Insurance is like a spare tyre. You may not require it, but not having one is not an option.
  • Chola MS Car Insurance Renewal

     4.0 / 5.0   by 34 users
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    Policy Coverage

    Customer Service

    Claim Experience

    Cashless Garages

    Chola MS offers a comprehensive car insurance policy which can be easily bought or renewed online with the insurer issuing new policies instantly to all its customers. The Chola MS car insurance policy aims to provide complete safety to the customer’s vehicle with optimum coverage of accidental losses.

    Cholamandalam MS General insurance company gives its policyholders two options to renew their existing car insurance policies. A Chola MS customer can create a login on the company’s website and use that to renew his old policy. The other easy, anywhere, anytime option is through the customer’s mobile phone, using the ‘Renewal On the Go’ application from Chola MS General Insurance.

    Chola MS Car Insurance Renewal Procedure

    Chola MS car insurance renewals can be done easily using the Chola MS website by customers registering their existing car insurance policies. They will be issued a login ID and a password to access their account. Chola MS car insurance policyholders are required to enter all the details related to their existing policies into their online account in order to renew their policies. Payment for the new policy can be done online using credit cards, debit cards or net banking.

    Chola MS customers opting to renew their car insurance policies using their mobiles can easily do so by just downloading the ‘Renewal On the Go’ app. Customers have to register their mobile numbers to download and use the application. To quickly complete the renewal process, customers need to keep a few details like their policy numbers, credit card credentials, and OTP passwords handy. Policyholders can renew their old Chola MS car insurance policies by just entering these details and doing the necessary payments. The insurer will mail the new car insurance schedule via courier to the communication address given and also through email, once the customer successfully completes his renewal transaction.

    FAQs For Chola MS Car Insurance Renewal

    How is the No-claim bonus amount managed when a customer renews his Chola MS car insurance policy?

    The policyholder is allowed to retain the NCB only if he renews his existing Chola MS car insurance policy within 89 days of expiry of the old policy. If the customer is transferring his insurance policy from another insurer to Chola MS, he can do the transfer at the existing rate of NCB to his new Chola MS policy. To avail this benefit, policyholders need to submit an evidence showing the insured’s NCB entitlement either as a renewal notice or a letter from their previous insurer.

    How is the Insured Declared Value of the insured car decided at the time of renewal?

    At the time of renewal, the IDV (Insured Declared Value) is fixed based on the listed selling price of the car manufacturer for the specific brand and model of the insured vehicle.

    GST Update: GST of 18% is applicable on car insurance effective from the 1st of July, 2017

