Bankbazaar

Chola MS Auto Insurance

About Chola MS Auto Insurance

Owning a car gives you and your family, a freedom to move around easily. But, it also becomes important to protect your vehicle against unforeseen accidents like theft, fire accidents and road mishaps. A good auto insurance policy will ensure that your vehicle stays safe and your expenses are covered. A pioneer when it comes to vehicle insurance, Chola MS Auto Insurance will make sure that your car is covered against all damages and give you a complete peace of mind.

Features and Benefits of Chola MS Auto Insurance

Chola MS Auto Insurance comes with many unique and customer-centric advantages that makes it stand out from the other auto insurance covers.

  • Quick and Easy Renewal

    Policyholders will be able to easily renew their vehicle insurance through Chola MS online portal.

  • Hassle-Free Claim Process

    Through cashless claims facility available at over 600 Chola MS preferred garages, customers are ensured of a seamless and hassle-free claim process.

  • Comprehensive Cover

    Chola MS auto insurance not only covers your vehicle from accidents and losses but also from the damage done through natural calamities.

  • 24/7 Assistance

    In case of an accident or a sudden breakdown, customers are offered 24/7 help and assistance.

What does Chola MS Vehicle Insurance Cover?

Chola MS Vehicle Insurance will protect your vehicle against the following losses and accidents.

  • Own Damage Cover

    Own Damage cover offers protection against the loss due to accident caused by external means, landslides, burglary, theft, malicious acts, terrorist activity, strike or riot, fire, lightning, self-ignition, explosion and natural calamities like typhoon, earthquake and cyclone.

    Also, personal accident cover for named and unnamed passengers and legal liability cover towards employees from an accident involving insured vehicle is offered under own damage cover.

  • Third Party Personal Liability

    Unlimited cover is offered for third party liability. As your liability to a third party due to accidental death or injuries caused by your vehicle, the amount awarded by the court will be covered for under the auto insurance policy.

  • Third Party Property Damage

    A maximum of Rs.7,50,000 is provided as third party property damage cover in case of private cars.

  • Other Add On Covers

    Other covers that are available include reimbursement of expenses towards obtaining a duplicate ignition key, compensation for including duplicate license and cover for road tax and registration charges.

Chola MS Vehicle Insurance FAQ’S

  1. Do I get any discounts with Chola MS Auto Insurance?
  2. Yes. Discounts include no claim bonus, Automobile Association Membership Discount, Discount for anti-theft devices approved by Automobile Research Association of India (ARAI) that are fitted in the vehicle.

  3. What losses are not covered by Chola MS Auto Insurance?
  4. Chola MS does not cover the following accidents such as loss due to wilful negligence, accidents due to driving under the influence of alcohol or drug, consequential loss, depreciation, wear & tear, mechanical breakdown and loss due nuclear weapons and war related activity.

  5. How do I renew my Chola MS Car Insurance?
  6. You can choose to renew the policy online or visit the nearest Chola MS branch to get your auto insurance renewed.

  7. What information is required to register a claim?
  8. You need to submit information like policy number, name of insured, registration number of vehicle, personal information and the estimated loss amount.

GST Update: GST of 18% is applicable on car insurance effective from the 1st of July, 2017

