Insurance is like a spare tyre. You may not require it, but not having one is not an option.
Insurance is like a spare tyre. You may not require it, but not having one is not an option.
  • United India Car Insurance

     4.5 / 5.0   by 94 users
    Used this product? Write a review >>

    Policy Coverage

    Customer Service

    Claim Experience

    Cashless Garages

    United India Insurance Company Limited is a public sector General Insurance Company of India (wholly owned by Govt. of India). With the net worth of Rs 5,361 crores as on the financial year 2013-14, the company has more than three decades of experience in non-life insurance business headquartered in Chennai.


    Key Benefits of United India Car Insurance

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    So you’re stranded almost nowhere

    Cashless Claim Networks

    Direct Cashless Claim settlement in network garages across India

    Don’t we love a good discount?

    Discounts

    Discount of 5% on the Own Damage premium subject to a maximum of Rs. 200/- for private cars

    Help is always at hand

    Accidental Cover /Customer Support

    Damage to tyres and tubes unless the vehicle is damaged at the same time in which case the liability of the company shall be limited to 50% of the cost of replacement


    Add-on Covers for United India Car Insurance

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    Depreciation cover for United Inida Car Insurance

    Depreciation Cover

    100 % repayment covered

    Invoice price cover for United Inida Car Insurance

    Third Party Cover

    The policy provides Third Party Property Damage of Rs. 7.5lakhs

    Personal Accident cover for passengers

    Personal Accident Cover

    Personal accident cover for the owner driver for a specified sum insured

    *These Features may be included as part of different products and are subject to the insurer's terms & conditions.

    Inclusion & Exclusion in United Inida Car Insurance

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    No capers without the required papers!

    Inclusion

    Personal accident cover for the owner driver for a specified sum insured

    Drink OR drive. There’s only one choice

    Exclusion

    Damage suffered due to driving the vehicle under the influence of intoxicating liquor or drugs

    *These Features may be included as part of different products and are subject to the insurer's terms & conditions.

    United India Car Insurance Policy Highlights Updated on 17 Dec 2017

    Features Specifications
    Third Party Cover Upto 7.5 L
    Incurred Claim Ratio* 72.22%
    Net Earned Premium* 417281

    *For Year 2015-2016

    Overview

    Benefits of United India Car Insurance

    United India Insurance Co. Ltd., formed in 1938 and nationalised in 1972, is one of India’s oldest insurance companies. It has an extensive reach with 1,340 offices servicing clients in urban, semi-urban and rural areas. The company also boasts one of the most diversified product portfolios with solutions that provide coverage for assets ranging from livestock to satellites. The following kinds of insurance are offered to customers: Fire, Health, Motor, Marine, Industrial, Liability, Credit, and Micro Insurance.

    Who Needs Car Insurance?

    It is required by all those who intend to drive in the country. As mandated by law, all vehicles plying on Indian roads have to have third-party insurance. Own-damage policies are optional but by availing a comprehensive policy one can ensure all-round protection.It is also more economical to have an all-in-one package than having separate indemnity contracts.

    What Is Private Car Insurance?

    It is a form of personal insurance, usually included in the product portfolio of general insurance companies that aims to safeguard the financial interests of motorists with insurable interest in automobiles used for private purposes. Subject to provisions, passengers and paid employees are also included in the scope of the contract. Cars, being an expensive asset, can be the subject of situations that give rise to unpredictable financial setbacks.

    United India’s Motor Package

    The company offers ‘third-party liability only’ covers as well as comprehensive packages. It is always advisable to opt for comprehensive packages since it is impossible to tell what kind of events can lead to losses. The nature of hazards can be varied and financial fallouts can prove to be expensive not to mention the inconvenience that one has to bear in the absence of a necessary vehicle.

    What Does The Third-party Liability Plan Cover?

    The third-party liability plan from United India Insurance offers the following coverage:

    • It protects the policyholder from legal liability to third parties for injuries, death, or property damage.
    • The plan protects the owner-driver of the insured car from injuries and death in an accident. This is also referred to as personal accident cover for the owner-driver.

    What Is Not Covered Under The Third-party Liability Plan?

    The following incidents are not offered coverage under the third-party liability plan from United India Insurance:

    • Contractual liability
    • Nuclear threats and war perils
    • Consequential loss
    • The normal wear and tear of the vehicle with age and depreciation in its value
    • Electrical and mechanical breakdown
    • Damages to the vehicle when driving under the influence of drugs and alcohol
    • Damages to the vehicle while it was outside the geographical area specified in the policy
    • Using the vehicle beyond specified limits
    • Driving the vehicle without a valid driving license

    What Does The Comprehensive Car Insurance Plan Cover?