    Chola MS Car Insurance Renewal Reviews

  • Page 1 of 2 1 2
    • Chola Ms Car Insurance
      "Best policy"
      0.5 5.0/5 "Blown Away!"
      My car insurance is with Chola general insurance from last 3 years, i have to pay a premium of Rs 9000 every year. My claim experience was good with this insurance and they covered bumper to bumper damage. There was an option for cashless garage in this insurance.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Aug 01, 2018
    • Chola Ms Car Insurance
      "Good Service"
      0.5 4.0/5 "Great!"
      My car is insured with the Cholamandalam Insurance company. They offers Bumper to Bumper coverage for my card and they offered me a fair IDV value. I pay a premium of 24000 per year. I claimed this policy once and they processed a claim 23000 and deducted almost 2400. For such a small claim the charges are very high as far as I am concerned.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 16, 2018
    • Chola Ms Car Insurance
      "CHOLAMANDALAM car insurance"
      0.5 3.0/5 "Satisfactory"
      I have taken a car insurance from CHOLAMANDALAM GENERAL INSURANCE. The premium has been paid for 1 year.he policy benefits include, accidental coverage, bumber to bumber, zero desperation, cashless garage. Its a new car and till now no claim have been made.
      Was this review helpful? 0
      , chennai
      Reviewed on May 18, 2018
    • Chola Ms Car Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have recently insured my car with Cholamandalam insurance, i do not have any claim experience so far with this insurance and i have a coverage of bumper to bumper damages. A premium of Rs 8000 has to be paid every year for this car insurance.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 12, 2018
    • Chola Ms Car Insurance
      "Better policy to use"
      0.5 5.0/5 "Blown Away!"
      I have insured my car with the CHOLAMANDALAM GENERAL INSURANCE company , and I am renewing the policy every year with the same cholamandalam general insurance company for the past 5 years and I have paid Rs,9000 to renew the policy last year.
      Was this review helpful? 1
      , mumbai
      Reviewed on Mar 28, 2018
    • Chola Ms Car Insurance
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I have a car insurance with Cholamandalam Finance. The documents process was been smooth. The process was been fast within the half a day they completed the process. I submitted my adhar,RC book during the process. It was a good experience with Cholamandalam Finance for my Ford Figo car.
      Was this review helpful? 0
      , hosur
      Reviewed on Mar 10, 2018
    • Chola Ms Car Insurance
      "Car insurance with CHOLAMANDALAM"
      0.5 5.0/5 "Blown Away!"
      I have taken a car insurance from CHOLAMANDALAM GENERAL INSURANCE the premium amount for the frist year is 45000 and for the second year it will be 40000 and for the 3 year it will be 35000. The benefits includes zero depreciation , bumper to bumper, and they do have a personal coverage as if anything happens to me then it provides coverage to me as well.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 28, 2018
    • Chola Ms Car Insurance
      "Better"
      0.5 4.0/5 "Great!"
      I have purchased TATA TIYAGO and taken a car insurance with Chola Mandalam. I paid around 16,000 rupees to get this policy and it was suggested by the dealer. The customer services are very good. They are offering good IDV Value. I got my paper works on time.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jan 16, 2018
    • Chola Ms Car Insurance
      "Car insurance with CHOLAMANDALAM"
      0.5 5.0/5 "Blown Away!"
      I have taken a car insurance from CHOLAMANDALAM GENERAL INSURANCE. The policy premium amount is 25000 yearly. We have to renew the policy every year. they provide bumber to bumber. i made the payment at the showroom itself. Its a good insurance policy.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 08, 2018
    • Chola Ms Car Insurance
      "Four wheeler insurance"
      0.5 2.0/5 "Expected more"
      I have taken a four wheeler insurance from CHOLAMANDALAM GENERAL INSURANCE. the yearly premium is for 20000. I make the payment by directly visiting the branch. I am not aware about the other benefits of the insurance policy. I have to renew every year.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 27, 2017
    • Chola Ms Car Insurance
      "Three wheeler insurance"
      0.5 2.0/5 "Expected more"
      I have taken a three wheeler insurance from CHOLAMANDALAM GENERAL INSURANCE. Its for my load auto. the yearly premium is for 7000. I make the payment by directly visiting the branch. I am not aware about the other benefits of the insurance policy. I have to renew every year.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 27, 2017
    • Chola Ms Car Insurance
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have taken a Car Insurance with Chola.The premium amount is 16,000 paid once ion a year.I have a claim experience with them.They have changes the policy to a different car insurance company ,the service is excellent compared to others.The Website is easy to understand.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 19, 2017
    • Chola Ms Car Insurance
      "They should be little proactive"
      0.5 3.0/5 "Satisfactory"
      When my car met with an accident, at the time Cholamandalam were not supported to get the claim, they taken long time to reimburse the money. I am not fine with them, I paid the premium around Rs. 6 to 7k for it has one year for my I10 car. It would be great if they provide fast service.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Dec 13, 2017
    • Chola Ms Car Insurance
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have taken a car insurance from cholamandalam finance three years back the documents have been collected directly from the showroom,the staffs where good in approach and once I claim their service it was a smooth process with cholamandalam finance.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 08, 2017
    • Chola Ms Car Insurance
      "Commitment should be fulfilled"
      0.5 3.0/5 "Satisfactory"
      I taken car insurance with Cholamandalam, because the sale executive commitment many benefits on policy. But after post experience its very bad, after taking the policy there was no service. Policy cover is good. I am making the premium Rs. 27,000, I insured TATA Nexon it has bumper to bumper.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 09, 2017
    • Chola Ms Car Insurance
      "Better"
      0.5 4.0/5 "Great!"
      My dealer Toyota is tied up with Chola MS and Iffco Tokio. The car service procedures are done from the insurance company, no need to pay the initial payment. I pay premium of 24K yearly through NEFT. My claim experience experience was good. Recently I have changed my insurance to Iffco Tokio.
      Was this review helpful? 0
      , tuticorin
      Reviewed on Nov 02, 2017
    • Chola Ms Car Insurance
      "Need to explore"
      0.5 3.0/5 "Satisfactory"
      I have insured my car with the Cholamandalam general insurance company. It was referred by my dealers and the coverage value is around 5.8 lakh Rupees. They have taken three days of time to provide the policy and the premium is around 15066 Rupees.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 17, 2017
    • Chola Ms Car Insurance
      "Customer friendly"
      0.5 5.0/5 "Blown Away!"
      Just one month back the representative came to my place and I had taken this Cholamandalm car insurance. Customer service provided by them is really good, he came to my place collected all my documents took a pic of my car and left, completed the process and I have just made the payment before one month. Unable to comment much about them because I am yet to experience their claim benefits.
      Was this review helpful? 0
      , karimnagar
      Reviewed on Aug 06, 2017
    • Chola Ms Car Insurance
      "Best support"
      0.5 5.0/5 "Blown Away!"
      Cholamandalam car insurance is providing the best support. I normally pay a premium of 18k and I normally make the payment on time. First of all its bumper to bumper for the past 5 years and the rest is unable to cover its an ordinary one. Its been 7 years now since I had opted for this policy.
      Was this review helpful? 0
      , pondicherry
      Reviewed on Feb 05, 2017
    • Chola Ms Car Insurance
      "Good Insurance"
      0.5 4.0/5 "Great!"
      When I taken my car at the time dealer had suggested a insurance from Chola. I paid around Rs.29,000 for per annum. It was a best policy it cover for whole car damages or any minor damage. It gives the policy coverage of 100% claim reimbursement and also for third party damages.
      Was this review helpful? 1
      , pune
      Reviewed on Nov 17, 2016
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