HDFC ERGO Car Insurance Renewal

In India, the Motor Vehicles Act, 1988, makes it compulsory to buy a third party car insurance policy. There are basically two types of car insurance policies – third party car insurance policy and comprehensive car insurance policy. The comprehensive car insurance policy provides extensive coverage to the owner. In third party car insurance policies, owners get coverage against any legal liability that is caused to a third party. HDFC ERGO motor insurance policy offers private car insurance with a host of features.

Benefits of HDFC ERGO car insurance

There are many benefits to buying an HDFC ERGO car insurance such as:
  • The policies can be bought and renewed online which makes for a quicker and hassle-free experience
  • There is 24x7 support offered for all of your car insurance policy doubts, questions, and requirements. All you need to do is call the toll-free number 1800 2700 700 or email the company at care@hdfcergo.com
  • Lightning fast approval of claims, within 24 hours of the vehicle reaching the garage
  • Claim settlement process that is transparent, fair, and fast
  • A wide network of cashless more than 5000 cashless garages spread all over India
  • For cars that are more than 5 years of age, a discount of 60% is offered

Benefits of renewing HDFC ERGO car insurance policy

The fact that vehicle insurance is mandatory need not be the only reason to renew your HDFC ERGO car insurance policy. Here are some other reasons to do so:
  • It provides coverage for the owner in case of any injuries or damage to the car
  • It provides coverage that protects against any legal liabilities in case of injuries to a third person or damage to their vehicle, which would otherwise be a huge financial cost to bear
  • If you renew your car insurance after a year of raising no claims, you get a discount on your premium on renewal
  • Since it is mandatory to have a car insurance policy, not renewing your policy could lead to legal trouble or fines, so the best way to avoid this is to renew your policy on time
The rising cost of vehicle repairs and spare parts means that the financial loss in terms of any damage or accident will be high if you don’t have an active car insurance policy. Along with this is the rising cost of healthcare in India, so that even minor injuries can be financially draining. Having a car insurance policy protects you from these financial losses.

Easy steps to renew your HDFC ERGO car insurance policy

Renewing your policy is very easy as the entire process can be completed online. Here are the steps:
  • Visit the website of HDFC ERGO and navigate to the page for ‘Car Insurance’ and under that go to ‘Instant Renewal’.
  • Enter your HDFC ERGO policy number in the box.
  • Search for add-on covers that will enhance the coverage that is provided to your car.
  • Select the add-on covers that you require.
  • Fill in the required details and the premium that you need to pay gets generated and displayed on the screen
  • Make the payment with online banking or credit card.
With an HDFC ERGO car insurance policy, you don’t have to worry about your vehicle inspection if your insurance has expired. HDFC ERGO provides self-inspection application forms where you can insert pictures and videos of your car and send it for inspection. This virtual inspection saves a great deal of time resulting in policy issuance within an hour of submission.

Other Products

GST Update: GST of 18% is applicable on car insurance effective from the 1st of July, 2017

