Insurance is like a spare tyre. You may not require it, but not having one is not an option.

Royal Sundaram Auto Insurance

 4.0 / 5.0   by 112 users
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Policy Coverage

Customer Service

Claim Experience

Cashless Garages

Life is full of uncertainties and unexpected events. Your life and your property are of utmost importance and to make sure that all is safe, it’s always advisable to keep options open for financial backing. The Royal Sundaram’s ‘Car Shield’ auto insurance policy provides you security and protects you from unwanted accidental damages. Along with this, it provides you coverage for any kind of legal liability including injury, death or property damage to third party.

Things covered by the Royal Sundaram Car Shield

The Royal Sundaram auto insurance protects you and your car, in case of an accident. You are provided with Optional Personal Accidental cover of up to Rs. 2 lakh for co-passengers. Loss or damage to your vehicle caused by fire, theft, flood, famines etc. are also covered under the insurance policy. The Car shield allows you to choose from several add on offers including depreciation waiver on metal or plastic parts in case of partial or minor damage. Replace your windshield glass without affecting your No Claim Bonus.

Why choose the Royal Sundaram ‘Car Shield’ auto insurance

Free inspection – In case of a break in insurance claim, free of cost vehicle inspection is arranged

Cashless Claims – Avail network garages or workshops all over India dedicated to cashless claims

Roadside assistance – The roadside assistance team is available 24X7 for providing maximum help to the customers. This is of great benefit as this helps you when your car breaks down in the middle of the road

Customer Care – The customer care department of Royal Sundaram is highly trained and is ever-ready to provide maximum service to the customers, 24X7

Personal Care – In case of any damage to your vehicle, the relationship manager guides you through the claims process

Speedy authorization – The authorization for the repairs that your vehicle needs are rolled out promptly

Key features of Royal Sundaram’s Car Shield

Avail protection from loss or theft of your car and claim insurance in case there are damages caused by fire, flood or any other natural calamity. Royal Sundaram auto insurance takes care of legal liabilities when there is third party death, injury or property damage. A third party death or injury claim is covered with unlimited liability and a third party property damage is covered up to Rs 7.5 lakh. Enjoy life insurance for yourself and the co-passengers.

Benefits of Car Shield

Being a member of the Automobile Association of India, you can avail up to 5 per cent discount on Own Damage Premium. Avail discount of Rs. 100 in third party basic premium on decrease in limits of liability for third party property damage. Transfer NCB (No Claim Bonus) from other insurance companies to Royal Sundaram online.

Royal Sundaram Auto Insurance FAQs

What is third party?

People not associated with you or your family are considered to be third party.

Why do I need Royal Sundaram auto insurance?

Auto insurance protects your car from all sorts of damages and also insures your life along with the co-passengers’ life. It has been made mandatory by the Government under the Motor Vehicle Act.

GST Update: GST of 18% is applicable on car insurance effective from the 1st of July, 2017

