Insurance is like a spare tyre. You may not require it, but not having one is not an option.

United India Auto Insurance

 4.5 / 5.0   by 137 users
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Policy Coverage

Customer Service

Claim Experience

Cashless Garages

The primary thing that works out well for United India Insurance Company Limited is that it is a 100% government of India owned entity. Thus, the vehicle insurance subset of the former, United India Auto Insurance Policy, enjoys staunch popularity in the Indian market. A feature rich, customer centric product that covers private cars, two wheelers and commercial vehicles.

What is Covered Under United India Auto Insurance?

Primarily, the United India Auto Insurance policy covers loss or damage to the vehicle due to the following reasons-

  • Accidental external means
  • Fire, Self ignition, lightning
  • Burglary house-breaking or theft
  • Terrorist acts, riots, strike or other malicious activity
  • Earthquake, Flood cyclone and Inundation etc
  • While in transit by rail, road, air, elevator, lift or inland waterways
  • Landslide or rockslide

Next, and importantly, coverage is extended for financial liabilities arising from your vehicle’s involvement and/or causal of an accident that resulted in the injury, death and/or property damage of a third party. This segment is known as ‘Third Party Motor Insurance’ or ‘Liability Only Coverage’.

More Savings- What are the discounts on offer?

United India Auto Insurance Policy offers the following discounts, aside from the usual No Claim Bonus (NCB)-

Installation of ARAI-approved anti-theft devices: @ 2.5% or Rs.200, whichever is less.

Membership with recognised auto associations: @ 5% or Rs.200, whichever is less.

Special vehicles (modified to suit blind, handicapped and/or mentally challenged persons): @ 50% for use by the differently-abled.

Classic/Vintage cars: @ 25% for cars produced before 21.12.1940, recognised by the Vintage and Classic Cars Club of India.

Use within the insured’s premises: @ 33% on tariff rates.

The Verdict- Go for it!!

A complete package, and the option to buy United India Vehicle Insurance Policy online, makes it an attractive option for those who need a complete and hard-working auto insurance cover. Boasting of a vast network of authorized partner garages, strong customer support bearings and adherence to emerging technologies and methodologies, United India Auto Insurance Policy appeals to everyone.

GST Update: GST of 18% is applicable on car insurance effective from the 1st of July, 2017

