Insurance is like a spare tyre. You may not require it, but not having one is not an option.
  • United India Car Insurance

     4.5 / 5.0   by 130 users
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    Policy Coverage

    Customer Service

    Claim Experience

    Cashless Garages

    Car Insurance
    • Get both third-party cover and comprehensive cover
    • Choose from a variety of zero depreciation and roadside assistance covers
    • 3100+ cashless garages

    United India Insurance Company Limited is a public sector General Insurance Company of India (wholly owned by Govt. of India). With the net worth of Rs 5,361 crores as on the financial year 2013-14, the company has more than three decades of experience in non-life insurance business headquartered in Chennai.


    Key Benefits of United India Car Insurance

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    So you’re stranded almost nowhere

    Cashless Claim Networks

    Direct Cashless Claim settlement in network garages across India

    Don’t we love a good discount?

    Discounts

    Discount of 5% on the Own Damage premium subject to a maximum of Rs. 200/- for private cars

    Help is always at hand

    Accidental Cover /Customer Support

    Damage to tyres and tubes unless the vehicle is damaged at the same time in which case the liability of the company shall be limited to 50% of the cost of replacement


    Add-on Covers for United India Car Insurance

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    Depreciation cover for United Inida Car Insurance

    Depreciation Cover

    100 % repayment covered

    Invoice price cover for United Inida Car Insurance

    Third Party Cover

    The policy provides Third Party Property Damage of Rs. 7.5lakhs

    Personal Accident cover for passengers

    Personal Accident Cover

    Personal accident cover for the owner driver for a specified sum insured

    *These Features may be included as part of different products and are subject to the insurer's terms & conditions.

    Inclusion & Exclusion in United Inida Car Insurance

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    No capers without the required papers!

    Inclusion

    Personal accident cover for the owner driver for a specified sum insured

    Drink OR drive. There’s only one choice

    Exclusion

    Damage suffered due to driving the vehicle under the influence of intoxicating liquor or drugs

    *These Features may be included as part of different products and are subject to the insurer's terms & conditions.

    United India Car Insurance Policy Highlights Updated on 23 Sep 2018

    Features Specifications
    Third Party Cover Upto 7.5 L
    Incurred Claim Ratio* 89.77%
    Net Earned Premium* 5106.8

    *For Year 2016-2017

    Overview

    Benefits of United India Car Insurance

    United India Insurance Co. Ltd., formed in 1938 and nationalised in 1972, is one of India’s oldest insurance companies. It has an extensive reach with 1,340 offices servicing clients in urban, semi-urban and rural areas. The company also boasts one of the most diversified product portfolios with solutions that provide coverage for assets ranging from livestock to satellites. The following kinds of insurance are offered to customers: Fire, Health, Motor, Marine, Industrial, Liability, Credit, and Micro Insurance.

    Who Needs Car Insurance?

    It is required by all those who intend to drive in the country. As mandated by law, all vehicles plying on Indian roads have to have third-party insurance. Own-damage policies are optional but by availing a comprehensive policy one can ensure all-round protection.It is also more economical to have an all-in-one package than having separate indemnity contracts.

    What Is Private Car Insurance?

    It is a form of personal insurance, usually included in the product portfolio of general insurance companies that aims to safeguard the financial interests of motorists with insurable interest in automobiles used for private purposes. Subject to provisions, passengers and paid employees are also included in the scope of the contract. Cars, being an expensive asset, can be the subject of situations that give rise to unpredictable financial setbacks.

    United India’s Motor Package

    The company offers ‘third-party liability only’ covers as well as comprehensive packages. It is always advisable to opt for comprehensive packages since it is impossible to tell what kind of events can lead to losses. The nature of hazards can be varied and financial fallouts can prove to be expensive not to mention the inconvenience that one has to bear in the absence of a necessary vehicle.

    What Does The Third-party Liability Plan Cover?

    The third-party liability plan from United India Insurance offers the following coverage:

    • It protects the policyholder from legal liability to third parties for injuries, death, or property damage.
    • The plan protects the owner-driver of the insured car from injuries and death in an accident. This is also referred to as personal accident cover for the owner-driver.

    What Is Not Covered Under The Third-party Liability Plan?

    The following incidents are not offered coverage under the third-party liability plan from United India Insurance:

    • Contractual liability
    • Nuclear threats and war perils
    • Consequential loss
    • The normal wear and tear of the vehicle with age and depreciation in its value
    • Electrical and mechanical breakdown
    • Damages to the vehicle when driving under the influence of drugs and alcohol
    • Damages to the vehicle while it was outside the geographical area specified in the policy
    • Using the vehicle beyond specified limits
    • Driving the vehicle without a valid driving license

    What Does The Comprehensive Car Insurance Plan Cover?

