ManipalCigna Global Health Group Mediclaim Policy

A group health policy that allows an employer to extend the benefits of a health insurance plan to all its employees, Indians or expatriates. The plan covers hospitalization, day care benefits as well as inpatient and outpatient benefits.

The plan's unique global coverage allows people to stay covered under the policy even while travelling. The policy provides cover for pregnancy and new-born related issues as well.

Features of ManipalCigna Global Health Group Policy

has two plan variants, Ruby and Diamond. The basic features of these plans are listed below -

Eligibility age	Entry ages - 18 years at least, 75 years at most
Basis	Individual (covers dependents and family members)
Premium	Premium amounts are decided as per the tier of the city the company belongs to, the group size and are also dependent on the discretion of ManipalCigna
Coverage	Employees and dependents are covered. Children are covered from day 1 to 25 years of age
Policy term	1 year
Renewability	Renewable every year subject to age limits
Sum Insured	Could be from INR 50 Lakhs to INR 12 crores
Benefits	Inpatient hospitalisation and day care benefits Outpatient benefits AIDS/HIV cover Out of Area emergency treatment cover International Emergency Services Maternity and Newborn Cover Dental Treatment and Vision Benefits Psychiatric & Psychological Care Wellness Benefits Option to limit the total Out of Pocket Expenses

*The information listed here is as per the latest data. You should read the policy documents carefully before making a decision on buying a health insurance policy.

GST rate of 18% applicable for all financial services effective July 1, 2017.

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