holding the Cigna TTK health insurance policy for past 1 year. This policy covers around 4memebers which is myself my spouse and my children. I paid Rs.16 to 17000 to renew my policy. I never had any claim experience so far. The medical coverage is good here and they have better cashless treatment options with this policy.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 02, 2017
    • Cigna TTK Health Insurance
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I am having the health insurance policy with the CIGNA TTK general insurance company and the services are good one with them , also I have not faced any claims with them. Customer service is good one with them and I have not faced any issues with them till now.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 28, 2017
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