How do I purchase a Bharti AXA Family Travel Insurance online?

You may get a Bharti AXA Travel Insurance online via a hassle-free and quick process. Go to the official website and enter your information in the given columns. This will give you a tentative but quick quote. You can pick a plan as per your requirements and an affordable premium. After that, please continue to the payment gate. You can pay through internet banking or smart phone banking using your credit card or debit card.Your international travel insurance scheme could be produced in a matter of seconds and a verification email will be sent to you on your given email id. You will get the insurance policy papers in the PDF format on the same day or the next day at max. It will include info like your name, policy details, policy number and customer care details in case of claim or other grievances.

If I buy my travel insurance policy online, can I cancel the plan when I want?

You have a tenure of 15 days from the day of receiving your Bharti AXA Family Insurance policy paper to read through the terms and conditions and see if everything is in order. If any need for further clarifications arise, you are free to annul the policy mentioning the reasons for the same. The premium if paid will be reimbursed, after deducting the sum spent on stamp duty fees and proportional risk premium.

Can my children and/ or senior citizens in the family be covered under the same?

Minors starting from the age group of 3 months are usually insured. Those above age 60 are also indemnified but you cannot enroll them if they are past age 85. If you want to buy a policy for senior citizens exclusively too, you may contact the firm at 080- 49010200.

Is there any duration limit for purchasing Bharti AXA Family Travel Insurance?

The least tenure available for any kind of travel insurance including this one is two days. There is no maximum duration as such because it depends on the plan and the kind of vacation you are planning to take. But ideally, it should not exceed 356 days.Bharti AXA's Non-Schengen travel insurance products - 2 days to 182 days (can be extended up to 356 days).Schengen insurance products - 2 days to 182 days.Yearly multi trip plan - Here you can enjoy multiple trips, but each trip period should not take more than 30, 45 or 60 days as specified by the policy you opted.

Could you tell me the procedure of receiving cashless facility?

This is where an Emergency Service Provider or a Third Party Administrator plays a role. They specialize in servicing your claim and handle many other things including cashless feature for treatments that require hospitalization. For any kind of assistance you can call the following numbers at any time depending on where you are travelling.For Canada - 844-691-8883.For United States - 844-691-8885.For other countries - +91 11 47324403.

How do I renew my family travel insurance policy?

Your travel insurance policy renewal has never been easier and quicker. But it can be done only in regard to Annual Multi Trip schemes. For this, please get in touch with your nearest Bharti AXA branch in person or dial 080- 49010200. Remember that the policy tenure can be extended only for Non-Schengen Insurance Products and this too can be done by contacting the given number.

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Bharti AXA Family Travel Insurance

Overview of Bharti AXA Family Travel Insurance

On an ominous start - hundreds of airlines have collapsed in the last decade, crashing several journey plans for thousands and leaving a huge monetary liability on others back home. If you are planning a family trip or vacation abroad, please do not ever contemplate traversing away from your home town without sufficient travel insurance. Falling sick and requiring medical attention, having to cancel the entire travel plans, losing essential documents and monetary emergency are some of the common mishaps that can topple your apple cart straight into a nightmarish situation. With Bharti AXA Family Travel Insurance, you may make sure that you get the idyllic cover for all your requirements to handle A to Z exigencies while traversing overseas.

Types of Travel Insurance offered by Bharti AXA

So as to suit the various sections of international travel indemnification requirements, we have customized three types of élite travel insurance variations for online purchase for persons and families off on global trips.

Smart Traveller Basic
Smart Traveller Regular
Smart Traveller Essential
Smart Traveller Silver
Smart Traveller Gold

