Insurance is like a spare tyre. You may not require it, but not having one is not an option.

BHARTI AXA Car Insurance

Bharti AXA offers car insurance policies to protect you from unplanned expenses in case of an untimely eventuality. The insurer also offers cashless services in over 2,500 garages, a robust claims settlement process, and many other benefits.
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Policy Coverage

Customer Service

Claim Experience

Cashless Garages

Bharti AXA General Insurance Company Ltd is a joint venture between Bharti Enterprises, a leading Indian business group and AXA, a world leader in financial protection. The joint venture company has a 74% stake from Bharti and 26% stake of the AXA Group. The organization commenced national operations in August 2008 and currently has 59 branch offices across the country.

Key Benefits of Bharti Axa Car Insurance

So you’re stranded almost nowhere

Cashless Claim Networks

Cashless claim service over 2500+ authorized network of garages across India

Don’t we love a good discount?


Discount for Automobile Association Members,No claim Bonus, Discount based on age and profession.

Help is always at hand

Accidental Cover /Customer Support

A dedicated helpdesk providing comprehensive customer support

Add-on Covers for Bharti Axa Car Insurance

Depreciation cover for Bharti Axa Car Insurance

Depreciation Cover

Depreciation cover that gives you 100% repayment at the time of claim settlement

Invoice price cover for Bharti Axa Car Insurance

Third Party Cover

Third Party Property Damage with a maximum cover ofINR 7,50,000, in case of private cars.

Personal Accident cover for passengers

Personal Accident Cover

Capital sum insured limited to maximum of Rs. 1 lakh per person

Inclusion & Exclusion in Bharti Axa Car Insurance

No capers without the required papers!


Loss or damage to the insured vehicle due to Fire/Earthquake/Flood/Cyclone.

Drink OR drive. There’s only one choice


Damage by a person driving under the influence of Liquor/Alcohol/Drugs

*These Features may be included as part of different products and are subject to the insurer's terms & conditions.

Bharti Axa Car Insurance Policy Highlights Updated on 16 Dec 2018

Features Specifications
Third Party Cover Upto 7.5 L
Cashless Network Garages 2500+
Incurred Claim Ratio* 89.09%
Net Earned Premium* 1003.9
Covers Provided Basic Cover, Road Side Assistance

*For Year 2016-2017

Bharti AXA Car Insurance Overview:

When it comes to car insurance, the offering from Bharti AXA is counted amongst the very top options in India. Bharti AXA Car Insurance is designed to help you stay protected on the road, while also ensuring that the option is in line with your specific requirements and common limitations. The highlights of the Bharti AXA Car Insurance policy includes cashless servicing in 2500+ network garages across India, robust 24x7 claim assistance, hassle free claim settlement process and No Claims Bonus (NCB) amounting to 50% on car insurance renewal from Bharti AXA or any other insurance provider. Additionally, the company offers its car insurance products in two attractive formats for online purchase- Basic Cover & Basic Cover + Roadside Assistance.

The parent company, Bharti AXA General Insurance Company Ltd is a joint venture between Bharti Enterprises, a premier Indian conglomerate and AXA, a leading international financial protection company. This ambitious company started its operations in India as of August 2008 and currently boasts of 59 branches across India. Bharti AXA General Insurance Company Ltd has the distinction of being India’s first general insurance company to receive the dual certifications of ISO 9001:2008 and ISO 27001:2005 within the first year of operations in 2009. Counted amongst India’s leading insurers, Bharti AXA General Insurance Company Ltd offers offers the whole gamut of insurance products.

Benefits of Bharti Axa Car Insurance

Bharti AXA Smart Drive Private Car Insurance Policy:

This product is geared to meet the comprehensive needs of motorists. As a private car insurance plan it looks after protection requirements of cars used by individuals for private use.

