Insurance is like a spare tyre. You may not require it, but not having one is not an option.

Royal Sundaram Auto Insurance

Life is full of uncertainties and unexpected events. Your life and your property are of utmost importance and to make sure that all is safe, it’s always advisable to keep options open for financial backing. The Royal Sundaram’s ‘Car Shield’ auto insurance policy provides you security and protects you from unwanted accidental damages. Along with this, it provides you coverage for any kind of legal liability including injury, death or property damage to third party.

Things covered by the Royal Sundaram Car Shield

The Royal Sundaram auto insurance protects you and your car, in case of an accident. You are provided with Optional Personal Accidental cover of up to Rs. 2 lakh for co-passengers. Loss or damage to your vehicle caused by fire, theft, flood, famines etc. are also covered under the insurance policy. The Car shield allows you to choose from several add on offers including depreciation waiver on metal or plastic parts in case of partial or minor damage. Replace your windshield glass without affecting your No Claim Bonus.

Why choose the Royal Sundaram ‘Car Shield’ auto insurance

Free inspection – In case of a break in insurance claim, free of cost vehicle inspection is arranged

Cashless Claims – Avail network garages or workshops all over India dedicated to cashless claims

Roadside assistance – The roadside assistance team is available 24X7 for providing maximum help to the customers. This is of great benefit as this helps you when your car breaks down in the middle of the road

Customer Care – The customer care department of Royal Sundaram is highly trained and is ever-ready to provide maximum service to the customers, 24X7

Personal Care – In case of any damage to your vehicle, the relationship manager guides you through the claims process

Speedy authorization – The authorization for the repairs that your vehicle needs are rolled out promptly

Key features of Royal Sundaram’s Car Shield

Avail protection from loss or theft of your car and claim insurance in case there are damages caused by fire, flood or any other natural calamity. Royal Sundaram auto insurance takes care of legal liabilities when there is third party death, injury or property damage. A third party death or injury claim is covered with unlimited liability and a third party property damage is covered up to Rs 7.5 lakh. Enjoy life insurance for yourself and the co-passengers.

Benefits of Car Shield

Being a member of the Automobile Association of India, you can avail up to 5 per cent discount on Own Damage Premium. Avail discount of Rs. 100 in third party basic premium on decrease in limits of liability for third party property damage. Transfer NCB (No Claim Bonus) from other insurance companies to Royal Sundaram online.

Royal Sundaram Auto Insurance FAQs

What is third party?

People not associated with you or your family are considered to be third party.

Why do I need Royal Sundaram auto insurance?

Auto insurance protects your car from all sorts of damages and also insures your life along with the co-passengers’ life. It has been made mandatory by the Government under the Motor Vehicle Act.

GST Update: GST of 18% is applicable on car insurance effective from the 1st of July, 2017

