You need health cover regardless of what you take two at a time - pills or stairs.
  • Chola MS Individual Healthline Health Insurance Plan

    Chola Ms Health Insurance

    Chola MS Individual Healthline is one of the health insurance policies offered by Chola MS. Chola MS Individual Healthline policy covers hospitalization expenses in addition to any incidental expenses, maternity expenses and expenses related to contact lens, spectacles and so forth. Chola MS Individual Healthline policy also covers general health check-up (once in two claim free years)

    Features & Benefits of Chola MS Individual Healthline Plan:

    The features of Chola MS Individual Healthline are as listed below:

    Entry age

    The entry age for various individuals are listed below:

    Category

    Minimum

    Maximum

    Spouse/self/In-laws/parents

    18 years

    65 years

    Child

    3 months

    35 years

    Variants

    • Standard Individual Healthline insurance policy

    • Superior Individual Healthline insurance policy

    • Advanced Individual Healthline insurance policy

    Sum Insured

    The following table shows sum insured for all the three variants

    Standard

    Superior

    Advanced

    Rs.1 to 5 lakhs

    Rs.3.5 to 5.5 lakhs

    Rs.4.5 to Rs.10

    Features

    • Purchase of policy for the first time till 65 years

    • Providers cover for 141 day care procedures

    • No medical check-up till 55 years

    • Customers do not have to submit any documents for online purchase

    • Policy can be renewed online before 90 days of policy end

    • Cashless hospitalization at 2,600 hospitals

    • Customers can customize their policy according to their family

    Coverage

    The following table shows the coverage provided by Chola MS Individual Healthline policy

    Hospitalization expenses

    • Intensive Care Unit

    • Doctors’ fees

    • Boarding

    • Nursing expenses

    • Plaster casts

    • Physical Therapy

    • X-rays

    • Splints

    • Organ transplantation

    • Prosthetic devices

    Pre-hospitalization expenses

    Up to 60 days

    Post-hospitalization expenses

    Up to 90 days

    Emergency ambulance expenses and 141 day care procedures are also covered under this plan

    Benefits

    The benefits offered by advanced individual healthline insurance policies are as follows:

    • Hospitalization expenses

    • Post and pre-hospitalization

    • Emergency Ambulance

    • External aids

    • Daily Cash for shared accommodation

    • Minor Accompaniment Daily Cash

    • General Health Check up

    • Maternity Expenses

    • Home Hospitalization

    • OPD Dental

    • Ayurvedic Treatments

    Superior individual healthline insurance policies offer all the above benefits except Ayurvedic treatments, external aids and OPD Dental

    Standard individual healthline insurance policies offer all the above benefits except Minor daily cash, maternity expenses, OPD dental, home hospitalization and ayurvedic treatments

    The following table shows some of the benefits offered by all the three variants in the policy

    Feature

    Standard

    Superior

    Advanced

    Daily Cash for share rooms

    Rs.250 per day

    Rs.500 per day

    Rs.500 per day

    Maternity Expenses

    -

    Rs.15,000 (natural) Rs.25,000 (caesarean)

    Rs. 25,000

    (natural)

    Rs.40,000

    (caesarean)

    Emergency Ambulance

    Rs.1000 per year

    Rs.2000 per year

    Rs.3000 per year

    Health Check-up

    0.5% of the sum insured

    0.75% of the sum insured

    1.0% of the sum insured

    Renewal

    Lifetime

    Premium

    The following table* shows the premium rates for standard Chola MS Individual Healthline policy

    Premium

    Age

    Sum Insured (Rs.300,000)

    Sum Insured

    (Rs.5,00,000)

    18-25

    2669

    1785

    61-65

    20984

    12316

    The following table* shows the premium rates for superior Chola MS Individual Healthline policy

    Premium

    Age

    Sum Insured (Rs.3,50,000)

    Sum Insured

    (Rs.5,50,000)

    18-25

    5905

    7542

    61-65

    23942

    32919

    The following table* shows the premium rates for advanced Chola MS Individual Healthline policy

    Premium

    Age

    Sum Insured (Rs.4,50,000)

    Sum Insured

    (Rs.10,00,000)

    18-25

    5422

    2153

    *The aforementioned rates are only indicative and not exhaustive. Please contact the insurance provider for details

    Claims

    Cashless claims settlement is provided subject to terms and conditions. Customers can avail of direct claims settlement without the support of any third party administrators

    Exclusions

    • First 30 days of commencement of policy commencement except accident cases

    • Pre-existing conditions until four years of coverage from policy date commencement

    List of diseases excluded in the second year of policy commencement are as follows:

    • Spondylitis

    • Hip joint replacement

    • Osteoarthritis

    • Gastric ulcers

    • Tumours

    • Cysts

    • Breast lumps

    • Rheumatism

    • Surgery of genitourinary system, vertebral disk, varicose veins and tonsils

    List of diseases excluded in the first year of policy commencement are as follows:

    • Cataract

    • Piles

    • Hysterectomy

    • Benign Prostatic Hypertrophy

    • Hernia

    • Gallstones

    • Fistula

    • Sinusitis

    Disclaimer: Please read the terms and conditions in the policy document carefully before signing up

    Other Health Insurance Plans from Chola MS:

  • reTH65gcmBgCJ7k - pingdom check string.
    reTH65gcmBgCJ7k - pingdom check string.
    This Page is BLOCKED as it is using Iframes.