Bharti Axa Car Insurance Cover:

This plan comes with two levels of cover for the car and passenger’s i.e. basic cover to meet comprehensive liabilities arising from accidents and an enhanced cover which includes assistance during breakdowns and other unfortunate on-road incidents. The details are outlined below:

  1. Basic Cover:
    • Comprehensive - includes theft, damage by fire/accident/earthquake/flood etc. as specified in the contract.
    • Third-party liability - includes damage to another person’s vehicle/property or for loss of life/injury caused to another.
    • Personal Accident - Rs.2 lakhs in case of death/total permanent dismemberment.
  2. Basic + Roadside Assistance (within 25km radius)
    • Basic cover as mentioned above
    • On road repairs (breakdowns)
    • Towing services
    • Change of tyre
    • Lost key/lockout
    • Emergency fuel

Add-On Covers:

There are situations wherein the loss that arises is beyond the terms of the base plan for which the company provides the following covers (at additional an additional cost):

  • Coverage up to 5 years from registration date.
  • 100% repayment on replaced items.
  • Repair costs for batteries, airbags, nylon, plastic parts, fiber glass and tyres.
  • Payment of depreciation amount which is the value deducted on replaced parts up to 2 years of admissible claims.
Invoice Price In case of loss,
  • Compensation = Insured Value + registration + road tax + insurance
Medical Expenses Up to Rs.10, 000 for treatment of injuries (driver + passengers).
Personal Accident Up to Rs.1 lakh for passengers in case of total permanent dismemberment or death.
Hospital Cash Daily limit up to Rs.10, 000 subject to a maximum of 30 days of hospitalization.


There are certain claims for loss/damage that are not compensated for by the company.

  1. Depreciation
    • General wear and tear
    • Loss or damage
  2. Breakdowns - Electrical/Mechanical
  3. Events occurring outside specified area limits (i.e. outside India)
  4. Driving under intoxication / Driving without valid driver’s license / Unauthorized driver
  5. Vehicle used beyond authorized usage limits
  6. Nuclear damage

In addition to the above mentioned features, Bharti AXA’s policy also includes the following benefits:


  • On premiums for installation of anti-theft devices and voluntary deductibles
  • No-Claims Bonus : Up to 50% on renewal

Garage Network:

  • 2,500+ associated garages for cashless servicing


  • Cashless (at network garages)
  • 24 hours assistance

The IDV i.e. the Insured Declared Value of the car is fixed as follows:

Based on the manufacturer’s selling price, the following amount (depending on the age of the car) is deducted as depreciation to arrive at IDV.

Up to 6 months 5%
6 months to 1 year 15%
1. - 2 years 20%
2 - 3 years 30%
3 - 4 years 40%
4 – 5 years 0%

Why Choose Bharti AXA Car Insurance Policy?

In today’s world of incrementing vehicular accidents and settlements amounting to an insane amount of money, a heavy-duty Car Insurance policy isn’t just a value added addition but a definite prerequisite. Car Insurance is also mandated by the Motor Vehicle Laws effective in India, and is often the first line of defense between your involvement in an accident that might have led to self and/or third party damage, injuries or death and the prospect of settling the damages for the same. In this regard, Bharti AXA Car Insurance offers a comprehensive plan that combines rich features with the convenience and simplicity as expected from a good car insurance plan. What features are in store? Read on...

Hassle Free Process Subscribing to the Bharti AXA Car Insurance policy, or renewing it, is a simple, stress free process that involves limited documentation. Faster, when done online.
Buy Insurance Online Save time and conserve your energy and patience by purchasing the policy online. This plan is offered in two formats- Basic Cover & Basic Cover + Roadside Assistance, to match the customer’s specific requirements.
Cashless Claims Avail cashless claims at 2500+ network garages across India.
No Claim Bonus You can transfer up to 50% of your current NCB over to Bharti AXA from any other insurance provider.
Additional Covers Add-ons like Depreciation cover, Invoice Price cover, Medical Expenses cover, Personal Accident cover for Passengers and Hospital Cash gets you more for your money’s worth.
A+ Customer Support Robust 24x7 customer support to ensure that all your queries and concerns are taken care of as and when they arise.

Thus, in light of the highlights listed above, Bharti AXA Car Insurance is worth your undivided attention.

Key Benefits of Applying Bharti Axa Car Insurance Online:

The keywords are ‘simplicity and convenience’. Why purchase Bharti AXA Car Insurance online? The answer is exemplified by the following reasons-

Fast, Reliable and Easy Completing the car insurance application online is simpler and quicker. Plus, there are no documents to submit or verifications to affect immediately. Thus, within a very limited number of steps, you can purchase the Bharti AXA Car Insurance online.
Specific Plans Bharti AXA offers two levels of protection exclusive to online purchase- Basic Cover & Basic Cover + Roadside Assistance, to match the customer’s specific requirements.
24x7 Coverage Afraid about your protection level between the time when your current policy expires and the renewed policy takes effect? With the purchase or renewal of the Bharti AXA Car Insurance online, get instant policy issue with e-copies of the policy that can be accessed anytime and printed out.
24x7 Support Avail Bharti AXA’s renowned customer support, applicable 24x7, to answer all your queries and concerns.

