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United India Car Insurance

Car insurance is the basic necessity of every individual who drives a car. United India offers comprehensive and third-party liability car insurance plans that come handy in case the car driver meets with an accident or if the car is damaged.
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Car Insurance
  • Get both third-party cover and comprehensive cover
  • Choose from a variety of zero depreciation and roadside assistance covers
  • 3100+ cashless garages

United India Insurance Company Limited is a public sector General Insurance Company of India (wholly owned by Govt. of India). With the net worth of Rs 5,361 crores as on the financial year 2013-14, the company has more than three decades of experience in non-life insurance business headquartered in Chennai.


United India Car Insurance Policy Highlights Updated on 19 Jun 2019

Features Specifications
Third Party Cover Upto 7.5 L
Incurred Claim Ratio* 91.72%
Net Earned Premium* Rs.5,748.32 crore

*For Year 2017-2018

Overview

Benefits of United India Car Insurance

United India Insurance Co. Ltd., formed in 1938 and nationalised in 1972, is one of India’s oldest insurance companies. It has an extensive reach with 1,340 offices servicing clients in urban, semi-urban and rural areas. The company also boasts one of the most diversified product portfolios with solutions that provide coverage for assets ranging from livestock to satellites. The following kinds of insurance are offered to customers: Fire, Health, Motor, Marine, Industrial, Liability, Credit, and Micro Insurance.

Who Needs Car Insurance?

It is required by all those who intend to drive in the country. As mandated by law, all vehicles plying on Indian roads have to have third-party insurance. Own-damage policies are optional but by availing a comprehensive policy one can ensure all-round protection.It is also more economical to have an all-in-one package than having separate indemnity contracts.

What Is Private Car Insurance?

It is a form of personal insurance, usually included in the product portfolio of general insurance companies that aims to safeguard the financial interests of motorists with insurable interest in automobiles used for private purposes. Subject to provisions, passengers and paid employees are also included in the scope of the contract. Cars, being an expensive asset, can be the subject of situations that give rise to unpredictable financial setbacks.

United India’s Motor Package

The company offers ‘third-party liability only’ covers as well as comprehensive packages. It is always advisable to opt for comprehensive packages since it is impossible to tell what kind of events can lead to losses. The nature of hazards can be varied and financial fallouts can prove to be expensive not to mention the inconvenience that one has to bear in the absence of a necessary vehicle.

What Does The Third-party Liability Plan Cover?

The third-party liability plan from United India Insurance offers the following coverage:

  • It protects the policyholder from legal liability to third parties for injuries, death, or property damage.
  • The plan protects the owner-driver of the insured car from injuries and death in an accident. This is also referred to as personal accident cover for the owner-driver.

What Is Not Covered Under The Third-party Liability Plan?

The following incidents are not offered coverage under the third-party liability plan from United India Insurance:

  • Contractual liability
  • Nuclear threats and war perils
  • Consequential loss
  • The normal wear and tear of the vehicle with age and depreciation in its value
  • Electrical and mechanical breakdown
  • Damages to the vehicle when driving under the influence of drugs and alcohol
  • Damages to the vehicle while it was outside the geographical area specified in the policy
  • Using the vehicle beyond specified limits
  • Driving the vehicle without a valid driving license

What Does The Comprehensive Car Insurance Plan Cover?

A comprehensive policy takes care of the financial needs of the proposer as well as third-parties in the event of an accident involving the insured vehicle. The United India comprehensive car insurance plan offers the following coverage:

  1. Own-Damage:
    • While many insurers limit the scope of coverage, United India extends its protection to a wide range of situations that cause impairment to the owner-driver’s life/property. Policyholders are entitled to make claims for losses incurred due to:
      • External causes, deliberate or intentional.
      • Larceny - this includes loss or damages to accessories.
      • Fire, environmental disasters e.g. landslides, floods etc.
      • Transit mishaps (whether through road, rail, waterways etc.)
      • Terrorism, public disturbances.
    • If the accident leaves the car in need of repairs, cover (at marginal, additional costs and within specified limits) extends to:
      • Transporting the automobile to the nearest repair centre.
      • Repairs required to be done immediately.
  2. Third-party Legal Responsibility:

