Insurance is like a spare tyre. You may not require it, but not having one is not an option.
  • Third Party Motor liability Insurance Policy

     4.5 / 5.0   by 2186 users
    Used this product? Write a review >>

    Policy Coverage

    Customer Service

    Claim Experience

    Responsiveness

    Cashless Garages

    Essentially, third-party motor liability insurance policy protects you against the legal liability arising from your vehicle’s participation in an accident that led to the injury, death or extensive property damage of an arbitrary third party. Thus, third-party insurance for cars brings you protection against unforeseen circumstances and peace of mind. In most cases, third-party covers offer compensation for a victim’s injuries, pain and suffering, and lost wages. The property damages suffered by a third party are also covered with this insurance. In case of death, the victim’s family can file a claim for compensation.

    What is Third-Party Liability Insurance?

    Third-party insurance is a form of liability insurance in which the insured purchases a policy for protection against the claim of a third party. Third-party Motor Insurance policy is a must for automobile owners to protect themselves against the claims of a third party if a vehicle meets with an accident.

    Third-Party Motor Insurance Policy Overview:

    Third-party motor liability insurance is usually part of the main car insurance policy. An important clause, some insurers may also offer this as a standalone add-on cover. This works out well for the penny conscious customer as the cost of a comprehensive car insurance policy is always much higher than a stand-alone third-party cover. In India, third-party insurance for private cars is offered by all car insurers, as it is mandatory, and is usually an essential requirement when people seek out car insurance policies. Again, third-party motor insurance online- signing up for, and/or renewing existing policies is the latest technologically minded update in this insurance speciality.

    According to the Indian Motor Vehicles Act, third-party liability cover is a statutory requirement. Aptly, the concept of ‘third party’ arises from the fact that the principal beneficiary of this policy isn’t the original policyholder, or the insurance company, but an affected third party. Herein, this thoughtful policy will cover for the financial liability incurred by the car owner in the unfortunate event of the death or permanent disability of the third party that was impacted by the policyholder’s vehicle in an accident. In principle, IRDA calculates the compensation due to the victim on the earning capacity of the latter.

    Motor Third-Party Insurance Premium Rates 2017:

    Applicable from April 1, 2017, the policy premium rates pertaining to Third-Party Motor Insurance have been updated. The new third-party insurance rates for private cars are as follows-

    Condition Relating to Engine Capacity Applicable Premium Rate
    Not exceeding 1000cc 2055
    Above 1000cc but lower than 1500cc 2863
    Exceeding 1500cc 7890

    * applicable from 1st April 2017

    Why subscribe to a third party motor liability insurance? The features and benefits are listed below.

    Features & Benefits Of Third-Party Insurance Policy For Cars:

    • Top Trending Topics

      When Buying A Used Car, Don’t Forget To Check These Documents…

      Is it necessary to transfer car ownership? Yes, most certainly. The seller and buyer of the used car will have to face several repercussions if car ownership transfer is not done in a seamless manner. This article throws light on the documents required for buying/selling a used car in India. It also educates you on the different types of sellers and how you can pick the most appropriate one.

    A standard third-party insurance for cars, takes care of the following in the event of your vehicle’s participation (or causal) of an accident, that resulted in-

    1. Death or bodily injury to a third party.
    2. Damage to third-party property.
    3. Accidental death of the vehicle’s Owner or Driver.
    4. Permanent Total Disability suffered by vehicle’s Owner or Driver.

    Obviously, the benefits arising from such a clause in your car insurance policy are central to your core expectations. In simple words, the following benefits are part and parcel of this feature-

    Peace of Mind- Doling out large sums of money to an affected third party, while dealing with this traumatic situation that completely hinges on financial payments could be stressful. A dedicated policy in this regard will save you the mental anxiety.

    Hassle Free and Time Saving- With an option to buy or renew third-party motor insurance online, the process is infinitely faster, simpler and completely dependent on your timing and convenience.

