Insurance is like a spare tyre. You may not require it, but not having one is not an option.

HDFC ERGO Car Insurance Renewal

 4.5 / 5.0   by 253 users
Used this product? Write a review >>

Policy Coverage

Customer Service

Claim Experience

Cashless Garages

In India, the Motor Vehicles Act, 1988, makes it compulsory to buy a third party car insurance policy.  There are basically two types of car insurance policies – third party car insurance policy and comprehensive car insurance policy.     The comprehensive car insurance policy provides extensive coverage to the owner. In third party car insurance policies, owners get coverage against any legal liability that is caused to a third party.    HDFC ERGO motor insurance policy offers private car insurance with a host of features.   

Benefits of HDFC ERGO car insurance 

  There are many benefits to buying an HDFC ERGO car insurance such as:   
  • The policies can be bought and renewed online which makes for a quicker and hassle-free experience 
  • There is 24x7 support offered for all of your car insurance policy doubts, questions, and requirements. All you need to do is call the toll-free number 1800 2700 700 or email the company at care@hdfcergo.com 
  • Lightning fast approval of claims, within 24 hours of the vehicle reaching the garage 
  • Claim settlement process that is transparent, fair, and fast 
  • A wide network of cashless more than 5000 cashless garages spread all over India 
  • For cars that are more than 5 years of age, a discount of 60% is offered 

Benefits of renewing HDFC ERGO car insurance policy 

  The fact that vehicle insurance is mandatory need not be the only reason to renew your HDFC ERGO car insurance policy. Here are some other reasons to do so:   
  • It provides coverage for the owner in case of any injuries or damage to the car 
  • It provides coverage that protects against any legal liabilities in case of injuries to a third person or damage to their vehicle, which would otherwise be a huge financial cost to bear 
  • If you renew your car insurance after a year of raising no claims, you get a discount on your premium on renewal 
  • Since it is mandatory to have a car insurance policy, not renewing your policy could lead to legal trouble or fines, so the best way to avoid this is to renew your policy on time 
The rising cost of vehicle repairs and spare parts means that the financial loss in terms of any damage or accident will be high if you don’t have an active car insurance policy. Along with this is the rising cost of healthcare in India, so that even minor injuries can be financially draining. Having a car insurance policy protects you from these financial losses.    

Easy steps to renew your HDFC ERGO car insurance policy 

  Renewing your policy is very easy as the entire process can be completed online. Here are the steps:   
  • Visit the website of HDFC ERGO and navigate to the page for ‘Car Insurance’ and under that go to ‘Instant Renewal’. 
  • Enter your HDFC ERGO policy number in the box. 
  • Search for add-on covers that will enhance the coverage that is provided to your car. 
  • Select the add-on covers that you require. 
  • Fill in the required details and the premium that you need to pay gets generated and displayed on the screen 
  • Make the payment with online banking or credit card. 
With an HDFC ERGO car insurance policy, you don’t have to worry about your vehicle inspection if your insurance has expired. HDFC ERGO provides self-inspection application forms where you can insert pictures and videos of your car and send it for inspection. This virtual inspection saves a great deal of time resulting in policy issuance within an hour of submission.   

Other Products

GST Update: GST of 18% is applicable on car insurance effective from the 1st of July, 2017

