• Cost-Effective Ways To Maintain Your Car

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    Car repairs contribute to a lot of financial stress in an average Indian household. Repairs on one’s vehicle are difficult to predict. And when the car owner also has to bear the cost of routine maintenance, the costs can quickly add up.

    Here we elaborate on a couple of things you can do to keep your car maintenance and repair expenses to a minimum.

    1. Choose the car type carefully - The cost of maintenance of your vehicle largely depends on the type of car itself. For instance, cars that are locally assembled usually have lower cost of maintenance. On the other hand, luxury cars and imported vehicles have high repair/maintenance costs.
    2. Have knowledge about average repair costs - Several studies have found that car owners can get significant discounts on repair costs just by being knowledgeable of the average costs in the market. This way they will be able to bargain and bring down the quoted price. So, it is imperative that you do a good amount of research on car maintenance and the costs involved before you actually approach a service centre.
    3. Approach a trustworthy mechanic - It is useful to be acquainted with a good mechanic who does not indiscriminately charge high costs for repair/maintenance work. It is best to get feedback from family members or friends; you can even check online reviews for reputable garages.
    4. Find discounts on car repairs - When getting your tyres replaced or brakes checked, you can receive discounts by searching online for such benefits. Several dealerships have year-end discounts on car maintenance/repair which are usually clubbed with a car purchase. In case you are looking to buy a new car, take advantage of these discounts.
    5. Second opinion matters - Similar to the case of a major surgery, a second opinion can give a lot of reassurance before you undertake a major repair work on your vehicle. For instance, if you have been advised by a mechanic to replace the engine, you can always approach another authorised service centre for their feedback.
    6. Service your car as needed - It is important to keep your car in good shape but not all services are mandatory. The user manual of your vehicle will have a maintenance schedule that points out when the vehicle should undergo servicing.
    7. Be an informed customer - You should be able to understand the amount of repairs suggested by the mechanic. You can ask a lot of questions in this regard, and even go to another service centre if something doesn’t feel right. Extra attention to details will only be beneficial to the car and your finances.

    Also Read: Auto Insurance Tips To Protect Your Car in Monsoon

    The Significance Of Preventive Maintenance

    It is advisable to do regular preventive maintenance on your vehicle to save a lot of money in the future. However, this is usually a grey area for many car owners, particularly the new ones. Not everyone is clear on what preventive maintenance is, when it should be done, and how one can do it. Listed below are some preventive maintenance techniques using which you can keep your ride in top condition:

    • Read the owner’s manual - As indicated above, your vehicle maintenance schedule will be within the owner’s manual; so you should read it carefully. You may also find the manufacturer’s recommendations on the frequency of change in oil, timing belts, filters, and more. Remember, if you do not follow the recommendations from the car manufacturer, your warranty may be voided and you may incur heavy expenses for the repair of your vehicle.
    • Learn the basics of inspection of your vehicle - It helps a lot if you are able to handle small repair work on your car by yourself. Learn to check the air pressure in the tyres, listen for strange sounds from the inside, and check for anything else out of the ordinary. Monitoring your car’s fluids/oils, inspecting the battery, and checking the timing belts are crucial in ensuring that your vehicle is in good condition for longer. In case your windshield wipers are worn out, get them replaced - this is something that does not cost much and can be done easily by yourself. Monitoring the air filters and spark plugs are also tasks that should be done regularly.

    There are certain things you can do yourself to maintain your car well. However, when you find bigger issues, it is best to consult a professional without too much of a delay.

    Delaying the repair of obvious issues, leaks, or sounds will certainly increase your expenses down the line. Similarly, you should not delay in getting your car insurance renewed, as a break in insurance can amount to significant losses in the future.