As awarded by the court to the third party involved, to compensate for:

    • Death.
    • Physical injury/disability.
    • Property destruction.
  • Personal Accident Cover For Owner-driver:

Compensation payable relates to the type of loss:

    • 100% in the event of death, loss of two limbs, loss of vision in both eyes, loss of one limb and vision in one eye and Permanent Total Dismemberment (PTL).
    • 50% in the event of loss of only one limb or loss of vision in only one eye.
  • Additional Covers:
    • Available on payment of extra premium.
    • The following can be included in the scope of the contract:
    • Usage in the following geographic locations (outside the regular boundaries) - Bangladesh, Bhutan, Nepal, Pakistan, Sri Lanka, Maldives @ Rs.500 per car.
    • Personal accident covers - for employees and unnamed occupants of the car during the time of the accident.
    • Imported or non-factory fitted electrical and electronic accessories - @4% on cost of the equipment.
    • Bi-fuel kits - upon declaration; @4% on cost of the CNG-LPG kit.
    • Fuel tanks made of fiberglass - @ Rs.50 above own-damage premium.

What Is Not Covered Under The Comprehensive Plan?

The following exclusions are incorporated in the United India comprehensive car insurance contract:

  • Contractual obligations.
  • War, nuclear hazards.
  • Driving while intoxicated by liquor or drugs.
  • Loss due to natural usage, devaluation with age, general depreciation.
  • Driving beyond permissible boundaries (geographically).
  • Usage beyond permissible limits.
  • Driving without a valid license.

What Is The Sum Assured?

The sum assured/insured is referred to as the IDV of the car.

IDV stands for Insured’s Declared Value and is calculated as the producer’s selling price of the automobile (of the same type, make, model, specifications) less the depreciation (applicable as per the below-mentioned table). The IDV, considered to be the market value, reduces with every passing year since the depreciation increases as the motor vehicle ages.

(depreciation indicated against automobile age)

  • 5% - up to 6 months
  • 15% - between 6 months and 1 year
  • 20% - between 1 and 2 years
  • 30% - between 2 and 3 years
  • 40% - between 3 and 4 years
  • 50% - between 4 and 5 years
  • As decided by the insurer and insured - Above 5 years (and models no longer manufactured).

The above schedule is used for Total Loss (TL) or Constructive Total Loss (CTL). CTL is considered when total cost of damages is greater than 75% of IDV.

For third-party liability the cover is set as per the Motor Vehicles Act, 1988.

On What Basis Are Premiums Calculated?

  • For own-damage: Set on the basis of IDV or sum insured.
  • For third-party liability: Set as per tariffs under the Motor Vehicles Act,1988.

What Are The No-Claim Benefits?

  • No-Claim Benefits that the proposer is entitled to upon renewal are as follows:
    • 20% - 1 year.
    • 25% - 2 years.
    • 35% - 3 years.
    • 45% - 4 years.
    • 50% - 5 years.
  • The years mentioned here relate to the consecutive, claim-free years, preceding renewal. The percentage of bonus mentioned relates to Own-damage premium.
  • Renewal should be executed within 90 days of policy expiry.

What Are The Other Discounts Offered?

In addition to no-claim bonuses, the proposer can avail the following discounts for:

  • Installation of ARAI-approved anti-theft devices: @ 2.5% or Rs.200, whichever is less.
  • Membership with recognised auto associations: @ 5% or Rs.200, whichever is less.
  • Special vehicles: @ 50% for use by the differently-abled.
  • Classic/Vintage cars: @ 25% for cars produced before 21.12.1940, recognised by the Vintage and Classic Cars Club of India.
  • Use within the insured’s premises: @ 33% on tariff rates.

