• Bajaj Allianz Motor Insurance

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    Policy Coverage

    Customer Service

    Claim Experience

    Cashless Garages

    Bajaj Allianz General Insurance Company Limited is a joint venture between Bajaj Finserv Limited and Allianz SE. Both these companies are reputed for their stability and expertise in the financial domain. Bajaj Allianz is one of the most robust insurance companies in India, maintaining commendable growth and profitability. The insurer also offers a bouquet of insurance solutions for the protection of its vast customer base. The insurance products offered by the company are in the domains of health, motor, travel, commercial, and home insurance.

    Why Should You Buy Motor Insurance From Bajaj Allianz?

    The advantages of buying motor insurance from Bajaj Allianz are many. These include the following:

    • The insurer offers instant issuance of policy and easy renewal in a few simple steps.
    • It is possible to transfer the accrued No Claim Bonus (NCB) in the range of 20% to 50% from another insurance company to Bajaj Allianz.
    • The 24x7 call-centres of the insurer offer SMS updates and instant claim assistance for motor insurance claims.
    • The insurer offers 24x7 telephonic service for the resolution of all queries.
    • The motor vehicle survey process is easy and hassle-free.
    • DriveSmart service - The insurer provides a vehicle tracking device with certain car insurance plans that monitors the usage of the car. This makes use of the telematics technology in car insurance.
    • The insurance company offers the facility of online purchase for its motor insurance plan.

    Types Of Motor Insurance From Bajaj Allianz

    Bajaj Allianz provides the following types of motor insurance plans for its customers:

    • Car insurance - This plan offers protection to the insured car for loss or damage due to natural calamities and man-made disasters, personal accident cover for the owner-driver, and third-party liability insurance. The coverage under this plan can be amplified by using appropriate add-on covers. This policy can be enhanced with the DriveSmart technology that is unique to Bajaj Allianz.
    • Two-wheeler insurance - This insurance plan protects two-wheelers from natural and man-made calamities. The policyholder is also protected from third-party liability claims. The insurer offers the choice of opting for a policy with coverage period of 1 year or 3 years, based on the requirement of the customer.
    • Liability-only motor insurance - This motor insurance plan offers cover for legal liability to a third party for accidental injuries, death, and property damage. The policy is offered to commercial and private vehicles. Personal accident cover for the owner-driver is included under the coverage.
    • Commercial vehicle insurance - The insurer offers liability-only and comprehensive insurance policies for commercial vehicles. The liability only-plan is the minimum level of insurance required to ply on Indian roads. The comprehensive plan offers coverage for own-damage and third-party liability for commercial vehicles.

    Bajaj Allianz Third-Party Liability Insurance - Inclusions

    The third-party liability motor insurance plan from Bajaj Allianz covers the insured for legal liability towards a third party for accidental injuries, death, or property damage. The insurance offers personal accident cover to the owner-driver as well.

    The insurer also offers liability-only plans for commercial vehicles such as private and public carriers, passenger vehicles, special vehicles, etc.

    Bajaj Allianz Comprehensive Motor Insurance - Inclusions

    The Bajaj Allianz comprehensive motor insurance policy offers the following coverage to the policyholder:

    • Losses or damages to the vehicle due to natural calamities such as explosion, fire, earthquakes, lightning, and the like.
    • Losses or damages to the vehicle from man-made disasters such as malicious activity, thefts, riots, etc.
    • Personal accident cover to the owner-driver.
    • Third-party liability insurance coverage.

    Bajaj Allianz Motor Insurance - Exclusions

    The Bajaj Allianz motor insurance plan does not include coverage for the following incidents:

    • Wear and tear of the insured vehicle with age
    • Consequential losses
    • Depreciation of parts
    • Electrical and mechanical breakdown
    • Consumables
    • Vehicle being used beyond limitations
    • Driving without a valid license
    • Driving while influenced by drugs/liquor
    • Nuclear events, war, and mutiny

    Bajaj Allianz Motor Insurance FAQs:

    1. What discounts can I receive for buying a Bajaj Allianz motor insurance policy?
    2. Bajaj Allianz offers several discounts to customers of motor insurance. The most significant bonus offered is the No Claim Bonus that can amount to a reduction in premium at the time of renewal. The insurer also offers discounts for online policy purchase. Members of automobile associations can get premium discounts as well.

      Apart from this, if your vehicle is installed with security devices, you are liable to receive a premium discount.

    3. Can I get direct claim settlement facility under Bajaj Allianz motor insurance?
    4. Yes, cashless claim facility is offered at 4,000 network garages affiliated to the insurance company. If the cashless facility is not available at at a chosen garage, then 75% on account payment is provided.

