Capital SFB RD Rates 2025 – Save Smart, Grow Steady

1. Flexible tenure options ranging from 12 months to 120 months. 
2. Individuals, corporates, clubs, and firms are eligible to open a recurring deposit account.  
3. Senior citizens are offered an additional interest rate of 0.50% p.a. 
4. A nomination facility is available.   

1. You will be provided with a passbook. 

Capital Small Finance Bank RD Interest Rates

1. The interest rates on recurring deposits offered by Capital Small Finance Bank for senior citizen are mentioned in the table below:

Tenure	General Public Interest Rates p.a.	Senior Citizen Interest Rates p.a.
1 year – less than 5 years	6.20%	6.70%
5 years – 10 years	6.20%	6.70%

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Expanded 2025 RD Rate Details (Detailed View)

Tenure	General Public Rate	Senior Citizen Rate
3–6 months	4.75% p.a.	5.25% p.a.
6–9 months	5.50% p.a.	6.00% p.a.
9 months – 1 year	5.50% p.a.	6.00% p.a.
1–3 years	7.15% p.a.	7.65% p.a.
3–5 years	7.15% p.a.	7.65% p.a.
5–10 years	7.10% p.a.	7.60% p.a.

   Note: As of July 2025, the RD rates span a wider range across different tenure bands .These rates reflect tenor-specific differentiation beyond the broad categories listed earlier.

Documents Required for Capital Small Finance Bank RD 

The documents required to open a recurring deposit account with Capital Small Finance Bank are mentioned below: 

1. Duly filled application form 
2. Proof of identity - Aadhaar card, passport, voter ID, etc. 

1. Proof of address - Driving license, utility bills, passport, etc. 
2. Passport size photographs.

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FAQs on Capital Small Finance Bank RD Interest Rates

• What are the tenures offered on Capital Small Finance Bank RDs?

  Capital Small Finance Bank offers recurring deposits for tenures ranging from 12 months to 120 months

• What is the toll-free helpline number of Capital Small Finance Bank?

    The toll-free helpline number of Capital Small Finance Bank is 1800 120 1600.  

• What are the interest rates offered on Capital Small Finance Bank recurring deposits to the general public?

  Capital Small Finance Bank offers an interest rate of 6.20% p.a. on its recurring deposits to the general public.

• Who can open a recurring deposit account with Capital Small Finance Bank?

  All individuals, corporates, clubs, and firms are eligible to open a recurring deposit account with Capital Small Finance Bank.

• Will a senior citizen get an additional interest rate on a recurring deposit?

  Yes, senior citizens will be entitled to an additional 0.50% p.a. interest on their recurring deposits.

• Can I add nominees to my recurring deposit account?

  Yes, you can add nominees to your recurring deposit account.