AU Small Finance Bank RD Rates 2025

How to Open an RD Account with AU Small Finance Bank

If you have a Savings Account with AU Small Finance Bank, you can open a recurring deposit account in one of the following ways: 

• Video Banking - To open a recurring deposit account using the video banking facility, you will require your Aadhaar card and PAN card.  
• Offline - You can start a recurring deposit account by visiting your nearest AU Small Finance Bank branch.  
• AU 0101 app/netbanking - If you are an existing customer, you can use the AU 0101 app/netbanking to book a recurring deposit.  

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Eligibility Criteria for AU Small Finance Bank RD 

A recurring deposit account with AU Small Finance Bank can be opened by the following: 

1. Resident Indians (including senior citizens) 
2. Non-resident Indians 

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Documents Required for AU Small Finance Bank RD 

The documents required to open an RD account with AU Small Finance Bank are as follows: 

1. Duly filled application form 
2. Proof of identity - Aadhaar card, passport, voter ID, etc. 
3. Proof of address - Driving license, utility bills, passport, etc. 
4. Passport size photographs 

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AU Small Finance Bank RD Interest Rates

Tenure	General Public Rate	Senior Citizen Rate
3 Months	4.75% p.a.	5.25% p.a.
4–6 Months	5.25% p.a.	5.75% p.a.
7–12 Months	6.35% p.a.	6.85% p.a.
13–15 Months	6.90% p.a.	7.40% p.a.
16–18 Months	6.90% p.a.	7.40% p.a.
19–24 Months	6.90% p.a.	7.40% p.a.
25–36 Months	7.10% p.a.	7.60% p.a.
37–45 Months	7.00% p.a.	7.50% p.a.
46–59 Months	6.75% p.a.	7.25% p.a.
60–120 Months	6.75% p.a.	7.25% p.a.

Note: The interest rates mentioned in the table above can vary according to the bank's discretion. These rates are effective from 3 July 2025.

FAQs on AU Small Finance Bank RD Rates

• What are the interest rates offered on AU Small Finance Bank recurring deposits?

  The interest rates offered on AU Small Finance Bank recurring deposits range from 4.75% p.a. to 7.10% p.a. for the general public. 

• What are the tenures offered on AU Small Finance Bank recurring deposits?

  AU Small Finance Bank offers recurring deposits for tenures ranging from 3 months to 120 months. 

• Can I open a recurring deposit account with AU Small Finance Bank online?

  Yes, you can open a recurring deposit account with AU Small Finance Bank online. 

• Will I get any tax benefits from investing in a AU Small Finance Bank recurring deposit?

  Yes, you can avail yourself of tax benefits if you invest in tax-saving scheme offered by AU Small Finance Bank.  

• Can I add nominees to my recurring deposit account?

  Yes, you can add nominees to your recurring deposit account.  

• Does the AU Small Finance Bank RD offer additional interest rates to senior citizens?

  Yes, senior citizens get an additional 0.50% interest on their recurring deposits.  

• Is it possible to withdraw my recurring deposit before maturity?

  Yes, you can withdraw your recurring deposit before maturity. However, you will have to pay a penalty of 1.00% for such premature withdrawals.  

• Who can open a recurring deposit account with AU Small Finance Bank?

  All resident Indians and non-resident Indians are eligible to open a recurring deposit account with AU Small Finance Bank.