• Chola MS Individual Healthline Health Insurance Plan

     0.0 / 5.0   by 0 users
    Used this product? Write a review >>

    Cashless Treatment

    Customer Service

    Medical Coverage

    Claim Experience

    Chola MS Individual Healthline is one of the health insurance policies offered by Chola MS. Chola MS Individual Healthline policy covers hospitalization expenses in addition to any incidental expenses, maternity expenses and expenses related to contact lens, spectacles and so forth. Chola MS Individual Healthline policy also covers general health check-up (once in two claim free years)

    Features & Benefits of Chola MS Individual Healthline Plan:

    The features of Chola MS Individual Healthline health insurance are as listed below:

    Entry age The entry age for various individuals are listed below:
    Category Minimum Maximum
    Spouse/self/In-laws/parents 18 years 65 years
    Child 3 months 35 years
    Variants
    • Standard Individual Healthline insurance policy
    • Superior Individual Healthline insurance policy
    • Advanced Individual Healthline insurance policy
    Sum Insured The following table shows sum insured for all the three variants
    Standard Superior Advanced
    Rs.1 to 5 lakhs Rs.3.5 to 5.5 lakhs Rs.4.5 to Rs.10
    Features
    • Purchase of policy for the first time till 65 years
    • Providers cover for 141 day care procedures
    • No medical check-up till 55 years
    • Customers do not have to submit any documents for online purchase
    • Policy can be renewed online before 90 days of policy end
    • Cashless hospitalization at 2,600 hospitals
    • Customers can customize their policy according to their family
    Coverage The following table shows the coverage provided by Chola MS Individual Healthline policy
    Hospitalization expenses
    • Intensive Care Unit
    • Doctors’ fees
    • Boarding
    • Nursing expenses
    • Plaster casts
    • Physical Therapy
    • X-rays
    • Splints
    • Organ transplantation
    • Prosthetic devices
    Pre-hospitalization expenses Up to 60 days
    Post-hospitalization expenses Up to 90 days
    Emergency ambulance expenses and 141 day care procedures are also covered under this plan
    Benefits The benefits offered by advanced individual healthline insurance policies are as follows:
    • Hospitalization expenses
    • Post and pre-hospitalization
    • Emergency Ambulance
    • External aids
    • Daily Cash for shared accommodation
    • Minor Accompaniment Daily Cash
    • General Health Check up
    • Maternity Expenses
    • Home Hospitalization
    • OPD Dental
    • Ayurvedic Treatments
    Superior individual healthline insurance policies offer all the above benefits except Ayurvedic treatments, external aids and OPD Dental Standard individual healthline insurance policies offer all the above benefits except Minor daily cash, maternity expenses, OPD dental, home hospitalization and ayurvedic treatments The following table shows some of the benefits offered by all the three variants in the policy
    Feature Standard Superior Advanced
    Daily Cash for share rooms Rs.250 per day Rs.500 per day Rs.500 per day
    Maternity Expenses - Rs.15,000 (natural) Rs.25,000 (caesarean) Rs. 25,000 (natural) Rs.40,000 (caesarean)
    Emergency Ambulance Rs.1000 per year Rs.2000 per year Rs.3000 per year
    Health Check-up 0.5% of the sum insured 0.75% of the sum insured 1.0% of the sum insured
    Renewal Lifetime
    Premium The following table* shows the premium rates for standard Chola MS Individual Healthline policy
    Premium Age Sum Insured (Rs.300,000) Sum Insured (Rs.5,00,000)
    18-25 2669 1785
    61-65 20984 12316
    The following table* shows the premium rates for superior Chola MS Individual Healthline policy
    Premium Age Sum Insured (Rs.3,50,000) Sum Insured (Rs.5,50,000)
    18-25 5905 7542
    61-65 23942 32919
    The following table* shows the premium rates for advanced Chola MS Individual Healthline policy
    Premium Age Sum Insured (Rs.4,50,000) Sum Insured (Rs.10,00,000)
    18-25 5422 2153
    *The aforementioned rates are only indicative and not exhaustive. Please contact the insurance provider for details
    Claims Cashless claims settlement is provided subject to terms and conditions. Customers can avail of direct claims settlement without the support of any third party administrators
    Exclusions
    • First 30 days of commencement of policy commencement except accident cases
    • Pre-existing conditions until four years of coverage from policy date commencement
    List of diseases excluded in the second year of policy commencement are as follows:
    • Spondylitis
    • Hip joint replacement
    • Osteoarthritis
    • Gastric ulcers
    • Tumours
    • Cysts
    • Breast lumps
    • Rheumatism
    • Surgery of genitourinary system, vertebral disk, varicose veins and tonsils
    List of diseases excluded in the first year of policy commencement are as follows:
    • Cataract
    • Piles
    • Hysterectomy
    • Benign Prostatic Hypertrophy
    • Hernia
    • Gallstones
    • Fistula
    • Sinusitis

    Disclaimer: Please read the terms and conditions in the policy document carefully before signing up

    Other Health Insurance Plans from Chola MS:

    GST rate of 18% applicable for all financial services effective July 1, 2017.

    Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.