The bottom line- When all these conveniences are available online, why take the harder route?

How to claim Bharti Axa Car Insurance Policy?

Raising a claim on your Bharti AXA motor insurance is very simple and involves the following three well coordinated steps-

Intimating your Claim- First, intimate Bharti AXA about the accident or loss by calling them or emailing. Your claim will be registered and a claim registration number will be provided to you to facilitate all future interactions with regards to this claim. When raising the claim, the following details must be kept handy-

  1. Your contact number.
  2. Policy number/ Cover note no. or Vehicle no., Chassis no. and Engine no.
  3. Exact location of the accident or loss, accurate date and time.
  4. Brief description about the nature and extent of loss.
  5. Brief description about injury sustained (if any).

Send your Vehicle for Repairs- Next, the damaged vehicle must be sent to the nearest garage of your choice or from Bharti AXA’s approved list of network garages. Remember that, the damaged vehicle’s survey can only be completed at the workshop. Herein, kindly keep the following documents handy-

  1. Completely filled in claim form with signatures from the insured.
  2. One copy of R/C Book (self attested) along with the original (for verification).
  3. One copy of driver’s license (self attested) along with original (for verification).
  4. FIR copy in case of major damage incurred/ third party injury/ death/ theft of vehicle/ damage due to malicious acts, riots etc.
  5. Satisfaction letter if you intend to avail the cashless facility at any of the network garages.
  6. Additional documents as and when required.

Claim Settlement- Herein, the settlement procedure depends on if you chose a garage from the company’s approved list of network garages or chose a workshop of your own choice. In each case, the claim settlement is effected as follows-

For repairs conducted at a network garage,

  1. Within 24 hours, a surveyor from Bharti AXA motor insurance will inspect your damaged vehicle. Next, spot approval will be issued after the detailed analysis.
  2. Post repairs, the garage will release the vehicle to you after confirming that the vehicle has been fixed in line with your express satisfaction.
  3. Kindly pay only the amount that isn’t recoverable under the policy such as deductible / policy excess or fees for any additional repairs that are not directly related to the current accident. Bharti AXA will settle the remaining payment with the garage on your behalf. Simple as that!!

For repairs conducted at a garage of your choice,

  1. A certified surveyor as appointed by Bharti AXA will visit the garage and inspect your damaged vehicle.
  2. When the repairs are completed and the vehicle is released to you, kindly pay the incurred cost in full and take possession of your vehicle.
  3. Next, submit the original repair invoice and payment receipts via post or in person at the nearest Bharti AXA branch.
  4. You will be reimbursed for the repair costs incurred (minus the amount that isn’t recoverable under the policy such as deductible / policy excess or fees for any additional repairs that are not directly related to the current accident) within the span of 7 working days from the date of submission of the requisite documents.

Buying the Policy:

Apart from the features and benefits mentioned above, the plan also offers customers the added advantage of being available for purchase online. By submitting required information customers can apply for the policy by making payment via net banking or credit cards.

Bharti AXA Customer Care Service:

The customer care number of Bharti AXA General Insurance is 080-49010222. Customers can dial this number to request for a quote or buy a new car insurance policy. In order to renew your car insurance, you can dial the number, 1800 103 2292. The claim assistance cell can be reached at the number, 080-49123900. Customers can send emails to the customer care team at For recording grievances, the toll-free number of 1800 103 2292 can be used.

The website of the insurance company enables customers to request for a call back. You will have to fill up an online form with your name, number, email ID, and message and submit it to receive a call back.

The branch locator facility on the insurer’s website enables you to locate the branch office nearest to you. You will have to select your locality from the drop-down list to see the branches closest to you. The website also enables you to identify the network garages affiliated to the insurer where you can get cashless claim settlement service. You will have to select the type of vehicle, the make, the state of registration, and the city. On submitting this information, the garages in your locality will be listed.

FAQs for Bharti AXA Car Insurance:

  1. What are the benefits of applying for Bharti AXA car insurance?

    Bharti AXA car insurance is custom made for the specific needs of it’s customers and it covers safety of the vehicle as well as it’s passengers. It has 2,500+ cashless network garages all over the country, around the clock claim assistance, quick and efficient claim settlement process, a maximum of 50% No Claim Bonus on car insurance renewal and attractive add on covers with unique features.

