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Sindhudurg District Central Cooperative Bank Ltd IFSC and MICR Code:

State wise list of Sindhudurg District Central Cooperative Bank Ltd IFSC code, MICR code and addresses of all branches in India

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 Sindhudurg District Central Cooperative Bank (SCCB) Ltd IFSC & MICR Code

Sindhudurg District Central Cooperative Bank (SCCB) IFSC code is used for NEFT, RTGS and IMPS fund transfers. IFSC code is a prerequisite for all electronic fund transfers from one bank account to another and it is very important to key in the right IFSC code for successful crediting of funds to the payee/beneficiary account. Wire transfers cannot take place using NEFT, RTGS and IMPS if a valid IFSC code is not given. The Reserve Bank of India (RBI) is in charge of assigning IFSC codes to all banks in the country.

SCCB IFSC code has a total of 11 characters, made up of both numbers and alphabets. For example, the IFSC code for the Maharashtra branch in Achara is SID0001010. Here the first 4 letters symbolise the name of the bank, while the ‘0’ is scheduled for future use and the last 6 characters represent the specific branch of the bank concerned. Remember, the IFSC code for two SCCB banks are never the same. For example, the IFSC code for the Amboli branch in Maharashtra is SIDC0001051 and the IFSC code for the Zarap branch in Maharashtra is SIDC0001101. Though these branches are in the same state, note that the IFSC code for each branch is unique.

How to search for Sindhudurg District Central Cooperative Bank Ltd IFSC and MICR Codes?

All IFSC and MICR codes are already printed on your cheque leaf issued by the bank. In case you don't that have your cheque book for any reason, you can always look up the IFSC code of your bank online. There are many financial websites and third party websites that provide information on IFSC codes. BankBazaar is one such website where you can get information about IFSC and MICR codes of all banks.

To search for the IFSC code of SDCCB, log on to the BankBazaar website and choose the ‘Bank IFSC Code’ option. You will soon be redirected to the IFSC main page. Here you will see 4 drop down menus. Fill in the following details to know your bank branch IFSC code:

  1. Name of bank
  2. Select state
  3. Select district
  4. Select branch

After filling in all the drop down menus, the IFSC code for the selected branch will be displayed along with the MICR code, address, and contact number.

How to transfer funds using Sindhudurg District Central Cooperative Bank Ltd NEFT, RTGS and IMPS?

All NEFT, RTGS and IMPS fund transfers can be made using IFSC code. Below is the information required for a wire transfer:

  • Name of the payee/beneficiary
  • Bank name, branch and IFSC code
  • Account number of payee beneficiary

National Electronic Fund Transfer (NEFT): NEFT is a type of wire transfer where funds are credited in a batch wise process. This service will not be available on Sundays and bank holidays.

Immediate Fund Transfer Service (IMPS): As the name goes, here funds transfers can be made even during Sundays and other bank holidays without any hassle. The main advantage here is that fund transfers can be done at anytime of the day or night and on all 365 days. Funds are credited instantly to the beneficiary account in this wire transfer method.

Real Time Gross Settlement (RTGS): Here funds are transferred on a ‘real time’ basis. Unlike NEFT, fund transfers are not made batchwise but on an individual basis. This type of fund transfer method is usually for larger value transactions.

Fund transfer charges

NEFT charges:

Amount Fees
Up to Rs. 1 lakh Rs.3
Above Rs.1 lakh to Rs.2 lakh Rs.17
Above Rs.2 lakh Rs.28

RTGS charges:

Amount Fees
Rs.2 lakh to Rs.5 lakh Rs.25
Above Rs.5 lakh Rs.55

About the Bank

Established in 1983, Sindhudurg District Coopertaive Bank Ltd. was set up with the main objective of providing funds to cooperative societies in Sindhudurg. The bank provides a number of services and has implemented various schemes to help farmers. 

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