    A comprehensive policy takes care of the financial needs of the proposer as well as third-parties in the event of an accident involving the insured vehicle. The United India comprehensive car insurance plan offers the following coverage:

    1. Own-Damage:
      • While many insurers limit the scope of coverage, United India extends its protection to a wide range of situations that cause impairment to the owner-driver’s life/property. Policyholders are entitled to make claims for losses incurred due to:
        • External causes, deliberate or intentional.
        • Larceny - this includes loss or damages to accessories.
        • Fire, environmental disasters e.g. landslides, floods etc.
        • Transit mishaps (whether through road, rail, waterways etc.)
        • Terrorism, public disturbances.
      • If the accident leaves the car in need of repairs, cover (at marginal, additional costs and within specified limits) extends to:
        • Transporting the automobile to the nearest repair centre.
        • Repairs required to be done immediately.
    2. Third-party Legal Responsibility:

    As awarded by the court to the third party involved, to compensate for:

      • Death.
      • Physical injury/disability.
      • Property destruction.
    • Personal Accident Cover For Owner-driver:

    Compensation payable relates to the type of loss:

      • 100% in the event of death, loss of two limbs, loss of vision in both eyes, loss of one limb and vision in one eye and Permanent Total Dismemberment (PTL).
      • 50% in the event of loss of only one limb or loss of vision in only one eye.
    • Additional Covers:
      • Available on payment of extra premium.
      • The following can be included in the scope of the contract:
      • Usage in the following geographic locations (outside the regular boundaries) - Bangladesh, Bhutan, Nepal, Pakistan, Sri Lanka, Maldives @ Rs.500 per car.
      • Personal accident covers - for employees and unnamed occupants of the car during the time of the accident.
      • Imported or non-factory fitted electrical and electronic accessories - @4% on cost of the equipment.
      • Bi-fuel kits - upon declaration; @4% on cost of the CNG-LPG kit.
      • Fuel tanks made of fiberglass - @ Rs.50 above own-damage premium.

    What Is Not Covered Under The Comprehensive Plan?

    The following exclusions are incorporated in the United India comprehensive car insurance contract:

    • Contractual obligations.
    • War, nuclear hazards.
    • Driving while intoxicated by liquor or drugs.
    • Loss due to natural usage, devaluation with age, general depreciation.
    • Driving beyond permissible boundaries (geographically).
    • Usage beyond permissible limits.
    • Driving without a valid license.

    What Is The Sum Assured?

    The sum assured/insured is referred to as the IDV of the car.

    IDV stands for Insured’s Declared Value and is calculated as the producer’s selling price of the automobile (of the same type, make, model, specifications) less the depreciation (applicable as per the below-mentioned table). The IDV, considered to be the market value, reduces with every passing year since the depreciation increases as the motor vehicle ages.

    (depreciation indicated against automobile age)

    • 5% - up to 6 months
    • 15% - between 6 months and 1 year
    • 20% - between 1 and 2 years
    • 30% - between 2 and 3 years
    • 40% - between 3 and 4 years
    • 50% - between 4 and 5 years
    • As decided by the insurer and insured - Above 5 years (and models no longer manufactured).

    The above schedule is used for Total Loss (TL) or Constructive Total Loss (CTL). CTL is considered when total cost of damages is greater than 75% of IDV.

    For third-party liability the cover is set as per the Motor Vehicles Act, 1988.

    On What Basis Are Premiums Calculated?

    • For own-damage: Set on the basis of IDV or sum insured.
    • For third-party liability: Set as per tariffs under the Motor Vehicles Act,1988.

    What Are The No-Claim Benefits?

    • No-Claim Benefits that the proposer is entitled to upon renewal are as follows:
      • 20% - 1 year.
      • 25% - 2 years.
      • 35% - 3 years.
      • 45% - 4 years.
      • 50% - 5 years.
    • The years mentioned here relate to the consecutive, claim-free years, preceding renewal. The percentage of bonus mentioned relates to Own-damage premium.
    • Renewal should be executed within 90 days of policy expiry.

    What Are The Other Discounts Offered?