United India Auto Insurance Reviews

Page 1 of 7 1 2 3 4 5
  • United India Car Insurance
    "Good car insurance policy"
    0.5 5.0/5 "Blown Away!"
    Since its a new car, they have given me a a zero depreciation policy. The dealer has recommended me about this car insurance policy when i purchase my car. I have paid the premium amount of Rs. 28000. They have not given me a road side assistance facility but bumper to bumper facility is available. More garages are available in my location.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Dec 03, 2018
  • United India Car Insurance
    "No claim experience in United India"
    0.5 4.5/5 "Excellent!"
    When i purchase my car, bank has given me a United Car Insurance. There is no much difference between this policy and others. The premium amount is less since its provided by the bank people. I paid the premium amount of Rs. 24000. 10 years back, i have purchased this policy. They have given me a 100% coverage value. I have not claimed anything in this policy.
    Was this review helpful? 0
    , chennai
    Reviewed on Dec 02, 2018
  • United India Car Insurance
    "Need to improve the service"
    0.5 3.0/5 "Satisfactory"
    I took my car insurance with United India Insurance and using the service for long time. I am not happy with the customer service and they even didn't remind me about the policy renewal. I don't have any claim experience. The policy coverage is good. I am a senior citizen and have paid 8K to purchase this policy.
    Was this review helpful? 0
    , chandigarh
    Reviewed on Nov 29, 2018
  • United India Car Insurance
    "GOOD"
    0.5 4.0/5 "Great!"
    I have taken the card insurance where i have a good experience with this policy. I have experienced with the claim which is reimbursement and i got no complete claim. The policy coverage is for basic but the premium and the IDV value is good with this policy.
    Was this review helpful? 0
    , kota
    Reviewed on Nov 04, 2018
  • United India Car Insurance
    "GOOD"
    0.5 4.0/5 "Great!"
    I have purchased the two wheeler policy with the UNITED INDIA INSURANCE and i am using it from past three years where i am facing with no issues with this policy. I have no claim experience added on that the premium and also the IDV value is good with this policy.
    Was this review helpful? 0
    , kota
    Reviewed on Nov 04, 2018
  • United India Car Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I hold a car insurance with United India Insurance from last 2 years, i am not aware of the premium amount for this insurance. I have no claim experience so far with this insurance policy. They cover bumper to bumper damage for this insurance policy.
    Was this review helpful? 2
    , pune
    Reviewed on Oct 24, 2018
  • United India Car Insurance
    "Good Policy"
    0.5 3.5/5 "Pretty good"
    My car is insured with United India Insurance from last 5 years, i am happy with the coverage value of this insurance policy. A premium of Rs 5000 has to be paid for this insurance policy. This policy covers bumper to bumper and i have no claim experience
    Was this review helpful? 1
    , kochi
    Reviewed on Oct 11, 2018
  • United India Car Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I have a car insurance policy with United India Insurance from last 1 year, i am happy with the coverage value of this insurance policy. A premium of Rs 24000 has to be paid for this car insurance policy. They cover bumper to bumper damages for this car insurance.
    Was this review helpful? 0
    , bangalore
    Reviewed on Sep 06, 2018
  • United India Car Insurance
    "Good Policy"
    0.5 5.0/5 "Blown Away!"
    I have taken car insurance from United India assurance Am satisfied with the premium month even i had claim experience they responded very well for claiming process, this policy doesn't cover bumper to bumper cover as my car got old. Making the payment annually through the agent.
    Was this review helpful? 0
    , ahmedabad
    Reviewed on Jul 10, 2018
  • United India Car Insurance
    "Excellent"
    0.5 5.0/5 "Blown Away!"
    I have four wheeler, whuich have insured with the United India Insurance company. I would like to say that the response is an excellent one too with the United India Insurance company. Coverage value is around 2.9 lakh Rupees with them as such.
    Was this review helpful? 0
    , jaipur
    Reviewed on Jul 03, 2018
  • United India Car Insurance
    "Good Service so far"
    0.5 4.0/5 "Great!"
    My car is insured with the United India, I am making the payments online. I never had any claim experience with the policy so far. Considering the policy coverage and plan benefit, it has been a smooth experience so far.
    Was this review helpful? 1
    , chennai
    Reviewed on Jun 29, 2018
  • United India Car Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I have my car insured with United India Insurance from last 7 years and it is a good policy to use. I have not claimed anything so far from this insurance policy. They cover bumper to bumper damages and i pay a premium of Rs 10000 for this insurance policy.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jun 06, 2018
  • United India Car Insurance
    "Good Car Insurance"
    0.5 3.5/5 "Pretty good"
    So far i don't have any kind of difficulties with them. I have never called to their customer since i don't need it. Cashless garages are available. Roadside assistance is not available. I used to make the premium of Rs less than 5000. It is a tax benefitable policy. I have never had a claim experience with united India car insurance.
    Was this review helpful? 0
    , chennai
    Reviewed on Jun 03, 2018
  • United India Car Insurance
    "Good policy"
    0.5 4.0/5 "Great!"
    From UNITED INDIA INSURANCE i have taken a health insurance and the premium is 13000 which i have for the vehicle.Its includes the complete package.I have no prior claim experience with them.
    Was this review helpful? 0
    , chennai
    Reviewed on May 31, 2018
  • United India Car Insurance
    "Good policy"
    0.5 3.0/5 "Satisfactory"
    With UNITED INDIA INSURANCE i have taken a car insurance for the used car. The premium is for 6000 annually.The policy comes with accidental coverage and third party coverage. I have to renew the policy every year.
    Was this review helpful? 0
    , bangalore
    Reviewed on May 29, 2018
  • United India Car Insurance
    "Good Service"
    0.5 5.0/5 "Blown Away!"
    I've a car insurance with the United India Assurance. I don't' have any claim experience with this policy. I've been paying a premium of INR 23000 per year. Their services are good and I'll have to wait and see how they respond to my claim request in future.
    Was this review helpful? 0
    , bangalore
    Reviewed on May 22, 2018
  • United India Car Insurance
    "Good policy with United India"
    0.5 3.0/5 "Satisfactory"
    From UNITED INDIA INSURANCE i have taken a car insurance and the premium is for 13000. The policy will have the coverage for theft and the damage to the car. They provide full coverage. Its a good policy with UNITED INDIA INSURANCE.
    Was this review helpful? 0
    , chennai
    Reviewed on May 17, 2018
  • United India Car Insurance
    "UNITED INDIA car insurance"
    0.5 3.0/5 "Satisfactory"
    From UNITED INDIA INSURANCE i have taken a car insurance were the premium of 6700 for an year.The policy benefits include accidental coverage and third party coverage as this an used car.I have no previous experience with UNITED INDIA INSURANCE.
    Was this review helpful? 0
    , chennai
    Reviewed on May 15, 2018
  • United India Car Insurance
    "Good Service, premium should be reduced"
    0.5 3.0/5 "Satisfactory"
    I've been using the United India Insurance for my car. I changed it recently because the premium was very high 40000/ per year. I claimed the insurance once, the whole process was easy but the insurance premium should be regulated with respect to the current value of the car.
    Was this review helpful? 0
    , chennai
    Reviewed on May 04, 2018
  • United India Car Insurance
    "Good Policy"
    0.5 5.0/5 "Blown Away!"
    I have a car insurance with United India Insurance from last 6 months, they cover bumper to bumper as well as third party damages. I have not claimed anything so far with this insurance policy. I pay a premium of Rs 14000 which has to be paid every year.
    Was this review helpful? 0
    , bangalore
    Reviewed on Apr 25, 2018
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