  2. What protection does this provide for it’s customers?

    Bharti AXA car insurance policy provides coverage for personal and third party damages/ injury. Passengers in the car that is driven by the insured, paid drivers, property of a third party, pedestrians as well as the insured himself is offered coverage under this scheme. Is also covers damages in case of theft or accidents.

  3. Is there any refund on the policy?

    Premium can be refunded only when the customer cancels his/her policy. It also depends on some conditions such as the company’s take on the short rate period and provision of alternate copy of theft protection risks for cancellation of the existing policy.

  4. What are not covered under Bharti AXA car insurance policy?

    The Bharti AXA motor insurance policy does not provide coverage in case of : breakdown due to mechanical or electrical problems, wear and tear of the vehicle and ageing of vehicle, depreciation, loss through staged or deliberate accident, driving while intoxicated, contractual liability, damage to/ by a third-party driving the vehicle without a valid license.

  5. What all documents have to be submitted in order to register a claim?

    In order to register a claim, the following information is to be provided :

    • Contact details
    • Details such as policy number or Vehicle no., Chassis no. and Engine no., etc.
    • The time when the loss occurred.
    • Location of incident
    • The details regarding nature and extent of damages.
    • Details of injury if any.

News About BHARTI AXA Car Insurance

  • Sanjeev Srinivasan Appointed As New CEO & MD of Bharti AXA General Insurance

    Bharti AXA General Insurance, one of India’s leading insurance provider recently announced the appointment of Mr. Sanjeev Srinivasan as the new CEO and MD. Mr. Srinivasan, joined Bharti AXA as the chief commercial and principal officer in August, 2016. Mr. Srinivasan holds extensive experience spanning over 20 years in the life insurance and general insurance sector. Prior to joining Bharti AXA, he has worked with some of the leading insurers such as ICICI Lombard, his immediate last appointment where he was lead the marketing, banc assurance and e-business aspects of operations. Prior to ICICI Lombard, he has worked with several other big names in the insurance sector such as ING Life Insurance, Fullerton India Credit, Mahindra & Mahindra, DHL Worldwide and Xerox India Limited. At Bharti AXA, the primary focus of this role will be driving new distribution tie-ups, go-to-market strategy of creating a balanced portfolio, and creating a customer centric brand to drive profitable growth.

    23rd January 2017

  • Bharti AXA Makes Online Insurance Buying & Renewal Easy

    Internet and mobile portals have made only one percent of the entire insurance business in the last decade. This trend is changing as it has the potential to increase. The digital plunge isn’t motivated by the need to lower extra charges on commission and transport. It is just another attempt to get lasting clients.

    Insurance firms have recently discovered that people who buy vehicle and other insurance online continue to renew consistently and remain loyal customers. Though the number of policies sold on virtual platforms is less, more of those are coming back for renewal.

    For instance, Bharti Axa General Insurance witnesses half of their online customers coming back to renew their car insurance. The retention percentage of plans that are renewed consistently is found to be as high as 80 percent.

    It is much simpler and quicker to browse through Bharti Axa insurance products online and pick one that suits one’s requirements than listening to long explanation about each product. Simplicity wins, always!

    19th May 2015

  • Bharti AXA Decides To Go Online And Mobile To Reduce Office Cost

    Bharti AXA insurance company is planning to provide services online and on mobiles. With the advancement in technology, Bharati AXA is connecting better with its customers and agents, and are, thus, planning to cut down on the costs of office infrastructure. Not only can they reach their customers faster by going virtual, but are also able to reach smaller towns and cities easily. The insurance company claims that mobile applications are constantly automating many established claim settlement processes, which in turn, is saving a lot of time. The technological solutions offered by the Bharti AXA provide faster on-boarding for a customer and ensures efficient tracking of the applications.

    7th May 2015

  • Invalid License Leads To Denied Insurance Claim By NCDRC

    National Consumer Disputes Redressal Commission (NCDRC) has denied vehicle insurance claim made by a man who was driving a commercial vehicle while holding a license for only light motor vehicles.

    The man, Mainuddin’s commercial vehicle had met with an accident post which he made an insurance claim with a leading insurance company, for Rs.2,79,983. The company denied paying up citing the reason of invalid license. Upon refusal of claim settling by the company, Mainuddin approached the district consumer forum which asked the insurance firm to pay the claim. However, the insurance provider took up the matter with the State consumer forum which again upheld the district forum’s decision.