    Cost Effective- The inclusion of the third-party motor liability insurance component in the overall policy, as either an add-on or part of the core policy, is very cost effective in relation to its intended use.

    24x7 Availability- Another advantage of applying for or renewing third-party motor insurance online is that the same is available 24x7, 365 days a year on the online portal. None of the usual constraints as associated with the traditional offline methods, plays a part here.

    Thus, as the axiom goes- Third-party motor liability insurance policy is the cake, and the option to pay this third-party car insurance premium online, the cherry on top of it.

    Limitations- What isn’t Covered Under Third-Party Motor Insurance Policy:

    Just as in the main car insurance policy, the standard third-party insurance isn’t applicable under certain circumstances. Listed below are some of these conditions-

    1. Accidental loss/damage/liability sustained outside the specified geographical area.
    2. Claims that arise out of any contractual liability.
    3. The usage of the car that is not in line with the commonly stipulated ‘Limitations as to Use’.
    4. The vehicle was being driven by someone who isn’t the owner or designated driver.
    5. Accidental loss/damage incurred by the third party that has resulted from any consequential loss.
    6. Liability, directly or indirectly caused by radioactive contamination or nuclear weapons.
    7. Loss, damage and/or liability caused by war, invasion and other warlike operations.

    The above list details the most common exceptions. For a comprehensive list, check your policy documents.

    Claim Settlement for Third-Party Car Insurance:

    When there is an accident, both parties are likely to have third-party insurance cover since this is mandatory in India. If a car owner is involved in an accident without any insurance, it could turn out to be a costly mistake even if he or she is not at fault. A comprehensive car insurance policy entitles you to make a claim for the damages caused to you and the third party. If you only have third-party cover, you cannot make a claim for the damages caused to you during an accident. If you are the victim of an accident, you can file for third-party insurance from the insurer of the vehicle that caused the damage. The claim process usually takes the following course.

    • Reporting the incident to the police and getting a charge sheet for the accident
    • Approaching the Motor Accident Claims Tribunal and filing a case
    • Fixing liability after hearing both sides and examining the available evidence

    If the tribunal rules in your favour, you get compensated for the damages sustained in the accident. Making a claim after an accident is a complex process that requires some level of expertise. If you are not able to approach the tribunal on your own, you can get the help of a qualified lawyer to plead your case.

    Important Considerations When Making a Third-Party Car Insurance Claim:

    There are certain factors that every claimant must consider before filing for compensation under third-party insurance. They are as follows:

    • In an accident, the victim must establish negligence by the opposition party. Hence, it is important to gather evidence before filing for the claim.
    • In order to make a third-party claim, the accident must be reported immediately to the police and the insurance company.
    • A favourable ruling does not entitle a claimant to get the full amount of settlement that is filed in the claim. The court will decide the right amount suitable for compensation.
    • Minor damages to the vehicle can be settled out-of-court as the entire process of filing for a claim is cumbersome and complex. It is better to go to the tribunal only during the case of serious vehicle damage, disability, or death.
    • In the case of vehicle damage, the claimant must ensure that the claim is significant. It is not a good idea to forfeit the accrued no claim bonus for minor damages that can be easily fixed.
    • Third-party claim can also be made for injuries and income lost during the period of disability following the accident.
    • Most insurers subrogate the claim against another insurer only during the case of death or disability. Subrogation is the process through which the insurance company of one party claims reimbursement from the insurance company of the other party for the damages paid.

    In Conclusion- In these times of chaotic hurry, unrelenting traffic and a desperate need to speed past, accidents and on-road damage to your vehicle is a common problem. Ensure peace of mind, by investing in a complete protection plan for your cherished set of wheels. With a good third-party motor liability insurance policy, either stand-alone or as part of a comprehensive car insurance package, drive away into the sunset with gusto.

