Reliance Student Travel Insurance

Policy Coverage

The Reliance Student Travel Insurance policy is packed with features to provide you with the maximum cover in a variety of situations.

1. In case of any sudden illness, injury or death, while overseas, any emergency expenses borne will be covered under the policy.
2. Any emergency expenses incurred by you towards your medical evacuation to India shall be covered by the policy.
3. In the event of the unexpected or untimely passing away of the insured, the policy shall cover all expenses which have been incurred towards the insured's burial abroad or towards transportation of the insured's mortal remains back home.  
4. Policy covers expense borne towards any acute anesthetic dental treatment which has resulted from an injury.
5. Any expense incurred towards an accidental bodily injury suffered during the trip overseas.
6. In case the insured suffers from any permanent disability or passes away while riding as a passenger in a common carrier, the policy shall provide compensation for the same.
7. In case you have lost your passport while travelling overseas, the policy shall cover you for the cost of obtaining a duplicate or a fresh passport.
8. In case there occurs a total loss of your checked-in baggage while travelling abroad by a common carrier, the policy shall provide compensation for the loss.
9. In case the insured is hospitalized for a duration of more than 7 days while abroad, the policy shall reimburse the cost of a return ticket fare for one visiting family member or relative.
10. The policy covers the payment of bail amount to the concerned authority, in case the insured is detained or arrested by a judicial authority abroad for a bail-able offence.  
11. If your education is interrupted due to an unavoidable medical condition, the policy shall reimburse you for the current semester fees paid by you.
12. In case the sponsor paying for your tuition fees passes away following an injury, the policy shall reimburse you for the cost of the tuition fee.

Policy Exclusions

?Following is the list of things which are not covered by this policy.

1. Any pre-existing medical condition, unless it is life-threatening, will not be covered under this policy.
2. Any costs borne due to any of the following conditions - HIV/AIDS, drug/alcohol abuse, anxiety, stress, depression, mental disorder, self-inflicted illnesses/injuries and suicide.
3. Any expenses incurred due to the following reasons - (i) Having received terminal prognosis for a medical condition; (ii) Travelling against your physician's advice; (iii) If you are on the waiting list or currently receiving a specified medical treatment; (iv) If you are travelling abroad to receive any specified medical treatment.
4. Any loss incurred due to issues arising from the theft or loss of a passport which has been left unattended or unreported to the concerned local authorities.
5. In case of loss of checked-in baggage, the policy does not cover partial loss damage.
6. Losses arising due to war or nuclear threat taking place in the county of visit are not covered under the policy.

Eligibility

This insurance policy is open to:

1. Only students who are about to undertake academic courses overseas.
2. Students who are at least 16 years of age and not more than 35 years of age.