Comparing Key Features & Benefits of Bharti AXA Family Travel Insurance

Section	Benefits in Detail	Smart Traveller - Basic	Smart Traveller - Regular	Smart Traveller - Essential	Smart Traveller - Silver	Smart Traveller - Gold	Deductibles
I	Medical & Hospital Expenditures	USD 50000	USD 1 lac	USD 2 lac	USD 3 lac	USD 5 lac	USD 50
II	Dental Cure Costs	USD 500	USD 500	USD 500	USD 500	USD 1000	USD 50
III	Personal Accident	USD 15000	USD 20000	USD 25000	USD 30000	USD 40000	Nil
IV	Accidental Demise & Disability	USD 2500	USD 2500	USD 2500	USD 5000	USD 5000	Nil
V	Hospitalization Allowance	No Cover	USD 25 a day for up to a week	USD 25 a day for up to a week	USD 50 a day for up to a week	USD 50 a day for up to 10 days	Initial 2 days
VI	Compassionate Visit	Round trip and accommodation costs for your close family member to visit, if you are hospitalized for more than a week. Refund of travel expenses in case the insured has to go to the home town to visit close family in the event of demise or hospitalization.					Nil
VII	Loss of important documents (like passport) and certificates	USD 350	USD 350	USD 350	USD 350	USD 350	25
VIII	If checked luggage is lost	US 500	US$ 1000	US$ 1250	US$ 1250	US$ 2000	Nil
IX	Delay in getting the checked luggage	USD 100	USD 100	USD 100	USD 125	USD 150	6 hrs
X	Delay in the trip	USD 50	USD 50	USD 50	USD 50	USD 75	6 hrs
XI	If the trip is cancelled or interrupted	No Cover	USD 500	USD 500	USD 500	USD 1000	Nil
XII	Missed Connection	No Cover	USD 250	USD 300	USD 350	USD 750	Nil
XIII	Individual Accountability	USD 50000	USD 1 lac	USD 2 lacs	USD 2.5 lacs	USD 3 lacs	Nil
XIV	Emergency financial help	No Cover	No Cover	USD 300	USD 350	USD 750	Nil
XV	Allowance in the event or aftermath of a Hijack	USD 75	USD 75	USD 75	USD 100	USD 200	12 hrs
XVI	Home Fire Cover – Contents (in INR)	No Cover	INR 2 lacs	INR 2 lacs	INR 3 lacs	INR 5 lacs	Nil
XVII	House Break-in Cover – Contents	No Cover	INR 2 lacs	INR 2 lacs	INR 3 lacs	INR 5 lacs	Nil
XVIII	Losing deposit or cancellation of flight or hotel room	No Cover	No Cover	USD 250	USD 500	USD 1000	Nil
XIX	Overbooked air ticket	Zero Cover	Zero Cover	USD 250	USD 500	USD 1000	Nil
XX	Bail Bond	Zero Cover	Zero Cover	USD 2500	USD 2500	USD 5000	Nil
XXI	Legal costs	Zero Cover	Zero Cover	USD 100	USD 200	USD 400	Nil
XXII	Accountability and Caring for your pet	Zero Cover	Zero Cover	USD 100	USD 200	USD 400	Nil
XXIII	Emergency housing	Zero Cover	Zero Cover	USD 250	USD 500	USD 1000	Nil

Comparing Key Features & Benefits of Bharti AXA Family Travel Insurance (To Schengen Countries)

Section	Details on Coverage Types	Smart Traveller - Schengen Silver	Smart Traveller - Schengen Gold	Smart Traveller - Schengen Platinum	Deductibles
I	Medical & Hospital Expenditures	30,000 Euros	50,000 Euros	1 lakh Euro	50 Euros
II	Dental Cure Costs	500 Euros	500 Euros	500 Euros	50 Euros
III	Personal Accident	10,000 Euros	Euros 15,000	20,000 Euros	Nil
IV	Accidental Demise & Disability	2500 Euros	Euros 2500	2500 Euros	Nil
V	Daily Allowance in case of Hospitalization	No Cover	25 Euros a day for up to a week	25 Euros a day for up to a week	Initial two days
VI	Compassionate Visit	Round trip and accommodation costs for your close family member to visit, if you are hospitalized for more than a week. Refund of travel expenses in case the insured has to go to the home town to visit close family in the event of demise or hospitalization.			Nil
VII	Loss of important documents (like passport) and certificates	350 Euros	350 Euros	350 Euros	25 Euros
VIII	If checked luggage is lost	500 Euros	500 Euros	1000 Euros	Nil
IX	Delay in getting the checked luggage	100 Euros	100 Euros	100 Euros	6 hrs
X	Delay in the trip	Zero Cover	50 Euros	50 Euros	6 hrs
XI	If the trip is cancelled or interrupted	Zero Cover	500 Euros	500 Euros	Nil
XII	Missed Connection	Zero Cover	250 Euros	250 Euros	Nil
XIII	Individual Accountability	50,000 Euros	1 lakh Euros	1 lakh Euros	Nil
XIV	Allowance in the event or aftermath of a Hijack	Zero Cover	75 Euros	75 Euros	12 hrs
XV	Home Fire Cover – Contents (in INR)	Zero Cover	Zero Cover	INR 1 lac	Nil
XVI	House Break-in Cover – Contents	Zero Cover	Zero Cover	INR 1 lac	Nil