    A comprehensive policy takes care of the financial needs of the proposer as well as third-parties in the event of an accident involving the insured vehicle. The United India comprehensive car insurance plan offers the following coverage:

    1. Own-Damage:
      • While many insurers limit the scope of coverage, United India extends its protection to a wide range of situations that cause impairment to the owner-driver’s life/property. Policyholders are entitled to make claims for losses incurred due to:
        • External causes, deliberate or intentional.
        • Larceny - this includes loss or damages to accessories.
        • Fire, environmental disasters e.g. landslides, floods etc.
        • Transit mishaps (whether through road, rail, waterways etc.)
        • Terrorism, public disturbances.
      • If the accident leaves the car in need of repairs, cover (at marginal, additional costs and within specified limits) extends to:
        • Transporting the automobile to the nearest repair centre.
        • Repairs required to be done immediately.
    2. Third-party Legal Responsibility:

    As awarded by the court to the third party involved, to compensate for:

      • Death.
      • Physical injury/disability.
      • Property destruction.
    • Personal Accident Cover For Owner-driver:

    Compensation payable relates to the type of loss:

      • 100% in the event of death, loss of two limbs, loss of vision in both eyes, loss of one limb and vision in one eye and Permanent Total Dismemberment (PTL).
      • 50% in the event of loss of only one limb or loss of vision in only one eye.
    • Additional Covers:
      • Available on payment of extra premium.
      • The following can be included in the scope of the contract:
      • Usage in the following geographic locations (outside the regular boundaries) - Bangladesh, Bhutan, Nepal, Pakistan, Sri Lanka, Maldives @ Rs.500 per car.
      • Personal accident covers - for employees and unnamed occupants of the car during the time of the accident.
      • Imported or non-factory fitted electrical and electronic accessories - @4% on cost of the equipment.
      • Bi-fuel kits - upon declaration; @4% on cost of the CNG-LPG kit.
      • Fuel tanks made of fiberglass - @ Rs.50 above own-damage premium.

    What Is Not Covered Under The Comprehensive Plan?

    The following exclusions are incorporated in the United India comprehensive car insurance contract:

    • Contractual obligations.
    • War, nuclear hazards.
    • Driving while intoxicated by liquor or drugs.
    • Loss due to natural usage, devaluation with age, general depreciation.
    • Driving beyond permissible boundaries (geographically).
    • Usage beyond permissible limits.
    • Driving without a valid license.

    What Is The Sum Assured?

    The sum assured/insured is referred to as the IDV of the car.

    IDV stands for Insured’s Declared Value and is calculated as the producer’s selling price of the automobile (of the same type, make, model, specifications) less the depreciation (applicable as per the below-mentioned table). The IDV, considered to be the market value, reduces with every passing year since the depreciation increases as the motor vehicle ages.

    (depreciation indicated against automobile age)

    • 5% - up to 6 months
    • 15% - between 6 months and 1 year
    • 20% - between 1 and 2 years
    • 30% - between 2 and 3 years
    • 40% - between 3 and 4 years
    • 50% - between 4 and 5 years
    • As decided by the insurer and insured - Above 5 years (and models no longer manufactured).

    The above schedule is used for Total Loss (TL) or Constructive Total Loss (CTL). CTL is considered when total cost of damages is greater than 75% of IDV.

    For third-party liability the cover is set as per the Motor Vehicles Act, 1988.

    On What Basis Are Premiums Calculated?

    • For own-damage: Set on the basis of IDV or sum insured.
    • For third-party liability: Set as per tariffs under the Motor Vehicles Act,1988.

    What Are The No-Claim Benefits?

    • No-Claim Benefits that the proposer is entitled to upon renewal are as follows:
      • 20% - 1 year.
      • 25% - 2 years.
      • 35% - 3 years.
      • 45% - 4 years.
      • 50% - 5 years.
    • The years mentioned here relate to the consecutive, claim-free years, preceding renewal. The percentage of bonus mentioned relates to Own-damage premium.
    • Renewal should be executed within 90 days of policy expiry.

    What Are The Other Discounts Offered?

