Care Health Insurance, previously Religare Health Insurance, provides a wide variety of insurance plans. These range from comprehensive plans to specific plans that provide coverage for senior citizens or mothers-to-be, to coverage for specific illnesses such as cancer, diabetes, heart disease, etc. Each of these plans provide beneficial features that come in handy when faced with a medical situation. The Care policy is a comprehensive health insurance plan for the entire family.
Features & Benefits of Care Care:
These are the value-added features and benefits of the Care Comprehensive Health Insurance Plan:
|Entry Age||Individual: 5 years Floater: 91 days if one insured person is above 18 years old|
|Basis||Individual / Family floater health insurance|
|Policy Period||One/ Two or Three Years, Grace period: 30 days|
|Sum Assured||Starting from Rs.3 lakh to Rs.75 lakh|
|Premium||Starting from Rs.10,302 for Rs.3 lakh sum assured for 5-year-old to 24-year-old male|
|Discount||10% discount on 3-year policy term and 7.5% discount on 2-year policy terms.|
|Co-Payments||Co-payment applicable if the person is more than 61 years at the time of first buy of a policy less than Rs.3 lakh.|
|NCB Super Add-on||
|Exclusions||Within 30 days of policy commencement, any / undergoing of surgery / diagnosis of diseases, occurrence of event, whose symptoms first occur Pre-existing injuries or ailments diagnosed within 4 years of issuance of first policy Drug or alcohol use/misuse/abuse rehab therapy Treatment of AIDS and HIV Treatment arising from or traceable to pregnancy and childbirth, miscarriage, abortion and its consequences Self-inflicted injuries Hospitalization due to war, riot, strike, nuclear weapons External congenital diseases Contact lenses or spectacles|
- Is maternity cover provided under Care Health Insurance Plan?
- Are non-allopathic treatments covered under the Care Health Insurance policy
- What is the upper age limit for Care Health Insurance policy?
- What are the add-ons available for the Care Heatlh Insurance policy?
- Can I change the sum insured of my Care Health Insurance plan?
Yes, maternity cover of Rs.1 lakh is provided under Care Health Insurance policies that have sum insured of Rs.50 lakh, Rs.60 lakh, and Rs.75 lakh.
Yes, non-allopathic treatments are covered according to the plan that has been chosen and for a specified limit. The treatments covered are Ayurveda, Unani, homeopathy, and Siddha.
There is no maximum age of entry for Care health insurance.
Some of the add-ons available for the Care Health Insurance policy are smart glucometer kit, air ambulance cover, unlimited e-consultation, waiver of co-payments, daily allowance, global coverage for hospitalisation expenses incurred outside India, international second opinions, Covid Care, unlimited automatic recharge, reduction in PED waiting period from 4 years to 2 years, etc.
Yes, you can change your sum insured of your Care Health Insurance plan, but only upon renewal of the policy and not in between.
Find cashless network hospitals nearby: Care Cashless Network Hospitals
Also Read: Best Health Insurance Plans
Also Read: How to File a Claim with Care Health?
Other Health Insurance Plans from Care Health Insurance:
- Care Health Insurance Enhance Plan
- Care Health Insurance Assure Plan
- Care Health Insurance Secure Plan
- Care Health Insurance Joy Plan
- Care Health Insurance Care Freedom Plan
GST rate of 18% applicable for all financial services effective July 1, 2017.
Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.