    Chola MS Individual Healthline Health Insurance Plan Reviews

  • Page 1 of 1
    • Chola Ms Health Insurance
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I have taken a Health Insurance with Cholamandalam General insurance I need not pay a premium for the same as i am an employee of then insurance company.The response is good and prompt.I get a good policy coverage amount.I don't have claim experience with them.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 04, 2018
    • Chola Ms Health Insurance
      "Best policy to use"
      0.5 5.0/5 "Blown Away!"
      I have the health insurance policy with Cholamandalam for past 3years. The customer support is very good with Cholamandalam health insurance . This policy covers 3members in my family. This policy has the medical claim upto Rs,1,25,000. I dont have any claim experience with this policy. I am satisfied with the health insurance policy.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 09, 2017
    • Chola Ms Health Insurance
      "Good policy for safety."
      0.5 5.0/5 "Blown Away!"
      The Company has provided me the health insurance from Cholamandalam general insurance company. This policy covers 4 members, which is myself and my family. I will be getting the medical coverage up to 2lakhs. The company pays for the policy to renew it. I hold this policy for around 8 Years. I never had any claim experience so far. I am happy holding this safety policy with Cholamandalam.
      Was this review helpful? 0
      , nasik
      Reviewed on Aug 21, 2017
    • Chola Ms Health Insurance
      "Not a good choice"
      0.5 3.0/5 "Satisfactory"
      I am having health insurance company with Cholamandalam general insurance company and its been provided by my employer and am with them from the last twelve years of time, also it covers full of my family. Recently, I have claimed for my father and I have got around 50% of money as reimbursement due to some lacking of documentation. I would like to suggest that they need to focus on the customer, also they need to enhance their diversity across all geographical location.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Mar 18, 2017
    • Chola Ms Health Insurance
      "Fantastic"
      0.5 4.0/5 "Great!"
      I do have the health insurance policy with the Cholamandalam general insurance company and am having it from the last six years of time. Response is very good with them and the medical coverage is around 5 lakh Rupees for myself , family.
      Was this review helpful? 0
      , salem
      Reviewed on Feb 25, 2016
    • Chola Ms Health Insurance
      "Satisfied.."
      0.5 4.0/5 "Great!"
      The executives are coming to our office and doing needful. I am getting this health insurance for my parents as well. Yearly the medical coverage is three lakhs. Death coverage is about 45lakhs. All the diseases are being covered by Cholamandalam health insurance.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 13, 2016
    • Chola Ms Health Insurance
      "Health insurance"
      0.5 3.0/5 "Satisfactory"
      Chola mandalam health insurance has offered me some policy papers. I dont have claim experience. I am supposed to pay rs 6000 in one year, Every year I had to renew it and towards the end they have offered me around 2 lakhs medical coverage for my health. There is no drawback no issues
      Was this review helpful? 1
      , mumbai
      Reviewed on Nov 19, 2015
    • Chola Ms Health Insurance
      "Satisfactory"
      0.5 4.0/5 "Great!"
      My health insurance is from Cholamandalam general insurance. It is a corporate insurance. I have a coverage for my family and my parents as well. I also had a claim experience. The process was smooth. It was a cashless benefit. I only had to pay 1 to 2K for the mandatory charges.They have a connect with all the major hospitals.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 04, 2015
    • Chola Ms Health Insurance
      "Get ayurvedic treatment .."
      0.5 5.0/5 "Blown Away!"
      As due the reason of low coverage I have dropped the health insurance with other insurance company. Premium is fine but coverage amount is not reasonable. Ayurvedic treatment is too included and this is good benefit. We can get treatment in Ayurvedic hospitals as Cholamandalam General Insurance is good.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 28, 2015
    • Chola Ms Health Insurance
      "Taken through Company "
      0.5 5.0/5 "Blown Away!"
      My company will pay for the premium amount on my health insurance policy which is from CHOLAMANDALAM GENERAL INSURANCE. For the past four years I am holding this policy which will covers all my family members in it. Last year I made a claim for my spouse pregnancy.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 24, 2015
    • Chola Ms Health Insurance
      "Great Experience..."
      0.5 5.0/5 "Blown Away!"
      I had a company provided health insurance from cholamandalam insurance. I was informed that I can claim up to 1lakh. I had a good claim experience. To avail the service, I just gave my insurance number. They took care of the process, I had no paper works, It was easy to claim.
      Was this review helpful? 0
      , mysore
      Reviewed on Sep 09, 2015
    • Chola Ms Health Insurance
      "Average"
      0.5 1.0/5 "Really Bad"
      I had the bad experience with the Cholamandalam general insurance company. I had claim experience with them like I had submitted all the documents with them but in my office they sent those documents in late, so i dint get any benefits from them.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Sep 09, 2015
    • Chola Ms Health Insurance
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I am having the health insurance with the Cholamandalam insurance company. Its been provided by my employer. The services are good with them and I dont have any claim experience with them. They have given the maximum reimbursement as 1.5 lakhs in my office. Cashless treatments is not with them thats the drawback with them.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 29, 2015
    • Chola Ms Health Insurance
      "Good plan "
      0.5 4.0/5 "Great!"
      I have been using this health Insurance with CHOLAMANDALAM Insurance for last 4-5years.The customer service provided was really good and the executives are guiding the customer in good manner.They do offer a coverage amount of 2Lakh in this Insurance.They have several network hospitals in this insurance.
      Was this review helpful? 0
      , kanpur
      Reviewed on Aug 13, 2015
    • Chola Ms Health Insurance
      "Satisfied..."
      0.5 4.0/5 "Great!"
      Cholamandalam general insurance is good for health insurance and it was opened by my company. This is actually a family floater and overall the medical coverage is 1.5lakhs. Network hospitals are wide in cities. Whatever the issues we have, just our HR is taking care but getting mails from Cholamandalam.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 30, 2015
    • Chola Ms Health Insurance
      "Very good"
      0.5 4.0/5 "Great!"
      Its very good and time consuming they came to my place and explained about the things and they filled the forms and explained in detail about the accidental insurance the total amount is 10 lakhs and yearly we pay 4000 for 5 years and its for me and my family
      Was this review helpful? 1
      , nagpur
      Reviewed on Jul 08, 2014
    Common Loader Icon
    Page 1 of 1
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.