Royal Sundaram Auto Insurance Reviews

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  • Royal Sundaram Car Insurance
    "Good Product"
    0.5 4.0/5 "Great!"
    For my Maruthi car I took Royal sundaram general insurance through dealer I have approached the premium is reasonable, I don't think its a comprehensive plan. Once I had claim I met with the accident, there was a car damage, they gave 70% of claim, remaining I paid from my end.
    Was this review helpful? 0
    , bangalore
    Reviewed on Dec 07, 2018
  • Royal Sundaram Car Insurance
    "Good Protection for car"
    0.5 5.0/5 "Blown Away!"
    I have taken this car policy in the month of september. I had taken additional third party cover by paying the amount of Rs. 5000, but its a comprehensive plan its a front bumper to back bumper cover. On time they done the process with best IDV value on my car policy.
    Was this review helpful? 0
    , chennai
    Reviewed on Nov 26, 2018
  • Royal Sundaram Car Insurance
    "Good protection for four wheeler"
    0.5 3.5/5 "Pretty good"
    The showroom gave the insurance I didn't interact with the insurance person I got my policy copy on time, they are providing road side assistance, In nagol they got tie many center service and they do cash less garages . Its a good protection for four wheeler
    Was this review helpful? 0
    , hyderabad
    Reviewed on Nov 24, 2018
  • Royal Sundaram Car Insurance
    "Its Good"
    0.5 5.0/5 "Blown Away!"
    The reason to go for Royal sundram my SBI bank have suggested this insurance company for the car policy. They gave good insured value for my car. I used my policy when I got injured then I got reimbursement by car self insurance cover. I got treatment in hospital. Earlier I paid the premium amount around 22,000 for one year.
    Was this review helpful? 1
    , pune
    Reviewed on Nov 20, 2018
  • Royal Sundaram Car Insurance
    "Good policy"
    0.5 4.0/5 "Great!"
    This policy covers Bumper to bumper cover and cashless garage covers. It holds zero deprecation coverage Where the representative explained the policy very well . Am satisfied with premium amount which am making . Overall am satisfied with the Royal sundaram general insurance company .
    Was this review helpful? 1
    , hyderabad
    Reviewed on Oct 03, 2018
  • Royal Sundaram Car Insurance
    "Average Policy"
    0.5 3.0/5 "Satisfactory"
    I am having a car insurance policy with Royal Sundaram from last 2 years, i am happy with the coverage value of this insurance policy. I have not claimed anything so far from this insurance policy. They cover bumper to bumper damage for this insurance policy.
    Was this review helpful? 2
    , chennai
    Reviewed on Sep 19, 2018
  • Royal Sundaram Car Insurance
    "Good"
    0.5 3.5/5 "Pretty good"
    I have taken my car insurance with Royal Sundaram. The policy coverage is good. The premium is on the costlier side when compared to TATA AIG and ICICI Lombard. Likewise the benefits are also not up to the mark. They are not covering electric and non electric parts and plastic as well.
    Was this review helpful? 0
    , vadodara
    Reviewed on Sep 18, 2018
  • Royal Sundaram Car Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I have a car insurance policy with Royal Sundaram from last 3 years, i am happy with the coverage value of this insurance policy. I have not claimed anything so far from this insurance policy. I pay a premium of Rs 6000 for this insurance and they cover third party damages.
    Was this review helpful? 3
    , chennai
    Reviewed on Jul 26, 2018
  • Royal Sundaram Car Insurance
    "Better"
    0.5 4.0/5 "Great!"
    I have insured my car with the Royal sundaram general insurance company. I would like to say that the customer service is good one too and the response is very positive with them till now, also I dont have any issues with them.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Jun 23, 2018
  • Royal Sundaram Car Insurance
    "Pathetic policy"
    0.5 3.0/5 "Satisfactory"
    I had a pathetic claim experience with Royal sundaram car insurance policy. Process was very slow. Finally i could not claim my policy. They are very confusing terms and condition for their policy. In their own services, the process is very slow. After i had many struggles, i have claimed the policy. Even though i never got the claim what i expected. For the first premium i have paid Rs.19000. I have been using this policy for 2 years. Cashless carriage also very less.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jun 18, 2018
  • Royal Sundaram Car Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I have my car insured with Sundaram general insurance from last 1 year, i am happy with the coverage value of this insurance policy. My claim experience was good with this insurance and they gave road side assistance for this insurance. A premium of Rs 14500 has to be paid for this insurance and the coverage value is good.
    Was this review helpful? 0
    , secunderabad
    Reviewed on Jun 08, 2018
  • Royal Sundaram Car Insurance
    "Average Policy"
    0.5 3.0/5 "Satisfactory"
    I have my car insured with Royal Sundaram from last 4 years, i am not satisfied with the coverage value of this insurance policy. I pay a premium of Rs 8500 for this insurance policy ans it has to be renewed every year. I have no claim experience so far with this insurance.
    Was this review helpful? 0
    , bangalore
    Reviewed on May 24, 2018
  • Royal Sundaram Car Insurance
    "Car insurance with Royal Sundaram"
    0.5 3.0/5 "Satisfactory"
    I have taken the car insurance from ROYAL SUNDARAM GENERAL INSURANCE.The policy benefits include bumber to bumber,cashless garage, road assistance and accidental coverage, zero depreciation. Its a good policy for cars. I made the online payment and this policy has taken from the dealers end.
    Was this review helpful? 0
    , hyderabad
    Reviewed on May 12, 2018
  • Royal Sundaram Car Insurance
    "Average Service"
    0.5 3.0/5 "Satisfactory"
    I've been using the ROYAL SUNDARAM Car insurance for the past 2 years. I never had any claim experience with this policy. I've been paying a premium of 9000. per year and this policy do not have bumper to bumper coverage. Overall I never had any issues with the policy.
    Was this review helpful? 0
    , pune
    Reviewed on May 09, 2018
  • Royal Sundaram Car Insurance
    "ROYAL SUNDARAM car insurance"
    0.5 3.0/5 "Satisfactory"
    From ROYAL SUNDARAM GENERAL INSURANCE i have taken a car insurance and the premium amount is 9500 yearly. Its not a comprehensive plan.My car is more than 4 years. So we can only claim for 50%. Once i claim up to 20000 and i had to pay around 8000.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Mar 23, 2018
  • Royal Sundaram Car Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I hold a car insurance with Royal Sundaram from last 10 years and it is a good insurance policy to use. This policy has to be renewed every year and i pay a premium of Rs 7000 for this insurance. My claim experience was very good and they covered bumper to bumper damages. I am happy with the coverage of this policy.
    Was this review helpful? 0
    , chennai
    Reviewed on Mar 14, 2018
  • Royal Sundaram Car Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I hold a car insurance with Royal Sundaram from last 10 years and it is a good insurance policy to use. This policy has to be renewed every year and i pay a premium of Rs 7000 for this insurance. My claim experience was very good and they covered bumper to bumper damages. I am happy with the coverage of this policy.
    Was this review helpful? 0
    , chennai
    Reviewed on Mar 14, 2018
  • Royal Sundaram Car Insurance
    "Car insurance"
    0.5 0.5/5 "Unacceptable"
    it's a worst company and doesn't have more cashless garages. If you are go for claims they will reject with n number of reasons.my policy no.VPN0061799000100. It's fake company and giving fake ads. So, I am requesting everyone do not go for this worst insurance company.
    Was this review helpful? 0
    , bangalore
    Reviewed on Mar 08, 2018
  • Royal Sundaram Car Insurance
    "Car insurance with ROYAL SUNDARAM"
    0.5 4.0/5 "Great!"
    I have taken a car insurance from ROYAL SUNDARAM GENERAL INSURANCE. The premium amount is 33000 and they provide a benefits of bumber to bumber, road assistance,zero deprecation, accidental coverage for the driver as well, At first i made they payment through the showroom.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Mar 07, 2018
  • Royal Sundaram Car Insurance
    "Good insurance"
    0.5 4.5/5 "Excellent!"
    I have taken my car insurance recently from ROYAL SUNDARAM. I have paid 7000 rupees for a year. They send the agent to the home and they does all the works. The policy coverage was good. I pay the premium through cheque. They used to send the statements on time.
    Was this review helpful? 0
    , bangalore
    Reviewed on Mar 01, 2018
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