Kozhikode District Cooperative Bank Ltd IFSC and MICR Code:

State wise list of Kozhikode District Cooperative Bank Ltd IFSC code, MICR code and addresses of all branches in India

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 Kozhikode District Cooperative Bank IFSC & MICR Code

Kozhikode District Cooperative Bank IFSC code is a key requirement for electronic fund transfers via NEFT, RTGS and IMPS. No funds transfers can be initiated without this code and banks will not be able to process your fund transfer if you enter the wrong IFSC code. The Reserve Bank of India (RBI) is in charge of assigning IFSC codes to all banks in the country.

The IFSC code for the Kozhikode District Cooperative Bank branch at Atholi in Kerala is KDCB0000029. Here, the first 4 characters represent the title of the bank, the ‘0’ (zero) is kept aside for future use and the last 6 characters represent the specific bank branch. Remember, each bank branch has a different IFSC code and no 2 branches will have the same IFSC code. Kozhikode District Cooperative Bank has a number of branches in Kerala and provides all types of fund transfer services.

How to search for Kozhikode District Cooperative Bank IFSC and MICR codes

All IFSC and MICR codes are printed on the cheque leaf that has been issued to you by the bank. In case you do not have a cheque book or have misplaced it, you can easily find the IFSC code online in a matter of minutes on various financial websites.

BankBazaar is one such portal that gives users comprehensive information about all IFSC codes at the click of a button. To find the IFSC code of Kozhikode District Cooperative Bank, log on to the website and click on ‘Bank IFSC Code’ option. This will redirect you to the IFSC main page, where you will get 4 drop down menus. Proceed to fill in the following details:

  1. Name of bank
  2. Select state
  3. Select district
  4. Select branch

Once you have chosen your options, the IFSC code for the selected branch will be displayed along with the MICR code, address, and contact number.

How to Transfer Money using Kozhikode District Cooperative Bank NEFT, IMPS, RTGS

Money transfers can be done through NEFT, IMPS, RTGS using IFSC code. To initiate a transfer using any of these methods, the following is the information that is required:

  • Name of payee/beneficiary
  • Account number and bank branch
  • IFSC code
  • Type of account held

National Electronic Fund Transfer (NEFT): Kozhikode District Cooperative Bank customers can avail NEFT services for free and the facility is available from 9.00 a.m. to 3.30 p.m. The transactions are settled on an hourly basis and gets settled in batches.

Real Time Gross Settlement (RTGS): RTGS is one among the fastest and safe money transfer services that is used for higher value transactions above Rs.2 lakh.

Immediate Payment Service (IMPS): With IMPS, money is credited instantly to the beneficiary account as and when the transaction is initiated by the remitter. The benefit of this type of money transfer is that it is available even on Sundays and other bank holidays.

About the Bank

Known as MCC before it was renamed Kozhikode District Cooperative Bank, it came into being in 1917. It has as many as 63 branches in Kozhikode and a total business value of Rs.6,300 crore. They provide a number of services, including gold and housing loans.

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