The state government of Madhya Pradesh launched the health insurance scheme, Deen Dayal Antyodaya Upchar Yojana to provide financial aid to the underprivileged families of the state so that they can get the necessary medical treatment they require.
The scheme was created after it was observed that many needy families could not afford hospitalisation for medical treatments. When the scheme was introduced in September 2004, it was restricted to only the scheduled castes and scheduled tribes. It was later extended to the Below Poverty Line (BPL) families too.
The objective of this health insurance scheme is to provide free medical treatment along with free investigation facilities to beneficiaries hospitalized in government hospitals. The idea of the scheme is to ensure the state's commitment to providing social security is maintained and the marginal classes of society are prevented from suffering from debts.
The following citizens are covered under the state health insurance scheme of Madhya Pradesh:
The benefits of the government-funded health insurance scheme are:
The beneficiaries of the state health insurance scheme have to produce the family health card when they want to avail medical services in network hospitals. The details of the health card are:
The complete sum assured amount of Rs.20,000 p.a. is not used up by all families. On an average, Rs.1,000 is utilised by each family every year.
The State Department of Public Health and Family Welfare takes care of the implementation of the scheme. The health officers of each district and the Chief Medical Officer will manage the issuance of family health cards, fund flow, purchase of medicines, and overall monitoring of the scheme.
The names of the family members are added as per the ration card. In case no ration card is available with the individual, a competent authority is required to provide a certificate as a replacement to the ration card.
No, the state government will bear all charges such as the cost of the family health card and the cost of the photograph.
There are no exclusions in terms of the procedures conducted in the hospital. However, charges such as the physician's fee or bed charges are not covered under the scheme and are required to be borne by the beneficiary.
Credit Card:
Credit Score:
Personal Loan:
Home Loan:
Fixed Deposit:
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