    Third-Party Motor Insurance FAQs:

    1. Can I skip the purchase of third-party motor insurance? I really am a good driver.

      No. Third-party motor insurance is a compulsory component of your motor insurance policy as mandated by the Indian Motor Vehicles Act, 1988. Also, the fact that you are a good driver doesn’t negate the fact that your vehicle (and you) can be the victims of an accident that was initiated by another vehicle. In such a scenario, you will be thankful that the offending driver is insured with the third-party motor insurance component that you can raise a claim on.

    2. What is a third-party car insurance policy actually?

      In simple terms, when your vehicle is the cause of an accident that resulted in the injury/death/damage to third-party property, then the offended party can raise a claim for damages that will be satisfied by your third-party car insurance policy. In this exchange, you will not be getting any monetary benefits.

    3. What is the maximum compensation offered as part of this policy?

      In case of bodily injury or death, there isn’t a specific ceiling with regards to the compensation amount. However, in case of damage to third-party property, the insurance company will only account for a maximum of Rs.7.5 lakhs.

    4. I had a bad accident this morning and I wish to raise a claim on the third-party insurance policy. How much time do I have to raise this claim?

      In simple terms, there is some breathing space- but quicker is always better. You must start by filing a case with the Motor Accidents Case Tribunal within a span of 60 days from the unfortunate accident. However, there have been instances where the courts have acted upon claims that were registered a year or so from the accident date.

    5. What documents must I submit when raising a third-party car insurance claim?

      The documents to be submitted include, copies of FIR (First Information Report) as registered by the local police station, proof relating to the expenses being claimed and report from the surveyor (if damage to property is involved).

    6. What happens if I am caught driving without a valid third-party liability insurance policy?

      As per the Motor Vehicles (Amendment) Bill 2016 that was approved by the Lok Sabha, a person driving without a valid insurance policy can be charged a fine of Rs.2,000. This is a 100% increase in the penalty from the existing charge.

    Car Insurance Guide Page

    Car Insurance Articles - Don't Miss!

    • How to Maintain Your Car in Mint Condition

      It is very important to perform routine checks on your vehicle so that it stays in prime condition. You should read the owner’s manual carefully and understand the type of fuel that will bring out the best performance of the vehicle. You should also regularly check the tyre pressure, change the oils, and monitor the power steering fluid and coolant. This article elaborates on the regular maintenance checks you should perform on your vehicle. This will help in saving a lot of money in the long run.
      Read More...

    • NCAP Tests for Car Safety - Does it Help in Saving on Insurance Premium?

      The New Car Assessment Program (NCAP) has been testing mass-market cars made in India for their safety features and alotting them a score. Some of these cars have scored very well with features like multiple airbags, robust structure, etc. This page enlightens you on the procedure in which the NCAP tests are conducted and rating is awarded to cars. It also provides an insight into the relationship between safety features and car insurance premium.
      Read More...

    • Honesty Is the Best Policy in Car Insurance as Well!

      You should always be truthful when disclosing details at the time of car insurance purchase. Partial disclosure or non-disclosure of information can be detrimental to your coverage and you will really feel the pinch at the time of a claim. Also at the time of a car theft, you should provide the police and the insurance company all information you are able to recollect on the last whereabouts of the vehicle. This can be helpful in successfully tracking down the stolen car.

      Read More...

    • Is Animal Attack Covered Under Car Insurance?

      Car insurance is a type of financial protection offered to a vehicle owner from various events that could cause damages to the insured car. The events covered under a comprehensive motor insurance policy include man-made disasters, natural calamities, third-party liabilities, accidental damages, etc. An elaborate car insurance plan would also cover damages to the vehicle through animal attacks.

      This page enlightens you on the different types of animal attacks that are usually covered under a standard car insurance package policy. It also provides tips on preventing animal attacks and has a detailed explanation on the claim process after such an occurrence.
      Read More...

