Insurance is like a spare tyre. You may not require it, but not having one is not an option.
  • HDFC ERGO Car Insurance Renewal

     4.5 / 5.0   by 240 users
    Used this product? Write a review >>

    Policy Coverage

    Customer Service

    Claim Experience

    Cashless Garages

    HDFC ERGO Motor Insurance provides extensive coverage against damage, losses and third party liability. If your vehicle is stolen or meets a mishap on road, HDFC ERGO Car Insurance will ensure that you and your vehicle are covered against all the damage.

    Everything about HDFC ERGO Car Insurance can be done online, with a single click of your mouse button – from finding the right insurance plan to renewing car insurance. With HDFC ERGO’s net portal, customers can calculate the premium and choose the right insurance scheme for the vehicle. Also, customers can instantly access details about the insurance plan and renew the car insurance from the comfort of their homes.

    Importance Of Timely Renewal Of HDFC ERGO Motor Insurance

    The validity of any car insurance policy is limited to a certain period. After this period, the car insurance should be renewed in order to avail all the benefits and coverage that the scheme offers. The insurance should be promptly renewed before it expires or at least by the end of validity. Here’s why you should always renew your car insurance on time.

    • If the policy has not been renewed for a considerable time period, you might have to buy a new motor insurance policy altogether to comply with the law.
    • Depending on the number of days for which the car was not insured due to non-renewal, you might be asked to pay a penalty.
    • If your car does not meet the requirements at the time of renewal, the cost of renewal becomes substantially higher.
    • You will not be able to make any desired changes to the policy if the renewal is not done before the end of validity.
    • If the policy has expired and is not renewed on time, you will have to pay for all the damages if your car meets with an accident.

    How to Renew HDFC ERGO Motor Insurance Online?

    Regardless of how the policy was initially purchased, renewal can be done online through HDFC ERGO’s online portal. You can renew your HDFC motor insurance online in three simple steps.

    • In HDFC ERGO’s motor insurance renewal page, enter the policy number that is about to expire.
    • In the next screen, you will be able to view policy details like vehicle identification details, validity period, insured declared value of the vehicle and claim details.
    • Using credit card or bank account, you can instantly make payment and renew the insurance scheme for a selected period.

    It is always advisable that you renew car insurance policies on time to avoid hassles in future. Renewing the policy well in advance will also give you the flexibility to make any amends to the insurance scheme if required.

    Other Products

    GST Update: GST of 18% is applicable on car insurance effective from the 1st of July, 2017

