The Optima Vital is a critical illness health insurance policy that offers lump sum amounts upon diagnosis of 37 different critical illness.
Benefits & Features - Apollo Munich Optima Vital:
|Entry Age||18 years to 65 years|
|Basis||Individual / Family|
|Medicals||Required if the policyholder wishes to increase the sum insured|
|Policy Period||1 Year or 2 Years with a grace period of 30 days|
|Sum Insured||Ranges from Rs. 1 lakh to Rs. 50 lakhs. The maximum sum assured that can be taken after the age of 55 years is Rs. 20 lakhs|
|Premium||Premiums can start from as little as Rs. 500 and increase in accordance to the sum insured chosen and the number of members that are covered|
|Discount||7.5% discount if policy is taken for 2 years|
Find cashless network hospitals nearby: Apollo Munich Network Hospital
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Also Read: How to File a Claim with Apollo Munich?
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GST rate of 18% applicable for all financial services effective July 1, 2017.
Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.