HDFC ERGO Car Insurance Renewal Reviews

Page 1 of 13 1 2 3 4 5
  • HDFC Ergo Car Insurance
    "Need to reduce the premium"
    0.5 4.5/5 "Excellent!"
    I had a car insurance with HDFC Ergo and I felt the premium is very high hence I changed my insurance provider. The customer service is very good. There was no claim experience. The policy period is one year. It is a zero dep policy which includes bumper to bumper and RSA. It is a first party insurance.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Jan 23, 2019
  • HDFC Ergo Car Insurance
    "Very good"
    0.5 5.0/5 "Blown Away!"
    Even my car was insured with HDFC Ergo. It is a second-end car and have chosen the third party insurance. I have not done any claim so far. The premium is reasonable. It offers bumper to bumper facility and road side assistance. The policy period is 2 years.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jan 14, 2019
  • HDFC Ergo Car Insurance
    "Good service provider"
    0.5 4.5/5 "Excellent!"
    The reason to avail HDFC Ergo policy, my banker have suggest this insurer for my car. They gave me the best insured value around Rs. 6 lakhs based on the vehicle age. I have Hyundai I20 car, they are providing 24/7 helpline and cashless service.
    Was this review helpful? 0
    , chennai
    Reviewed on Jan 04, 2019
  • HDFC Ergo Car Insurance
    "Good Car Insurance"
    0.5 5.0/5 "Blown Away!"
    Its a zero depreciation policy which i purchased for my car. From last 3 years i have been continuously renewing the policy through HDFC Ergo. My dealer has provided the policy when i purchased a car. Its a bumper to bumper covered car insurance. I have been paying the premium amount of RS. 14800 and i am satisfied with the coverage value they have provided this policy.
    Was this review helpful? 0
    , new delhi
    Reviewed on Jan 02, 2019
  • HDFC Ergo Car Insurance
    "Best Policy"
    0.5 5.0/5 "Blown Away!"
    I have take car insurance from the HDFC ERGObased on the befits and comfortable premium amount . They are giving Bumper to bumper coverage . They explained the policy benefits and claiming process . Overall am satisfied with my policy and service .
    Was this review helpful? 0
    , ahmedabad
    Reviewed on Dec 16, 2018
  • HDFC Ergo Car Insurance
    "Average Policy"
    0.5 3.5/5 "Pretty good"
    I hold a car insurance with HDFC ERGO from more than 1.5 years, a premium of Rs 5000 has to be paid for this insurance policy every year. I did not claim anything so far from this insurance policy. They cover bumper to bumper damage for this car insurance.
    Was this review helpful? 0
    , pune
    Reviewed on Dec 01, 2018
  • HDFC Ergo Car Insurance
    "Good Protection for four wheeler"
    0.5 4.0/5 "Great!"
    The premium was economical for one year car insurance with HDFC Ergo. Now I have option for three years, I have comprehensive loan it covers for loss, damage, personal accidental with zero dep protection like bumper to bumper. The process activation was good I took for 2014 model Renault duster.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Nov 28, 2018
  • HDFC Ergo Car Insurance
    "Good coverage and cashless garages is good. "
    0.5 5.0/5 "Blown Away!"
    They have very good garages in PUNE. Its a bumper to bumper covered policy apart from tyres and glasses. They have provided me a coverage value of Rs. 4.5 lakhs and i was asked for 5.5 lakhs hence i'm not satisfied with it. I have paid the premium amount of Rs. 14.5 including GST. Because of the features i have selected the HDFC Ergo policy. Once i called them for road side assistance and they have managed well.
    Was this review helpful? 0
    , pune
    Reviewed on Nov 26, 2018
  • HDFC Ergo Car Insurance
    "Good"
    0.5 5.0/5 "Blown Away!"
    I took a car insurance with HDFC Ergo before one year and am gonna renew with the same insurer. It was quick and good. They are giving good suggestion for the policy. I had paid 10K for one year. They have sent the policy papers to me through email. They are providing bumper to bumper offer for 4 years.
    Was this review helpful? 0
    , chennai
    Reviewed on Nov 24, 2018
  • HDFC Ergo Car Insurance
    "Excellent"
    0.5 5.0/5 "Blown Away!"
    My car insurance was offered by the bank along with the loan. They are offering bumper to bumper for almost 3 years and later 3 years its going to be minimal amount as warranty. The customer service is really good and it happens immediately by single person. I have got the insurance papers on time.