    HDFC ERGO Car Insurance Renewal Reviews

  • Page 1 of 13 1 2 3 4 5
    • HDFC Ergo Car Insurance
      "Good insurance policy"
      0.5 4.0/5 "Great!"
      I had a claim experience once. It was amazing experience. I was just submitted the cocuments in the dealer and they have taken care of all the things. They have given the 100% coverage value. I have started using this HDFC ergo car insurance for past 1 year. I have paid a premium amount as Rs. 40000. I never interacted with the customer care services.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 16, 2018
    • HDFC Ergo Car Insurance
      "Good service"
      0.5 4.0/5 "Great!"
      I hold a car insurance policy with HDFC ERGO from long time, i got this insurance through showroom as agent himself gave this insurance, I am not aware of the premium amount for this insurance policy. I have no claim experience so far with this insurance policy.
      Was this review helpful? 0
      , noida
      Reviewed on Nov 16, 2018
    • HDFC Ergo Car Insurance
      "Not satisfied"
      0.5 2.0/5 "Expected more"
      I hold a car insurance with HDFC ERGO from last 1 year, a premium of Rs 12200 has to be paid for this insurance policy. This policy has full coverage with 0% depreciation. My claim experience was not good, the bill amount was for Rs 40000 but they covered only Rs 26000. There was no cashless garage facility provided.
      Was this review helpful? 1
      , new delhi
      Reviewed on Nov 15, 2018
    • HDFC Ergo Car Insurance
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      I have compared in online for car insurance and gone for HDFC Ergo. The top one is Reliance and HDFC, though reliance is providing more benefits since I know HDFC is very well so opted for HDFC Ergo. It is a easy process. No claim gone till now. I have paid 12K to purchase and bumper to bumper offer is available.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 02, 2018
    • HDFC Ergo Car Insurance
      "Good Policy"
      0.5 5.0/5 "Blown Away!"
      I hold a car insurance policy with HDFC ERGO from last 1 year, I am not aware of the premium amount for this insurance policy. I have no claim experience so far with this insurance policy. I am happy with the coverage value of this insurance policy.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 01, 2018
    • HDFC Ergo Car Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      My car is insured with HDFC ERGO from last 1 year and it is a good insurance policy. I pay a premium of Rs 5000 for this car insurance policy. I have no claim experience so far with this car insurance policy. This policy covers only bumper to bumper damage.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 31, 2018
    • HDFC Ergo Car Insurance
      "Good Policy"
      0.5 3.5/5 "Pretty good"
      I hold a car insurance policy with HDFC ERGO from last 1 year, a premium of Rs 15000 has to be paid for this insurance policy. I have no claim experience so far with this insurance policy. This policy has full coverage with 0% depreciation.
      Was this review helpful? 0
      , jabalpur
      Reviewed on Oct 31, 2018
    • HDFC Ergo Car Insurance
      "Good Policy"
      0.5 3.0/5 "Satisfactory"
      I hold a car insurance policy with HDFC ERGO from last 1 year, a premium of Rs 15000 has to be paid for this insurance policy. I have taken this policy for 3 years. I have no claim experience so far with this insurance policy. This policy covers only 3rd party damage.
      Was this review helpful? 0
      , thane
      Reviewed on Oct 31, 2018
    • HDFC Ergo Car Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have taken car insurance with HDFC ERGO for 1 year, a premium of Rs 33000 has to be paid for this insurance policy. I have no claim experience so far with this car insurance policy. This policy has full coverage with 0% depreciation.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 31, 2018
    • HDFC Ergo Car Insurance
      "Best policy"
      0.5 5.0/5 "Blown Away!"
      I have taken a car insurance policy with HDFC ERGO for 1 year, A premium of Rs 7000 has to paid for this insurance policy. My claim experience was good with this insurance and they provided cashless garage. This policy has full coverage.
      Was this review helpful? 1
      , navi mumbai
      Reviewed on Oct 30, 2018
    • HDFC Ergo Car Insurance
      "Not satisfied"
      0.5 2.0/5 "Expected more"
      There was a spelling mistake of my name on documents of car loan, i have taken the insurance policy with HDFC ERGO for 1 year. A premium of Rs 25000 has to be paid for this insurance policy. This policy has full coverage with 0% depreciation.
      Was this review helpful? 2
      , nagpur
      Reviewed on Oct 30, 2018
    • HDFC Ergo Car Insurance
      "Average Policy"
      0.5 3.5/5 "Pretty good"
      I hold a car insurance policy with HDFC ERGO from last 1 year, a premium of Rs 14000 has to be paid for this insurance policy. I have no claim experience so far with this insurance policy. This policy was auto renewed for 2nd year without my notice and this policy has complete coverage.
      Was this review helpful? 2
      , new delhi
      Reviewed on Oct 11, 2018
    • HDFC Ergo Car Insurance
      "good service"
      0.5 5.0/5 "Blown Away!"
      Basically i applied for HDFC 4 wheeler insurance the premium amount is good even customer support team is doing there service very well, i get benefit in the policy which i want in short the insurance is worth it.
      Was this review helpful? 1
      , thane
      Reviewed on Oct 01, 2018
    • HDFC Ergo Car Insurance
      "Good Car Policy"
      0.5 4.0/5 "Great!"
      I took HDFC Ergo car insurance for the premium amount of Rs.16,000 for one year. They offered me the IDV value of Rs. 5.8 lakhs with 24 hrs road side assistance, without documentation on repair pick and drop with bumper to bumper coverage on damage.
      Was this review helpful? 0
      , pune
      Reviewed on Sep 29, 2018
    • HDFC Ergo Car Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      My car is insured with HDFC ERGO for 1 year, i am happy with the policy benefits and plan coverage of this insurance policy. A insurance premium of Rs 18000 has to be paid for this insurance policy. This policy includes full coverage.
      Was this review helpful? 2
      , gulbarga
      Reviewed on Sep 12, 2018
    • HDFC Ergo Car Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      My car is insured with HDFC ERGO and i have taken this insurance for 1 year, a premium of Rs 21000 has to be paid for this insurance policy. The benefits of this insurance is, there is full coverage for this insurance and they can cover up to 90%.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Sep 08, 2018
    • HDFC Ergo Car Insurance
      "Good Policy"
      0.5 5.0/5 "Blown Away!"
      I have my car insured with HDFC ERGO and i have taken this insurance for 1 year. I am not aware of the premium amount for this insurance policy. They cover bumper to bumper damage for this insurance policy and the customer service was good with this insurance.
      Was this review helpful? 1
      , bangalore
      Reviewed on Sep 08, 2018
    • HDFC Ergo Car Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my car insured with HDFC ERGO from last 1 year and it is a good policy to use. I have to pay a premium of Rs 19000 for this insurance policy. I have not claimed anything so far from this insurance policy and they cover bumper to bumper damage.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Sep 06, 2018
    • HDFC Ergo Car Insurance
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      . I have taken car insurance from Hdfc ergo. Am not satisfied with the premium amount which i paid where i had to pay extra rs 2000 for the policy . While claiming i had very bad experience as they not responding where i have given several follow ups . I will not recommend this policy , as they didn't kept their promise while taking this policy.
      Was this review helpful? 1
      , new delhi
      Reviewed on Sep 04, 2018
    • HDFC Ergo Car Insurance
      "Average Policy"
      0.5 3.0/5 "Satisfactory"
      My car is insured with HDFC ERGO from last 9 months and it is an average policy to use. A premium of Rs 9000 has to be paid for this insurance policy. I have not claimed anything so far from this insurance policy and they cover bumper to bumper damage.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Aug 31, 2018
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