Jharkhand Government Health Insurance Scheme

Updated On - 06 Oct 2025

Jharkhand Government Health Insurance Scheme

The Jharkhand Government Health Insurance Scheme was launched by the Jharkhand state government in 2025 with the aim of providing insurance benefits to government employees and pensioners at an affordable rate. As per this scheme, the eligible government employees have to pay Rs.500 every month and avail themselves of the health insurance scheme benefits. The pensioners have to pay Rs.6000 annually to avail themselves of the benefits of this scheme. Read on to know more about the eligibility criteria and application process for this scheme. 

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Benefits of the Jharkhand Government Health Insurance Scheme

The benefits of the Jharkhand Government Health Insurance Scheme are as follows: 

  1. In case of general diseases, financial benefit of up to Rs.5 lakh will be provided. 
  1. In case of serious diseases, financial benefit of up to Rs.10 lakh will be provided.

Eligibility Criteria for the Jharkhand Government Health Insurance Scheme

The below-listed are the eligibility criteria for the Jharkhand Government Health Insurance Scheme: 

  1. The applicant should be a permanent resident of Jharkhand state. 
  1. The applicant should be a Jharkhand state government employee, either current or former.

Documents required to apply for the Jharkhand Government Health Insurance Scheme

The below-listed are the documents required to apply for the Jharkhand Government Health Insurance Scheme: 

  1. Aadhaar card 
  1. PAN card 
  1. Government job ID card 
  1. Bank account details 
  1. Ration card

How to apply for the Jharkhand Government Health Insurance Scheme

Follow the steps given below to apply for the Jharkhand Government Health Insurance Scheme: 

Step 1: Visit the official website of the Jharkhand Government Health Insurance Scheme. 

Step 2: Check if you pass the eligibility criteria set for the health insurance scheme. 

Step 3: On the home page, check for the option ‘Apply Now’. 

Step 4: On the new page displayed, enter all the required details and attach the required documents. 

Step 5: Submit the application request and complete the process.

Key points related to the Jharkhand Government Health Insurance Scheme

The below-listed are some of the key points related to the Jharkhand Government Health Insurance Scheme: 

  1. The Jharkhand Government Health Insurance Scheme was announced by the Jharkhand Chief Minister on 28 February 2025. 
  1. The scheme was launched with the aim of making health insurance affordable. 
  1. The scheme was implemented from 1 March 2025. 
  1. Around 2.75 lakh pensioners are expected to benefit from this scheme. 

FAQs on Jharkhand Government Health Insurance Scheme

  • Can former state government employees avail benefits of the Jharkhand Government Health Insurance Scheme?

    Yes, the former state government employees availed themselves of the Jharkhand Government Health Insurance Scheme.

  • How much financial support will be provided in case of a serious illness?

    Financial support up to Rs.10 lakh will be provided in case of a serious illness.

  • How much financial support will be provided in case of a normal illness?

    Financial support up to Rs.5 lakh will be provided in case of a normal illness.

  • Is it important to provide government job ID cards to avail yourself of the benefits of this health insurance scheme?

    Yes, it is important to provide government job ID cards to avail yourself of the benefits of this health insurance scheme.

  • How much do pensioners have to pay to avail themselves of the benefits of this scheme?

    The pensioners have to pay Rs.6000 annually to avail themselves of the benefits of this scheme.

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