    News About Third Party Motor Insurance

    • Ford’s 2018 Aspire to Offer the Best Interiors in the Segment

      Ford’s facelift version of the Aspire is all set for its launch this week and the spy images of the car have revealed some of the best interiors for cars in this segment.

      The interiors come with a two-tone theme of black and beige. The sedan also has a floating infotainment system which is similar to the one on the EcoSport.

      The upgrades in the exteriors include a new grille and a redesigned bumper. Under the bonnet, the Aspire houses 1.2-litre, 3 dragon motor that produces a peak power of 96 Ps and 120Nm of torque. The car is available in 5-speed manual transmission. The car is also available in a diesel variant that produces peak power of 100ps and 215 Nm of torque.

      The new Aspire is expected to compete against the Maruti Dzire and the Honda Amaze.

      12 November 2018

    • Tata Tiago JTP and Tata Tigor JTP to be launched this Diwali

      After the Fiat Abarth Punto, the Volkswagen Polo GT, and the Maruti Suzuki Baleno RS, Tata Motors is all set to bring their latest hot-hatches in to the Indian market. Tata is set to launch the Tata Tiago JTP and the Tata Tigor JTP this Diwali. Hot-hatches are the sportier versions of the usual hatchbacks and come with a more powerful engine and racing-tuned dynamics (generally). The Tiago JTP is a hatchback and the Tigor JTP is a compact sedan.

      Both the cars are getting turbocharged engines. The cars will be carrying the 1.2-litre turbocharged petrol engine from the Nexon and will juice out about 110 BHP of power and 150 Nm of peak torque. They will also get tweaked suspensions, gear ratios, intake, and exhaust systems. But that is not all. They will also come with a bundle of cosmetic changes. The front bumpers on the cars will sport a large air dam and fog lamp housings. There are air vents on the bonnet and fenders as well. They are also equipped with sporty side skirts, smoked projector headlamps, and rear diffusers. The cars will also get a new 15-inch diamond cut alloy wheels.

      7 November 2018

    • 2018 Honda CRV diesel 1.6 - Expected launch price Rs.30 lakh

      Japanese automaker Honda had announced earlier during the 2018 Auto Expo that they are planning to launch the next iteration of the Honda CR-V in India. Finally, the Japanese automobile giant has confirmed that the CR-V will be officially launched in India in the month of October this year. The national media drives are scheduled for the second week of September.

      The latest iteration of the Honda CR-V will come with a number of big changes including a 7-seat configuration option and also the introduction of a diesel variant of the SUV. On the exterior, the car will come with an extended wheelbase and more aggressive looks. A 7-inch infotainment system and a dual-zone climate control system will be offered as well. At present, the car is offered in 2 variants - the 2.0-litre petrol variant and the 2.4-litre petrol variant. Going forward, it is expected to offer just the 2.0-litre variant which is capable of delivering 154 bhp of power and a torque of 189 Nm. It will be clubbed with a 6-speed automatic gearbox that is configured to deliver power to the fore-wheels. The new engine variant will be a 1.6-litre i-DTEC diesel engine which will deliver 120 horses and 300 Newton-metre of torque. The diesel engine will be clubbed with a 9-speed automatic transmission and will have paddle-shifters as standard. This engine will also be providing an all-wheel drive option. The new Honda CR-V will be assembled in India and the expected prices will be starting at around R.30 lakh. Reportedly, the new CR-V will be the first car in India that will come with a button base gear selector.

      31 October 2018

    • Lexus’ all new version of hybrid electric car, ES 300h, in India at Rs.59.13 lakh

      Lexus, the luxury vehicle making branch of Japanese carmaker Toyota, recently launched an all-new version of its hybrid electric car, ES 300h in India which has been priced at Rs.59.13 lakh (ex-showroom all India). This is the 7th generation of the ES 300h. It is powered by a 2.5-litre petrol engine and is clubbed with Lexus’ 4th generation hybrid system.

