Launched in July 2015, Apollo Munich Dengue Care Plan is the first comprehensive health insurance in India that aims to provide coverage for medical expenses for inpatient or outpatient treatment for dengue. It does not require the life insured to undergo any medical examination.
The Apollo Munich Dengue Care Plan is a policy with pretty simple requirements and adds a lot of value as a healthcare option. The key features of Apollo Munich Dengue Care Plan can be mentioned as below-
Apollo Munich Dengue Care Plan's benefits are applicable and similar for every individual under the policy, regardless of the age. The benefits offered by the policy can be outlined as follows -
1. Inpatient Benefits -
2. Outpatient Benefits - In case the non-structural protein 1 test is found positive within the policy period, the insured will be allowed the following benefits subject to a maximum of Rs. 10,000 -
3. Wellness Offers - Apollo curates products or offers specifically meant for prevention of dengue. The same will be provided to the insured at a discounted price.
4. Cashless Service - In case of admissions to the hospital, pre-authorization at least 48 hours prior to actual admission must be done. Else, in cases of emergency, proper documentation and processes are to be followed to regularize the admission. Following any of the above basically allows a cashless service to be availed with over 10,000 doctors at 4500 hospitals in over 800 cities.
5. Renewal Terms - Apollo Munich Dengue Care Plan is a lifelong plan wherein there is no cap on the age criteria for providing cover. There is a grace period of 30 days for renewing the policy if it has lapsed or been cancelled.
6. Tax Benefits - Tax benefits can be availed for the premium amount under Section 80D of the Income Tax Act.
Apollo Munich Dengue Care Policy is subjected to a few eligibility criteria. They are -
2. Individuals and Relations - An individual and his/her immediate family as well as parents are can apply for this policy
3. Sum Insured - Sum insured is limited to individual and not a group. Every individual under this policy must have a discrete sum insured. The mentioned amounts are the only ones allowed. No multiples ranging from the minimum to the maximum are acceptable.
4. Term - The policy term is on an annual basis
5. Premium payment term - The premium payment term for the policy will be the same as the policy term
6. Insured Lives per Policy - Every policy can have a maximum of 6 members, which is limited to 4 adults or 5 children per policy
Premiums for Apollo Munich Dengue Care Plan can be paid in one go annually. As per the sum assured, the annual premium policy could vary per individual, not including taxes. If more than one individual is being included in the policy, the premium amount shall increase by an equal number of multiples.
Portability - An insured has the option to migrate to a similar indemnity health insurance policy available with the insurer at the time of renewal subject to specific terms and conditions.
Change in Sum Assured - The sum assured can be changed only during the renewal time and if enhanced, the waiting period will be applied afresh.
Apollo Munich Dengue Care Plan has the following exclusions which can withhold benefits from the insured -
With two discrete amounts that are allowed as sum assured, the premium amounts also vary and are of two sums. They are -
These amounts are not inclusive of taxes and are payable in one go per year.
GST rate of 18% applicable for all financial services effective July 1, 2017.
Credit Card:
Credit Score:
Personal Loan:
Home Loan:
Fixed Deposit:
Copyright © 2025 BankBazaar.com.