    In addition to no-claim bonuses, the proposer can avail the following discounts for:

    • Installation of ARAI-approved anti-theft devices: @ 2.5% or Rs.200, whichever is less.
    • Membership with recognised auto associations: @ 5% or Rs.200, whichever is less.
    • Special vehicles: @ 50% for use by the differently-abled.
    • Classic/Vintage cars: @ 25% for cars produced before 21.12.1940, recognised by the Vintage and Classic Cars Club of India.
    • Use within the insured’s premises: @ 33% on tariff rates.

    Besides the obvious benefits of this motor package policy , the company also offers a quick and easy way to process claims by undertaking repairs at any of its numerous associated garages which form a part of its network for cashless servicing.

    This policy has the added advantage of an online purchase and renewal facility thereby saving clients time, money and effort in addition to easy tracking of applications and policy status.

    United India Car Insurance Calculator

    You can buy the United India car insurance policy either by contacting the insurer directly or through neutral financial websites. In case you intend to buy the motor insurance through neutral websites such as BankBazaar, you can make use of the United India car insurance calculator facility without any added cost.

    This tool enables you to check the premium you will be paying for your car insurance. You will have to give the following information as input to the tool:

    • Your personal details, such as age, driving history, profession, etc.
    • Details about your car, including its make and model, year of registration, location of use, etc.

    The United India car insurance calculator tool will give you a premium quote based on the information you have provided. If you agree with the quote, you can go ahead and purchase the policy.

    Neutral financial websites also enable you to compare insurance plans between providers and identify a policy that is best suited to your needs. Further, policy purchase can be done through an interactive interface that simplifies the entire process.

    United India Car Insurance Claim Procedure

    If the insured car meets with a loss as indicated in the policy documentation, the policyholder should take the following steps to file a claim:

    1. Accidental Losses:
      1. Contact the insurance company’s branch office where the policy was issued. If the accident occured at a location other than the city/town where the policy was issued, you can get in touch with the nearest office of the insurer. The insurance company will arrange for a survey of the vehicle.
      2. If the loss was significant or includes riot losses/fire, keep the car at the site of the accident till it is inspected by a surveyor from the insurance company.
      3. If there were injuries/deaths of third parties, you should inform the nearest police station of the incident. If you have assisted in getting medical attention for the injured in a hospital, you should inform the insurer of the hospital’s name and the name of the attending doctor.
      4. After completing these formalities, you can get the car towed to any authorised garage and get a quote for repairs.
      5. Then submit the quote to the insurer with the updated United India car insurance claim form. The insurance company will perform the final survey after this. During this survey, it is necessary to furnish the complaint that was lodged at the local police station, along with the original FIR. It should be noted that the FIR is mandatory when there is an injury to third party.
      6. You should be aware of the fact that the repair work on the vehicle should commence only after you get a go-ahead from the final surveyor.
      7. After the completion of repairs, in the case of partial-loss claims, you will be required to submit cash bills for labour and spare parts and request for reimbursement.

    Salvage:

    Salvage is a damaged property that an insurance company takes over to minimise the loss incurred, after paying the claim value. Insurance providers receive salvage rights over properties for which they have honoured claims. Salvage charges refer to the costs associated with repairing/recovering the salvage.

    If your car has been tagged as a salvage, you should take utmost care to preserve it in its current form till the entire claim settlement process is complete. This is applicable irrespective of the mode of claim settlement. If you do not preserve the salvage, the claim settlement may be jeopardised. United India also has the right to inspect a salvage whenever it is required. If the claim settlement is delayed by unforeseen situations, you can take the help of the insurance provider or the surveyor for disposal of the salvage.

    1. Theft Losses:

    In case your vehicle was stolen, you will have to immediately inform the police and the policy issuing branch of the insurer. Delays in lodging the FIR and informing the insurance company of the incident could lead to a claim rejection. It should be noted that filing an FIR is not only mandated by the insurer, but it is also a legal requirement. You should also submit the updated United India car insurance claim form to the insurer to start off the claim settlement process.

    At the time of a claim, it is also advisable not to engage any unauthorised individuals in the workflow. The insurance company should be contacted directly, or through authorised representatives of the insurer.

    The United India car insurance claim procedure is quick and transparent. This is a significant benefit at the taxing time of a car insurance claim.

    United India Insurance Grievance Redressal Process

    If you have a grievance or complaint related to the services provided by the insurance company, you can approach the branch of the insurer and report the grievance. Alternatively, you can write an email to the policy issuing office, the regional branch office, or the head office of the insurer.

    In case you are dissatisfied with the company’s response, you can always escalate the issue to the Honourable Ombudsman for redressal. Details of the same are available at the policy issuing office of the insurer and the official website of the insurance company.