      The company said that the latest iteration of the ES 300h will provide enhanced riding comfort and driving dynamics and a fuel efficiency of 22.37 kmpl. The car is equipped with 10 airbags and a bunch of other safety features such as the vehicle stability control, hill start assist, anti-theft system with break-in and tilt sensors. Lexus India Chairman N Raja said that for Lexus India, electric vehicles are going to be the future. However, hybrids will be the bridge, he added.

      26 October 2018

    • Mitsubishi Xpander MPV to be launched in India

      Mitsubishi joins the companies that are planning to release MPVs in the coming months with the Mitsubishi Xpander set to launch in India sometime soon. After the launch of the new Outlander by the company, Mitsubishi is planning to launch the Xpander MPV along with the Eclipse Cross SUV. This will be part of the long term plan of the company to expand their market in India. It is expected that all the products will take a couple of years to hit the market with the Eclipse Cross ready to be the first vehicle to be launched in 2020. The Xpander is expected to follow soon after the launch of the Eclipse Cross. The multi purpose vehicle was first unveiled in 2017. The car has minimal resemblance to the other MPVs in the market, with squared off muscular wheel arches and a front-end that makes it stand out when compared to the other MPVs available. There is an option to pick either an all black interior or dual tone grey and beige interior. It is expected that Mitsubishi will offer diesel engine that is BS-VI compliant. The car will be launched in India sometime after 2020.

      25 October 2018

    • Cost Benefit Analysis Called for by ARAI Prior to Mandating 70% Steel in Auto Bodies

      The Automotive Research Association of India, an automotive research agency, has recommended to the government that it must undertake a proper cost benefit analysis prior to making a decision on the utilisation of galvanised steel in auto bodies. The agency responded to the road transport and highways ministry’s suggestion to make it compulsory for auto companies to utilise 70% of galvanised steel in vehicles in keeping with international norms. The Automotive Research Association in India said in a notice in late August this year that it understands that the utilisation of galvanised steel helps in lowering corrosion issues, adding that it is important to assess the extent to which the metal can be used in the body of a vehicle.

      24 October 2018

    • 2019 Honda Civic revealed, expected to be launched in India soon

      It was recently announced that Honda will indeed be launching the new generation Civic in the Indian market. The new 2019 Honda Civic will be part of the 3 new car strategy implemented by Honda. This list includes the new CR-V, the new generation Amaze and the new generation Civic. Honda has revealed the sport and coupe version of the tenth generation model of the Civic and is expected to be released in the Indian market sometime early 2019. The Civic will be some brand new design changes and an all new Sport trim for the two body styles. The vehicles will sport the standard Honda Sensing technology on all the trims. This is the tenth generation model of the Civic, a model which has got a new variant every four months since its inception in the year 2015. In terms of the design improvements, the 10th generation Civic’s new sporty design is one of the most desirable attributes for the Civic buyers. In the 2019 Honda Civic, it is expected that Honda will bring many styling features both in the front and rear side of the vehicle. The Civic is getting a restyled lower fascia, chrome side pod ascents, LED headlights, a full-width front splitter and much more. The sport trim of the Honda Civic gets a 2.0 litre 16 valve DOHC i-VTEC engine with either a 6-speed gearbox or a CVT with a G-Shift Control. The car will also get the updated 7-inch display audio that comes with Android Auto and Apple CarPlay integration. The new Honda Civic will be released sometime early next year and will be priced somewhere between Rs.15 lakh and Rs.20 lakh.