    In addition to no-claim bonuses, the proposer can avail the following discounts for:

    • Installation of ARAI-approved anti-theft devices: @ 2.5% or Rs.200, whichever is less.
    • Membership with recognised auto associations: @ 5% or Rs.200, whichever is less.
    • Special vehicles: @ 50% for use by the differently-abled.
    • Classic/Vintage cars: @ 25% for cars produced before 21.12.1940, recognised by the Vintage and Classic Cars Club of India.
    • Use within the insured’s premises: @ 33% on tariff rates.

    Besides the obvious benefits of this motor package policy , the company also offers a quick and easy way to process claims by undertaking repairs at any of its numerous associated garages which form a part of its network for cashless servicing.

    This policy has the added advantage of an online purchase and renewal facility thereby saving clients time, money and effort in addition to easy tracking of applications and policy status.

    United India Car Insurance Calculator

    You can buy the United India car insurance policy either by contacting the insurer directly or through neutral financial websites. In case you intend to buy the motor insurance through neutral websites such as BankBazaar, you can make use of the United India car insurance calculator facility without any added cost.

    This tool enables you to check the premium you will be paying for your car insurance. You will have to give the following information as input to the tool:

    • Your personal details, such as age, driving history, profession, etc.
    • Details about your car, including its make and model, year of registration, location of use, etc.

    The United India car insurance calculator tool will give you a premium quote based on the information you have provided. If you agree with the quote, you can go ahead and purchase the policy.

    Neutral financial websites also enable you to compare insurance plans between providers and identify a policy that is best suited to your needs. Further, policy purchase can be done through an interactive interface that simplifies the entire process.

    United India Car Insurance Claim Procedure

    If the insured car meets with a loss as indicated in the policy documentation, the policyholder should take the following steps to file a claim:

    1. Accidental Losses:
      1. Contact the insurance company’s branch office where the policy was issued. If the accident occured at a location other than the city/town where the policy was issued, you can get in touch with the nearest office of the insurer. The insurance company will arrange for a survey of the vehicle.
      2. If the loss was significant or includes riot losses/fire, keep the car at the site of the accident till it is inspected by a surveyor from the insurance company.
      3. If there were injuries/deaths of third parties, you should inform the nearest police station of the incident. If you have assisted in getting medical attention for the injured in a hospital, you should inform the insurer of the hospital’s name and the name of the attending doctor.
      4. After completing these formalities, you can get the car towed to any authorised garage and get a quote for repairs.
      5. Then submit the quote to the insurer with the updated United India car insurance claim form. The insurance company will perform the final survey after this. During this survey, it is necessary to furnish the complaint that was lodged at the local police station, along with the original FIR. It should be noted that the FIR is mandatory when there is an injury to third party.
      6. You should be aware of the fact that the repair work on the vehicle should commence only after you get a go-ahead from the final surveyor.
      7. After the completion of repairs, in the case of partial-loss claims, you will be required to submit cash bills for labour and spare parts and request for reimbursement.

    Salvage:

    Salvage is a damaged property that an insurance company takes over to minimise the loss incurred, after paying the claim value. Insurance providers receive salvage rights over properties for which they have honoured claims. Salvage charges refer to the costs associated with repairing/recovering the salvage.

    If your car has been tagged as a salvage, you should take utmost care to preserve it in its current form till the entire claim settlement process is complete. This is applicable irrespective of the mode of claim settlement. If you do not preserve the salvage, the claim settlement may be jeopardised. United India also has the right to inspect a salvage whenever it is required. If the claim settlement is delayed by unforeseen situations, you can take the help of the insurance provider or the surveyor for disposal of the salvage.

    1. Theft Losses:

    In case your vehicle was stolen, you will have to immediately inform the police and the policy issuing branch of the insurer. Delays in lodging the FIR and informing the insurance company of the incident could lead to a claim rejection. It should be noted that filing an FIR is not only mandated by the insurer, but it is also a legal requirement. You should also submit the updated United India car insurance claim form to the insurer to start off the claim settlement process.

    At the time of a claim, it is also advisable not to engage any unauthorised individuals in the workflow. The insurance company should be contacted directly, or through authorised representatives of the insurer.

    The United India car insurance claim procedure is quick and transparent. This is a significant benefit at the taxing time of a car insurance claim.

    United India Insurance Grievance Redressal Process

    If you have a grievance or complaint related to the services provided by the insurance company, you can approach the branch of the insurer and report the grievance. Alternatively, you can write an email to the policy issuing office, the regional branch office, or the head office of the insurer.

