Magma General Insurance Limited Car Insurance

Don't claim a car insurance if your car breaks down due to the following reasons: 

1. Break down due to ageing of the vehicle. 

1. Normal wear and tear of the vehicle. 

1. Damage caused under the influence of drugs or alcohol. 

1. Driver drives the vehicle without a valid driving license. 

1. Mechanical or electrical breakdown. 

1. Damage caused due to nuclear risk, war or mutiny. 

Documents Required: 

1. Copy of the claim intimation 

1. Copy of the Magma General Insurance Limited car insurance policy and the premium receipt 

1. Completely filled-in claim form 

1. Valid Driving License 

1. Registration Certificate of the vehicle 

1. Estimate of repairs from the garage along with a stamped receipt 

1. Bills/Cash Memo of repairs 

1. Verification of road tax 

1. Police Panchanama/FIR 

1. Permit and Fitness Certificate 

Magma General Insurance Limited Car Insurance Coverage: 

A corsage of coverage benefits are ready to greet you with Magma General Insurance Limited. Covering all the needs of an individual, it is competent enough to stand on the top list of car insurance providers in the country.

1. Damage to Own Vehicle: Any loss or damage to the vehicle or it's parts or accessories that has incurred due to natural calamities like flood, storm, hurricane, earthquake etc. and man-made calamities like fire, explosion, strike, riots, terrorist attacks, theft, burglary, damage in transit by road, rail, lift, air etc. are covered under a private 

1. Third Party Damage: A comprehensive car insurance policy provides a cover against any legal expenses or legal claims demanded by the third party in case of any damage incurred in terms of death, injury or property damage to the third party. 

Having an extra care for you, Magma General Insurance Limited is offering some additional coverage by paying an extra premium. 

Magma General Insurance Limited 'Extra Coverage at Extra Premium':

Magma General Insurance Limited Car Insurance Sum Assured:

Sum assured is the most important information that is needed while buying a car insurance. There is a simple calculation to get your sum assured value. Sum assured depends upon the Insured's declared value (IDV) i.e. the listed value of a car less depreciation charged according to the age of a car.

Magma General Insurance Limited calculates the value of Sum assured as follows:

If in case the manufacturer doesn't have any of your accessory's listed price, then the actual value of that accessory after deducting depreciation would be added to the Sum assured amount. We Indians always thrive for discounts. Magma General Insurance Limited is giving plethora of discounts on different parameters as discussed below: 

Magma General Insurance Limited Car Insurance Discounts:

Magma General Insurance Limited Car Insurance Customer Care:

  The customer care team of Magma General Insurance Limited can be contacted at the toll-free number, 1800 266 3202. You can also send an email to customer care at customercare@magmainsurance.com.   

You can also login to the insurer's website to record grievances. 

Other ways in which you can contact the insurance company include: 

1. Use the 'Request a Callback' option to receive a call from the customer service team of the insurer. 

1. Click on 'Write to Us' option at the website and fill up the online form with your query/issue/feedback. 

You can locate the cashless garages of the insurer through the 'Locate Garage' option. You will have to select the city and vehicle type to get the required information. The 'Locate Office' option at the website enables you to identify the branch offices of the insurance company. You will be required to select the city and update the vehicle type for the same. 

GST Update: GST of 18% is applicable on car insurance effective from the 1st of July, 2017