      10 October 2018

    • Details of the launch of new 7-seater Diesel Honda CR-V revealed

      The Honda CR-V has been one of the flagship models of Honda for more than a decade. A new version of the vehicle is expected to be launched in the country in October 2018. The company has already confirmed that the vehicle will be launched in October. There is no word yet on when the bookings for the same will start. The booking amount for the Honda CR-V has also not been revealed just yet. Multiple dealers have conveyed that the bookings for the CR-V will begin sometime in the month of September this year. This is the first time the Honda CR-V will be launched with a seven seater configuration. The all new SUV will be competing with the likes of the Ford Endeavour, Toyota Fortuner and the Volkswagen Tiguan. The seven seater option is not the only thing that is coming for the first time in India. The company is also offering the vehicle with a diesel engine option for the first time in the country. The diesel engine will be 1.6 litre four cylinder turbocharged unit. The engine will have a maximum power of 120 bhp and will come with a peak torque of 300 Nm. This will however be mated to a 9 speed automatic gearbox that comes with paddle shifters. The petrol engine will be a 2.0 litre unit and will have a peak torque of 192 Nm and a peak power of 154 bhp.

      5 October 2018

    • PanicSafe is One of the Best Bets for Drivers During a Car Emergency

      While you may think you are completely prepared for any kind of a road emergency, there are numerous issues that can arise with your car that can leave you stranded. Even though keeping a spare tire and a completely stocked emergency kit is always a good idea, road emergencies such as a sudden breakdown, overheating, or a brake fail can rise without any prior indication. Therefore, you cannot also predict whether you will be stuck in an area that will have a phone reception or not. During such a situation, the PanicSafe Emergency Locator & Car Charger can save the day. This device contains not only a sensor and a GPS tracker, but can also be used as a car charger during emergencies. In case of a road emergency, this device will email, text, and call up to 7 predetermined contacts set by the user. This, in turn, can help the user get out of a sticky situation during any car-related trouble as fast as possible.

      This device updates the location of the user to the predetermined contacts every 2 to 3 minutes using the app. It also notifies the contacts in case the alert has been deactivated. Furthermore, the user does not need to press the panic button if he or she is involved in an accident. This is due to the fact that this feature will get automatically triggered upon impact. In addition, this device also has an internal power supply which can be used if the power of the vehicle in concern is disrupted due to any reason. With these features, you can ensure that you are never left stranded on the side of the road during any kind of an auto mishap.

      3 October 2018

    • Tata Motors Planning to Drive Growth by Focusing on Emerging Segments

      Post years of struggle, the passenger car segment of Tata Motors ranked 3rd in volume last month after surpassing Honda and Mahindra even though the company had not launched any new product in the past 6 months. The company is currently planning to turn its focus on the emerging segments of the industry to drive more growth in the future. The President of Passenger Vehicle Division of Tata Motors, Mayank Pareek, has recently stated that the company is looking to target the upcoming sectors such as share mobility, electric vehicles, and rural markets of the country by launching specific products in the coming 2-3 years. He further added that Tata Motors is planning to assign domain experts as executives for each of these divisions. While the new Zest and Bolt will target the fleet and shared mobility segments with its reasonable price and attractive basic features, the Tigor EV and Tiago will be available for sale for individual buyers in addition to government officials. Furthermore, the electric models will also be available for bulk-purchasing companies such as Uber and Ola since these cars can help reduce the fuel cost of the businesses as opposed to the regular models. Additionally, Tata Motors has created JTP sub-brand for performance vehicles and it has unveiled both the Tiago and Tigor JTP models at the 2018 Auto Expo.

      1 October 2018

    GST Update: GST of 18% is applicable on car insurance effective from the 1st of July, 2017

