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Car Modification And All You Need To Know About It

While the number of cars on Indian roads is increasing constantly, more and more people are also inclining towards car modification. The primary reason being the urge to get noticed while hitting the tarmac. Car modification helps in making your ride stand apart from the rest of the vehicles. It makes your vehicle vary, both in terms of appearance and performance, from the generic stock vehicles manufactured by the same manufacturers.

What Is Car Modification Or A Modified Car?

Modification, as the term suggests, are changes that are made to a vehicle. These changes are introduced to a stock vehicle to alter its appearance or performance or both.

What Are The Different Types Of Car Modifications?

Car modification can be divided into three broad categories. They are: Performance modification, Functional modification, and Aesthetic or cosmetic modification.

  • Performance modification: Modifications made to upgrade the performance of the car are termed as performance modification. Performance modifications are generally made to boost the power, handling, and/or fuel efficiency of the car. Modifications made to the engine, exhaust system, air filters, brakes, suspensions, tyres, etc. fall under this category.
  • Functional modification: Functional modifications are those which change or add certain functions to the vehicle. Installation of sunroofs, air conditioning, car phone, roof rack, navigation system, etc. come under this category. Functionalities added to a vehicle which were not there earlier are called functional mods.
  • Aesthetic modification: This kind of modification is generally done to make the vehicle look better and unique. All changes made to the external or internal appearance of the vehicle are termed as aesthetic modifications. However, aesthetic modification or cosmetic modification is not always meant to make visual differences. Sometimes, they also bring significant changes in the performance by tweaking the body work. For example, certain body kits provide more stability and better aerodynamics to a car than the stock body.

What Are The Most Sought-After Modifications?

Listed below are some of the most common modifications that are often opted by automobile enthusiasts to enhance their rides.

Performance Modifications:

  • Turbocharger or Supercharger: The performance of engines can be altered by turbo charging or supercharging them. They basically help in increasing the overall performance of the engines by improvising their peak power and torque delivery.
  • ECU remapping: An Engine Control Unit (ECU) is responsible for controlling the fuel-air mixture in the engine. Most manufacturers map the ECUs well below the vehicle’s potential to maintain a safety net. An ECU remapping can help you unleash the car’s full potential and better performance.
  • Nitrous: Nitrous injection kit installation is a very popular modification but still not a very common one. Installing nitrous injection kits on street cars is illegal - not only in India, but all across the globe as well. A nitrous injection can multiply the power of an engine to a great extent for a limited period of time.
  • Transmission upgrade: Another common upgrade that car owners often opt for is the transmission upgrade. A change in the gearbox can bring in significant changes in the performance of the car.
  • Brakes upgrade: Brakes are one of the most vital characters of the handling act. The handling of a car is largely dependent on the brakes. Thus, the brake shoes or master cylinders of a braking system are often upgraded for better braking performance.
  • Suspension upgrades: Suspension is yet another important factor behind handling and stability of the car. Although most automobile makers carry out ample tests before putting up a car on the production line, vehicle owners often consider a suspension upgrade to meet their driving style or to change the stance of the vehicle.
  • Exhaust system: This is perhaps one of the most popular performance upgrades that vehicle owners consider buying for their cars. A free flow exhaust system not only improves the performance of the car but also adds a signature grunt to the car’s exhaust note. In many cases, even a muffler change or air filter change is considered just for altering the exhaust note of a car.

Functional Modifications:

  • Satellite navigation system: A satellite navigation system is a very useful upgrade if you do not already have it in your car. Most automobile manufacturers offer this feature in their cars these days. A navigation system uses Global Positioning System (GPS) to chalk out the best route from point A to point B. It provides information regarding the traffic conditions and thus saves time and makes the journey as hasslefree as possible.
  • Air conditioning: Air conditioning is a very common functional modification.
  • Car phone: The car phone offers the driver, the liberty of using his/her phone while driving. The driver can make or receive phone calls without even touching the phone. It has become even easier to use a car phone these days as most of the modern infotainment systems in cars now offer bluetooth compatibility which helps them connect their phones to the car’s media system directly.
  • Parking sensors: Parking a car can be a tricky job, especially in tight corners. Parking sensors make the whole process easier. Parking sensors can guide the driver while parking by providing information regarding obstacles that are in the way. Many cars offer parking sensors as a standard in-built feature these days. But, if your car doesn’t have one, it is definitely a good modification to be considered.
  • Other functional accessories: There are a number of other additional accessories that are installed on the basis of their functionality. The most common accessories are roof racks, hand controls, additional lights, etc.

