Traditional insurance plans cover your dependent family in the event of your premature demise. But what if a critical illness left you disabled and unable to provide for your family? It’s highly likely that the medical expenses to treat a critical illness could empty out your savings, leaving you hanging with no financial security. This is where Bajaj Allianz Critical Illness Plan comes into force, taking care of your medical expenses for critical illnesses.
Features & Benefits - Bajaj Allianz Critical Illness Plan
|Policy Period and Renewal||
A lump sum will be paid on the diagnosis of one of following ten critical illnesses that are covered, subject to the policy terms and conditions:
|Sum insured options||
Premiums paid on this policy are exempt under Section 80D of the Income Tax Act.
|Benefits of In-House claims processing||
|Value Added Services (VAS)||
This policy allows for discounts at selects outlets on:
|Pre-policy medical examination criteria||
Critical illnesses in today’s world are being detected and treated with top of the line medical technology and equipment, which hospitals acquire at a huge cost. Specialist doctors and medical professionals who are trained in treating critical illnesses charge huge amounts for consultations and treatment. Also, if the hospital you are admitted in is of a particularly high standard, they will have running costs that are higher than most other hospitals.
While these factors mean that you will receive the best healthcare treatment possible, it also means that you will be dangling your wallet over a bottomless pit of debt. All these factors add up to your already high medical expenses, making the Bajaj Allianz Critical Illness plan a practical safety net to carry you through your treatment.
Being covered under this insurance policy can be the life-saving boost of funds you need to recover from your critical illness.*Disclaimer: Please chose your policy wisely after careful consideration of all policy documents and literature therein. Diligent examination and scrutiny of terms and conditions, exclusions (if any) and conditions on premium payments is strongly advised. This article is purely informational and is not designed to influence your decision in any way.
Find cashless network hospitals nearby: BAJAJ Allianz Health Insurance Network Hospitals
Also Read: Best Health Insurance Plans of 2017
Also Read: How to File a Claim with Bajaj Allianz?
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GST rate of 18% applicable for all financial services effective July 1, 2017.
Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.