    In case you are dissatisfied with the company’s response, you can always escalate the issue to the Honourable Ombudsman for redressal. Details of the same are available at the policy issuing office of the insurer and the official website of the insurance company.

    United India Car Insurance Policy Renewal

    It is possible to renew your United India car insurance online at the insurer’s website. This facility enables you to renew the policy in a convenient manner without the hassles of extensive paperwork.

    • In order to renew your United India car insurance online at the insurer’s website, you should click on the menu option corresponding to ‘Quick Renewal’.
    • In the online form that appears, provide your car insurance policy number and click on ‘Fetch Data’.
    • You will receive details of the existing policy. After confirmation of the information, you will be required to provide certain mandatory details for the renewal quote. This includes:
      • Your personal details, such as age, profession, driving history, etc.
      • The details of the car, including its engine capacity, make and model, year of registration, location of usage, etc.
    • Once you submit this information, you will receive a quote for your auto insurance. If you agree to the quote, you can proceed with the payment process.
    • Payments can be done effortlessly through credit/debit cards or through netbanking.

    If there is no gap in the insurance coverage of your vehicle, the insurance provider may not mandate a car survey. The renewal process, when done through the online route, is hence easy and instant.

    Alternatively, you can visit the branch office of the insurance company and request for policy renewal. You will be required to furnish all relevant documentation for this, so you should be prepared for the same.

    FAQS For United India Car Insurance

    1. What are the different policies available to customers?
    2. United India provides car insurance package policies and liability only policies.

    3. Does the United India Car Insurance policy cover damage/loss of accessories by burglary/housebreaking/theft?
    4. Yes. United India Car Insurance policy covers damage/loss of accessories by burglary/housebreaking/theft.

    5. What are the discounts that can be availed on insurance premium under United India car Insurance?
      • 25% discount on vintage cars
      • 20% to 50% no claim bonus, depending on claim free years.
      • Automobile Association members get a discount of 5% on own damage premium.
      • Vehicles with anti-theft devices get a discount of 2.5%
      • Vehicles specifically designed for blind/handicapped/mentally challenged people can be insured with a 50% discount on the own damage premium.
    6. Can I substitute my present vehicle under the existing policy?
    7. In the balance period of a policy, a vehicle can be substituted by another vehicle, subject to adjustment of premium if any, on pro rata basis from the date of substitution.

    8. Can transfer of ownership be done on an existing policy?
    9. Yes. In case of change of ownership the transfer of Insurance policy has to be done within 14 days from the date of transfer of ownership.

    This Insurance Company has not partnered with BankBazaar.com. For more details, please visit its website/branch office. The trademarks, logos and other subject matters of intellectual property belong to their respective owners.

    News About United India Car Insurance

    • New CMD of United India Insurance talks of company’s IPO plans for FY 17-18

      The newly appointed CMD of United India Insurance Company, A V Girijakumar has spoken about the company’s vision for the upcoming financial year. The company is planning for an IPO once GIC and New India Assurance go public. United India intends to turn more viable and become a more economical enterprise with a strong holding of public shareholders. He added that the company mainly plans to reduce underwriting losses incurred from group health business. He also added that the prices in the group health sector will be revised, despite the risk of losing out on business and clients. Mr. Girijakumar also said that the target for the financial year 2016-17 was Rs.14,444 crore, and the company had already crossed the target at Rs.15,000 crore. According to him, the health sector has been a good driver for growth as well as crop insurance, particularly from Pradhan Mantri Fasal Bima Yojana. With regard to Motor Insurance, there have been talks on setting a limit to the insurer’s mandatory third-party liability as it can be very high sometimes. It has also been discussed that unlimited coverage should be provided as an add-on cover that a prudent customer may choose.

      3rd April 2017

    • Claim Insurance for Your Damaged Car Now – United Car Insurance

      Was your motor vehicle totally inundated in the Chennai floods? Though it will be least of your worries in the current situation, it would be a prudent step to notify your insurance carrier or the authorized workshop, as any effort to kick-start or rev up your vehicle can end up in you losing your entire claim as per the Comprehensive Automobile Insurance Policy.

      Insurance providers like United Car Insurance have been warning people exactly the same. As per the rules, insurance carriers must be alerted about automobiles being water-logged and then they would send an expert to gauge the loss and damage. But trying to start the engine could lead to further problems, which will not be compensated by the insurer and will also impact the depreciation value. To date, United India Insurance has been sent 250 claims under the Comprehensive Insurance Policy for Motor Vehicles. This figure is likely to shoot up even more in the coming weeks.