    After the district and the state forums issued orders of paying up the insurance claim, the firm went and filed a petition with the NCDRC which denied insurance claim to Mainuddin owing to an invalid license. According to NCDRC, the man did not have a valid commercial vehicle license when his vehicle met with an accident and as such was not qualified to claim an insurance amount. NCDRC also admitted to errors on parts of the district and state forums in dismissing the appeals made the insurance provider.

    Commercial vehicle license is issued for three years, however, Mainuddin held a license issue on September 20, 2004 and was not permitted to drive commercial vehicles.

    19th January 2015

GST Update: GST of 18% is applicable on car insurance effective from the 1st of July, 2017

BHARTI AXA Car Insurance Reviews

Page 1 of 5 1 2 3 4 5
  • review Car Insurance
    "Value of money"
    0.5 4.0/5 "Great!"
    4 years back, i have bought my car insurance policy with Bharti Axa. Somebody suggested me about this car insurance policy. The premium amount is less comparatively less when i compared with other companies. I'm happy about the coverage value they have provided to me. I have not claimed anything in this policy.
    Was this review helpful? 0
    , new delhi
    Reviewed on Dec 02, 2018
  • review Car Insurance
    "Just okay for using a car"
    0.5 3.0/5 "Satisfactory"
    I had a car insurance with Bharati Axa in the year of 2010 - 2012. I don't have . I was paying 8K as a premium through cash. I pay the premium to the agent. They are given the insurance papers on time. The customer service, it could be better.
    Was this review helpful? 1
    , secunderabad
    Reviewed on Nov 30, 2018
  • review Car Insurance
    "Best policy"
    0.5 5.0/5 "Blown Away!"
    I have a car insurance with Bharti Axa general insurance from last 2-3 years, a premium of Rs 14000 has to be paid for this insurance policy. This policy has full coverage with 0% depreciation. I had claim experience last year and it was good, they provided cashless garage facility.
    Was this review helpful? 0
    , lucknow
    Reviewed on Nov 26, 2018
  • review Car Insurance
    "Lowest premium in the market"
    0.5 5.0/5 "Blown Away!"
    The insurance company gave me comprehensive plan, I made the premium around Rs. 8000 for one year wagon R, at the time I found it was lowest and they many center in delhi. Road side assistance for break down etc. I am fine with the insurance company.
    Was this review helpful? 0
    , new delhi
    Reviewed on Nov 22, 2018
  • review Car Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I have taken a car insurance policy with Bharti AXA for 1 year, a premium of Rs 15000 has to be paid for this insurance policy. I am happy with the coverage value of this insurance policy. No claim experience so far and they cover bumper to bumper damage.
    Was this review helpful? 2
    , bangalore
    Reviewed on Sep 08, 2018
  • review Car Insurance
    "Good Policy"
    0.5 3.0/5 "Satisfactory"
    I have taken a car insurance policy with Bharti Axa general insurance for 1 year, i am happy with the coverage value of this insurance policy. I have to pay a premium of Rs 12500 for this insurance policy. Customer service was good and they explained about the insurance in detail.
    Was this review helpful? 1
    , pune
    Reviewed on Sep 08, 2018
  • review Car Insurance
    "Good Service"
    0.5 4.0/5 "Great!"
    My Car is insured with the Bharti Axa general Insurance. I am paying premium of 8000 per year, it offers bumper to bumper coverage and also gave me a proper IDV value. I do not have any claim experience with the policy so far.
    Was this review helpful? 2
    , bangalore
    Reviewed on Aug 29, 2018
  • review Car Insurance
    "Renewal Issues after 4-5 years"
    0.5 1.0/5 "Really Bad"
    Very low standard and poor service. After continues 4-5 years of no claim they don't renew your policy if you are late for one month. I think it is due to they don't want to provide no claim bonus. Very disappointed with service and customer care.
    Was this review helpful? 3
    , surat
    Reviewed on Aug 18, 2018
  • review Car Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I have my car insured with Bharti Axa general insurance from last 2 years, i have not claimed anything so far from this insurance policy. I pay a premium of Rs 11500 for this car insurance. The coverage value is good with this insurance and they cover both bumper to bumper and third party.
    Was this review helpful? 1
    , bangalore
    Reviewed on Jul 01, 2018
  • review Car Insurance