    United India Car Insurance Policy Renewal

    It is possible to renew your United India car insurance online at the insurer’s website. This facility enables you to renew the policy in a convenient manner without the hassles of extensive paperwork.

    • In order to renew your United India car insurance online at the insurer’s website, you should click on the menu option corresponding to ‘Quick Renewal’.
    • In the online form that appears, provide your car insurance policy number and click on ‘Fetch Data’.
    • You will receive details of the existing policy. After confirmation of the information, you will be required to provide certain mandatory details for the renewal quote. This includes:
      • Your personal details, such as age, profession, driving history, etc.
      • The details of the car, including its engine capacity, make and model, year of registration, location of usage, etc.
    • Once you submit this information, you will receive a quote for your auto insurance. If you agree to the quote, you can proceed with the payment process.
    • Payments can be done effortlessly through credit/debit cards or through netbanking.

    If there is no gap in the insurance coverage of your vehicle, the insurance provider may not mandate a car survey. The renewal process, when done through the online route, is hence easy and instant.

    Alternatively, you can visit the branch office of the insurance company and request for policy renewal. You will be required to furnish all relevant documentation for this, so you should be prepared for the same.

    United India Car Insurance Customer Care

    The number of the head office of United India Insurance is 91-044-28520161. You can get in touch with the insurer by dialing this number or by sending an email on customercare@uiic.co.in. Alternatively, you can call up the customer care team at the toll-free number, 1800 425 33333. The team will assist you between 10 a.m. and 5.45 p.m. throughout weekdays.

    In order to record grievances, you will have to go to the appropriate page on the website of the insurance company and enter your policy number or issuing city. The name of the contact person, address, phone number, and email ID will then be displayed.

    The office locator facility available at the website is very useful, as it helps you get the addresses and phone numbers of the various branch offices of the insurer across the country. You will have to provide the state and city for the same. You can also get a list of all the network garages affiliated to the insurer where you can avail cashless claim settlement facility.

    FAQS For United India Car Insurance

    1. What are the different policies available to customers?
    2. United India provides car insurance package policies and liability only policies.

    3. Does the United India Car Insurance policy cover damage/loss of accessories by burglary/housebreaking/theft?
    4. Yes. United India Car Insurance policy covers damage/loss of accessories by burglary/housebreaking/theft.

    5. What are the discounts that can be availed on insurance premium under United India car Insurance?
      • 25% discount on vintage cars
      • 20% to 50% no claim bonus, depending on claim free years.
      • Automobile Association members get a discount of 5% on own damage premium.
      • Vehicles with anti-theft devices get a discount of 2.5%
      • Vehicles specifically designed for blind/handicapped/mentally challenged people can be insured with a 50% discount on the own damage premium.
    6. Can I substitute my present vehicle under the existing policy?
    7. In the balance period of a policy, a vehicle can be substituted by another vehicle, subject to adjustment of premium if any, on pro rata basis from the date of substitution.

    8. Can transfer of ownership be done on an existing policy?
    9. Yes. In case of change of ownership the transfer of Insurance policy has to be done within 14 days from the date of transfer of ownership.

    This Insurance Company has not partnered with BankBazaar.com. For more details, please visit its website/branch office. The trademarks, logos and other subject matters of intellectual property belong to their respective owners.

    News About United India Car Insurance

    • New CMD of United India Insurance talks of company’s IPO plans for FY 17-18

      The newly appointed CMD of United India Insurance Company, A V Girijakumar has spoken about the company’s vision for the upcoming financial year. The company is planning for an IPO once GIC and New India Assurance go public. United India intends to turn more viable and become a more economical enterprise with a strong holding of public shareholders. He added that the company mainly plans to reduce underwriting losses incurred from group health business. He also added that the prices in the group health sector will be revised, despite the risk of losing out on business and clients. Mr. Girijakumar also said that the target for the financial year 2016-17 was Rs.14,444 crore, and the company had already crossed the target at Rs.15,000 crore. According to him, the health sector has been a good driver for growth as well as crop insurance, particularly from Pradhan Mantri Fasal Bima Yojana. With regard to Motor Insurance, there have been talks on setting a limit to the insurer’s mandatory third-party liability as it can be very high sometimes. It has also been discussed that unlimited coverage should be provided as an add-on cover that a prudent customer may choose.

