• Bajaj Allianz Women Specific Critical Illness Plan

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    Cashless Treatment

    Customer Service

    Medical Coverage

    Claim Experience

    Critical Illness cover means that you get the lump sum cash payment you need when you’re diagnosed with a critical illness that’s listed in the insurance policy. No medical bills or hospitalisation documents are necessary under this policy. The claim becomes payable as soon as the critical illness is diagnosed and none of the exclusions apply.

    Features & Benefits - Women Specific Critical Illness Insurance:

    Entry Age 21 years to 65 years of age.
    Policy Period and Renewal
    • Annual policy.
    • Grace period of 30 days for renewal.
    Sum insured options
    • Rs. 50,000.
    • Rs. 1,00,000.
    • Rs. 1,50,000.
    • Rs. 2,00,000.
    Coverage Critical Illness cover gives 100% sum insured on the diagnosis of any of the following 8 critical illnesses:
    • Breast Cancer
    • Fallopian Tube Cancer.
    • Uterine/Cervical Cancer.
    • Ovarian Cancer.
    • Vaginal Cancer.
    • Permanent paralysis of limbs.
    • Multitrauma.
    • Burns.
    Congenital Disability benefit covers the first two children. It gives 50% of the sum insured if the insured person gives birth to a baby that has any of the the following congenital diseases/disorders:
    • Down’s syndrome.
    • Congenital cyanotic heart disease:
    • Tetrology of Fallot.
    • Transportation of Great Vessels.
    • Total anomalous pulmonary venous drainage.
    • Truncus Arteriosus.
    • Tricuspid Artesia.
    • Hypoplastic Left Heart Syndrome.
    • Tracheo-esophageal fistula.
    • Cleft palate with or without cleft lip.
    • Spina bifida.
    Benefits Children’s Education Bonus
    • If the claim has been paid under the policy, Bajal Allianz will also pay Rs. 25,000 totally towards the education of one or both children (maximum of two).
    Loss of Job
    • If the insured person loses her job within 3 months of being diagnosed, Bajaj Allianz will pay Rs. 25,000 towards loss of employment.
    Tax benefit Premium paid for this health insurance policy is exempt from tax under Section 80D of the Income Tax Act.
    Benefits of In-House claims processing
    • Team consists of doctors and paramedics responsible for health underwriting and claims settlement.
    • Single window assistance.
    • Faster claim settlement.
    • Single point of contact that’s effective and quick in resolving grievances.
    • Better control over claim settlement and customer service.
    Special conditions
    • Critical illness benefit is payable only if the diagnosis meets specific criteria and the insured person survives for 30 days after initial diagnosis.
    • Congenital disability benefit is payable only if the child survives for 30 days after the diagnosis.
    • Insured person needs to submit a claim form and a certificate from a medical professional confirming the critical illness or congenital disability.
    • Insured person must have conceived during the policy period for congenital disability claims to be honoured.
    Pre-policy medical examination criteria
    • Mandatory if proposer is over 41 years of age.
    • Full medical report, ultrasound of abdomen and pelvis, PAP smear test are vitally important.
    Exclusions
    • Critical illnesses for which advice was already received by a medical professional and has been claimed under an earlier policy.
    • STDs caused by or associated with Human T-Cell Associated Virus type III, Lymphadinopathy Associated Virus, AIDS or any deficiency syndrome similar to it.
    • Critical illnesses diagnosed within 90 days of the date the policy commences.
    • Treatment traceable to pregnancy, childbirth or postpartum complications. This does not apply to the congenital disabilities benefit provision of the policy.
    • Occupational diseases.
    • War, natural disasters.
    • Intentional self-injury.
    • Drug and / or alcohol abuse.
    • Radioactive contamination.
    • Cleft palate with or without cleft lip – cleft lip alone is excluded.
    • Spina bifida occulta is excluded.

    Bajaj Allianz’s Women Specific Critical Illness insurance plan has been designed to make sure that even if the worst comes to pass, you will be covered for your specific critical illness. Your finances will be taken care of professionally and the in-house service desk makes claim processing far easier. Your child’s education also will be funded up to Rs. 25,000 and you are eligible for another pay out of the same amount should you lose your job due to your critical illness.