Besides the obvious benefits of this motor package policy , the company also offers a quick and easy way to process claims by undertaking repairs at any of its numerous associated garages which form a part of its network for cashless servicing.

This policy has the added advantage of an online purchase and renewal facility thereby saving clients time, money and effort in addition to easy tracking of applications and policy status.

United India Car Insurance Calculator

You can buy the United India car insurance policy either by contacting the insurer directly or through neutral financial websites. In case you intend to buy the motor insurance through neutral websites such as BankBazaar, you can make use of the United India car insurance calculator facility without any added cost.

This tool enables you to check the premium you will be paying for your car insurance. You will have to give the following information as input to the tool:

  • Your personal details, such as age, driving history, profession, etc.
  • Details about your car, including its make and model, year of registration, location of use, etc.

The United India car insurance calculator tool will give you a premium quote based on the information you have provided. If you agree with the quote, you can go ahead and purchase the policy.

Neutral financial websites also enable you to compare insurance plans between providers and identify a policy that is best suited to your needs. Further, policy purchase can be done through an interactive interface that simplifies the entire process.

United India Car Insurance Claim Procedure

If the insured car meets with a loss as indicated in the policy documentation, the policyholder should take the following steps to file a claim:

  1. Accidental Losses:
    1. Contact the insurance company’s branch office where the policy was issued. If the accident occured at a location other than the city/town where the policy was issued, you can get in touch with the nearest office of the insurer. The insurance company will arrange for a survey of the vehicle.
    2. If the loss was significant or includes riot losses/fire, keep the car at the site of the accident till it is inspected by a surveyor from the insurance company.
    3. If there were injuries/deaths of third parties, you should inform the nearest police station of the incident. If you have assisted in getting medical attention for the injured in a hospital, you should inform the insurer of the hospital’s name and the name of the attending doctor.
    4. After completing these formalities, you can get the car towed to any authorised garage and get a quote for repairs.
    5. Then submit the quote to the insurer with the updated United India car insurance claim form. The insurance company will perform the final survey after this. During this survey, it is necessary to furnish the complaint that was lodged at the local police station, along with the original FIR. It should be noted that the FIR is mandatory when there is an injury to third party.
    6. You should be aware of the fact that the repair work on the vehicle should commence only after you get a go-ahead from the final surveyor.
    7. After the completion of repairs, in the case of partial-loss claims, you will be required to submit cash bills for labour and spare parts and request for reimbursement.

Salvage:

Salvage is a damaged property that an insurance company takes over to minimise the loss incurred, after paying the claim value. Insurance providers receive salvage rights over properties for which they have honoured claims. Salvage charges refer to the costs associated with repairing/recovering the salvage.

If your car has been tagged as a salvage, you should take utmost care to preserve it in its current form till the entire claim settlement process is complete. This is applicable irrespective of the mode of claim settlement. If you do not preserve the salvage, the claim settlement may be jeopardised. United India also has the right to inspect a salvage whenever it is required. If the claim settlement is delayed by unforeseen situations, you can take the help of the insurance provider or the surveyor for disposal of the salvage.

  1. Theft Losses:

In case your vehicle was stolen, you will have to immediately inform the police and the policy issuing branch of the insurer. Delays in lodging the FIR and informing the insurance company of the incident could lead to a claim rejection. It should be noted that filing an FIR is not only mandated by the insurer, but it is also a legal requirement. You should also submit the updated United India car insurance claim form to the insurer to start off the claim settlement process.

At the time of a claim, it is also advisable not to engage any unauthorised individuals in the workflow. The insurance company should be contacted directly, or through authorised representatives of the insurer.

The United India car insurance claim procedure is quick and transparent. This is a significant benefit at the taxing time of a car insurance claim.

United India Insurance Grievance Redressal Process

If you have a grievance or complaint related to the services provided by the insurance company, you can approach the branch of the insurer and report the grievance. Alternatively, you can write an email to the policy issuing office, the regional branch office, or the head office of the insurer.

