Life is full of uncertainties and unexpected events. Your life and your property are of utmost importance and to make sure that all is safe, it’s always advisable to keep options open for financial backing. The Royal Sundaram’s ‘Car Shield’ auto insurance policy provides you security and protects you from unwanted accidental damages. Along with this, it provides you coverage for any kind of legal liability including injury, death or property damage to third party.
Things covered by the Royal Sundaram Car Shield
The Royal Sundaram auto insurance protects you and your car, in case of an accident. You are provided with Optional Personal Accidental cover of up to Rs. 2 lakh for co-passengers. Loss or damage to your vehicle caused by fire, theft, flood, famines etc. are also covered under the insurance policy. The Car shield allows you to choose from several add on offers including depreciation waiver on metal or plastic parts in case of partial or minor damage. Replace your windshield glass without affecting your No Claim Bonus.
Why choose the Royal Sundaram ‘Car Shield’ auto insurance
Free inspection – In case of a break in insurance claim, free of cost vehicle inspection is arranged
Cashless Claims – Avail network garages or workshops all over India dedicated to cashless claims
Roadside assistance – The roadside assistance team is available 24X7 for providing maximum help to the customers. This is of great benefit as this helps you when your car breaks down in the middle of the road
Customer Care – The customer care department of Royal Sundaram is highly trained and is ever-ready to provide maximum service to the customers, 24X7
Personal Care – In case of any damage to your vehicle, the relationship manager guides you through the claims process
Speedy authorization – The authorization for the repairs that your vehicle needs are rolled out promptlyKey features of Royal Sundaram’s Car Shield
Avail protection from loss or theft of your car and claim insurance in case there are damages caused by fire, flood or any other natural calamity. Royal Sundaram auto insurance takes care of legal liabilities when there is third party death, injury or property damage. A third party death or injury claim is covered with unlimited liability and a third party property damage is covered up to Rs 7.5 lakh. Enjoy life insurance for yourself and the co-passengers.
Benefits of Car Shield
Being a member of the Automobile Association of India, you can avail up to 5 per cent discount on Own Damage Premium. Avail discount of Rs. 100 in third party basic premium on decrease in limits of liability for third party property damage. Transfer NCB (No Claim Bonus) from other insurance companies to Royal Sundaram online.
Royal Sundaram Auto Insurance FAQs
What is third party?
People not associated with you or your family are considered to be third party.
Why do I need Royal Sundaram auto insurance?
Auto insurance protects your car from all sorts of damages and also insures your life along with the co-passengers’ life. It has been made mandatory by the Government under the Motor Vehicle Act.
GST Update: GST of 18% is applicable on car insurance effective from the 1st of July, 2017