Planning to buy or sell a used car? Learn the step-by-step process to legally transfer car ownership in India without relying on third-party agents.
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In India, the second-hand car market is experiencing a notable surge. In addition to the cost being more economical than brand-new vehicles, used cars also offer better value for money. The quality of products in the pre-owned car market has reached unprecedented levels, making a wise purchase a potential long-term money saver.
While many car owners struggle with understanding the process of transferring ownership, some opt for expensive third-party services at the Regional Transport Office (RTO). However, with a bit of research, ownership transfer between the seller and the buyer can be easily accomplished without involving a third party. Here's a guide on how to execute the transfer of car ownership.
The steps involved in the car ownership transfer process within state is as detailed below:
The seller should also hand over the following documents to the buyer, apart from the keys of the vehicle:
a. Original registration certificate (RC)
b. Valid insurance
c. Request letter for clearance certificate (CC)
d. Copy of PUC certificate
e. RTO tax-related documents
f. Copy of the delivery note
g. The vehicle owner's manual
h. Warranty papers
i. History of servicing
j. A copy of the car's original invoice
a. Original registration certificate (RC)
b. Valid insurance
c. Request letter for clearance certificate (CC)
d. Copy of PUC certificate
e. RTO tax-related documents
f. Copy of the delivery note
g. The vehicle owner's manual
h. Warranty papers
i. History of servicing
j. A copy of the car's original invoice
To buy a car without a loan, show verified documents to the RTO clerk and office superintendent. No fees for CC application. CC and modified RC book will be mailed within 30 days.
If the car is financed through a loan, this step will also include a hypothecation cancellation process.
a. Request letter for the clearance certificate
b. Original registration certificate (RC)
c. A copy of the insurance of the vehicle that is valid
d. A copy of the emission certificate
e. A self-addressed envelope with stamps worth Rs.30 affixed.
There may be additional steps involved in the above process and Forms 32 and 35 will need to be furnished if the car was under a loan.
a. 2 copies of Form 29, the notice of the ownership transfer
b. Form 30, the report of the ownership transfer
c. Original registration certificate
d. Copy of the valid car insurance
e. Copy of the emission certificate
f. Copy of the address proof of the buyer
e. Copy of the buyer's PAN card
f. Original CC
g. 1 passport sized photograph of the buyer
h. Self-addressed envelope affixed with stamps worth Rs.30
Points to note for the buyer:
Car ownership transfer can be a hassle-free process if you follow the necessary steps. Irrespective of whether you are the buyer or the seller, you should ensure that you have copies of the relevant documents for future reference.
Car ownership transfer refers to the legal process of transferring vehicle ownership from one person to another. It is necessary to update the records with the Regional Transport Office (RTO) and avoid any future legal complications.
Ownership transfer is required when selling or buying a used car, inheriting a vehicle, or during other instances where the legal owner changes.
Essential documents include the original vehicle registration certificate, Form 29 and Form 30 (duly filled and signed), a copy of the seller's and buyer's address proof, and the pollution under control (PUC) certificate.
Visit the local RTO office and submit the required documents along with the prescribed forms. Pay the applicable fees and taxes to facilitate the ownership transfer.
It is advisable to complete the ownership transfer immediately after the sale. Many RTOs have a stipulated time frame, and delaying the process may attract penalties.
The NOC is a crucial document when transferring ownership across state borders. It signifies that the previous RTO has no objections to the vehicle's transfer to another state.
Yes, it is essential to inform the insurance company about the change in ownership. This ensures that the new owner is covered under the existing insurance policy or arranges for a new policy.
Some states offer online services for certain aspects of the ownership transfer process. However, physical verification and submission of documents at the RTO office are typically required.
The fees for ownership transfer vary by state. It includes charges for Form 29, Form 30, road tax, and any applicable penalties.
Yes, individuals can hire third-party agents or visit authorized service centers to assist with the paperwork and facilitate a smoother ownership transfer process.
It would take about 7 to 14 days to transfer the registration certificate.
Yes, you can apply online for vehicle transfer
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