    Third Party Motor liability Insurance Policy Reviews

  • Page 1 of 50 1 2 3 4 5
    • HDFC Ergo Car Insurance
      "Good insurance policy"
      0.5 4.0/5 "Great!"
      I had a claim experience once. It was amazing experience. I was just submitted the cocuments in the dealer and they have taken care of all the things. They have given the 100% coverage value. I have started using this HDFC ergo car insurance for past 1 year. I have paid a premium amount as Rs. 40000. I never interacted with the customer care services.
      Was this review helpful? 1
      , mumbai
      Reviewed on Nov 16, 2018
    • Tata AIG Car Insurance
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      My car is insured with TATA AIG general insurance,i got insurance through my agency, and i am not aware about premium amount it on yearly, It is a easy process, I have no claim experience so far with this insurance policy.
      Was this review helpful? 0
      , noida
      Reviewed on Nov 16, 2018
    • HDFC Ergo Car Insurance
      "Good service"
      0.5 4.0/5 "Great!"
      I hold a car insurance policy with HDFC ERGO from long time, i got this insurance through showroom as agent himself gave this insurance, I am not aware of the premium amount for this insurance policy. I have no claim experience so far with this insurance policy.
      Was this review helpful? 0
      , noida
      Reviewed on Nov 16, 2018
    • Reliance General Car Insurance
      "Best policy"
      0.5 5.0/5 "Blown Away!"
      I have a car insurance with Reliance general insurance from last 1 year, a premium of Rs 24795 has to be paid for this insurance policy. I have no claim experience so far with this insurance policy and this policy has full coverage with 0% depreciation.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 16, 2018
    • ICICI Lombard Car Insurance
      "Good"
      0.5 4.0/5 "Great!"
      My car insurance was offered by the Tata Showroom when I purchased a car. I have paid 24,000 rupees to purchase the policy for 2 years. They are giving bumper to bumper offer for one year and IDV for 2 years. I am happy with the service and policy. I have received the insurance papers on time.
      Was this review helpful? 0
      , thane
      Reviewed on Nov 15, 2018
    • review Car Insurance
      "Good"
      0.5 3.0/5 "Satisfactory"
      I have a car insurance with Kotak Mahindra . The services are good. Its a one year policy. It was included on the loan so don't know the premium. I don't have any claim experience. It was taken in May 2013 and it was renewed with the third party. The policy coverage is very good. There is no bumper to bumper offer.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 15, 2018
    • HDFC Ergo Car Insurance
      "Not satisfied"
      0.5 2.0/5 "Expected more"
      I hold a car insurance with HDFC ERGO from last 1 year, a premium of Rs 12200 has to be paid for this insurance policy. This policy has full coverage with 0% depreciation. My claim experience was not good, the bill amount was for Rs 40000 but they covered only Rs 26000. There was no cashless garage facility provided.
      Was this review helpful? 1
      , new delhi
      Reviewed on Nov 15, 2018
    • National Insurance Car Insurance
      "Good insurance for car"
      0.5 5.0/5 "Blown Away!"
      When i purchase my car, they have provided the car insurance policy with National and they have charged me a premium amount of Rs. 14000. I have taken a one time claim. The claim experience was very good. They have given me a claim amount of Rs. 11000. The claim was fully cashless covered. I pay for the consumable items
      Was this review helpful? 0
      , dehradun
      Reviewed on Nov 13, 2018
    • New India Car Insurance
      "Good policy"
      0.5 5.0/5 "Blown Away!"
      My Maruthi Swift car got the insured declared value of Rs. 5 lakhs with New India company. I have comprehensive plan with bumper to bumper it covers loss, damage, accidental cover with life cover for the driver for maximum of one lakh. If we pay Rs.50 rupees extra with the premium.
      Was this review helpful? 1
      , chennai
      Reviewed on Nov 12, 2018
    • National Insurance Car Insurance
      "Good Policy for four wheeler"
      0.5 5.0/5 "Blown Away!"
      National insurance is good, I have been holding the car policy with them around one year. My car showroom person have suggested this policy, I got better insured declared vehicle. Its new car brand swift dezire with bumper to bumper protection.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 09, 2018
    • Iffco Tokio Car Insurance