      22nd December 2015

    • United India Insurance clears crores worth of Car Insurance this week

      The past week has been a trying time for all insurance companies. Due to the floods and resultant property damage in Tamil Nadu and Andhra Pradesh, there have been a rush of car insurance claims. The number of claims related to property and automobile insurance has shot up in the wake of heavy downpour in AP and TN. United India Insurance has got over a thousand claims to the tune of INR 300 crore in the previous fortnight alone. While insurance providers have got the required systems in place to hurry up with the claims settlement procedures, they also take this as a chance to make more sales on other products There is also 750 claims worth INR 45 crore for car insurance (damage/ theft) according to the Director and GM of United India Insurance, Ms. A V Girija Kumar.

      25th November 2015

    • ‘Holidays Equal Bigger Claims’: United India Car Insurance

      While holidays, festivals and long weekends are eagerly looked forward to by common city-dwellers, these stints aren’t very welcome where motor insurance companies are concerned. United India Car Insurance maintains that irresponsible and drunken driving creep up heavily through these ‘relaxed’ times and the inevitable auto crashes and damages do follow. Thus, these durations equate to a steep increment in claims and bigger settlement values. The company also observes that certain geographical locations do also contribute to this trend- the Delhi to Shimla highway, the Mumbai- Pune corridor are prime examples that spawn a good flow of motor insurance claims. The United India Car Insurance is one of the many insurers who hope that the exhibition of such unfriendly statistics will implore drivers to be more responsible, while on the road, through a holiday break.

      27th January 2015

    GST Update: GST of 18% is applicable on car insurance effective from the 1st of July, 2017