In case you are dissatisfied with the company’s response, you can always escalate the issue to the Honourable Ombudsman for redressal. Details of the same are available at the policy issuing office of the insurer and the official website of the insurance company.

United India Car Insurance Policy Renewal

It is possible to renew your United India car insurance online at the insurer’s website. This facility enables you to renew the policy in a convenient manner without the hassles of extensive paperwork.

  • In order to renew your United India car insurance online at the insurer’s website, you should click on the menu option corresponding to ‘Quick Renewal’.
  • In the online form that appears, provide your car insurance policy number and click on ‘Fetch Data’.
  • You will receive details of the existing policy. After confirmation of the information, you will be required to provide certain mandatory details for the renewal quote. This includes:
    • Your personal details, such as age, profession, driving history, etc.
    • The details of the car, including its engine capacity, make and model, year of registration, location of usage, etc.
  • Once you submit this information, you will receive a quote for your auto insurance. If you agree to the quote, you can proceed with the payment process.
  • Payments can be done effortlessly through credit/debit cards or through netbanking.

If there is no gap in the insurance coverage of your vehicle, the insurance provider may not mandate a car survey. The renewal process, when done through the online route, is hence easy and instant.

Alternatively, you can visit the branch office of the insurance company and request for policy renewal. You will be required to furnish all relevant documentation for this, so you should be prepared for the same.

United India Car Insurance Customer Care

The number of the head office of United India Insurance is 91-044-28520161. You can get in touch with the insurer by dialing this number or by sending an email on customercare@uiic.co.in. Alternatively, you can call up the customer care team at the toll-free number, 1800 425 33333. The team will assist you between 10 a.m. and 5.45 p.m. throughout weekdays.

In order to record grievances, you will have to go to the appropriate page on the website of the insurance company and enter your policy number or issuing city. The name of the contact person, address, phone number, and email ID will then be displayed.

The office locator facility available at the website is very useful, as it helps you get the addresses and phone numbers of the various branch offices of the insurer across the country. You will have to provide the state and city for the same. You can also get a list of all the network garages affiliated to the insurer where you can avail cashless claim settlement facility.

FAQS For United India Car Insurance

  1. What are the different policies available to customers?
  2. United India provides car insurance package policies and liability only policies.

  3. Does the United India Car Insurance policy cover damage/loss of accessories by burglary/housebreaking/theft?
  4. Yes. United India Car Insurance policy covers damage/loss of accessories by burglary/housebreaking/theft.

  5. What are the discounts that can be availed on insurance premium under United India car Insurance?
    • 25% discount on vintage cars
    • 20% to 50% no claim bonus, depending on claim free years.
    • Automobile Association members get a discount of 5% on own damage premium.
    • Vehicles with anti-theft devices get a discount of 2.5%
    • Vehicles specifically designed for blind/handicapped/mentally challenged people can be insured with a 50% discount on the own damage premium.
  6. Can I substitute my present vehicle under the existing policy?
  7. In the balance period of a policy, a vehicle can be substituted by another vehicle, subject to adjustment of premium if any, on pro rata basis from the date of substitution.

  8. Can transfer of ownership be done on an existing policy?
  9. Yes. In case of change of ownership the transfer of Insurance policy has to be done within 14 days from the date of transfer of ownership.

This Insurance Company has not partnered with BankBazaar.com. For more details, please visit its website/branch office. The trademarks, logos and other subject matters of intellectual property belong to their respective owners.

