A truck insurance is a commercial vehicle insurance policy that is for trucks which are used in a business like trucks used for pick-ups, delivery purposes, and goods transportation. A truck insurance is crucial for a business as it protects the commercial vehicle financially.
Features of Digit Truck Insurance
|Key Features||Digit Benefit|
|Claim Process||Paperless Claims|
|Customer Support||24x7 Support|
|Additional Coverage||PA Covers, Legal Liability Cover, Special Exclusions and Compulsory Deductibles|
|Damages to Third-Party||Unlimited Liability for Personal Damages, Up to 7.5 Lakhs for Property/Vehicle Damages|
Why you Need Digit Truck Insurance
- If have a business, the chances are that you have one or more trucks which are a part of your business operations. It would also be a part of your assets, and so, it is important that it you have it protected and covered.
- When you have a truck insurance in place means your business will be covered in case of a financial loss that is faced due to and by the truck
- As a mandate by the Indian law, you have to have at least have a Liability Only policy. This protects third-parties against damages and losses that may have been caused by your truck.
Benefits of Digit Truck Insurance
- Customize your Vehicle IDV
- 24*7 Support
- Super-Fast claims
Coverage of Digit Truck Insurance
- Natural Disasters
- Personal Accident
- Third Party Losses
- Towing Disabled Vehicles
What is Not Covered Under Digit Truck Insurance
Own Damages for Third-Party Policy holder
If there is a third-party or liability only bike policy, the damages to own vehicle will not be covered.Drunk Riding or without a Licence
Your bike insurance claim will not be accepted if you were intoxicated while driving.Consequential Damages and Contributory Negligence
All damages that are not a direct result of the accident. For example, after an accident, if the auto was used incorrectly and the engine is damaged. A contributory negligence includes damage like driving an auto in a flood.
FAQs on Digit Truck Insurance
How do I get to know the rates for truck insurance?
You can Whatsapp Digit on 70 2600 2400 and a representative will help you.
What do I do if my Truck gets into an accident?
You should call Digit at 1800-258-5956. You can also send a mail at
How much does truck insurance cost?
The cost of the truck insurance depends on the type of truck you insure. It is also based on the city you use your truck in.