 4.5 / 5.0   by 307 users
Used this product? Write a review >>

Policy Coverage

Customer Service

Claim Experience

Cashless Garages

Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

HDFC ERGO Car Insurance Renewal Reviews

Page 1 of 16 1 2 3 4 5
  • HDFC Ergo Car Insurance
    "Whichever policy, Go for Zero dept"
    0.5 4.0/5 "Great!"
    My car insurance policy was with HDFC ergo because it was recommended by my dealer. I had claim experience and it was cashless and good. I did not pay anything from my pocket within 3 days, they have processed the claim and handed over my vehicle. It was a zero depreciation policy.
    Was this review helpful? 0
    , greater noida
    Reviewed on Jul 15, 2019
  • HDFC Ergo
    HDFC Ergo Car Insurance
    "Good"
    0.5 4.0/5 "Great!"
    HDFC ERGO GENERAL INSURANCE is the company where I have taken the car insurance policy for life time policy, the premium amount is nominal I use to yearly basis. I use to do payment through an online. Their service is good. They used to process the claim as soon as possible and they will take care of the claim.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Jul 13, 2019
  • HDFC Ergo Car Insurance
    "GOOD"
    0.5 4.0/5 "Great!"
    HDFC ERGO GENERAL INSURANCE is the company where i am using the car insurance policy since from last 6 months also the premium paid was nominal added on that the IDV value is nominal with the policy. The policy coverage is for bumper to bumper with the policy.
    Was this review helpful? 0
    , jamnagar
    Reviewed on Jul 05, 2019
  • HDFC Ergo Car Insurance
    "Good claim experience"
    0.5 5.0/5 "Blown Away!"
    They do have unlimited claim and the premium is not much higher. They have a facility of paying the premium on installment and the last installment should be paid by last months. Their customer care people very polite. I do have a claim experience and its good.
    Was this review helpful? 0
    , faridabad
    Reviewed on Jun 29, 2019
  • HDFC Ergo Car Insurance
    "Good Policy"
    0.5 5.0/5 "Blown Away!"
    I have chosen HDFC ergo for my car insurance because they have given me a multiple claim policy. I can do a claim for multiple with 100% claim. Its a zero depreciation policy. I paid the premium amount of Rs. 13000. I got the IDV value of 80%. They used to process the claim very fast and they will take care of the claim with garage people.
    Was this review helpful? 0
    , chennai
    Reviewed on Jun 24, 2019
  • HDFC Ergo Car Insurance
    "Good claim experience"
    0.5 4.0/5 "Great!"
    I faced a claim with HDFC ERGO, when my car glass got damaged I got the cashless garages within 18 days they have rectified the issue. I paid the premium of Rs. 11,900 for one year. I availed zero dep its covers all plastic, glass material. Even the insurance company got tied up with garages.
    Was this review helpful? 0
    , ahmedabad
    Reviewed on Jun 11, 2019
  • HDFC Ergo Car Insurance
    "Good claim experience"
    0.5 4.0/5 "Great!"
    I claimed with HDFC Ergo because there was some scratches on my swift dezire car, due the parking area. On that time I just paid Rs. 1000 registration fee remaining amount around Rs. 28,000 was claimed from my car policy . However I paid the premium of Rs.9000 for zero depreciation plan.
    Was this review helpful? 1
    , delhi
    Reviewed on Jun 08, 2019
  • HDFC Ergo Car Insurance
    "Very Good Policy"
    0.5 5.0/5 "Blown Away!"
    I will just forget to renew the car insurance policy from HDFC ergo hence they will call and give the reminders they will fix an appointment and come to my home to collect the premium through cheque. Because the car insurance covers most of the parts hence i have chosen. This policy covers for Glass and plastic as well since its a zero depreciation policy.
    Was this review helpful? 0
    , bangalore
    Reviewed on May 28, 2019
  • HDFC Ergo Car Insurance
    "Good Protection"
    0.5 4.0/5 "Great!"
    I paid around 14,000 to HDFC Ergo, to protect my Maruthi swift car. My car has comprehensive plan however it was manufactured in before three years, they gave me best insured value and they got tied up garages and work shops and with road side assistance and 24 hours service.
    Was this review helpful? 0
    , hyderabad
    Reviewed on May 28, 2019
  • HDFC Ergo Car Insurance
    "Excellent"
    0.5 5.0/5 "Blown Away!"
    Its been 4 years with HDFC ERGO from the beginning. The premium is reasonable and the policy duration is 12 months. I used to renew through online and the process was very simple. I have gone for claims and it very much easier. I have selected a first party insurance. I am giving my car to Maruti authorized center and very easy for claim.