    Was this review helpful? 1
    , bangalore
    Reviewed on Nov 21, 2018
  • HDFC Ergo Car Insurance
    "Good insurance policy"
    0.5 4.0/5 "Great!"
    I had a claim experience once. It was amazing experience. I was just submitted the cocuments in the dealer and they have taken care of all the things. They have given the 100% coverage value. I have started using this HDFC ergo car insurance for past 1 year. I have paid a premium amount as Rs. 40000. I never interacted with the customer care services.
    Was this review helpful? 1
    , mumbai
    Reviewed on Nov 16, 2018
  • HDFC Ergo Car Insurance
    "Good service"
    0.5 4.0/5 "Great!"
    I hold a car insurance policy with HDFC ERGO from long time, i got this insurance through showroom as agent himself gave this insurance, I am not aware of the premium amount for this insurance policy. I have no claim experience so far with this insurance policy.
    Was this review helpful? 0
    , noida
    Reviewed on Nov 16, 2018
  • HDFC Ergo Car Insurance
    "Not satisfied"
    0.5 2.0/5 "Expected more"
    I hold a car insurance with HDFC ERGO from last 1 year, a premium of Rs 12200 has to be paid for this insurance policy. This policy has full coverage with 0% depreciation. My claim experience was not good, the bill amount was for Rs 40000 but they covered only Rs 26000. There was no cashless garage facility provided.
    Was this review helpful? 1
    , new delhi
    Reviewed on Nov 15, 2018
  • HDFC Ergo Car Insurance
    "Satisfactory"
    0.5 5.0/5 "Blown Away!"
    I have compared in online for car insurance and gone for HDFC Ergo. The top one is Reliance and HDFC, though reliance is providing more benefits since I know HDFC is very well so opted for HDFC Ergo. It is a easy process. No claim gone till now. I have paid 12K to purchase and bumper to bumper offer is available.
    Was this review helpful? 0
    , chennai
    Reviewed on Nov 02, 2018
  • HDFC Ergo Car Insurance
    "Good Policy"
    0.5 5.0/5 "Blown Away!"
    I hold a car insurance policy with HDFC ERGO from last 1 year, I am not aware of the premium amount for this insurance policy. I have no claim experience so far with this insurance policy. I am happy with the coverage value of this insurance policy.
    Was this review helpful? 0
    , pune
    Reviewed on Nov 01, 2018
  • HDFC Ergo Car Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    My car is insured with HDFC ERGO from last 1 year and it is a good insurance policy. I pay a premium of Rs 5000 for this car insurance policy. I have no claim experience so far with this car insurance policy. This policy covers only bumper to bumper damage.
    Was this review helpful? 0
    , chennai
    Reviewed on Oct 31, 2018
  • HDFC Ergo Car Insurance
    "Good Policy"
    0.5 3.5/5 "Pretty good"
    I hold a car insurance policy with HDFC ERGO from last 1 year, a premium of Rs 15000 has to be paid for this insurance policy. I have no claim experience so far with this insurance policy. This policy has full coverage with 0% depreciation.
    Was this review helpful? 0
    , jabalpur
    Reviewed on Oct 31, 2018
  • HDFC Ergo Car Insurance
    "Good Policy"
    0.5 3.0/5 "Satisfactory"
    I hold a car insurance policy with HDFC ERGO from last 1 year, a premium of Rs 15000 has to be paid for this insurance policy. I have taken this policy for 3 years. I have no claim experience so far with this insurance policy. This policy covers only 3rd party damage.
    Was this review helpful? 0
    , thane
    Reviewed on Oct 31, 2018
  • HDFC Ergo Car Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I have taken car insurance with HDFC ERGO for 1 year, a premium of Rs 33000 has to be paid for this insurance policy. I have no claim experience so far with this car insurance policy. This policy has full coverage with 0% depreciation.
    Was this review helpful? 0
    , mumbai
    Reviewed on Oct 31, 2018
  • HDFC Ergo Car Insurance
    "Best policy"
    0.5 5.0/5 "Blown Away!"
    I have taken a car insurance policy with HDFC ERGO for 1 year, A premium of Rs 7000 has to paid for this insurance policy. My claim experience was good with this insurance and they provided cashless garage. This policy has full coverage.
    Was this review helpful? 1
    , navi mumbai
    Reviewed on Oct 30, 2018
Common Loader Icon
Page 1 of 13 1 2 3 4 5

Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

reTH65gcmBgCJ7k
This Page is BLOCKED as it is using Iframes.