Maharashtra Gramin Bank IFSC and MICR Code:

State wise list of Maharashtra Gramin Bank IFSC code, MICR code and addresses of all branches in India

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Maharashtra Gramin Bank IFSC Code:

IFSC or Indian Financial System Code helps in identifying bank branches that offer fund transfer facilities. If you are a customer of Maharashtra Gramin Bank, then you can easily use its NEFT and RTGS facilities to send money to anyone. To enable funds transfer, you need to provide IFSC code of the receiver bank to help your bank in identifying his/her bank branch.

IFSC code has 11 alphanumeric characters. Of these, the first 4 denotes the bank name and the last 6 denotes the branch. The 5th character is a 0, which has been reserved for use in the future.

How to Search for Maharashtra Gramin Bank IFSC and MICR codes?

You can find the IFSC codes of Maharashtra Gramin Bank online on the bank’s website. MICR codes are not applicable to this bank. There are various third party websites like BankBazaar that will allow you to find the IFSC codes of Maharashtra Gramin Bank for free. To get IFSC codes on BankBazaar, you have to simply do the following:

  • Visit the BankBazaar website.
  • Click on ‘Bank IFSC Code’ on the homepage. You will be redirected to another page.
  • Select bank name, state, district and branch from the drop down menus.

Once you select, the website will immediately display the IFSC code.

Maharashtra Gramin Bank allows its customers to transfer money to others using NEFT and RTGS facilities. If you are a customer of the bank, you can use these facilities online using ‘Online Banking’ service of the bank or you can visit any bank branch. To transfer the amount, the receiver has to be added as a payee in your bank account. To do so, you have to provide the following information:

  • Name and account number of the receiver.
  • Name of the receiver’s bank.
  • Amount that you wish to transfer.
  • IFSC code of the receiver’s bank branch.
  • Remarks (If any).

Fee for NEFT Transfer:

The bank does not charge any money for receiving money via NEFT transfers. For transfers you make, you have to pay the following:

  • If you transfer up to Rs.1 lakh, then you do not have to pay any fee.
  • If your transfer amount is more than Rs.1 lakh and up to Rs.2 lakhs, then you have to pay Rs.15 for each transaction.
  • If your transfer amount is more than Rs.2 lakhs, then you have to pay Rs.25 for each transaction.

Fee for RTGS Transfer:

The bank does not charge any money for receiving money via RTGS transfers. For transfers you make, you have to pay the following:

  • If you transfer more than Rs.2 lakhs, but less than Rs.5 lakhs between:
    • 9 am and 12 pm, you have to pay Rs.25 per transaction.
    • 12 pm and 3 pm, you have to pay Rs.26 per transaction.
    • 3 pm and 5.30 pm, you have to pay Rs.30 per transaction.
    • After 5.30 pm, you have to Rs.30 per transaction.
  • If you transfer Rs.5 lakhs and above between:
    • 9 am and 12 pm, you have to pay Rs.50 per transaction.
    • 12 pm and 3 pm, you have to pay Rs.51 per transaction.
    • 3 pm and 5.30 pm, you have to pay Rs.55 per transaction.
    • After 5.30 pm, you have to Rs.55 per transaction.

Maharashtra Gramin Bank is the result of the merger of Marathawada Gramin Bank and Maharashtra Godavari Gramin Bank in 2009. It is sponsored by Bank of Maharashtra and its head office is in Nanded. Maharashtra Gramin Bank works towards developing the rural sector by providing credit and various banking facilities for the purpose of trade, agriculture, commerce and industry, etc.


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