      3 April 2017

    • Claim Insurance for Your Damaged Car Now – United Car Insurance

      Was your motor vehicle totally inundated in the Chennai floods? Though it will be least of your worries in the current situation, it would be a prudent step to notify your insurance carrier or the authorized workshop, as any effort to kick-start or rev up your vehicle can end up in you losing your entire claim as per the Comprehensive Automobile Insurance Policy.

      Insurance providers like United Car Insurance have been warning people exactly the same. As per the rules, insurance carriers must be alerted about automobiles being water-logged and then they would send an expert to gauge the loss and damage. But trying to start the engine could lead to further problems, which will not be compensated by the insurer and will also impact the depreciation value. To date, United India Insurance has been sent 250 claims under the Comprehensive Insurance Policy for Motor Vehicles. This figure is likely to shoot up even more in the coming weeks.

      22 December 2015

    • United India Insurance clears crores worth of Car Insurance this week

      The past week has been a trying time for all insurance companies. Due to the floods and resultant property damage in Tamil Nadu and Andhra Pradesh, there have been a rush of car insurance claims. The number of claims related to property and automobile insurance has shot up in the wake of heavy downpour in AP and TN. United India Insurance has got over a thousand claims to the tune of INR 300 crore in the previous fortnight alone. While insurance providers have got the required systems in place to hurry up with the claims settlement procedures, they also take this as a chance to make more sales on other products There is also 750 claims worth INR 45 crore for car insurance (damage/ theft) according to the Director and GM of United India Insurance, Ms. A V Girija Kumar.

      25 November 2015

    • ‘Holidays Equal Bigger Claims’: United India Car Insurance

      While holidays, festivals and long weekends are eagerly looked forward to by common city-dwellers, these stints aren’t very welcome where motor insurance companies are concerned. United India Car Insurance maintains that irresponsible and drunken driving creep up heavily through these ‘relaxed’ times and the inevitable auto crashes and damages do follow. Thus, these durations equate to a steep increment in claims and bigger settlement values. The company also observes that certain geographical locations do also contribute to this trend- the Delhi to Shimla highway, the Mumbai- Pune corridor are prime examples that spawn a good flow of motor insurance claims. The United India Car Insurance is one of the many insurers who hope that the exhibition of such unfriendly statistics will implore drivers to be more responsible, while on the road, through a holiday break.

      27 January 2015

    GST Update: GST of 18% is applicable on car insurance effective from the 1st of July, 2017