    *Disclaimer: Please chose your policy wisely after careful consideration of all policy documents and literature therein. Diligent examination and scrutiny of terms and conditions, exclusions (if any) and conditions on premium payments is strongly advised. This article is purely informational and is not designed to influence your decision in any way.

    Find cashless network hospitals nearby: BAJAJ Allianz Health Insurance Network Hospitals

    GST rate of 18% applicable for all financial services effective July 1, 2017.

    Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.

    Bajaj Allianz Women Specific Critical Illness Plan Reviews

  • Page 1 of 15 1 2 3 4 5
    • Bajaj Allianz Health Insurance
      "Good Health Insurance policy"
      0.5 5.0/5 "Blown Away!"
      So far i have never claim the health insurance. I can claim upto 7 lakhs. I have taken this insurance policy for me and dependent. The employer take care of the premium amount. I have never contact the customer care. Almost most of the hospital has been covered in this health insurance
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jun 14, 2018
    • Bajaj Allianz Health Insurance
      "Best"
      0.5 5.0/5 "Blown Away!"
      I am having the health insurance policy with the Bajaj allianz general insurance company. I would like to say that the coverage value is around three lakh Rupees. Cashless treatment is applicable there, so I have not faced any such claims with them as such.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 12, 2018
    • Bajaj Allianz Health Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have a health insurance policy with Bajaj allianz from last 2 years, i am happy with the coverage value of this insurance policy. I have not claimed anything so far from this insurance policy. A premium of Rs 6000 has to be paid for this insurance and it is covered up to Rs 3 lakhs./
      Was this review helpful? 0
      , mumbai
      Reviewed on May 31, 2018
    • Bajaj Allianz Health Insurance
      "Average Policy"
      0.5 4.0/5 "Great!"
      My company provided me a Bajaj health insurance. They offered me a claim amount of Rs. 1.5 lakhs. I can avail this policy for my family. I can use this insurance for medical emergency. I have never any claim experience. My company pay according the corporate premium amount.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 29, 2018
    • Bajaj Allianz Health Insurance
      "Not satisfied with the response from Bajaj"
      0.5 2.0/5 "Expected more"
      For the corporate requirement we have taken health insurance from BAJAJ ALLIANZ GENERAL INSURANCE and the service was not up to the mark. if we want to remove the employee name from the policy then will be not quiet easy and if we contacted them the response will be not much friendly.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 26, 2018
    • Bajaj Allianz Health Insurance
      "Good Service"
      0.5 3.5/5 "Pretty good"
      I've a health insurance policy which is provided by my employer. The company pays a premium of 1500 Per year. I never had any claim experience with the policy and I am not aware about a core details of this policy.
      Was this review helpful? 0
      , chennai
      Reviewed on May 18, 2018
    • Bajaj Allianz Health Insurance
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've a health insurance policy from the Bajaj Allianz. I don't have any claim experience I pay a premium of 800 per month for annual coverage of 9 lacs which is very good. I never had any issues with the policy and its features and I make the premium payments online.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 18, 2018
    • Bajaj Allianz Health Insurance
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I've a health insurance form the Bajaj Allianz . I pay a premium of 3000 annum, for a coverage of 3 lacs. I had a claim experience with the policy where they paid 95% for a cash less treatment. Everything was done from the hospital. The whole process was quick and hassle free.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 18, 2018
    • Bajaj Allianz Health Insurance
      "Best policy"
      0.5 5.0/5 "Blown Away!"
      I have my health insured with Bajaj Allianz from last 9 months, i am happy with the coverage value of this insurance policy. I do not have claim experience so far with this insurance. I pay a premium of Rs 750 every month and the coverage value is Rs 2 lakhs.
      Was this review helpful? 0
      , indore
      Reviewed on May 16, 2018
    • Bajaj Allianz Health Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my health insured with Bajaj Allianz from last 1 year, i am happy with the coverage value of this insurance policy. This policy can cover up to Rs 5 lakhs. I do not have claim experience so far with this insurance and i pay a premium of Rs 13000 for this insurance.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 02, 2018