Bharti AXA Family Travel Insurance Inclusions & Exclusions

Inclusions

Exclusions

Medical Expenditures including deportation and emergency medical migration.
Personal Accident - Demise, Incapacitation (Permanent or partial or temporary).
Added benefit in the unfortunate event of accidental demise or permanent or complete infirmity whilst touring in a common carrier.
Refund of real costs sustained due to loss of passport, cheques, tickets and/ or other important documents.
Reimbursement for harm or interruption of arrival of checked-in luggage.
Refund of the costs if the trip is delayed or cancelled.
Insures harm or loss to your properties at home of the insured in India (due to fire, theft, break-in etc.)

Any pre-existing illness unless it is a life threatening one.
Cosmetic surgery unless necessary owing to a mishap or a regular medical exam.
Wound sustained whilst taking part in perilous activities or adventure sports.
Claim due to damage or loss arising from terrorist activities
Losing of passport or documents if you have left them unattended in public place. And it the loss is not reported to cops within a day.
Any minor or major loss of items within the checked-in luggage

Claim Procedure

Medical and Emergency Services are handled by Bharti AXA's reputed service provider, AXA Assistance India, headquartered in New Delhi.

In the event of claim or emergency medical or monetary assistance when you are overseas, you may quickly get in touch with the company's worldwide associates by dialing the international Toll Free Numbers given below:

For Canada - 844-691-8883

For USA - 844-691-8885

For other countries - +91 11 47324403

A Claims Service Staff will take you through the procedure and assist you in downloading and filling the claim form, attach required documents and send it at the earliest by post, email or fax.

Bharti AXA Customer Care Email ID - customer.service@bharti-axagi.co.in.

FAQs

How do I purchase a Bharti AXA Family Travel Insurance online?
You may get a Bharti AXA Travel Insurance online via a hassle-free and quick process. Go to the official website and enter your information in the given columns. This will give you a tentative but quick quote. You can pick a plan as per your requirements and an affordable premium. After that, please continue to the payment gate. You can pay through internet banking or smart phone banking using your credit card or debit card.
Your international travel insurance scheme could be produced in a matter of seconds and a verification email will be sent to you on your given email id. You will get the insurance policy papers in the PDF format on the same day or the next day at max. It will include info like your name, policy details, policy number and customer care details in case of claim or other grievances.
If I buy my travel insurance policy online, can I cancel the plan when I want?
You have a tenure of 15 days from the day of receiving your Bharti AXA Family Insurance policy paper to read through the terms and conditions and see if everything is in order. If any need for further clarifications arise, you are free to annul the policy mentioning the reasons for the same. The premium if paid will be reimbursed, after deducting the sum spent on stamp duty fees and proportional risk premium.
Can my children and/ or senior citizens in the family be covered under the same?
Minors starting from the age group of 3 months are usually insured. Those above age 60 are also indemnified but you cannot enroll them if they are past age 85. If you want to buy a policy for senior citizens exclusively too, you may contact the firm at 080- 49010200.
Is there any duration limit for purchasing Bharti AXA Family Travel Insurance?
The least tenure available for any kind of travel insurance including this one is two days. There is no maximum duration as such because it depends on the plan and the kind of vacation you are planning to take. But ideally, it should not exceed 356 days.
Bharti AXA's Non-Schengen travel insurance products - 2 days to 182 days (can be extended up to 356 days)
Schengen insurance products - 2 days to 182 days
Yearly multi trip plan - Here you can enjoy multiple trips, but each trip period should not take more than 30, 45 or 60 days as specified by the policy you opted.
Could you tell me the procedure of receiving cashless facility?
This is where an Emergency Service Provider or a Third Party Administrator plays a role. They specialize in servicing your claim and handle many other things including cashless feature for treatments that require hospitalization. For any kind of assistance you can call the following numbers at any time depending on where you are travelling.
For Canada - 844-691-8883
For United States - 844-691-8885
For other countries - +91 11 47324403
How do I renew my family travel insurance policy?
Your travel insurance policy renewal has never been easier and quicker. But it can be done only in regard to Annual Multi Trip schemes. For this, please get in touch with your nearest Bharti AXA branch in person or dial 080- 49010200. Remember that the policy tenure can be extended only for Non-Schengen Insurance Products and this too can be done by contacting the given number.

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