    United India Car Insurance Reviews

  • Page 1 of 7 1 2 3 4 5
    • United India Car Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have a car insurance policy with United India Insurance from last 1 year, i am happy with the coverage value of this insurance policy. A premium of Rs 24000 has to be paid for this car insurance policy. They cover bumper to bumper damages for this car insurance.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 06, 2018
    • United India Car Insurance
      "Good Policy"
      0.5 5.0/5 "Blown Away!"
      I have taken car insurance from United India assurance Am satisfied with the premium month even i had claim experience they responded very well for claiming process, this policy doesn't cover bumper to bumper cover as my car got old. Making the payment annually through the agent.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jul 10, 2018
    • United India Car Insurance
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have four wheeler, whuich have insured with the United India Insurance company. I would like to say that the response is an excellent one too with the United India Insurance company. Coverage value is around 2.9 lakh Rupees with them as such.
      Was this review helpful? 0
      , jaipur
      Reviewed on Jul 03, 2018
    • United India Car Insurance
      "Good Service so far"
      0.5 4.0/5 "Great!"
      My car is insured with the United India, I am making the payments online. I never had any claim experience with the policy so far. Considering the policy coverage and plan benefit, it has been a smooth experience so far.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 29, 2018
    • United India Car Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my car insured with United India Insurance from last 7 years and it is a good policy to use. I have not claimed anything so far from this insurance policy. They cover bumper to bumper damages and i pay a premium of Rs 10000 for this insurance policy.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 06, 2018
    • United India Car Insurance
      "Good Car Insurance"
      0.5 3.5/5 "Pretty good"
      So far i don't have any kind of difficulties with them. I have never called to their customer since i don't need it. Cashless garages are available. Roadside assistance is not available. I used to make the premium of Rs less than 5000. It is a tax benefitable policy. I have never had a claim experience with united India car insurance.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 03, 2018
    • United India Car Insurance
      "Good policy"
      0.5 4.0/5 "Great!"
      From UNITED INDIA INSURANCE i have taken a health insurance and the premium is 13000 which i have for the vehicle.Its includes the complete package.I have no prior claim experience with them.
      Was this review helpful? 0
      , chennai
      Reviewed on May 31, 2018
    • United India Car Insurance
      "Good policy"
      0.5 3.0/5 "Satisfactory"
      With UNITED INDIA INSURANCE i have taken a car insurance for the used car. The premium is for 6000 annually.The policy comes with accidental coverage and third party coverage. I have to renew the policy every year.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 29, 2018
    • United India Car Insurance
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've a car insurance with the United India Assurance. I don't' have any claim experience with this policy. I've been paying a premium of INR 23000 per year. Their services are good and I'll have to wait and see how they respond to my claim request in future.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 22, 2018
    • United India Car Insurance
      "Good policy with United India"
      0.5 3.0/5 "Satisfactory"
      From UNITED INDIA INSURANCE i have taken a car insurance and the premium is for 13000. The policy will have the coverage for theft and the damage to the car. They provide full coverage. Its a good policy with UNITED INDIA INSURANCE.
      Was this review helpful? 0
      , chennai
      Reviewed on May 17, 2018
    • United India Car Insurance
      "UNITED INDIA car insurance"
      0.5 3.0/5 "Satisfactory"
      From UNITED INDIA INSURANCE i have taken a car insurance were the premium of 6700 for an year.The policy benefits include accidental coverage and third party coverage as this an used car.I have no previous experience with UNITED INDIA INSURANCE.
      Was this review helpful? 0
      , chennai
      Reviewed on May 15, 2018
    • United India Car Insurance
      "Good Service, premium should be reduced"
      0.5 3.0/5 "Satisfactory"
      I've been using the United India Insurance for my car. I changed it recently because the premium was very high 40000/ per year. I claimed the insurance once, the whole process was easy but the insurance premium should be regulated with respect to the current value of the car.
      Was this review helpful? 0
      , chennai
      Reviewed on May 04, 2018
    • United India Car Insurance
      "Good Policy"
      0.5 5.0/5 "Blown Away!"
      I have a car insurance with United India Insurance from last 6 months, they cover bumper to bumper as well as third party damages. I have not claimed anything so far with this insurance policy. I pay a premium of Rs 14000 which has to be paid every year.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 25, 2018
    • United India Car Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my car insured with United India Insurance from last 1 year, the premium of this insurance policy is Rs 3000 and the coverage value of this policy is Rs 1 lakh and they cover third party damages and i find this car insurance company is good when compared to other insurance company.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 09, 2018
    • United India Car Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I hold a car insurance with United India Insurance from last 5-6 years and it is a good policy to use. This policy has to be renewed every year and i pay a premium of Rs 6000-7000 for this insurance. I do not have claim experience so far with this insurance and they cover bumper to bumper damages.
      Was this review helpful? 0
      , new delhi
      Reviewed on Mar 24, 2018
    • United India Car Insurance
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have taken the car Insurance service directly from the showroom when the time I purchased my car. The payments will be through cheques and the documents procedure was been smooth. But I am disappointed that there is no proper response and no proper intimations where provided. It was a average service from United India Car Insurance Service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 20, 2018
    • United India Car Insurance
      "Good policy for car"
      0.5 4.5/5 "Excellent!"
      I have taken a car insurance with UNITED INDIA INSURANCE . The premium amount is 15655. The benefits include road assistance, bumber to bumber, cashless garage.The customer service is good. I have to renew the policy every year with them.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 16, 2018
    • United India Car Insurance
      "Good policy"
      0.5 4.0/5 "Great!"
      I have taken the car insurance from UNITED INDIA INSURANCE. The premium amount is 8000 for 1 year. The do provide bumper to bumper benefits. And they also provide coverage for the 5 passengers. There is no claim experience with UNITED INDIA INSURANCE.
      Was this review helpful? 1
      , surat
      Reviewed on Mar 06, 2018
    • United India Car Insurance
      "Average"
      0.5 3.0/5 "Satisfactory"
      I have insured my four wheeler with the United India Insurance company. I have not contacted them till now and I have no idea about it. I would like to say that the coverage value is good one with the United India Insurance company.
      Was this review helpful? 0
      , new delhi
      Reviewed on Mar 03, 2018
    • United India Car Insurance
      "Good policy for car"
      0.5 5.0/5 "Blown Away!"
      I have taken a car insurance with UNITED INDIA INSURANCE. the premium amount is 11500. I have to renew the policy every year.The benefits comes as bumper to bumper road assistance and cashless garages.The customer service and response provided by them was superb.
      Was this review helpful? 0
      , hoshiarpur
      Reviewed on Mar 02, 2018
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