 4.5 / 5.0   by 154 users
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Policy Coverage

Customer Service

Claim Experience

Cashless Garages

News About United India Car Insurance

  • New CMD of United India Insurance talks of company’s IPO plans for FY 17-18

    The newly appointed CMD of United India Insurance Company, A V Girijakumar has spoken about the company’s vision for the upcoming financial year. The company is planning for an IPO once GIC and New India Assurance go public. United India intends to turn more viable and become a more economical enterprise with a strong holding of public shareholders. He added that the company mainly plans to reduce underwriting losses incurred from group health business. He also added that the prices in the group health sector will be revised, despite the risk of losing out on business and clients. Mr. Girijakumar also said that the target for the financial year 2016-17 was Rs.14,444 crore, and the company had already crossed the target at Rs.15,000 crore. According to him, the health sector has been a good driver for growth as well as crop insurance, particularly from Pradhan Mantri Fasal Bima Yojana. With regard to Motor Insurance, there have been talks on setting a limit to the insurer’s mandatory third-party liability as it can be very high sometimes. It has also been discussed that unlimited coverage should be provided as an add-on cover that a prudent customer may choose.

    3 April 2017

  • Claim Insurance for Your Damaged Car Now – United Car Insurance

    Was your motor vehicle totally inundated in the Chennai floods? Though it will be least of your worries in the current situation, it would be a prudent step to notify your insurance carrier or the authorized workshop, as any effort to kick-start or rev up your vehicle can end up in you losing your entire claim as per the Comprehensive Automobile Insurance Policy.

    Insurance providers like United Car Insurance have been warning people exactly the same. As per the rules, insurance carriers must be alerted about automobiles being water-logged and then they would send an expert to gauge the loss and damage. But trying to start the engine could lead to further problems, which will not be compensated by the insurer and will also impact the depreciation value. To date, United India Insurance has been sent 250 claims under the Comprehensive Insurance Policy for Motor Vehicles. This figure is likely to shoot up even more in the coming weeks.

    22 December 2015

  • United India Insurance clears crores worth of Car Insurance this week

    The past week has been a trying time for all insurance companies. Due to the floods and resultant property damage in Tamil Nadu and Andhra Pradesh, there have been a rush of car insurance claims. The number of claims related to property and automobile insurance has shot up in the wake of heavy downpour in AP and TN. United India Insurance has got over a thousand claims to the tune of INR 300 crore in the previous fortnight alone. While insurance providers have got the required systems in place to hurry up with the claims settlement procedures, they also take this as a chance to make more sales on other products There is also 750 claims worth INR 45 crore for car insurance (damage/ theft) according to the Director and GM of United India Insurance, Ms. A V Girija Kumar.

    25 November 2015

  • ‘Holidays Equal Bigger Claims’: United India Car Insurance

    While holidays, festivals and long weekends are eagerly looked forward to by common city-dwellers, these stints aren’t very welcome where motor insurance companies are concerned. United India Car Insurance maintains that irresponsible and drunken driving creep up heavily through these ‘relaxed’ times and the inevitable auto crashes and damages do follow. Thus, these durations equate to a steep increment in claims and bigger settlement values. The company also observes that certain geographical locations do also contribute to this trend- the Delhi to Shimla highway, the Mumbai- Pune corridor are prime examples that spawn a good flow of motor insurance claims. The United India Car Insurance is one of the many insurers who hope that the exhibition of such unfriendly statistics will implore drivers to be more responsible, while on the road, through a holiday break.

    27 January 2015

GST Update: GST of 18% is applicable on car insurance effective from the 1st of July, 2017

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United India Car Insurance Reviews