    United India Car Insurance Reviews

  • Page 1 of 5 1 2 3 4 5
    • United India Car Insurance
      "Good insurance policy"
      0.5 4.0/5 "Great!"
      I am having car insurance with United India Insurance from last 11 months and it is good insurance policy when compared to other policies. This policy has to be renewed every year for this policy. I pay a premium of Rs 2500 through cash. I do not have claim experience so far with this policy. Customer service is good and they are very helpful.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Dec 09, 2017
    • United India Car Insurance
      "Good Protection for four wheeler"
      0.5 5.0/5 "Blown Away!"
      I insured Maruthi swift worth Rs. 7 lakhs, United India Insurance is providing 100% of coverage. They provide zero dep, I paid Rs. 12,000 per annua they good tie up with good car service centers. I took car insurance from 2014 November onwards, every year agent will come and renew the policy.
      Was this review helpful? 1
      , bangalore
      Reviewed on Dec 09, 2017
    • United India Car Insurance
      "Average policy to hold"
      0.5 3.0/5 "Satisfactory"
      I have my car insurance with United India Insurance. I have been using this car insurance for almost 2 to 3 years and renewing it regularly without any fail. Annually I pay Rs. 8500 as premium. Till now I didn't have any claim experience with them.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 20, 2017
    • United India Car Insurance
      "Good"
      0.5 4.5/5 "Excellent!"
      I am using the service for 3 years. I never had to process the claim experience. There is no much interaction with the United India Insurance. The policy coverage is good. The payment was made through online. The payment method is convenient.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 18, 2017
    • United India Car Insurance
      "Better service"
      0.5 5.0/5 "Blown Away!"
      I have taken a car insurance with United India insurance. The premium amount is Rs 37,000 paid annually gets debited from my account.I have been using it since 2004,the service is good,no issues faced so far.The policy coverage amount is 50% of the car value.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 17, 2017
    • United India Car Insurance
      "Good"
      0.5 4.0/5 "Great!"
      I am using United India Insurance service for past 5 years. Claim experience is not good but other services are good. I pay premium of around 1L through cheque. The customer service is good. They are not giving remainder call to renew the policy.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 16, 2017
    • United India Car Insurance
      "Need to improve the service"
      0.5 3.0/5 "Satisfactory"
      My car insurance was taken with United India Insurance 6 years back. It was suggested by the dealer. But Royal sundaram is the best. The claim process is very lengthy so I have paid my own funds since cannot wait for long time. I pay 7k as a yearly premium through net banking. The policy coverage is average. The customer service doesn't respond on time, need to improve the service.
      Was this review helpful? 0
      , madurai
      Reviewed on Nov 13, 2017
    • United India Car Insurance
      "Good insurance"
      0.5 4.0/5 "Great!"
      I had taken car insurance with United India.The premium is 23500 as pone time payment don through cash.The service rendered by the insurance company is good ,its the best for all customers to have a car.the website is very easy to understand and navigate.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 13, 2017
    • United India Car Insurance
      "Good car insurance agency"
      0.5 4.0/5 "Great!"
      I had taken a car insurance with United India.I pay a premium of 1800 once in year.The website is good easy to understand navigate.I get a policy coverage of 70-80% on the total value.The executives do respond on time without much delay,feel its the best agency.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 10, 2017
    • United India Car Insurance
      "Worst service"
      0.5 1.0/5 "Really Bad"
      I will say it was not a good experience with UNITED INDIA for my car insurance service I was in a situation one day to claim their service their process took very long but the customer service was good and the payments where payed directly to their staffs ,I am not happy about their service.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 10, 2017
    • United India Car Insurance
      "Good policy to use"
      0.5 3.0/5 "Satisfactory"
      I have the car insurance policy with United India for more than 7 years. I paid Rs,4000 to renew the policy,The plan benefits and the coverage is good with this policy, I never got any claim experience with this policy for all this 7 years. I am satisfied having the car insurance policy with Untied India,
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 09, 2017
    • United India Car Insurance
      "Good service"
      0.5 4.0/5 "Great!"
      I have recently got the Untied India 4 wheeler insurance policy. I paid Rs,12,000 to get this policy, I never had any claim experience with this policy. The customer support is average with United India . The cashless garages options are available with this policy.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 31, 2017
    • United India Car Insurance
      "Good protection for four wheeler"
      0.5 5.0/5 "Blown Away!"
      I have paid the amount of Rs.35,000 to insure my ATLO car with United India Insurance. They gave me the tenure of one year with 100% Zero depreciation and also its bumper to bumper. My vehicle is just two years old, depend upon the age of car my premium gets reduced.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 31, 2017
    • United India Car Insurance
      "Good service"
      0.5 4.0/5 "Great!"
      The service from UNITED for my car insurance was good I have taken the service directly from the showroom it have been taken before one month the documents procedure was good staffs are very friendly it was a good experience from UNITED for my car insurance service.
      Was this review helpful? 0
      , ernakulam
      Reviewed on Oct 30, 2017
    • United India Car Insurance
      "Good"
      0.5 4.0/5 "Great!"
      I am using United India Insurance for last 5 years. I don't find any difficulties on their service. The policy coverage and plan benefits options are good with them. I don't have no claim exp. I pay 2600rupees yearly. It is recommendable to others.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Oct 28, 2017
    • United India Car Insurance
      "Total coverage of car"
      0.5 5.0/5 "Blown Away!"
      Before four years I availed car insurance from United India. I paid the premium around Rs.10,000 to 12,000. It has the tenure of one year, every year I used to go to their branch and make the cheque payment to renew the policy with the old copy..
      Was this review helpful? 0
      , pune
      Reviewed on Oct 24, 2017
    • United India Car Insurance
      "Better policy to use"
      0.5 5.0/5 "Blown Away!"
      I got the united India 4 wheeler insurance policy in the year of 2013. The intimations are given on time to renew the policy. I paid Rs,7000 to renew the policy, .I never had any claim experience with policy. The plan befits and he coverage is good with this policy . The cashless garages option is also available with this policy.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 17, 2017
    • United India Car Insurance
      "Excellent policy to use"
      0.5 5.0/5 "Blown Away!"
      I hold the national insurance car insurance policy for past 20years. The claim experience is very good with national insurance . I got the claim amount within 30 days of time and they approved for 70% I am satisfied the having he car insurance policy.
      Was this review helpful? 0
      , delhi
      Reviewed on Oct 16, 2017
    • United India Car Insurance
      "Good insurance policy"
      0.5 5.0/5 "Blown Away!"
      I have taken a 4 lakhs insurance policy from UNITED INDIA INSURANCE. First year we have to pay 12000 and from the second year we have to pay 9500.This is a bumper to bumper policy where it covers all the parts of my car.I make the payment directly by visiting the branch.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 09, 2017
    • United India Car Insurance
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      From United India I have insured my car. Renewal is done once in every year around 15000 rupees is paid they are very good in response provided to the customers and they have provided a coverage of 100% I have not claimed on this car insurance. It is a full cover plan where vehicle is fully insured bumper to bumper
      Was this review helpful? 0
      , kannur
      Reviewed on Sep 30, 2017
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