Insurance is like a spare tyre. You may not require it, but not having one is not an option.
  • HDFC ERGO Car Insurance Renewal

     4.5 / 5.0   by 229 users
    Used this product? Write a review >>

    Policy Coverage

    Customer Service

    Claim Experience

    Cashless Garages

    HDFC ERGO Motor Insurance provides extensive coverage against damage, losses and third party liability. If your vehicle is stolen or meets a mishap on road, HDFC ERGO Car Insurance will ensure that you and your vehicle are covered against all the damage.

    Everything about HDFC ERGO Car Insurance can be done online, with a single click of your mouse button – from finding the right insurance plan to renewing car insurance. With HDFC ERGO’s net portal, customers can calculate the premium and choose the right insurance scheme for the vehicle. Also, customers can instantly access details about the insurance plan and renew the car insurance from the comfort of their homes.

    Importance Of Timely Renewal Of HDFC ERGO Motor Insurance

    The validity of any car insurance policy is limited to a certain period. After this period, the car insurance should be renewed in order to avail all the benefits and coverage that the scheme offers. The insurance should be promptly renewed before it expires or at least by the end of validity. Here’s why you should always renew your car insurance on time.

    • If the policy has not been renewed for a considerable time period, you might have to buy a new motor insurance policy altogether to comply with the law.
    • Depending on the number of days for which the car was not insured due to non-renewal, you might be asked to pay a penalty.
    • If your car does not meet the requirements at the time of renewal, the cost of renewal becomes substantially higher.
    • You will not be able to make any desired changes to the policy if the renewal is not done before the end of validity.
    • If the policy has expired and is not renewed on time, you will have to pay for all the damages if your car meets with an accident.

    How to Renew HDFC ERGO Motor Insurance Online?

    Regardless of how the policy was initially purchased, renewal can be done online through HDFC ERGO’s online portal. You can renew your HDFC motor insurance online in three simple steps.

    • In HDFC ERGO’s motor insurance renewal page, enter the policy number that is about to expire.
    • In the next screen, you will be able to view policy details like vehicle identification details, validity period, insured declared value of the vehicle and claim details.
    • Using credit card or bank account, you can instantly make payment and renew the insurance scheme for a selected period.

    It is always advisable that you renew car insurance policies on time to avoid hassles in future. Renewing the policy well in advance will also give you the flexibility to make any amends to the insurance scheme if required.

    Other Products

    GST Update: GST of 18% is applicable on car insurance effective from the 1st of July, 2017

