AU Small Finance Bank IFSC code & MICR code

The IFSC code and Magnetic Ink Character Recognition Code (MICR) can be found on your bank cheque leaf. Both IFSC and MICR codes are branch specific. For example, the MICR code for the Ajmer branch in Rajasthan is 305765003. It is very easy to search for IFSC and MICR codes online. There are a number of websites and third-party financial websites that provides information on IFSC codes.

BankBazaar also provides a list of all bank IFSC codes, including AU Small Finance Bank. The is how you can find the IFSC code of any bank:

1. Step 1: Go to the BankBazaar website main page and click on 'Bank IFSC Code', which you will be able to find at the bottom of your page.
2. Step 2: Click on the same and the website will direct you another page, where you will see 4 drop down menus.
3. Step 3: Proceed to choose :

• Name of bank
• Select state
• Select district
• Select branch

1. Step 4: Once you have chosen your options, the IFSC code for the selected branch will be displayed along with the MICR code, address, and contact number.

How to Transfer Money using AU Small Finance Bank NEFT, RTGS and IMPS

All electronic fund transfers through NEFT, IMPS and RTGS can be initiated using IFSC code.

National Electronic Funds Transfer (NEFT):

AU Small Finance Bank has many NEFT enabled banks across India. NEFT is nothing but an electronic fund transfer process through which money can be sent to other banks in the country. Here are the details required for NEFT fund transfer:

1. Payee/beneficiary name and account number
2. IFSC code of payee/beneficiary
3. Bank branch

NEFT timings:

*Please note that the service will not be available on 2nd and 4th Saturdays as well as other bank holidays.

Immediate Payment Service (IMPS):

AU Small Finance Bank IMPS services are for those who want to send funds immediately on a 24/7 basis and on all 365 days a year including bank holidays and Sundays.

Real Time Gross Settlement (RTGS):

RTGS transactions are settled on an individual basis and not in batches like NEFT. RTGS is generally preferred for higher value funds, above Rs.2 lakh.

RTGS timings:

*Please note that the service will not be available on 2nd and 4th Saturdays as well as other bank holidays.

AU Small Finance Bank NEFT, IMPS, and RTGS charges

NEFT charges:

RTGS charges:

IMPS Charges:

Rs 5 per transaction

About AU Small Finance Bank

AU Small Finance Bank is the brainchild of Chartered Accountant Sanjay Agarwal, who is a first generation entrepreneur. The bank aims to focus on customer needs and stands for progress of all, simplicity, inclusiveness, action and urgency.