You need health cover regardless of what you take two at a time - pills or stairs.
  • Cigna TTK ProHealth Preferred Insurance Plan

    A policy that allows one to avail medical facilities as and when required without having to be bothered about the bills of hospitalisation. Apart from basic medical bills, maternity expenses are also covered and a cumulative bonus is awarded along with the return of sum insured if no claims have been made. The policy comes with the option of lifetime renewability, and both children and parents can avail this policy.

    The Cigna TTK ProHealth Preferred Plan is one of the four variants under the Cigna TTK ProHealth group of plans.

    Features of Cigna TTK ProHealth Preferred Insurance Plan:

    Eligibility age

    Min – 91 days for children and 18 years for adults

    Max – Lifetime renewal policy, no maximum age


    Individual and Family


    Premium amounts are decided as per the tier of the city the person belongs to, the results of the medical tests and are dependent on the discretion of Cigna TTK

    Sum assured

    Same as the cover offered, ranging from INR 15 lakhs to INR 50 lakhs

    Policy term

    1 year or 2 years


    Lifetime renewability option

    Cover offered

    Could be either INR 15 lakhs, INR 30 lakhs or INR 50 lakhs


    Family package discount as per 10% of premium for more than 3 members


    • Single private room
    • Pre-hospitalisation covers up to 60 days’ expenses
    • Post-hospitalisation covers up to 180 days’ expenses
    • Day care and domiciliary treatment covered up to sum insured
    • Actual ambulance expenses covered
    • Worldwide emergency cover up to INR 10 lakhs
    • Restoration of Sum Insured every year
    • INR 15000 Health Maintenance Benefit per policy year
    • INR 50000 to INR 100000 for maternity expenses
    • New born baby expenses covered as well as the first year vaccinations expenses

    Medical Tests

    Medical tests are mandatory before every renewal of the policy

    General Exclusions

    Waiting period exclusions -

    Pre-existing disease - 24/36/48 months respectively as per the plan opted

    Initial waiting period – 30 days from the date of inception of policy

    For specific ailments – 24 months

    Maternity – 48 months and 24 months if reduction in waiting period opted

    Critical Illness - 30 days from the date inception of policy

    Permanent exclusions -

    Genetic disorders

    Dental treatment, dentures or surgery



    Mental illnesses

    *The information listed here is as per the latest data. You should read the policy documents carefully before making a decision on buying a health insurance policy.

    Find cashless network hospitals nearby: Cigna TTK Cashless Network Hospitals

    Other Health Insurance Plans from Cigna TTK:

    GST rate of 18% applicable for all financial services effective July 1, 2017.

    Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.

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