Page 1 of 8 1 2 3 4 5
  • United India Car Insurance
    "Recommendable policy"
    0.5 3.0/5 "Satisfactory"
    Since my friend is working in United India hence i have chosen the car insurance policy from them. Since the car is 5 years old, they won't provide the zero depreciation policy and its a third party policy. I have paid the premium amount of Rs. 1800 and the premium is very less and the coverage amount is less than lakhs. I have got my no claim bonus and i don't have any claim experience with them. They have sent the hard copy of the documents to the customer's address without any request.
    Was this review helpful? 0
    , mumbai
    Reviewed on Jun 14, 2019
  • United India
    United India Car Insurance
    "Car Insurance"
    0.5 3.5/5 "Pretty good"
    I have taking United India Assurance's Car insurance for last 3 years on my 3 cars. My experience has been pretty nice and good. Their rates are very comparative. Although I have not had a chance of making any claim so cannot comment on their claim servicing. But I'm otherwise satisfied with them.
    Was this review helpful? 0
    , pune
    Reviewed on May 25, 2019
  • United India Car Insurance
    "Good service"
    0.5 4.0/5 "Great!"
    I had a claim with the car insurance policy with the UNITED INDIA INSURANCE, the experience was not up to the mark, the agent did not experience me properly about the policy coverage it there is accidental policy or damage policy covered or not, the premium amount i use to pay up to 18000-19000 an year i have taken this policy 15 days before of my expired car insurance date, on 23 January 2019 i took this loan.
    Was this review helpful? 0
    , pune
    Reviewed on May 23, 2019
  • United India Car Insurance
    "EXCELLENT"
    0.5 5.0/5 "Blown Away!"
    I had a claim with the car insurance policy with the UNITED INDIA INSURANCE, the experience was good also i got 100 percentage claim, process was good and quick. It is a zero depreciation, premium and IDV was given was good also it is satisfactory with this policy.
    Was this review helpful? 0
    , new delhi
    Reviewed on May 20, 2019
  • United India Car Insurance
    "Trusted Insurance Company"
    0.5 5.0/5 "Blown Away!"
    I have fancy number yellow board car so the premium is higher around Rs.36,000 for per year. Its only 1.5 years old maruthi ciaz card, the insurer provides 24 hours road side assistance and no claim feature. They do have cash less garages, I got the insured value around Rs.8.5 lakhs, total value of the car was around 13 lakhs.
    Was this review helpful? 0
    , bangalore
    Reviewed on May 13, 2019
  • United India Car Insurance
    "Better"
    0.5 4.0/5 "Great!"
    I took a car insurance from United India because of their service. I have been using the service for last 5 years and have not done any claims. I pay Rs.7000 for one year policy. I have Etios car and which is 6 years old. I opt for third party insurance and have received the insurance paper.
    Was this review helpful? 0
    , chandigarh
    Reviewed on May 10, 2019
  • United India Car Insurance
    "Good"
    0.5 4.0/5 "Great!"
    The premium is better with United India. I took an insurance for Hyundai Eon car which is 5 years old. It was good for cashless, the renewal process is simple. I got third party insurance and i think its bumper to bumper. According to my experience they have limited garages for Hyundai, I got the insurance paper .
    Was this review helpful? 1
    , chennai
    Reviewed on May 06, 2019
  • United India Car Insurance
    "Not satisfied"
    0.5 1.0/5 "Really Bad"
    Earlier my car was insured with United Insurance and am not happy with the services. The customer support is not up to the mark and they never replied for my emails. I have gone for reimbursement, the claim process was very lengthy and received only half of the amount.
    Was this review helpful? 0
    , nasik
    Reviewed on May 02, 2019
  • United India Car Insurance
    "EXCELLENT"
    0.5 5.0/5 "Blown Away!"
    I have been using the car insurance policy with the UNITED INDIA INSURANCE, the premium with this policy is nominal added on that the IDV value is satisfactory and it is my new card so they have given the bumper to bumper policy coverage.
    Was this review helpful? 0
    , vadodara
    Reviewed on Apr 16, 2019
  • United India Car Insurance
    "Smart Protection"
    0.5 4.0/5 "Great!"
    I have car insurance form United India, for my maruthi alto 800 car the last year premium was around Rs. 5000 for one year, its a comprehensive plan with 100% of protection. It covers from front bumper to back bumper. My vehicle is around 5 years it has good idv value.