    5. Does the insurer offer roadside assistance cover?
    6. Yes, you can avail 24x7 roadside assistance facility under the motor insurance policy from Bajaj Allianz. If the vehicle is involved in an accident or breaks down, towing assistance is also provided.

    7. What are the add-on covers offered by Bajaj Allianz for motor insurance?
    8. The following add-on covers are offered by the company:

      • 24x7 spot assistance
      • Lock and key replacement cover
      • Personal baggage cover
      • Conveyance benefit
      • Accident shield
      • Consumables cover
    9. What are the benefits of the DriveSmart technology?
    10. Opting for the DriveSmart service with the Bajaj Allianz motor insurance policy has several advantages:

      • It allows you to monitor the condition of your vehicle, specifically its battery and engine.
      • It helps in tracking your vehicle. You can also share the location of your car with family and friends.
      • The device tracks driving patterns and provides you a summary of the distance travelled in a day, braking pattern, highest speed for the day, longest trip, etc.
      • The facility enables you to configure custom trips and locate it on a map. This can be shared on social media as well.
      • The device alerts you for over-speeding, low battery, expiry of driving license, etc.
      • You can receive expert guidance from the company through the DriveSmart Telematics Device.

    Bajaj Allianz Motor Insurance Reviews

  • Page 1 of 13 1 2 3 4 5
    • Bajaj Allianz Car Insurance
      "Average Policy"
      0.5 3.0/5 "Satisfactory"
      I have a car insurance with Bajaj allianz from last 5 years, I am not happy with the coverage value of this insurance policy and they cover only bumper to bumper damages. I pay a premium of Rs 10000 every year and i do not have claim experience so far with this insurance.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 11, 2018
    • Bajaj Allianz Car Insurance
      "Good policy for car"
      0.5 5.0/5 "Blown Away!"
      I have taken a car insurance from BAJAJ ALLIANZ GENERAL INSURANCE. The premium amount is 14000.Bumber to bumber zero depression and accidental coverage for the driver and for the third party. Once i had a claim, and the experience was good. With in few hours everything was done.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 23, 2018
    • Bajaj Allianz Car Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I hold a car insurance with Bajaj Allianz from more than 10 years and it is a good insurance policy to use. This policy has to be renewed every year and i pay a premium of Rs 6000-7000 for this insurance. I do not have claim experience so far with this insurance and they cover third party damages.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 23, 2018
    • Bajaj Allianz Car Insurance
      "Good policy to use"
      0.5 4.0/5 "Great!"
      I renew the car insuraance policy, since from past 5 years with the same Bajaj Allainz . The customer support service and the response is good with the bajaj, they give the intimations on time to renew the insurance before the due date . I never had any claim experience with this policy.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 23, 2018
    • Bajaj Allianz Car Insurance
      "Average policy to hold"
      0.5 3.0/5 "Satisfactory"
      I have my car insurance policy with Bajaj Allianz General Insurance. Till now I have no claim experience so far with them. Since 2007 I have been maintaining this insurance for my car. The premium which I have been paying is approximately RS. 5500 to Rs. 6000.
      Was this review helpful? 0
      , new delhi
      Reviewed on Mar 13, 2018
    • Bajaj Allianz Car Insurance
      "Average"
      0.5 4.0/5 "Great!"
      I have a Polo car and took my insurance with Bajaj Allianz. I am using the service for 7 years. I am paying 15K yearly. They do have road side assistance and bumper to bumper cover. I don't have any claim experience so have no idea about the cashless garages facility. The IDV value is almost same as others.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 13, 2018
    • Bajaj Allianz Car Insurance
      "Good policy for car"
      0.5 5.0/5 "Blown Away!"
      I have taken the car insurance from BAJAJ ALLIANZ GENERAL INSURANCE and the premium around is12000. The benefits comes as zero depreciation, bumber to bumber, road assistance , accidental coverage to the passenger. They even take the vehicle from my address and drop back there and even arrange me a cab facility for travel.
      Was this review helpful? 0
      , faridabad
      Reviewed on Mar 09, 2018
    • Bajaj Allianz Car Insurance
      "Good Policy"
      0.5 5.0/5 "Blown Away!"
      I have a car insurance with Bajaj Allianz from last 7 years and it is a very good policy to use. This policy has to be renewed every year and i pay a premium of Rs 5000-6000 for this insurance. I do not have claim experience so far with this insurance. They cover bumper to bumper damages and the coverage is 50%.
      Was this review helpful? 0
      , pune
      Reviewed on Mar 07, 2018
    • Bajaj Allianz Car Insurance
