Toyota Fortuner Car Insurance

The Toyota Fortuner, a popular SUV in India, is available in both petrol and diesel variants. Car insurance premiums for the Fortuner typically start from Rs.60,000 Comprehensive, third-party, and standalone own-damage policies are available for the vehicle. The Toyota Fortuner can be insured through various insurance providers, including ICICI Lombard, SBI General, HDFC ERGO, and more.

Updated On - 04 Aug 2026
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The leading Japanese carmaker, Toyota, debuted the popular SUV, the Fortuner, in the Indian market. The car is available in both petrol and diesel variants and comes with manual and automatic transmission options. The vehicle is available at an ex-showroom price starting from Rs.33.78 lakh. 

Insurance Companies Providing Toyota Fortuner Car Insurance:

The following are some of the insurance companies that provide Toyota Fortuner car insurance”: 

  • Zurich Kotak General Insurance 
  • United India Insurance 
  • SBI General Insurance 
  • Reliance General Insurance 
  • National Insurance 
  • Liberty General Insurance 
  • Iffco-Tokio General Insurance 
  • ICICI Lombard 
  • HDFC ERGO 
  • Digit 
  • Bajaj Allianz 

Toyota Fortuner Specifications:

The main specifications of the Toyota Fortuner are mentioned below:

Specification 

Details 

Vehicle Type

Mid-size SUV

Seating Capacity

7

Engine Displacement (cc)

Diesel: 2755 ccPetrol: 2694 cc 

Maximum Power

Diesel: 150 kW @ 57 s⁻¹Petrol: 122 kW @ 87 s⁻¹

Transmission Mode

Diesel: 6MT withiMTPetrol: 5MT

Fuel Type 

Petrol / Diesel 

Fuel Tank Capacity 

80 litres 

Toyota Fortuner Car Insurance Premium Calculator:

If you want to get Toyota Fortuner auto insurance but are unsure about the premium and total cost of the policy, you can use the online Car Insurance Premium Calculator tool. This is a very practical and easy way to find out how to have your Toyota Fortuner auto insurance policy acquired. 

Provide details about your new car, like the model, price, mileage, make, date of manufacture, engine specs, and kind of petrol. This is required to assist the tool in carrying out the necessary computations. The auto insurance premium calculator then projects the Toyota Fortuner insurance premium and IDV.    

Types of Insurance Cover for Toyota Fortuner:

The various types of insurance cover for Toyota Fortuner are -  

  • Third-party insurance - It is imperative to have third-party insurance. It shields you from having to pay for the expenses of a third party in the event that an automobile accident results in injury, death, or property damage. The most that can be reimbursed for charges related to property damage is Rs. 7.5 lakh. 
  • Comprehensive cover - If your car is involved in an accident or other unfortunate incident, a comprehensive insurance plan will cover third parties' losses in addition to your own. 
  • Standalone own-damage cover - This is a car insurance plan made to cover the costs you pay if your own vehicle is damaged or stolen as a result of an accident.  

Prices of Toyota Fortuner Car Insurance

The ex-showroom prices of the Toyota Fortuner and insurance are mentioned in the table below:  

Model

Ex-Showroom Price

Insurance Starts From

Fortuner Petrol (Manual)

Rs. 33.43 Lakh

Rs. 60,489

Fortuner Diesel (Manual)

Rs. 35.93 Lakh

Rs. 62,789

Fortuner Petrol (Automatic)

Rs. 35.02 Lakh

Rs. 62,785

Fortuner Diesel (Automatic)

Rs. 38.21 Lakh

Rs. 64,742

Fortuner 4×4 (Manual)

Rs. 40.03 Lakh

Rs. 65,839

Fortuner GR-S (Automatic)

Rs. 51.44 Lakh

Rs. 78,615

Note: The insurance prices are approximate and may vary based on the vehicle variant, registration location, IDV, add-on covers, and the insurance provider. Always compare quotes before purchasing a policy.

How to Purchase Toyota Fortuner Car Insurance?

By following the steps given below, you can easily purchase car insurance: 

Step 1: Visit the official website or mobile app of your preferred insurance provider. 

Step 2: Enter your Toyota Fortuner details, such as registration number, model, variant, fuel type, and manufacturing year. 

Step 3: Select the suitable insurance plan and optional add-on covers like Zero Depreciation, Engine Protection, or Roadside Assistance, if required. 

Step 4: Compare different insurance quotes, premiums, coverage, and benefits. 

Step 5: Make the premium payment using your preferred online payment method. 

Step 6: Your digital insurance policy will be sent to your registered email address. 

Inclusions Under Fortuner Car Insurance 

It covers the following benefits and protections under policy:

  • Coverage for accidental damage to the vehicle
  • Protection against car theft 
  • Coverage for fire and natural calamities
  • Protection against riots and other man-made damages
  • Third-party liability coverage
  • Personal accident cover for the owner-driver
  • Cashless repair facility at network garages
  • Coverage for damages during transit or transportation

Exclusions Under Fortuner Car Insurance 

The policy does not cover the following situations and damages:

  • Damages caused due to driving without a valid license 
  • Accidents caused under the influence of alcohol or drugs 
  • Normal wear and tear of the vehicle 
  • Mechanical or electrical breakdowns 
  • Damages due to illegal activities or racing 
  • Losses caused by war or nuclear risks 
  • Damages to uninsured accessories
  • Consequential damages caused after an accident 
  • Driving the vehicle outside the terms of the insurance policy

FAQs on Toyota Fortuner Car Insurance

  1. Can I renew my Fortuner car insurance online?

    Yes, you can renew your car insurance online by visiting the official website of your insurer's website or mobile app. 

  2. Is personal accident insurance required in addition to my Fortuner car insurance policy?

    Yes, in addition to comprehensive and third-party auto insurance plans, all car owners are required by the Insurance Regulatory and Development Authority of India to obtain personal accident insurance. It provides benefits in the event that the covered vehicle's owner dies or becomes disabled after an accident.

  3. Is a car insurance policy for my Toyota Fortuner required?

    Yes, in order to legally operate your Toyota Fortuner vehicle on India's public highways, you must have at least a third-party auto insurance policy. 

  4. What add-ons can I include while buying my Fortuner car insurance?

    You can include the add-ons such as Zero Depreciation Cover, Engine Protection Cover, Roadside Assistance Cover, Return to Invoice Cover, Consumables Cover, No Claim Bonus (NCB) Protection, Key Protect Cover, and Personal Belongings Cover. 

  5. What documents are required to claim Fortuner car insurance?

    You will require the vehicle RC, driving licence, filled claim form, insurance policy document, repair bills/estimates (if applicable), and an FIR copy in case of theft or major accidents. 

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