Aesthetic Or Cosmetic Modifications:

  • Body kits: Body kits are extra body panels that are installed on a vehicle. It changes the shape, size, and appearance of the vehicle. Body kits might consist of wheel fenders, hoods, side skirts, front and rear bumpers, grilles, roof top vents, and spoilers. Although body kits usually change the physical appearance of the cars, they might also affect the performance by making alterations to the aerodynamics and the weight of the car.
  • Paint job: Paint jobs are usually referred to the single stage enamel painting done on cars. But “paint job” has a diverse meaning. With different painting processes available in the market, paint jobs can mean anything from a single tone paint scheme to a matte finish paint job to pearlescent paint schemes to airbrushing.
  • Decal works: Decal work is gaining popularity at a massive rate. Be it a full body wrap or just some minor bits of ornamental changes, more people are considering decals over traditional paint jobs. Pepping up a vehicle with body wraps and decals is considered as a better option as it is hasslefree. It is very easy to install, remove, and replace decals and body wraps, and that makes it a popular choice.
  • Lights: Installing a new headlamp cluster or tail lamp cluster can make your vehicle look much more appealing. Installing underbody neon lights had been in vogue for quite some time although it has faded out in the past decade.
  • Other cosmetic mods: Tinted windows and windscreen, smoked headlamps and tail lamps, and upholstery or dashboard mods are quite popular as well.

Advantages And Disadvantages Of Modifying Your Car:

On one hand, well-chosen modifications can enhance the overall performance of your vehicle but on the other hand, improper installation of mod parts or using poor quality mods can have an adverse effect on the vehicle’s health as well as your safety. Modifications should be chosen wisely and should be compatible to each other. It is very important to take help from professionals to make modifications in a car.

Many performance modifications might make your engine warranty void and might also be illegal (like nitrous injection kits). A particular performance modification can cause the vehicle to malfunction. It is also possible that the mod part can damage other parts. It is important to have clear and complete knowledge about the modifications and their effects before installing them.

Modifications made to a vehicle will also affect your vehicle insurance policy. It is highly likely that the premium amounts will be higher because of the changes made in the car.

Hence, it is advisable to check all the pros and cons before modifying a vehicle. Because, once the modification is done, in most cases there is no going back. So, choose your mods wisely and always remember to drive safe and be safe on the roads because “With great power comes great responsibility”.

GST Update: GST of 18% is applicable on car insurance effective from the 1st of July, 2017

