AU Small Finance Bank Two-Wheeler Loans

If you wish to purchase a two-wheeler vehicle for yourself, think about submitting an application for a two-wheeler loan from AU Small Finance Bank. There are two ways to apply for this type of loan: online and offline.  

Updated On - 18 Sep 2025

We'll look at the features of a two-wheeler loan from AU Small Finance Bank. 

Features and Benefits of Two-Wheeler Loan by AU Small Finance Bank 

The features and benefits of Two-Wheeler Loan by AU Small Finance Bank are given below:

  1. Quick Processes for Loan Sanction–The application process is completely paper-free, where you will need to submit minimal documents to ensure your loan application is processed quickly. Loan application approval along with disbursement is done in a matter of a few minutes post your application.
  1. Applying Made Easy with Online Experience- Apply online with an easy, step-by-step process for availing funds to take possession of your Two-Wheeler.
  1. Steps to Getting Your Loan in Your Hand - Make stuff easier than ever with a vast network having more than 2,383 banking touchpoints across more than 500 cities. We are always near you.
  1. Varying Options-Our two-wheeler loan has been made to cater to varying needs of an entrepreneur, self-employed person, salaried person, or a student.
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Benefits of AU Small Finance Bank Two-Wheeler Loan

The benefits of availing a Two-Wheeler Loan from AU Small Finance Bank are given below:

  1. Special Student Loans: Designed to make students’ lives easier.
  1. Minimal Documentation: Quick processing and over-the-counter disbursement.
  1. Instant Approvals: Paperless processing with rapid turnaround times.
  1. Expert Assistance: A dedicated relationship manager ensures a seamless banking experience.
  1. 100% On-Road Funding: Finance your two-wheeler entirely with our loan.

AU Small Finance Bank Two-Wheeler Loan Eligibility Criteria

The eligibility criteria required to apply for a two-wheeler loan from AU Small Finance Bank is given below:

  1. People who have a reliable source of income.
  1. Adequate past credit history, if any.
  1. Adherence to our credit standards.

How to Apply for a Two-Wheeler Loan from AU Small Finance Bank

Given below are the steps you will need to follow to apply for a two-wheeler loan from AU Small Finance Bank: 

  1. Fill in the online application form, and the representative will get in touch with you.
  1. Call 1800-1200-1200 for more details of these loans, particularly examples of cars and two-wheelers.
  1. If you are an existing customer, you may directly contact the Relationship Managers.
  1. Visit the branch nearest to you to submit your application in person.
  1. One may also send queries by email at customercare@aubank.in.
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Documents Required for AU Small Finance Bank Two-Wheeler Loan

You will have to submit the following documents to apply for a two-wheeler loan from AU Small Finance Bank:

  1. Loan Application Form: Duly filled and signed application form.
  1. Identity Proof: Aadhaar Card, PAN Card, Passport, Voter ID, or Driving License.
  1. Address Proof: Aadhaar Card, Passport, Utility Bill, Voter ID, or Rental Agreement.
  1. Additional Documents: Any other documents requested by the bank based on your profile and loan requirements.

FAQs on AU Small Finance Bank Two-Wheeler Loan

  • Which documentation will be given to the applicant when the loan is closed?

    The No-objection Certificate (NOC) sent to the RTO and the insurance endorsement cancellation letter sent to your auto insurance provider will be among the documents.

  • Are current clients eligible for any special treatment?

    Preferential treatment is given to current clients and their recommendations in terms of loan amount, rate, fees, and paperwork requirements. 

  • Can I get this loan without a co-applicant and guarantor?

    The customer's application is frequently supported by the presence of a co-applicant and/or guarantor. Faster approval may result from this. The customer's income profile, which is necessary to satisfy our credit requirements, will determine the requirement. 

  • Does the Bank provide funding for car accessories?

    For various variations, we finance the manufacturer's standard fitment. There is no funding for extra accessories. 

  • Is a driver's license required in order to obtain a car loan?

    A driver's license is not required in order to obtain auto loans. Customers who are both drivers and owners must have it. This is to verify that they have experience operating a tractor, construction equipment, or commercial vehicle. 

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