      "Better"
      0.5 3.0/5 "Satisfactory"
      I have insured my four wheeler with the Bajaj allianz general insurance company. I would like to say that the benefits are fine one with them and I am happy with the Bajaj allianz general insurance company till now.
      Was this review helpful? 0
      , kolkata
      Reviewed on Mar 03, 2018
    • Bajaj Allianz Car Insurance
      "Good policy to use"
      0.5 4.0/5 "Great!"
      I have a car insurance with Bajaj Allianz from last 5 years and it is a good insurance policy to use. This policy has to be renewed every year and i pay a premium of RS 10000 for this insurance. I do not have claim experience so far with this insurance and they cover bumper to bumper damages.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 02, 2018
    • Bajaj Allianz Car Insurance
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have insured my car in the BAJAJ ALLIANZ GENERAL INSURANCE last year. I have paid Rs,12000 to renew the policy with the BAJAJ ALLIANZ GENERAL INSURANCE and the service is not up to the mark with the BAJAJ ALLIANZ GENERAL INSURANCE company. The customer care service need to be improved with the BAJAJ ALLIANZ GENERAL INSURANCE company.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 27, 2018
    • Bajaj Allianz Car Insurance
      "Fabulous"
      0.5 4.0/5 "Great!"
      I have taken the car insurance policy with the Bajaj allianz general insurance company. Response is good one with them and the coverage value is around 5.8 lakh Rupees. Response is good one with the Bajaj allianz general insurance company.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 24, 2018
    • Bajaj Allianz Car Insurance
      "Good insurance"
      0.5 4.5/5 "Excellent!"
      I have taken the car insurance with Bajaj Allianz General Insurance through online channel. The customer service was good. I did a comparison and found the offers are best with them. The premium and benefits are good compared with other insurance companies. I paid 6,850 rupees per annum.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Feb 20, 2018
    • Bajaj Allianz Car Insurance
      "Best insurance policy"
      0.5 4.0/5 "Great!"
      I have taken a Car Insurance with Bajaj Allianz.The premium amount is 16,000 i pay it through online payments.The policy coverage amount is five lakhs and its covered 100% of the value and its a zero depreciation. The customer service is good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 13, 2018
    • Bajaj Allianz Car Insurance
      "Better policy to use"
      0.5 5.0/5 "Blown Away!"
      Insured my car from BAJAJ ALLIANZ GENERAL INSURANCE company and I have paid Rs,7000 to renew the policy this year, but they have charged the penalty because I missed to renew the policy before the due date. The plan benefits and the policy coverage is good with the BAJAJ ALLIANZ GENERAL INSURANCE company.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 13, 2018
    • Bajaj Allianz Car Insurance
      "Best Policy"
      0.5 4.0/5 "Great!"
      My dealer have suggested me to take Bajaj Allianz for my creta car. I purchased the vehicle for the cost of Rs.14 lakhs , they gave me the IDV value around Rs. 3.20 lakhs. The premium was economical they gave road side assistance, third party cover for the natural calamities and man made. I hope they got tie up with good garages as well.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 06, 2018
    • Bajaj Allianz Car Insurance
      "Good "
      0.5 4.0/5 "Great!"
      I have insured my car with the Bajaj Allianz general insurance company. Response is good one for me with them and the customer service is good too. I have not faced any such claims with them till now. Its not a zero depth coverage.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 02, 2018
    • Bajaj Allianz Car Insurance
      "Need to improve customer service"
      0.5 1.0/5 "Really Bad"
      I have taken a Car Insurance with Bajaj Allianz for last few years back,i pay a premium amount of 6000 per annum,I have no claim experience with ill fate they give good policy coverage amount,it would be great if they improve customer service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 02, 2018
    • Bajaj Allianz Car Insurance
      "Good policy"
      0.5 5.0/5 "Blown Away!"
      I have taken the car insurance from BAJAJ ALLIANZ GENERAL INSURANCE. The yearly premium amount is 25000. The policy benefits include bumber to bumber, zero depreciation, cashless garage and road assistance. Its a good policy. First premium paid at the showroom itself.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Feb 01, 2018
    • Bajaj Allianz Car Insurance
      "Good insurance"
      0.5 5.0/5 "Blown Away!"
      I have my car insurance with Bajaj Allianz for the 3 years. It was suggested by the dealer. They are giving bumper to bumper which was good. The customer service was up to the mark. The claim process was good. I am satisfied with the policy coverage. I am paying Rs.16,000 as a yearly premium.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 27, 2018
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