    Was this review helpful? 0
    , coimbatore
    Reviewed on Apr 11, 2019
  • United India Car Insurance
    "Good"
    0.5 4.5/5 "Excellent!"
    I have compared online and gone with United India for car insurance. Only because the premium is affordable and its one year policy need to renew after 9th of May. I have received the ins paper. Its a comprehensive plan and paid 17K approx transferred to the agent, he was helpful.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Mar 28, 2019
  • United India Car Insurance
    "Poor customer service"
    0.5 1.0/5 "Really Bad"
    When i went for claim in United India insurance , I didn't get the proper response from any of the Staff . They were very particular about for the rejecting the claim . Then from my pocket i spent 30 k for repairing my car . I made complaints up to higher level officer in United India .
    Was this review helpful? 0
    , bangalore
    Reviewed on Mar 06, 2019
  • United India Car Insurance
    "GOOD"
    0.5 4.0/5 "Great!"
    I have taken the car insurance policy with the UNITED INDIA INSURANCE where i have no claim experience with this insurance policy. I am using it since from last 3 years where the premium is lower compared to the others along with that they offers good IDV value.
    Was this review helpful? 0
    , new delhi
    Reviewed on Feb 12, 2019
  • United India Car Insurance
    "AVERAGE"
    0.5 3.0/5 "Satisfactory"
    I am not satisfied with the car insurance policy where i have taken it through the UNITED INDIA INSURANCE because they customer service is not and they have not provided the documents on time at the beginning. The premium and the IDV value is nominal when compared to the others.
    Was this review helpful? 1
    , hyderabad
    Reviewed on Feb 01, 2019
  • United India Car Insurance
    "It can be better"
    0.5 4.0/5 "Great!"
    I took my car insurance in United India and I have continued the policy for last 2 years. It is good and am satisfied with the premium. They are doing good service as well. The claim process was bit difficult and it was cashless but I got it reimbursement. The policy coverage was good.
    Was this review helpful? 0
    , jaipur
    Reviewed on Jan 31, 2019
  • United India Car Insurance
    "Good Car Insurance"
    0.5 5.0/5 "Blown Away!"
    My car insurance was purchased from united India. I have paid the premium amount of Rs. 12000. My dealer has recommended me about this policy. I have got the IDV value of Rs. 10.44 lakhs. This is a 100% coverage policy. I have not claimed anything from this policy.
    Was this review helpful? 0
    , lucknow
    Reviewed on Jan 28, 2019
  • United India Car Insurance
    "Yet to experience the policy"
    0.5 3.0/5 "Satisfactory"
    I have applied the claim for my car recently. I have given the car into the showroom and they have asked me to inform in the insurance company. When i visited other branch they have asked me to the home branch. They have given me a sufficient IDV value. Its covered with a bumper to bumper facility.
    Was this review helpful? 0
    , chennai
    Reviewed on Jan 21, 2019
  • United India Car Insurance
    "Good car insurance policy"
    0.5 5.0/5 "Blown Away!"
    Since its a new car, they have given me a a zero depreciation policy. The dealer has recommended me about this car insurance policy when i purchase my car. I have paid the premium amount of Rs. 28000. They have not given me a road side assistance facility but bumper to bumper facility is available. More garages are available in my location.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Dec 03, 2018
  • United India Car Insurance
    "No claim experience in United India"
    0.5 4.5/5 "Excellent!"
    When i purchase my car, bank has given me a United Car Insurance. There is no much difference between this policy and others. The premium amount is less since its provided by the bank people. I paid the premium amount of Rs. 24000. 10 years back, i have purchased this policy. They have given me a 100% coverage value. I have not claimed anything in this policy.
    Was this review helpful? 0
    , chennai
    Reviewed on Dec 02, 2018
  • United India Car Insurance
    "Need to improve the service"
    0.5 3.0/5 "Satisfactory"
    I took my car insurance with United India Insurance and using the service for long time. I am not happy with the customer service and they even didn't remind me about the policy renewal. I don't have any claim experience. The policy coverage is good. I am a senior citizen and have paid 8K to purchase this policy.
    Was this review helpful? 0
    , chandigarh
    Reviewed on Nov 29, 2018
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