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Car Insurance Reviews

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  • New India Car Insurance
    "Good in claim settlement"
    0.5 5.0/5 "Blown Away!"
    Last year I met with an accident, they done it very well. My car front bumper and radiator was damaged, I got the cash less garages the just taken one week of time to reflect the issue. I paid the premium of 11,000 for zero depreciation plan its fully covered.
    Was this review helpful? 0
    , ghaziabad
    Reviewed on Jul 19, 2019
  • ICICI Lombard
    ICICI Lombard Car Insurance
    "Premium should be reduced"
    0.5 5.0/5 "Blown Away!"
    I took car policy from ICICI Lombard, the policy cost is bit higher compared to others. I paid premium around Rs. 18,000 for one year comprehensive plan. It would be great if they reduced the cost of the premium so that many customer can avail their service.
    Was this review helpful? 0
    , noida
    Reviewed on Jul 19, 2019
  • New India Car Insurance
    "Needs improvement on the claim process"
    0.5 4.0/5 "Great!"
    I had chosen New India Assurance for my car insurance because I know a employee so I get some waiver off on the premium. I had claims on my previous car and the experience was not good. They need to improve on the benefits because I need to pay first for the cliam process then they send a cheque after 1 or 1.5 months that too after analyzing. I get 80% and sometimes 85% of the claim.
    Was this review helpful? 0
    , gurgaon
    Reviewed on Jul 19, 2019
  • New India Car Insurance
    "Good Experience"
    0.5 5.0/5 "Blown Away!"
    I purchased zero depreciation car insurance with New India Assurance, the cost is reasonable. Last year I paid the premium of Rs. 14,000 for one year policy its for four years old car. They got tie up with many service centers, the service is good I can reach at any time.
    Was this review helpful? 0
    , mumbai
    Reviewed on Jul 18, 2019
  • Royal Sundaram Car Insurance
    "Useful Policy"
    0.5 5.0/5 "Blown Away!"
    My agency people where i took the car, they have proposed the policy from Royal Sundaram. I paid the premium amount of Rs. 13K nearly. My claim experience is very good and they have processed the claim within 1 day and its a 100% covered policy and i didn't pay anything from my pocket.
    Was this review helpful? 0
    , coimbatore
    Reviewed on Jul 18, 2019
  • United India Car Insurance
    "For new car, don't go for it"
    0.5 4.0/5 "Great!"
    The amount they are charging is less thats the reason i opted the car insurance policy from united India. I pay the premium amount of Rs. 2500. This is a third party insurance policy. Through consultancy, i used to renew my policy. I have not applied for any claim so far.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jul 16, 2019
  • HDFC Ergo Car Insurance
    "Whichever policy, Go for Zero dept"
    0.5 4.0/5 "Great!"
    My car insurance policy was with HDFC ergo because it was recommended by my dealer. I had claim experience and it was cashless and good. I did not pay anything from my pocket within 3 days, they have processed the claim and handed over my vehicle. It was a zero depreciation policy.
    Was this review helpful? 0
    , greater noida
    Reviewed on Jul 15, 2019
  • ICICI Lombard Car Insurance
    "Good policy "
    0.5 3.0/5 "Satisfactory"
    Every time, i used to visit their showroom to renew my car insurance policy. I'm receiving the no claim bonus. This is a bumper to bumper covered policy. I pay the premium amount of Rs. 10000 and I'm not sure about the IDV value. They are providing the hard copy of the documents immediately. I do not have any claim experience.
    Was this review helpful? 0
    , greater noida
    Reviewed on Jul 15, 2019
  • HDFC Ergo Car Insurance
    "Good"
    0.5 4.0/5 "Great!"
    HDFC ERGO GENERAL INSURANCE is the company where I have taken the car insurance policy for life time policy, the premium amount is nominal I use to yearly basis. I use to do payment through an online. Their service is good. They used to process the claim as soon as possible and they will take care of the claim.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Jul 13, 2019
  • Royal Sundaram Car Insurance
    "Should be transparent"
    0.5 1.0/5 "Really Bad"
    I met with an accident, I had to get it claim because I have Royal Sundaram car policy it was bumper to bumper at the time of enrollment they said its fully covered. But when I went for the claim, the insurer said car engine was not covered. Then I fought with Royal sundaram Insurance company. They quoted 1.40 lakh claim value and they made me to pay Rs. 70,000 from my end. However the additional cost of engine protection is just around Rs. 400 but I paid the premium of Rs. 20,000. I am very disappointed with them because they are not transparent. So I suggest to all, before going policy make sure whether its fully covered.
