The Bhamashah Swasthya Bima Yojana is a scheme that is open to residents of Rajasthan. The scheme aims to offer cashless services to IPD patients. Families that are covered under the NFSA and RSBY can register for this scheme.
Bhamashah Swasthya Bima Yojana, also known as BSBY is a cashless health insurance scheme introduced by the Rajasthan Government on 13 December 2015. Families which are eligible for this scheme can avail free medical treatment of up to Rs.30,000 for general illness and Rs.3 lakhs for the critical illness.
People who are covered under Rashtriya Swasthya Bima Yojana (RSBY) and National Food Security Act (NFSA) are eligible for BSBY. Rajasthan Government has collaborated with New India Assurance Company to provide cashless health insurance to poor and needy people. The insurance company has the most attractive insurance plans that can be availed by paying affordable premiums.
Given below are the list of expenses which are covered under Bhamashah Swasthya Bima Yojana:
Apart from this, the insured can choose their desired package from 1,045 packages under general illnesses, 170 packages for government hospitals, and 500 packages under critical illnesses. The scheme covers expenses related to medicines, doctor consultation fees, bed charges, nursing charges, blood, implants, boarding fees, food expenses, and transportation allowance while hospitalized.
As the scheme is designed only for the people who are below poverty line, the application procedure is done on an offline basis. Given below are the steps which are to be followed while applying under Bhamashah Swasthya Bima Yojana:
The following are the eligibility criteria for Bhamashah Card:
Given below is the list of documents which are required to be submitted to file a claim under BSBY:
BSBY is a cashless treatment scheme introduced by the Government of Rajasthan where the insurance company will bear all the medical expenses incurred by the beneficiaries. To avail the benefit of this scheme, the insured has to provide the policy card along with the personal ID proof while taking the admission in any network hospital. Apart from this, the insured will also need to provide the authorization from the insurer about his or her admission.
The hospital will start providing cashless treatment after the insurer has received the authorization. Once the treatment is done, the hospital will forward the medical reports, medical bills, physical certificate, and discharge summary to the insurance company for verification purpose. After the verification is done by the insurance company, the claim amount will be transferred to the network hospital.
Bhamashah card is a new scheme introduced by the Rajasthan government with the aim to make women the head of the family. The eldest woman of each family in the state will get this card. Once she received this card, the government will open a bank account in her name. The main motive behind this initiative is to create woman empowerment. Not only this but the government also provides financial grants directly by transferring them into their respective bank accounts. Bhamashah card should be linked to the beneficiary’s mobile number so that she can receive all the updates about the transactions that are happening through SMS.
To download Bhamashah card, you need to register your name at the SSO Portal of Rajastha. Given below are the steps that you need to follow to download Bhamashah Card:
The following are the steps to update Bhamashah Card bank account:
Follow the given steps to activate your Bhamashah Card:
Under BSBY, the insured will receive up to Rs.30,000 for general illnesses and up to Rs.3 lakhs for critical illnesses.
The insurance company provides transportation allowance up to Rs.500 for cardiac and polytrauma diseases.
No. Bhamashah Swasthya Bima Yojana is introduced only for the citizens of Rajasthan.
The main objective behind introducing Bhamashah Swasthya Bima Yojana is to make women financially independent.
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