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      The dealer have suggested the IFFCO TOKIYO car policy, I got the better IDV value for bumper to bumper zero depreciation plan. I got the policy documents on time, I had a claim once, I directly approached the dealer they taken money from the cover. But I have paid 20 to 30% of amount according to the parts which was not covered.
      Was this review helpful? 1
      , chennai
      Reviewed on Nov 05, 2018
    • United India Car Insurance
      "GOOD"
      0.5 4.0/5 "Great!"
      I have taken the card insurance where i have a good experience with this policy. I have experienced with the claim which is reimbursement and i got no complete claim. The policy coverage is for basic but the premium and the IDV value is good with this policy.
      Was this review helpful? 0
      , kota
      Reviewed on Nov 04, 2018
    • United India Car Insurance
      "GOOD"
      0.5 4.0/5 "Great!"
      I have purchased the two wheeler policy with the UNITED INDIA INSURANCE and i am using it from past three years where i am facing with no issues with this policy. I have no claim experience added on that the premium and also the IDV value is good with this policy.
      Was this review helpful? 0
      , kota
      Reviewed on Nov 04, 2018
    • Reliance General Car Insurance
      "Excellent"
      0.5 4.0/5 "Great!"
      When I purchased a car, the showroom has offered me a car insurance with Reliance. I have paid 12,000 rupees for this policy. The customer support is excellent. The claim experience is excellent and have applied for accidental claim, It was approved within few more days, zero depreciation was provided, All items been replaced of the car.The policy coverage is good, bumper to bumper offer is available. Every year am renewing my insurance only with RELIANCE.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 03, 2018
    • HDFC Ergo Car Insurance
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      I have compared in online for car insurance and gone for HDFC Ergo. The top one is Reliance and HDFC, though reliance is providing more benefits since I know HDFC is very well so opted for HDFC Ergo. It is a easy process. No claim gone till now. I have paid 12K to purchase and bumper to bumper offer is available.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 02, 2018
    • Liberty Car Insurance
      "Hopeless company"
      0.5 1.0/5 "Really Bad"
      They have literally detrayed me when i apply for a claim. There are some issue with the policy documents itself. When I met with an accident they said they will process the claim. After 3 days they said there is an issue with the policy. I called the customer care service but no one was picked up the call. After 4 days, they have issued the new policy and i got the car after 7 working days only from the garages.
      Was this review helpful? 1
      , bangalore
      Reviewed on Nov 01, 2018
    • Bajaj Allianz Car Insurance
      "Superb Policy"
      0.5 5.0/5 "Blown Away!"
      I selected Bajaj Allianz for my car. I chosen the company because of the lower premium rates. They have sent all my documents to my residential address. They do have regular follow up with the customer regarding the car insurance. I never had any issues with this policy. I pay the premium amount of Rs. 6300 and i have not availed the bumper to bumper facility. They have provided me the no claim bonus upto 50%.
      Was this review helpful? 2
      , bangalore
      Reviewed on Nov 01, 2018
    • HDFC Ergo Car Insurance
      "Good Policy"
      0.5 5.0/5 "Blown Away!"
      I hold a car insurance policy with HDFC ERGO from last 1 year, I am not aware of the premium amount for this insurance policy. I have no claim experience so far with this insurance policy. I am happy with the coverage value of this insurance policy.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 01, 2018
    • Bajaj Allianz Car Insurance
      "Best policy"
      0.5 5.0/5 "Blown Away!"
      I am having a car insurance policy with Bajaj Allianz and i have taken this policy for 2 years. A premium of Rs 17000 has to be paid for this insurance policy. I have no claim experience so far with this insurance policy and this policy has full coverage with 0% depreciation.
      Was this review helpful? 1
      , nellore
      Reviewed on Oct 31, 2018
    • HDFC Ergo Car Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      My car is insured with HDFC ERGO from last 1 year and it is a good insurance policy. I pay a premium of Rs 5000 for this car insurance policy. I have no claim experience so far with this car insurance policy. This policy covers only bumper to bumper damage.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 31, 2018
    Common Loader Icon
    Page 1 of 50 1 2 3 4 5

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.