Capital SFB RD Rates 2026 – Save Smart, Grow Steady

1. Flexible tenure options ranging from 12 months to 120 months. 
2. Individuals, corporates, clubs, and firms are eligible to open a recurring deposit account.  
3. Senior citizens are offered an additional interest rate of 0.50% p.a. 
4. A nomination facility is available.   

1. You will be provided with a passbook. 

Capital Small Finance Bank RD Interest Rates

1. The interest rates on recurring deposits offered by Capital Small Finance Bank for senior citizen are mentioned in the table below:

Tenure	General Public Interest Rates p.a.	Senior Citizen Interest Rates p.a.
1 year – less than 5 years	7.00%	7.50%
5 years – 10 years	6.90%	7.40%

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Expanded 2026 RD Rate Details (Detailed View)

Tenure	General Public Rate	Senior Citizen Rate
12 Months	7.15% p.a.	7.65% p.a.
400 Days	7.15% p.a.	7.65% p.a.
600 Days	7.05% p.a.	7.55% p.a.
900 Days	7.05% p.a.	7.55% p.a.

   Note: As of July 2025, the RD rates span a wider range across different tenure bands .These rates reflect tenor-specific differentiation beyond the broad categories listed earlier.

Documents Required for Capital Small Finance Bank RD 

The documents required to open a recurring deposit account with Capital Small Finance Bank are mentioned below: 

1. Duly filled application form 
2. Proof of identity - Aadhaar card, passport, voter ID, etc. 

1. Proof of address - Driving license, utility bills, passport, etc. 
2. Passport size photographs.

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FAQs on Capital Small Finance Bank RD Interest Rates

• What are the tenures offered on Capital Small Finance Bank RDs?

  Capital Small Finance Bank offers recurring deposits for tenures ranging from 12 months to 120 months

• What is the toll-free helpline number of Capital Small Finance Bank?

    The toll-free helpline number of Capital Small Finance Bank is 1800 120 1600.  

• Who can open a recurring deposit account with Capital Small Finance Bank?

  All individuals, corporates, clubs, and firms are eligible to open a recurring deposit account with Capital Small Finance Bank.

• Will a senior citizen get an additional interest rate on a recurring deposit?

  Yes, senior citizens will be entitled to an additional 0.50% p.a. interest on their recurring deposits.

• Can I add nominees to my recurring deposit account?

  Yes, you can add nominees to your recurring deposit account.

• Is there a minimum monthly deposit amount for a Capital SFB RD?

  Yes. The minimum monthly installment amount is determined by the bank and may vary by branch. Customers are advised to check with the nearest Capital Small Finance Bank branch for the exact minimum amount.

• Can I close my Capital Small Finance Bank RD before maturity?

    Yes. Premature closure of RD accounts is allowed, subject to the bank’s prevailing terms and conditions. A penalty may be applicable depending on the tenure completed.  

• Are RD deposits with Capital Small Finance Bank safe?

    Yes, Recurring Deposits (RDs) with Capital Small Finance Bank are considered safe. The bank is regulated by the Reserve Bank of India (RBI), and deposits are insured under the Deposit Insurance and Credit Guarantee Corporation (DICGC) scheme.