    HDFC ERGO Car Insurance Renewal Reviews

  • Page 1 of 12 1 2 3 4 5
    • HDFC Ergo Car Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      My car is insured with HDFC ERGO for 1 year, i am happy with the policy benefits and plan coverage of this insurance policy. A insurance premium of Rs 18000 has to be paid for this insurance policy. This policy includes full coverage.
      Was this review helpful? 1
      , gulbarga
      Reviewed on Sep 12, 2018
    • HDFC Ergo Car Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      My car is insured with HDFC ERGO and i have taken this insurance for 1 year, a premium of Rs 21000 has to be paid for this insurance policy. The benefits of this insurance is, there is full coverage for this insurance and they can cover up to 90%.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Sep 08, 2018
    • HDFC Ergo Car Insurance
      "Good Policy"
      0.5 5.0/5 "Blown Away!"
      I have my car insured with HDFC ERGO and i have taken this insurance for 1 year. I am not aware of the premium amount for this insurance policy. They cover bumper to bumper damage for this insurance policy and the customer service was good with this insurance.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 08, 2018
    • HDFC Ergo Car Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my car insured with HDFC ERGO from last 1 year and it is a good policy to use. I have to pay a premium of Rs 19000 for this insurance policy. I have not claimed anything so far from this insurance policy and they cover bumper to bumper damage.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Sep 06, 2018
    • HDFC Ergo Car Insurance
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      . I have taken car insurance from Hdfc ergo. Am not satisfied with the premium amount which i paid where i had to pay extra rs 2000 for the policy . While claiming i had very bad experience as they not responding where i have given several follow ups . I will not recommend this policy , as they didn't kept their promise while taking this policy.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 04, 2018
    • HDFC Ergo Car Insurance
      "Average Policy"
      0.5 3.0/5 "Satisfactory"
      My car is insured with HDFC ERGO from last 9 months and it is an average policy to use. A premium of Rs 9000 has to be paid for this insurance policy. I have not claimed anything so far from this insurance policy and they cover bumper to bumper damage.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Aug 31, 2018
    • HDFC Ergo Car Insurance
      "Average Policy"
      0.5 3.5/5 "Pretty good"
      I have a car insurance with HDFC ERGO from last 9 months, i pay a insurance premium of Rs 17000 for this insurance policy. I have no claim experience so far with this insurance policy. Coverage value is very good in this policy and the charges are bit high.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Aug 30, 2018
    • HDFC Ergo Car Insurance
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      My Car is insured with the HDFC Ergo. There's nothing special about the insurance policy and the IDV value is also nominal. I do not have any claim experience with the policy so far. So far there hasn't been any issues with their services.
      Was this review helpful? 2
      , new delhi
      Reviewed on Aug 13, 2018
    • HDFC Ergo Car Insurance
      "Nice experience"
      0.5 5.0/5 "Blown Away!"
      My car insurance is with HDFC Ergo. The customer services and response is good. The process to get the policy was easy. They have a good policy coverage and there are features of road side assistance. The premium is also okay too for me. Satisfied overall.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Aug 10, 2018
    • HDFC Ergo Car Insurance
      "Satisfactory"
      0.5 4.0/5 "Great!"
      My car insurance is with HDFC Ergo. The process to get the policy is good and smooth. The premium is economical and it is easy to pay it online. The policy coverage is also good. But they can provide a better coverage too. Overall good and satisfactory.
      Was this review helpful? 2
      , guwahati
      Reviewed on Aug 09, 2018
    • HDFC Ergo Car Insurance
      "Good policy"
      0.5 5.0/5 "Blown Away!"
      I have taken card insurance from the Hdfc ergo. Am getting Bumper to bumper coverage ,and cashless garage option . AM satisfied with the premium amount which am making yearly through online banking . Their customer executive explained policy very well .
      Was this review helpful? 2
      , chennai
      Reviewed on Jul 27, 2018
    • HDFC Ergo Car Insurance
      "Best policy"
      0.5 5.0/5 "Blown Away!"
      I got Car insurance from Hdfc ergo As The premium amount is nominal one am satisfied with it , as it has low premium amount with cashless garages comprehensive cover with bumper to bumper coverage .Customer service and response is good . I pay it every 2 years through on-line banking
      Was this review helpful? 0
      , vadodara
      Reviewed on Jul 17, 2018
    • HDFC Ergo Car Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I hold a car insurance policy with HDFC ERGO from more than 4 years, a premium of Rs 8000 has to be paid every year for this insurance policy. I have not claimed anything so far from this insurance policy. I am happy with the coverage value of this insurance policy.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 13, 2018
    • HDFC Ergo Car Insurance
      "Average Policy"
      0.5 3.5/5 "Pretty good"
      My car insurance is with HDFC ERGO from last 1 year, i pay a premium of Rs 12000 and it has to be paid every year for this insurance policy. I have not claimed anything so far from this insurance policy. I am not happy with the coverage value of this insurance policy.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 12, 2018
    • HDFC Ergo Car Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my car insured with HDFC ERGO from last 3 years and it is a good policy to use. I pay a premium of Rs 6300 for this insurance policy. I have not claimed anything so far from this insurance policy. I am happy with the coverage value and they cover bumper to bumper damages.
      Was this review helpful? 0
      , kochi
      Reviewed on Jul 05, 2018
    • HDFC Ergo Car Insurance
      "Below average service"
      0.5 2.0/5 "Expected more"
      Taken car Insurance from Hdfc general insurance company for last 2 years .And am making payments through on-line banking service annually . It has the benefits of bumper to bumper coverage , cashless garages Their customer service and response is good . It has good coverage policy.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 03, 2018
    • HDFC Ergo Car Insurance
      "Good Service so far"
      0.5 5.0/5 "Blown Away!"
      I've been using the HDFC Ergo Car insurance for a while now. I pay a premium of 19000 per year. I never had any claim experience with the policy. Overall it has been a smooth experience with the policy so far. I'll have to wait and see how they respond to my request in future.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 20, 2018
    • HDFC Ergo Car Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my car insured with HDFC ERGO from last 1 year, i am happy with the coverage value of this insurance policy. I have not claimed anything so far from this insurance and i pay a premium of Rs 9900 for this insurance. They cover only thirds party damages in this insurance.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 13, 2018
    • HDFC Ergo Car Insurance
      "HDFC car insurance"
      0.5 4.0/5 "Great!"
      I have taken a car insurance from HDFC ERGO and the policy benefits include bumber to bumber,road assistance and cashless garage.Its a Good policy as this policy cover all the benefits.I have to renew the policy every year.
      Was this review helpful? 0
      , noida
      Reviewed on May 31, 2018
    • HDFC Ergo Car Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I hold a car insurance with HDFC ERGO from last 6 years, i have not claimed anything so far from this insurance policy. I pay a premium of Rs 10000-12000 for this insurance policy and has to be renewed every year. I am happy with the coverage value of this insurance policy.
      Was this review helpful? 0
      , chennai
      Reviewed on May 30, 2018
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