The Government of Andhra Pradesh has implemented the state-sponsored Dr. YSR Aarogyasri Health Insurance Scheme in an effort to achieve universal health coverage for Below Poverty Line (BPL) families in regard to financial security and access to health care.
The scheme aims to achieve equity by offering trustworthy, evidence-based, and high-quality healthcare services to protect low-income families from catastrophic medical costs. Dr. YSR Aarogyasri Health Insurance Scheme is Public-Private Partnership (PPP) model for health insurance that is specifically designed for low-income patients.
It offers complete cashless services for diseases under secondary and tertiary care via a network of service providers from the public and private sectors. Free screening and outpatient consultation are provided in health camps as well as network hospitals. The Dr. YSR Aarogyasri Health Care Trust presided over by the Honourable Chief Minister, was established by the State Government to aid in the efficient implementation of the scheme. A Chief Executive Officer who holds an IAS Officer designation oversees the Trust's operations.
The following treatments are covered under the Dr. YSR Aarogyasri Scheme:
The Dr. YSR Aarogyasri Scheme excludes a number of procedures. In the following situations, the beneficiary will have to pay the expense of medical procedures:
The eligibility criteria to apply for the Dr. YSR Aarogyasri Scheme are outlined below:
Applicants need the following documents to apply for the Dr. YSR Aarogyasri Scheme:
The following are the steps to apply for the Dr. YSR Aarogyasri Scheme online:
Step 1: Register on the gram ward Sachivalayam portal or the official website of YSR Navasakam.
Step 2: Click on the ‘Login’ option.
Step 3: A new page will appear on the screen. Click on the ‘Aarogyasri Health Card’ application form.
Step 4: Complete the necessary information.
Step 5: Upload all required documents.
Step 6: Submit the application form online and print a copy for your records.
If you want to apply for the Dr. YSR Aarogyasri Scheme, follow the process mentioned below:
Step 1: Visit the official YSR Navasakam website.
Step 2: Under the ‘Download’ section, click on the ‘YSR Aarogyasri Health Card Performa’ option.
Step 3: Download the application form displayed on the screen.
Step 4: Collect a printout of the form and fill it out with your details.
Step 5: Submit the form along with supporting documents to the concerned department.
Step 6: The authorities will verify your documents and issue a YSR Health Card.
The YSR Aarogyasri Health Card is given to eligible families who enrol in the Dr. YSR Aarogyasri Scheme. The empanelled hospitals in Andhra Pradesh and Telangana provide cashless medical services through this card. It has information about the beneficiary including a special card number and the cardholder’s photograph. If a medical emergency occurs, the YSR Aarogyasri Health Card also serves as documentation of enrolment in the programme.
The steps to download the YSR Aarogyasri Health Card are as follows:
Step 1: Go to the YSR scheme's official website at (www.ysraarogyasri.ap.gov.in).
Step 2: Under the website's 'EHS' section, select the 'Download Health Card’ option.
Step 3: Enter your user ID and click on the 'Go' option.
Step 4: Fill out the form with the necessary data as directed.
Step 5: The YSR Aarogyasri Health Card will appear on the screen which can be downloaded for future use.
To check the status of your YSR Aarogyasri Health Card, follow the steps mentioned below:
Step 1: Visit the YSR Aarogyasri Portal.
Step 2: Select ‘EHS’ under the ‘Scheme’ section on the main page.
Step 3: Navigate to the ‘Citizen’ section, select ‘Patient Services’ and click on the ‘Health Card Status’ option.
Step 4: The Health Card Status page will appear on the screen.
Step 5: Enter your Employee ID or Pensioner ID and click on the ‘Search’ option. You will be able to view the status of your YSR Aarogyasri Health Card.
Beneficiaries can use the Aarogyasri App to access information about the Dr. YSR Aarogyasri Scheme. The steps to download the application on Android devices are as follows:
Step 1: Open ‘Google Play Store’ on your smartphone and search ‘YSR Aarogyasri.’
Step 2: Tap on the ‘Install’ option.
The smooth operation of the Dr. YSR Aarogyasri portal has facilitated an easier claim procedure for this scheme. The claim process for beneficiaries and hospitals is as follows:
Beneficiaries: Compared to commercial health insurance, beneficiaries of the Dr. YSR Aarogyasri Scheme do not need to go through an extensive claims process. YSR Aarogyasri Health Cards are given to participants as soon as they enrol. A patient only needs to present their health card to Vaidya Mitra in order to receive medical care at an empanelled hospital. After gathering the data listed on the card, the treatment may commence.
Beneficiaries can give the Vaidya Mitra their YSR Aarogyasri Health Card number if they don't possess a physical card. It is advisable to take a photograph of the health card. If documentation is not available that demonstrates a patient's eligibility for the Dr. YSR Aarogyasri scheme, information can be obtained by contacting the Aarogyasri Trust.
Hospitals: In the event of planned surgical treatments, pre-authorisation must be requested by the hospital. The Dr. YSR Aarogyasri Healthcare Trust will only accept claims if the hospital administration complies with the requirements listed below:
With the assistance of the Dr. YSR Aarogyasri portal, a claim is settled. Gathering claim documents, notifying a claim, and reviewing claim documents can also be done through this portal. Following the receipt of a claim, these verifications are performed:
The Trust must confirm the applicant's identity, the listed therapy, the amount of the claim, and the supporting documentation after receiving it. The claim must be settled, and payment should be made to the network hospital within seven days of the confirmation that the listed treatment has been provided. This confirmation is done through a photograph or a medical record like a case sheet.
The features and benefits offered under the Dr. YSR Aarogyasri Scheme are listed below:
Each family is covered up to Rs.5 lakh annually under the Dr. YSR Aarogyasri Scheme.
The Dr. YSR Aarogyasri brochure that is given to all BPL families lists the common symptoms. You can speak with any Primary Healthcare Center (PHC) or government hospital in your area to learn more about your medical condition.
For assistance, get in touch with ArogyaMithra at these hospitals. You could also go to a health camp that the Network Hospital is conducting. You can get assistance regarding this from the 24-hour call centre at (toll-free) 104.
Other diseases can be effectively treated for free using the current government medical infrastructure from district hospitals, speciality hospitals, area hospitals, Community Health Centers (CHCs), and PHCs.
The government of Andhra Pradesh pays the entire premium on behalf of the BPL familie
No, there isn’t any separate enrolment necessary. All BPL households with active white ration cards are covered from the day the scheme is implemented.
ArogyaMithras are assigned to the Dr. YSR Aarogyasri kiosk, a special help desk located at the hospital's reception. They are given uniform aprons to ensure easy identification.
The beneficiary can avail cashless treatment at a network hospital. Trust will designate the hospital as a Network Hospital under the scheme after properly verifying the infrastructure.
ArogyaMithra offers a list of network hospitals with specialities. To get this information, you can also call the toll-free number 104.
Credit Card:
Credit Score:
Personal Loan:
Home Loan:
Fixed Deposit:
Copyright © 2025 BankBazaar.com.