    • Bajaj Allianz Health Insurance
      "Excellent health insurance policy"
      0.5 5.0/5 "Blown Away!"
      Got the health insurance policy from the BAJAJ ALLIANZ GENERAL INSURANCE company around 20 days ago. They have provided me a medical card in which i have very good benefits in it. This policy covers 4members in my family and it has the coverage up to 10lakhs, I have paid Rs,10,000 to get this policy and it is valid only fora year.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 02, 2018
    • Bajaj Allianz Health Insurance
      "Good policy for health"
      0.5 5.0/5 "Blown Away!"
      I have taken a health insurance with BAJAJ ALLIANZ GENERAL INSURANCE and the premium i am paying was 13600 annually. The provide cashless facility and the claim experience was good. The have cashless facility almost 99% of coverage done through the insurance.
      Was this review helpful? 0
      , kolkata
      Reviewed on Apr 21, 2018
    • Bajaj Allianz Health Insurance
      "Good policy to use"
      0.5 4.0/5 "Great!"
      I am having the BAJAJ ALLIANZ health insurance policy around a year ago. The customer support service is good with the BAJAJ ALLIANZ GENERAL INSURANCE company. I need to pay the premium amount of Rs,13,000 every year once. This policy covers 3 members in my family. This policy has the medical coverage of Rs,3,00,000 which can be used be all three members.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 19, 2018
    • Bajaj Allianz Health Insurance
      "Good health insurance policy"
      0.5 3.0/5 "Satisfactory"
      I have got the health insurance policy from the bajaj and this policy covers only one member which is myself actually it is a self policy . I pay the premium amount in every month on month . I pay Rs,15000 to this policy. This policy has the medical coverage up to 5lakhs and I am satisfied with it.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 18, 2018
    • Bajaj Allianz Health Insurance
      "Good policy"
      0.5 3.0/5 "Satisfactory"
      I have taken the health insurance from BAJAJ ALLIANZ GENERAL INSURANCE. The premium amount is 835 for 18 months. I have to renew the policy after 18 months. Its a 2 lakhs policy. I have not done any claim with Bajaj. They provide cashless facility.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 22, 2018
    • Bajaj Allianz Health Insurance
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      Bajaj Health Insurance service is good. The payment is payed through online which was a smooth process. The benefits is for the whole family,but still I have not claimed any service from Bajaj Health Insurance service. It was totally a good experience with Bajaj Health Insurance service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 20, 2018
    • Bajaj Allianz Health Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I hold a health insurance with Bajaj Allianz from last 5 years and it is a good insurance policy to use. I am not aware of the premium amount as the company pays it. I do not have claim experience so far and i have not taken any cashless treatment. I have a coverage of Rs 4-5 lakhs which is satisfactory.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 20, 2018
    • Bajaj Allianz Health Insurance
      "Satisfactory"
      0.5 3.5/5 "Pretty good"
      I took my health insurance with Bajaj Allianz. The cashless treatment is good. The policy coverage was good, they offering 10L. I never contacted the customer support. I don't have any claim experience. I am paying 13K yearly which will be debited automatically from my account.
      Was this review helpful? 0
      , pune
      Reviewed on Mar 07, 2018
    • Bajaj Allianz Health Insurance
      "Wonderful"
      0.5 4.0/5 "Great!"
      I am having the health insurance policy with the Bajaj allianz general insurance company. Coverage value is for the full family and the response is good. I have faced some claims with them and it went in the fine manner.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 24, 2018
    • Bajaj Allianz Health Insurance
      "Best insurance policy"
      0.5 5.0/5 "Blown Away!"
      I have taken Health insurance with Bajaj allianz,the premium amount is not paid my me as its offered by the company.The policy coverage is six lakhs including the family members.This is covered mediclaim as well as health insurance.The policy was taken two years back and no claim experience.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 20, 2018
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