Ujjivan Small Finance RD 2025: Secure Your Future

Ujjivan SFB's RD scheme offers a reliable and flexible investment option, combining attractive returns with safety and accessibility. Whether you're saving for a short-term goal like a vacation or a long-term aspiration like education or retirement, this RD can help you achieve your financial objectives.

Updated On - 05 Sep 2025
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Ujjivan Small Finance Bank (USFB) Limited provides a wide variety of financial products and services to more than 59.7 lakh customers all over India. The recurring deposit (RD) offered by the bank comes with various benefits such as competitive interest rates and flexible tenures.

Ujjivan Small Finance Bank offers interest rates ranging from  6.50% p.a. to 7.60% p.a. to the general public.  

Senior citizens can avail the benefit of an additional interest rate of 0.50% p.a.  across all tenures. Read on to learn about the features and interest rates offered by Ujjivan Small Finance Bank RD.  

Features and Benefits of Ujjivan Small Finance Bank RD 

Ujjivan Small Finance Bank’s recurring deposits come with the following features and benefits:  

  1. Competitive interest rates ranging from 6.50% p.a. to 7.60% p.a.  
  2. Senior citizens receive a 0.50% additional interest benefit.  
  3. Flexible tenure options ranging from six months to 10 years can be availed.  
  1. A recurring deposit can be opened with a minimum amount of Rs.100.  
  2. Premature closure of recurring deposits is allowed. 
  3. The interest is calculated on a quarterly basis.  
  4. A facility for nomination is available.  
Ujjivan SFB

Ujjivan Small Finance Bank RD Interest Rates  

The interest rates for Ujjivan Small Finance Bank’s recurring deposits are as follows: 

Tenure 

Rate of Interest for General Public  

Rate of Interest for Senior Citizens 

6 months to 9 months 

6.50% p.a. 

7.00% p.a. 

12 months 

7.50% p.a. 

8.00% p.a. 

15 months to 18 months 

7.60% p.a. 

8.10% p.a. 

21 months to 30 months 

7.50% p.a. 

8.00% p.a. 

33 months to 60 months 

7.20% p.a. 

7.70% p.a. 

63 months to 120 months 

6.50% p.a. 

7.00% p.a. 

Note: The interest rates mentioned in the table below may vary according to the discretion of Ujjivan Small Finance Bank. These rates are in effect from 17 July 2025.

How to Open Ujjivan Small Finance Bank RD 

If you want to book a recurring deposit with Ujjivan Small Finance Bank online, follow the steps mentioned below: 

Step 1: Visit the official website of Ujjivan Small Finance Bank.  

Step 2: Under the ‘Explore Products’ section, click on the ‘Recurring Deposit (RD)’ option.  

Step 3: Fill out the application form with details such as your name, mobile number, email address, etc.  

Step 4: Click on the ‘Apply Now’ button. The bank representative will get in touch with you for the further application process.  

You can also visit the nearest branch of Ujjivan Small Finance Bank to book a recurring deposit account. Alternatively, a recurring deposit can be opened via internet banking, mobile banking, and center meetings.  

FAQs on Ujjivan Small Finance Bank RD Rates

  • What is the minimum deposit limit to book a recurring deposit with Ujjivan Small Finance Bank?

      You can book a recurring deposit with Ujjivan Small Finance Bank with a minimum deposit of Rs.100.  

  • What is the tenure range available for recurring deposits?

      You can open a recurring deposit with Ujjivan Small Finance Bank for a tenure ranging from six months to 10 years.  

  • Can I book a recurring deposit with Ujjivan Small Finance Bank online?

      Yes, Ujjivan Small Finance Bank provides the option of opening a recurring deposit online.  

  • Can I add nominees to my recurring deposit?

    Yes, Ujjivan Small Finance Bank offers a nomination facility.

  • Will I be allowed to close my recurring deposit before it matures?

      Yes, Ujjivan Small Finance Bank allows the premature closure of recurring deposits.  

  • Is it possible to change the tenure of my recurring deposit?

      No, you cannot change the tenure of your recurring deposit.  

  • What happens if I do not pay my RD instalment?

      If you fail to pay six RD instalments consecutively, your recurring deposit account will be closed. The interest rate on these closed accounts will be determined by the bank's premature withdrawal policy. You will have to pay a fine for late payment. 

  • Can I make partial payments on my recurring deposit?

    No, you cannot make partial payments on recurring deposits.  

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