    Car Insurance Reviews

  • Page 1 of 50 1 2 3 4 5
    • ICICI Lombard Car Insurance
      "Good"
      0.5 4.0/5 "Great!"
      The service of Icici Lambard car insurance service is awesome compared to others in the market. They collected all my documents directly which was an easy process. The payments are through online. It was a good experience with Icici Lambard car insurance service.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 24, 2018
    • HDFC Ergo Car Insurance
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Hdfc Ergo car insurance service is good. The online portal is easy for navigation with lot of good options. They never asked for any documents as it was an paperless approval. The payments are through online. It was an good experience with Hdfc Ergo car insurance service.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 24, 2018
    • Tata AIG Car Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have a car insurance with TATA AIG from last 3 months and it is a good insurance policy to use. They cover bumper to bumper as well as third party damages. I have not claimed anything so far with this insurance and i pay a premium of Rs 12000 for this insurance.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 24, 2018
    • ICICI Lombard Car Insurance
      "Good"
      0.5 4.0/5 "Great!"
      I directly purchased my car insurance service from the showroom through Icici. The payments are through cheques. They use to intimate regularly. The payments are through cheques. The staffs where friendly during the process. It was an good experience with Icici car insurance service.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Apr 23, 2018
    • ICICI Lombard Car Insurance
      "Average Policy"
      0.5 3.0/5 "Satisfactory"
      I have my car insured with ICICI lombard from last 7 years, my claim experience was not up to the mark with this car insurance policy as they covered only bumper to bumper damage. I got a coverage value of Rs 2000 for this claim experience. I pay a premium of Rs 6000 for this insurance.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 20, 2018
    • HDFC Ergo Car Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my car insured with HDFC ERGO from last 2 years, i am happy with the coverage value of this car insurance. I do not have claim experience so far with this car insurance. They cover bumper to bumper as well as third party damages. I pay a premium of Rs 17000 for this insurance.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 20, 2018
    • ICICI Lombard Car Insurance
      "ICICI LOMBARD Car Insurance"
      0.5 5.0/5 "Blown Away!"
      I have taken a car insurance with ICICI lombard and the premium is 28000. They provide bumber to bumber, road assistance, cashless garages, zero depression, accidental coverage to the first party and the third party. While comparing its a good policy.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 20, 2018
    • National Insurance Car Insurance
      "Good policy for car"
      0.5 3.0/5 "Satisfactory"
      I have taken a car insurance from National insurance and the premium amount is 9000. There was no bumber to bumber included with this policy as it was an old car. They include accidental insurance, and third party coverage. I have to renew the policy every year.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 20, 2018
    • ICICI Lombard Car Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my car insured with ICICI lombard from last 1 year, i am happy with the coverage value of this insurance policy. I have not claimed anything so far with this insurance. I am not aware of the premium amount of this car insurance. They cover only bumper to bumper damages for this insurance.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 19, 2018
    • HDFC Ergo Car Insurance
      "Car insurance with HDFC ERGO"
      0.5 5.0/5 "Blown Away!"
      I have taken the car insurance with HDFC Ergo and the yearly premium which i am paying is 20000. The provide bumber to bumber cashless garage, road assistance and accidental insurance as well. And yearly i have to renew the policy.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Apr 19, 2018
    • Shriram Car Insurance
      "Good service"
      0.5 4.0/5 "Great!"
      Recently I have renewed the car insurance from the SHRIRAM GENERAL INSURANCE company. The customer support service and the response is good with the Shriram because they give reminders to renew the policy before the due date. I have paid Rs,12,000 to renew the car insurance from the SHRIRAM GENERAL INSURANCE company.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 19, 2018
    • Oriental Insurance Car Insurance
      "Good car policy"
      0.5 5.0/5 "Blown Away!"
      I have taken a car insurance with ORIENTAL INSURANCE and the premium which i am paying is 14000 which i have to renew yearly.The benefits include bumber to bumber, road assistance, cashless and accidental insurance as well. I don't have any claim experience but its a good policy.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Apr 18, 2018
    • Iffco Tokio Car Insurance
      "Best policy"
      0.5 5.0/5 "Blown Away!"
      I have my car insured with IFFCO TOKYO from more than 1 year, i had a very good claim experience and they covered 80-90% of the billed amount. This policy covers only bumper to bumper and third party damages. A premium of Rs 30000 has to be paid for this insurance.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 17, 2018
    • review Car Insurance
      "Very good policy to use"
      0.5 5.0/5 "Blown Away!"
      Got the car insurance policy from the Bharathi axis general insurance company around 5 months ago. I have paid around Rs,40,000 to get this policy this year, because this policy covers bumper to bumper benefits and the policy coverage is good with this policy.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Apr 17, 2018
    • National Insurance Car Insurance
      "Best policy"
      0.5 5.0/5 "Blown Away!"
      I am having a car insurance with National insurance from last 10 years, i have a very good coverage value for this car insurance. I do not have any claim experience so far with this car insurance. A premium of Rs 2500-3000 has to be paid for this car insurance.
      Was this review helpful? 0
      , faridabad
      Reviewed on Apr 17, 2018
    • HDFC Ergo Car Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have a car insurance with HDFC ERGO from last 3 years, i am happy with the coverage valye of this policy, they cover bumper to bumper as well as third party damages. I have not claimed anything so far with this insurance and the premium amount of this insurance is Rs 13000-14000.
      Was this review helpful? 0
      , kolkata
      Reviewed on Apr 16, 2018
    • Reliance General Car Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have a car insurance with Reliance from last 2 years, i do not have any claim experience so far with this car insurance. I pay an insurance premium of Rs 30000 every year. I am happy with the coverage of this insurance and they cover bumper to bumper as well as third party.
      Was this review helpful? 0
      , pune
      Reviewed on Apr 14, 2018
    • Liberty Videocon Car Insurance
      "Best policy"
      0.5 5.0/5 "Blown Away!"
      I was having a car insurance with Liberty videocon from last 1 year, i do not have any claim experience with this insurance policy and i find the coverage value is good when compared to other insurances. I pay a premium of Rs 12000-15000 for this insurance policy.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 12, 2018
    • Iffco Tokio Car Insurance
      "best experience"
      0.5 5.0/5 "Blown Away!"
      I had taken a car insurance policy from the Top most private sector insurance company IFFCO TOKIO GENERAL INSURANCE. The important benefit is the claim procedure is very easy and simple. My idv value for my vehicle is Rs. 11k.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 12, 2018
    • Chola Ms Car Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have recently insured my car with Cholamandalam insurance, i do not have any claim experience so far with this insurance and i have a coverage of bumper to bumper damages. A premium of Rs 8000 has to be paid every year for this car insurance.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 12, 2018
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