    Was this review helpful? 0
    , mumbai
    Reviewed on May 28, 2019
  • HDFC Ergo Car Insurance
    "EXCELLENT"
    0.5 5.0/5 "Blown Away!"
    I have been using the car insurance policy with the HDFC ERGO GENERAL INSURANCE where i had no claim experience with this insurance policy. The premium was nominal added on that the IDV value was good. The policy coverage was bumper to bumper with this policy.
    Was this review helpful? 0
    , hyderabad
    Reviewed on May 27, 2019
  • HDFC Ergo Car Insurance
    "Good Service"
    0.5 5.0/5 "Blown Away!"
    I have taken Car insurance through HDFC Ergo since agent referred .The Car model is fior the year of 2000 and the vehicle variant is Maruti zen is a 1year policy each year need to renew the policy .So far not gone for claim .I have received the policy documents on time ,The agent gave all the information about the policy ,IDV value is also good .premium is nominal paying through online and the amount is Rs.3800 only .
    Was this review helpful? 0
    , bangalore
    Reviewed on May 27, 2019
  • HDFC Ergo Car Insurance
    "I don't have any claim experience"
    0.5 3.0/5 "Satisfactory"
    When i purchase my new car, the dealer has suggested me to take the car insurance policy from HDFC Ergo. Its not zero depreciation policy which covers only for 60% and i never had any claim experience. I do not remember about the premium amount and the dealer has taken care of all the formalities.
    Was this review helpful? 0
    , hyderabad
    Reviewed on May 24, 2019
  • HDFC Ergo Car Insurance
    "Amazing"
    0.5 5.0/5 "Blown Away!"
    I have a car insurance with HDFC ERGO because they have app where i can take a video of my car and there is no requirement for annual inspection which am satisfied. Its very techno survey and would say amazing feature. The premium is very reasonable and have taken a third party insurance which covers bumper to bumper. The claim process was satisfactory.
    Was this review helpful? 0
    , silvassa
    Reviewed on May 19, 2019
  • HDFC Ergo Car Insurance
    "Good Protection for Car"
    0.5 5.0/5 "Blown Away!"
    I have policy from same HDFC Ergo because I availed car loan from Hdfc bank. I paid the premium of Rs. 10,000 for one year. I took bumper to bumper protection for my santro car it got the insured value of 80%, they do have road side assistance and 24 hours service.
    Was this review helpful? 0
    , hyderabad
    Reviewed on May 17, 2019
  • HDFC Ergo Car Insurance
    "GOOD"
    0.5 4.0/5 "Great!"
    I have taken the car insurance policy with the HDFC ERGO GENERAL INSURANCE and using it since from last few years and i had no claim with this policy. The premium was nominal and the IDV value is nominal with this insurance policy. The coverage is satisfactory.
    Was this review helpful? 0
    , pune
    Reviewed on May 17, 2019
  • HDFC Ergo Car Insurance
    "Good experience"
    0.5 5.0/5 "Blown Away!"
    HDFC Ergo is providing no claim bonus for Car insurance which is good. It is a first party insurance which includes bumper to bumper with RSA. I got the insurance paper and agent used to call me for renewal. I am making the premium through online to the agent account. IDV for the vehicle is good and am having ford Ecosport which is 2.5 years old.
    Was this review helpful? 0
    , chennai
    Reviewed on May 15, 2019
  • HDFC Ergo Car Insurance
    "Good in settlement"
    0.5 5.0/5 "Blown Away!"
    I have ELTO 800 car its around three years old hence I took car policy from HDFC Ergo by paying the cost of Rs. 8000 for one year. I availed zero depreciation plan, once I claimed with them when my car bumper got damaged. I got 95% of reimbursement amount from insurer.
    Was this review helpful? 0
    , mumbai
    Reviewed on May 14, 2019
  • HDFC Ergo Car Insurance
    "Good"
    0.5 4.0/5 "Great!"
    I just go to the dealer where my car get service and taken a suggestion for choosing the insurance from the executive. The premium was in comparison. Its just an online procedure. I got zero dep comprehensive plan for one year policy. I have no claims for my car but I had claim for my father car and it was simple.
    Was this review helpful? 0
    , new delhi
    Reviewed on May 12, 2019
  • HDFC Ergo Car Insurance
    "Good Insurance company"
    0.5 5.0/5 "Blown Away!"
    I paid around Rs. 21,000 for my Baleno car policy I took zero depreciation bumper to bumper protection. There is no claim, my car manufacture year was 2017. The car got best insured value with 100% of coverage, they tied up with garages and work shop.
    Was this review helpful? 0
    , bangalore
    Reviewed on May 04, 2019
Common Loader Icon
Page 1 of 16 1 2 3 4 5
reTH65gcmBgCJ7k
This Page is BLOCKED as it is using Iframes.