 4.0 / 5.0   by 123 users
Used this product? Write a review >>

Policy Coverage

Customer Service

Claim Experience

Cashless Garages

Royal Sundaram Auto Insurance Reviews

Page 1 of 7 1 2 3 4 5
  • Royal Sundaram Car Insurance
    "Excellent Policy"
    0.5 5.0/5 "Blown Away!"
    I had taken this insurance policy a long time back and i had been paying the premium on an annual basis. The premium amount of 23,000 has been quite okay and is not too high. The payment method has been simple and there has not been any hassle faced so far. I had not made any claims so far. There has not been any issues faced with the services of them so far.
    Was this review helpful? 1
    , bangalore
    Reviewed on Mar 01, 2019
  • Royal Sundaram Car Insurance
    "Good service"
    0.5 4.0/5 "Great!"
    For the past three years i am using the royal sundaram Car insurance , i had not gone for any claim till now and there is no issue in my vehicle . I feel okay with the royal sundaram client service .
    Was this review helpful? 0
    , hyderabad
    Reviewed on Feb 19, 2019
  • Royal Sundaram Car Insurance
    "Not satisfied with the service"
    0.5 1.0/5 "Really Bad"
    I had taken this insurance policy a while back and the experience with them has not been that good. For making the claim it had taken almost 20 days which was not good and it was not convenient. The services of then has to be improved and their customer care has to be improved and the staffs should be more responsible.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Feb 13, 2019
  • Royal Sundaram Car Insurance
    "Satisfactory"
    0.5 4.5/5 "Excellent!"
    I have chosen Royal Sundaram for car insurance and done a online comparison. I have received the insurance paper. The premium was reasonable and the policy period is one year. They have good garages and also they are giving me n-number of claims can be done in a year. It is a comprehensive plan.
    Was this review helpful? 0
    , ghaziabad
    Reviewed on Feb 13, 2019
  • Royal Sundaram Car Insurance
    "Good Policy"
    0.5 5.0/5 "Blown Away!"
    Taken my car insurance policy from Royal Sundaram. The services has been so good. I have never done any claim with Royal Sundaram so far. Its more about premium what i have paid and depending on the policy which i choose according to that they will provide the best benefits.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Feb 02, 2019
  • Royal Sundaram Car Insurance
    "Good service provider"
    0.5 5.0/5 "Blown Away!"
    When compared to the bank, I felt Royal Sundram interest rate is bit higher however the service is satisfactory. I got the loan amount around 90% based on the ex showroom price, the car delivery was happened on expected day, ecs amt gets debited automatically on monthly basis.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Feb 01, 2019
  • Royal Sundaram Car Insurance
    "Good policy "
    0.5 5.0/5 "Blown Away!"
    My car insurance was purchased in the year 2014 with Royal Sundaram. My dealer has recommended me about this policy. I pay the premium amount of Rs. 14000 with the coverage value of Rs. 6.27 lakhs which covered with the bumper to bumper facility.
    Was this review helpful? 0
    , ahmedabad
    Reviewed on Jan 22, 2019
  • Royal Sundaram Car Insurance
    "Economic offering and wide accessibility"
    0.5 5.0/5 "Blown Away!"
    Because it was good comparison between other companies hence i have chosen the Royal sundaram. The premium amount is reasonable. The IDV value is good. This a comprehensive policy which covers third party insurance. They have tie up with most of the garages. They have cashless facility in most of the places.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jan 21, 2019
  • Royal Sundaram Car Insurance
    "Average"
    0.5 3.0/5 "Satisfactory"
    I took my car insurance with Royal Sundaram. I never contacted the customer service. It is a default insurance from the showroom. The premium is high because I go for bumper to bumper offer, road side assistance, zeo dep. It is a first party insurance and no claim. The policy period is one year.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jan 19, 2019
  • Royal Sundaram Car Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I have taken a car insurance policy with Royal sundaram insurance for 1 year, i have not claimed anything so far from this insurance policy. I pay a premium of Rs 11000 for this car insurance. This policy has full coverage with 0% depreciation.
    Was this review helpful? 1
    , pune
    Reviewed on Dec 29, 2018
  • Royal Sundaram Car Insurance
    "Very Good Service"
    0.5 4.0/5 "Great!"
    I had taken this insurance policy almost two years back and the premium amount has not been too high. I had been paying the premium on a monthly basis and the payment method has been convenient as well. I had made a claim as well and the claim method has been simple.
    Was this review helpful? 3
    , bangalore
    Reviewed on Dec 20, 2018
  • Royal Sundaram Car Insurance
    "Good Product"
    0.5 4.0/5 "Great!"
    For my Maruthi car I took Royal sundaram general insurance through dealer I have approached the premium is reasonable, I don't think its a comprehensive plan. Once I had claim I met with the accident, there was a car damage, they gave 70% of claim, remaining I paid from my end.
    Was this review helpful? 0
    , bangalore
    Reviewed on Dec 07, 2018
  • Royal Sundaram Car Insurance
    "Good Protection for car"
    0.5 5.0/5 "Blown Away!"
    I have taken this car policy in the month of september. I had taken additional third party cover by paying the amount of Rs. 5000, but its a comprehensive plan its a front bumper to back bumper cover. On time they done the process with best IDV value on my car policy.
    Was this review helpful? 1
    , chennai
    Reviewed on Nov 26, 2018
  • Royal Sundaram Car Insurance
    "Good protection for four wheeler"
    0.5 3.5/5 "Pretty good"
    The showroom gave the insurance I didn't interact with the insurance person I got my policy copy on time, they are providing road side assistance, In nagol they got tie many center service and they do cash less garages . Its a good protection for four wheeler
    Was this review helpful? 0
    , hyderabad
    Reviewed on Nov 24, 2018
  • Royal Sundaram Car Insurance
    "Its Good"
    0.5 5.0/5 "Blown Away!"
    The reason to go for Royal sundram my SBI bank have suggested this insurance company for the car policy. They gave good insured value for my car. I used my policy when I got injured then I got reimbursement by car self insurance cover. I got treatment in hospital. Earlier I paid the premium amount around 22,000 for one year.
    Was this review helpful? 1
    , pune
    Reviewed on Nov 20, 2018
  • Royal Sundaram Car Insurance
    "Good policy"
    0.5 4.0/5 "Great!"
    This policy covers Bumper to bumper cover and cashless garage covers. It holds zero deprecation coverage Where the representative explained the policy very well . Am satisfied with premium amount which am making . Overall am satisfied with the Royal sundaram general insurance company .
    Was this review helpful? 1
    , hyderabad
    Reviewed on Oct 03, 2018
  • Royal Sundaram Car Insurance
    "Average Policy"
    0.5 3.0/5 "Satisfactory"
    I am having a car insurance policy with Royal Sundaram from last 2 years, i am happy with the coverage value of this insurance policy. I have not claimed anything so far from this insurance policy. They cover bumper to bumper damage for this insurance policy.
    Was this review helpful? 2
    , chennai
    Reviewed on Sep 19, 2018
  • Royal Sundaram Car Insurance
    "Good"
    0.5 3.5/5 "Pretty good"
    I have taken my car insurance with Royal Sundaram. The policy coverage is good. The premium is on the costlier side when compared to TATA AIG and ICICI Lombard. Likewise the benefits are also not up to the mark. They are not covering electric and non electric parts and plastic as well.
    Was this review helpful? 0
    , vadodara
    Reviewed on Sep 18, 2018
  • Royal Sundaram Car Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I have a car insurance policy with Royal Sundaram from last 3 years, i am happy with the coverage value of this insurance policy. I have not claimed anything so far from this insurance policy. I pay a premium of Rs 6000 for this insurance and they cover third party damages.
    Was this review helpful? 3
    , chennai
    Reviewed on Jul 26, 2018
  • Royal Sundaram Car Insurance
    "Better"
    0.5 4.0/5 "Great!"
    I have insured my car with the Royal sundaram general insurance company. I would like to say that the customer service is good one too and the response is very positive with them till now, also I dont have any issues with them.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Jun 23, 2018
Common Loader Icon
Page 1 of 7 1 2 3 4 5

Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

reTH65gcmBgCJ7k
This Page is BLOCKED as it is using Iframes.