    "Trust worthy policy"
    0.5 4.0/5 "Great!"
    It is a tax benefitable. It has easy claim policy. The showroom people of Hyundai recommended the Bharati Axa insurance. I used to pay the premium of Rs. 6400 every years. They are not providing any road assistance. I never had any claim experience so far.
    Was this review helpful? 0
    , coimbatore
    Reviewed on Jun 06, 2018
  • review Car Insurance
    "Very good policy to use"
    0.5 5.0/5 "Blown Away!"
    Got the car insurance policy from the Bharathi axis general insurance company around 5 months ago. I have paid around Rs,40,000 to get this policy this year, because this policy covers bumper to bumper benefits and the policy coverage is good with this policy.
    Was this review helpful? 0
    , ghaziabad
    Reviewed on Apr 17, 2018
  • review Car Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I hold a car insurance with Bharti Axa general insurance from last 3 years and it is one of the good policy. This policy has to be renewed every year but i am not aware of the premium amount. I do not have claim experience and they cover bumper to bumper as well as third party damages.
    Was this review helpful? 0
    , mumbai
    Reviewed on Apr 03, 2018
  • review Car Insurance
    "Good service"
    0.5 4.0/5 "Great!"
    I have got the claim experience from the BHARTI AXA GENERAL INSURANCE car insurance policy, I never got full claim amount so that was the reason i have changed other insurance company, I have got the bumper bumper insurance policy from the BHARTI AXA GENERAL INSURANCE but the claim experience is bad with the BHARTI AXA GENERAL INSURANCE.
    Was this review helpful? 0
    , kolkata
    Reviewed on Feb 27, 2018
  • review Car Insurance
    "Best insurance policy"
    0.5 5.0/5 "Blown Away!"
    I have taken a Car Insurance with Bharti Axa.The premkum amount is 32,000 per annum paid through an auto debit payment.I have taken this policy last year.The policy is coverage is 100% covered,its zero depreciation.I am happy taking this policy.
    Was this review helpful? 1
    , new delhi
    Reviewed on Feb 13, 2018
  • review Car Insurance
    0.5 3.0/5 "Satisfactory"
    I am using car insurance with Bharati Axa for past 5 years. I never claimed so far and don't have much experience. First time when I purchased a car, the dealer suggested this insurance and am continuing. I have received the reminder call from the customer support for the policy renewal.
    Was this review helpful? 0
    , raigarh
    Reviewed on Feb 06, 2018
  • review Car Insurance
    0.5 5.0/5 "Blown Away!"
    I have taken the car insurance from BHARTI AXA GENERAL INSURANCE. The yearly premium amount is 50000. The policy benefits include bumber to bumber, zero depreciation, cashless garage and road assistance. Its a good policy with BHARTI AXA .
    Was this review helpful? 1
    , hyderabad
    Reviewed on Feb 01, 2018
  • review Car Insurance
    "Very Good"
    0.5 4.0/5 "Great!"
    Right now I have done my insurance with BHARTI AXA. In which I own a bumper to bumper insurance. Plan benefits and customer service brief from the insurance is good. I have paid a premium amount of rs 15,400. Also the cost is low compared to the previous insurance I had for my car.
    Was this review helpful? 1
    , chennai
    Reviewed on Jan 25, 2018
  • review Car Insurance
    "Good insurance policy"
    0.5 4.0/5 "Great!"
    I have a car insurance with Bharti Axa General Insurance from last 1 year and it is a good insurance policy to use. This policy has to be renewed every year and i pay a premium of Rs 9000 for this insurance. I do not have claim experience so far with this insurance. They cover third party damages and i am satisfied with the benefits of this policy.
    Was this review helpful? 0
    , kolkata
    Reviewed on Jan 22, 2018
  • review Car Insurance
    0.5 5.0/5 "Blown Away!"
    I have insured my car with the Bharti Axa general insurance company and the coverage value is 100% coverage like its zero depth coverage too. I have not faced any claims with them like its bumper to bumper one.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Nov 17, 2017
  • review Car Insurance
    "Nice Response"
    0.5 3.5/5 "Pretty good"
    I opted Bharathi Axa General insurance company limited for my car insurance and the process of buying it was very smooth. I loved their quick response and the way they dealt with my case. Policy was disbursed within jus 2 days and I got the policy pretty quickly.
    Was this review helpful? 0
    , bangalore
    Reviewed on Nov 09, 2017
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