    Was this review helpful? 0
    , chennai
    Reviewed on Jul 13, 2019
  • Royal Sundaram Car Insurance
    "Policy not up to the mark"
    0.5 3.5/5 "Pretty good"
    The policy was overall good but end of the day i was not satisfied with the policy. When i purchase the policy, they said its a zero depreciation policy and its nil dept. But when i applied the claim, they have given me a claim only for 50%. In that, my car steering was not covered, Some engine parts and bumper was not covered.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Jul 13, 2019
  • New India Car Insurance
    "GOOD"
    0.5 4.0/5 "Great!"
    I have bee using the car insurance policy with NEW INDIA ASSURANCE where the customer support is prompt by giving the information regrading the policy expiry date. I had no claim also the IDV value is good provided with the insurance policy.
    Was this review helpful? 0
    , mumbai
    Reviewed on Jul 10, 2019
  • ICICI Lombard Car Insurance
    "GOOD"
    0.5 4.0/5 "Great!"
    I have purchased the two wheeler insurance policy with the ICICI LOMBARD GENERAL INSURANCE where i had no claim experience with the policy. The premium paid was nominal also the IDV value is good with the policy. The service is good with the policy.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jul 10, 2019
  • National Insurance Car Insurance
    "Good Claim Experience"
    0.5 4.0/5 "Great!"
    I believe the premium is lesser for National Insurance car policy and they have good claim ratio when compared to private sector but the service needs to be improved. I done a claim there a small damage within a week time they came and took the details and within 15 days I got the reimbursement. I paid last premium of Rs. 10,461 for my Maruthi Baleno car.
    Was this review helpful? 0
    , pune
    Reviewed on Jul 09, 2019
  • Oriental Insurance Car Insurance
    "GOOD"
    0.5 4.0/5 "Great!"
    I am using the policy since from last 2 years with ORIENTAL INSURANCE where they have given coverage is for bumper to bumper. The premium paid was nominal and the IDV value was good also there was a road side assistance. No claim bonus is there with the policy.
    Was this review helpful? 0
    , new delhi
    Reviewed on Jul 08, 2019
  • Bajaj Allianz Car Insurance
    "Good policy"
    0.5 4.0/5 "Great!"
    When i purchased my new car, i have bought the car insurance from Bajaj Allianz. I have made th premium amount of Rs. 33000 for the coverage amount of Rs. 9 lakhs. I do not applied for any claim till now. For the premium amount has taken along with the loan amount.
    Was this review helpful? 0
    , kochi
    Reviewed on Jul 06, 2019
  • New India Car Insurance
    "Need to improve the service"
    0.5 4.0/5 "Great!"
    Taken my car insurance from New India. My dealer has given the policy with them and I'm continuing with the same company. I pay the premium amount of Rs. 16000 for the coverage amount of Rs. 7.50 lakhs. I haven't got my no claim bonus. When i informed about the same, they were not ready to provide proper response.
    Was this review helpful? 1
    , kochi
    Reviewed on Jul 06, 2019
  • National Insurance Car Insurance
    "Excellent car insurance policy"
    0.5 4.5/5 "Excellent!"
    I went to the dealer and he had a tie up with the National Insurance company hence i have chosen them. I paid the premium amount of Rs. 22000. They have provided me a coverage amount of Rs. 4 lakhs. They have provided me a hard copy of the documents. Its a zero depreciation policy. I get a facilities of no claim bonus, roadside assistance.
    Was this review helpful? 0
    , rewari
    Reviewed on Jul 05, 2019
  • HDFC Ergo Car Insurance
    "GOOD"
    0.5 4.0/5 "Great!"
    HDFC ERGO GENERAL INSURANCE is the company where i am using the car insurance policy since from last 6 months also the premium paid was nominal added on that the IDV value is nominal with the policy. The policy coverage is for bumper to bumper with the policy.
    Was this review helpful? 0
    , jamnagar
    Reviewed on Jul 05, 2019
  • review Car Insurance
    "EXCELLENT"
    0.5 5.0/5 "Blown Away!"
    I have been using the car insurance policy with the BHARTI AXA GENERAL INSURANCE where i have no claim experience also the premium paid was nominal also the IDV value was good with the policy. The policy coverage is for full also it is a good policy.
    Was this review helpful? 0
    , new delhi
    Reviewed on Jul 05, 2019
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