Insurance is like a spare tyre. You may not require it, but not having one is not an option.

Bharti Axa Auto Insurance

 4.0 / 5.0   by 101 users
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Policy Coverage

Customer Service

Claim Experience

Cashless Garages

Bharti AXA auto insurance offers complete protection to vehicles and passengers with an easy 24/7 claim settlement process, No-claim Bonus discounts and servicing at over 2000 network garages. Bharti AXA also provide two-wheeler insurance against theft, accidents and liability with additional protection for riders. The insurer offers two levels of coverage custom made for policyholders purchasing their auto insurance policies online. Bharti AXA vehicle insurance premiums paid online are also entitled to additional discounts if the customer’s insured vehicle includes an ARAI approved anti-theft device and a voluntary deductible component as part of the coverage.

Key features of Bharti AXA Auto Insurance

  • A Bharti AXA auto insurance policy includes comprehensive coverage for theft, physical damages to the vehicle, third party liability for accidents and property damage liability.
  • The company also gives a Personal Accident cover of Rs 2 lakhs to the driver in cases of injury, death or permanent disablement occurring due to accidents.
  • Bharti AXA also provided 24/7 roadside assistance in the form of on-road repairs for breakdowns, towing facility, flat tyre changes, etc. Additionally customers can also get emergency fuel refills and assistance if they have locked out of their vehicle after losing their keys.
  • No-claim discounts can be availed on the premium while renewing the policy, provided the policyholder has not made any claims during the previous year. Bharti AXA allows the accumulation of up to 50% of the No-claim bonus on own damage premiums. Customers also have the option of transferring benefits of their existing No-claim bonus from other insurance companies to Bharti AXA.
  • Bharti AXA customers have the option of making cashless or reimbursement claims by notifying the insurer immediately and registering for a claim settlement during emergencies with the required information.
  • Bharti AXA auto insurance does not include coverage for common wear and tear, loss due to depreciation, electrical or mechanical breakdown, losses incurred outside India and damages due to accidents occurring owing to driving under influence or without a valid driving license.

Bharti Axa Car Insurance Add On Covers

Ensuring enhanced protection for their vehicles, Bharti AXA customers can customise their policies with different add-on covers as per their requirements.

Depreciation cover - Customers can get 100% of the value of the depreciated part of their vehicles at the time of accidents.

Invoice Price cover - When a vehicle is stolen or lost, policyholders can get coverage for the total insured value of the vehicle along with registration and road tax amounts.

Medical Expenses - Bharti AXA also gives coverage toward physical injury endured by the driver and passengers of the affected vehicle up to an amount of Rs 10,000 per person.

Personal Accident cover for Passengers - Bharti AXA also provided a compensation amount of Rs 1 lakh in the instance of death or permanent total disablement to passengers who travelled in the vehicle at the time of the accident.

Cash for Hospitalisation - Customers are also entitled to an amount of Rs 1000/- per day for a maximum of 30 days for hospitalisation and medical treatments arising due to car accidents.

GST Update: GST of 18% is applicable on car insurance effective from the 1st of July, 2017

Bharti Axa Auto Insurance Reviews

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  • review Car Insurance
    "Its Good"
    0.5 3.5/5 "Pretty good"
    Last year I had car policy with Bharthi axa whenever I try to renew it ask my poliy no, whenever I mention the same, it shows the its incorrect. If I try to reach the customer care its not reachable. I done the claim, some minor damage back side of the car, they have processing fee 1500. Remaining all taken care by the insurer.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jan 08, 2019
  • review Car Insurance
    "Value of money"
    0.5 4.0/5 "Great!"
    4 years back, i have bought my car insurance policy with Bharti Axa. Somebody suggested me about this car insurance policy. The premium amount is less comparatively less when i compared with other companies. I'm happy about the coverage value they have provided to me. I have not claimed anything in this policy.
    Was this review helpful? 0
    , new delhi
    Reviewed on Dec 02, 2018
  • review Car Insurance
    "Just okay for using a car"
    0.5 3.0/5 "Satisfactory"
    I had a car insurance with Bharati Axa in the year of 2010 - 2012. I don't have . I was paying 8K as a premium through cash. I pay the premium to the agent. They are given the insurance papers on time. The customer service, it could be better.
    Was this review helpful? 1
    , secunderabad
    Reviewed on Nov 30, 2018
  • review Car Insurance
    "Best policy"
    0.5 5.0/5 "Blown Away!"
    I have a car insurance with Bharti Axa general insurance from last 2-3 years, a premium of Rs 14000 has to be paid for this insurance policy. This policy has full coverage with 0% depreciation. I had claim experience last year and it was good, they provided cashless garage facility.
    Was this review helpful? 0
    , lucknow
    Reviewed on Nov 26, 2018
  • review Car Insurance
    "Lowest premium in the market"
    0.5 5.0/5 "Blown Away!"
    The insurance company gave me comprehensive plan, I made the premium around Rs. 8000 for one year wagon R, at the time I found it was lowest and they many center in delhi. Road side assistance for break down etc. I am fine with the insurance company.
    Was this review helpful? 0
    , new delhi
    Reviewed on Nov 22, 2018
  • review Car Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I have taken a car insurance policy with Bharti AXA for 1 year, a premium of Rs 15000 has to be paid for this insurance policy. I am happy with the coverage value of this insurance policy. No claim experience so far and they cover bumper to bumper damage.
    Was this review helpful? 2
    , bangalore
    Reviewed on Sep 08, 2018
  • review Car Insurance
    "Good Policy"
    0.5 3.0/5 "Satisfactory"
    I have taken a car insurance policy with Bharti Axa general insurance for 1 year, i am happy with the coverage value of this insurance policy. I have to pay a premium of Rs 12500 for this insurance policy. Customer service was good and they explained about the insurance in detail.
    Was this review helpful? 1
    , pune
    Reviewed on Sep 08, 2018
  • review Car Insurance
    "Good Service"
    0.5 4.0/5 "Great!"
    My Car is insured with the Bharti Axa general Insurance. I am paying premium of 8000 per year, it offers bumper to bumper coverage and also gave me a proper IDV value. I do not have any claim experience with the policy so far.
    Was this review helpful? 2
    , bangalore
    Reviewed on Aug 29, 2018
  • review Car Insurance
    "Renewal Issues after 4-5 years"
    0.5 1.0/5 "Really Bad"
    Very low standard and poor service. After continues 4-5 years of no claim they don't renew your policy if you are late for one month. I think it is due to they don't want to provide no claim bonus. Very disappointed with service and customer care.
    Was this review helpful? 3
    , surat
    Reviewed on Aug 18, 2018
  • review Car Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I have my car insured with Bharti Axa general insurance from last 2 years, i have not claimed anything so far from this insurance policy. I pay a premium of Rs 11500 for this car insurance. The coverage value is good with this insurance and they cover both bumper to bumper and third party.
    Was this review helpful? 1
    , bangalore
    Reviewed on Jul 01, 2018
  • review Car Insurance
    "Trust worthy policy"
    0.5 4.0/5 "Great!"
    It is a tax benefitable. It has easy claim policy. The showroom people of Hyundai recommended the Bharati Axa insurance. I used to pay the premium of Rs. 6400 every years. They are not providing any road assistance. I never had any claim experience so far.
    Was this review helpful? 0
    , coimbatore
    Reviewed on Jun 06, 2018
  • review Car Insurance
    "Very good policy to use"
    0.5 5.0/5 "Blown Away!"
    Got the car insurance policy from the Bharathi axis general insurance company around 5 months ago. I have paid around Rs,40,000 to get this policy this year, because this policy covers bumper to bumper benefits and the policy coverage is good with this policy.
    Was this review helpful? 0
    , ghaziabad
    Reviewed on Apr 17, 2018
  • review Car Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I hold a car insurance with Bharti Axa general insurance from last 3 years and it is one of the good policy. This policy has to be renewed every year but i am not aware of the premium amount. I do not have claim experience and they cover bumper to bumper as well as third party damages.
    Was this review helpful? 0
    , mumbai
    Reviewed on Apr 03, 2018
  • review Car Insurance
    "Good service"
    0.5 4.0/5 "Great!"
    I have got the claim experience from the BHARTI AXA GENERAL INSURANCE car insurance policy, I never got full claim amount so that was the reason i have changed other insurance company, I have got the bumper bumper insurance policy from the BHARTI AXA GENERAL INSURANCE but the claim experience is bad with the BHARTI AXA GENERAL INSURANCE.
    Was this review helpful? 0
    , kolkata
    Reviewed on Feb 27, 2018
  • review Car Insurance
    "Best insurance policy"
    0.5 5.0/5 "Blown Away!"
    I have taken a Car Insurance with Bharti Axa.The premkum amount is 32,000 per annum paid through an auto debit payment.I have taken this policy last year.The policy is coverage is 100% covered,its zero depreciation.I am happy taking this policy.
    Was this review helpful? 1
    , new delhi
    Reviewed on Feb 13, 2018
  • review Car Insurance
    "Good"
    0.5 3.0/5 "Satisfactory"
    I am using car insurance with Bharati Axa for past 5 years. I never claimed so far and don't have much experience. First time when I purchased a car, the dealer suggested this insurance and am continuing. I have received the reminder call from the customer support for the policy renewal.
    Was this review helpful? 0
    , raigarh
    Reviewed on Feb 06, 2018
  • review Car Insurance
    "Insurance with BHARTI AXA GENERAL INSURANCE"
    0.5 5.0/5 "Blown Away!"
    I have taken the car insurance from BHARTI AXA GENERAL INSURANCE. The yearly premium amount is 50000. The policy benefits include bumber to bumber, zero depreciation, cashless garage and road assistance. Its a good policy with BHARTI AXA .
    Was this review helpful? 1
    , hyderabad
    Reviewed on Feb 01, 2018
  • review Car Insurance
    "Very Good"
    0.5 4.0/5 "Great!"
    Right now I have done my insurance with BHARTI AXA. In which I own a bumper to bumper insurance. Plan benefits and customer service brief from the insurance is good. I have paid a premium amount of rs 15,400. Also the cost is low compared to the previous insurance I had for my car.
    Was this review helpful? 1
    , chennai
    Reviewed on Jan 25, 2018
  • review Car Insurance
    "Good insurance policy"
    0.5 4.0/5 "Great!"
    I have a car insurance with Bharti Axa General Insurance from last 1 year and it is a good insurance policy to use. This policy has to be renewed every year and i pay a premium of Rs 9000 for this insurance. I do not have claim experience so far with this insurance. They cover third party damages and i am satisfied with the benefits of this policy.
    Was this review helpful? 0
    , kolkata
    Reviewed on Jan 22, 2018
  • review Car Insurance
    "Excellent"
    0.5 5.0/5 "Blown Away!"
    I have insured my car with the Bharti Axa general insurance company and the coverage value is 100% coverage like its zero depth coverage too. I have not faced any claims with them like its bumper to bumper one.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Nov 17, 2017
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