 4.0 / 5.0   by 39 users
Used this product? Write a review >>

Policy Coverage

Customer Service

Claim Experience

Cashless Garages

Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

Chola MS Auto Insurance Reviews

Page 1 of 2 1 2
  • Chola Ms Car Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I'm having a car insurance from Cholamandalam but the benefits are good but still i haven't claimed anything once i had experience the claim, I will come to know about their real face. The customer care executive has clearly explained me about the policy details.
    Was this review helpful? 0
    , navi mumbai
    Reviewed on Nov 25, 2019
  • Chola Ms
    Chola Ms Car Insurance
    "No claim Experience"
    0.5 3.0/5 "Satisfactory"
    I have taken car insurance from Cholamandalam insurance. They have financed for my vehicle hence they have provided the policy from them. Long back, i have renewing the policy with the same company. They have provided me a coverage value of Rs. 2,5 lakhs and i do not have any claim experience till now.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Sep 14, 2019
  • Chola Ms Car Insurance
    "GOOD POLICY"
    0.5 5.0/5 "Blown Away!"
    I have taken the car insurance policy with the CHOLAMANDALAM GENERAL INSURANCE i had no claim experience with this policy and the coverage is for bumper to bumper added on that they offered the no claim bonus, road side assistance with this policy.
    Was this review helpful? 0
    , khammam
    Reviewed on Apr 08, 2019
  • Chola Ms Car Insurance
    "Good"
    0.5 4.0/5 "Great!"
    I have purchased a car insurance with CHOLAMANDALAM GENERAL INSURANCE. There is no claim experience. I have received the insurance papers on the times. They are offering good benefits like zero dep, bumper to bumper offer. The policy is for one year.
    Was this review helpful? 2
    , bangalore
    Reviewed on Nov 19, 2018
  • Chola Ms Car Insurance
    "Best policy"
    0.5 5.0/5 "Blown Away!"
    My car is insured with Cholamandalam insurance from last 2 years, a premium of Rs 8000 has to be paid for this insurance policy. I have no claim experience so far with this insurance policy. This policy has full coverage and the customer support is very good.
    Was this review helpful? 4
    , ahmedabad
    Reviewed on Oct 22, 2018
  • Chola Ms Car Insurance
    "Best policy"
    0.5 5.0/5 "Blown Away!"
    My car insurance is with Chola general insurance from last 3 years, i have to pay a premium of Rs 9000 every year. My claim experience was good with this insurance and they covered bumper to bumper damage. There was an option for cashless garage in this insurance.
    Was this review helpful? 0
    , coimbatore
    Reviewed on Aug 01, 2018
  • Chola Ms Car Insurance
    "Good Service"
    0.5 4.0/5 "Great!"
    My car is insured with the Cholamandalam Insurance company. They offers Bumper to Bumper coverage for my card and they offered me a fair IDV value. I pay a premium of 24000 per year. I claimed this policy once and they processed a claim 23000 and deducted almost 2400. For such a small claim the charges are very high as far as I am concerned.
    Was this review helpful? 0
    , chennai
    Reviewed on Jun 16, 2018
  • Chola Ms Car Insurance
    "CHOLAMANDALAM car insurance"
    0.5 3.0/5 "Satisfactory"
    I have taken a car insurance from CHOLAMANDALAM GENERAL INSURANCE. The premium has been paid for 1 year.he policy benefits include, accidental coverage, bumber to bumber, zero desperation, cashless garage. Its a new car and till now no claim have been made.
    Was this review helpful? 1
    , chennai
    Reviewed on May 18, 2018
  • Chola Ms Car Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I have recently insured my car with Cholamandalam insurance, i do not have any claim experience so far with this insurance and i have a coverage of bumper to bumper damages. A premium of Rs 8000 has to be paid every year for this car insurance.
    Was this review helpful? 0
    , chennai
    Reviewed on Apr 12, 2018
  • Chola Ms Car Insurance
    "Better policy to use"
    0.5 5.0/5 "Blown Away!"
    I have insured my car with the CHOLAMANDALAM GENERAL INSURANCE company , and I am renewing the policy every year with the same cholamandalam general insurance company for the past 5 years and I have paid Rs,9000 to renew the policy last year.
    Was this review helpful? 1
    , mumbai
    Reviewed on Mar 28, 2018
  • Chola Ms Car Insurance
    "GOOD SERVICE"
    0.5 4.0/5 "Great!"
    I have a car insurance with Cholamandalam Finance. The documents process was been smooth. The process was been fast within the half a day they completed the process. I submitted my adhar,RC book during the process. It was a good experience with Cholamandalam Finance for my Ford Figo car.
    Was this review helpful? 0
    , hosur
    Reviewed on Mar 10, 2018
  • Chola Ms Car Insurance
    "Car insurance with CHOLAMANDALAM"
    0.5 5.0/5 "Blown Away!"
    I have taken a car insurance from CHOLAMANDALAM GENERAL INSURANCE the premium amount for the frist year is 45000 and for the second year it will be 40000 and for the 3 year it will be 35000. The benefits includes zero depreciation , bumper to bumper, and they do have a personal coverage as if anything happens to me then it provides coverage to me as well.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Feb 28, 2018
  • Chola Ms Car Insurance
    "Better"
    0.5 4.0/5 "Great!"
    I have purchased TATA TIYAGO and taken a car insurance with Chola Mandalam. I paid around 16,000 rupees to get this policy and it was suggested by the dealer. The customer services are very good. They are offering good IDV Value. I got my paper works on time.
    Was this review helpful? 1
    , ahmedabad
    Reviewed on Jan 16, 2018
  • Chola Ms Car Insurance
    "Car insurance with CHOLAMANDALAM"
    0.5 5.0/5 "Blown Away!"
    I have taken a car insurance from CHOLAMANDALAM GENERAL INSURANCE. The policy premium amount is 25000 yearly. We have to renew the policy every year. they provide bumber to bumber. i made the payment at the showroom itself. Its a good insurance policy.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Jan 08, 2018
  • Chola Ms Car Insurance
    "Four wheeler insurance"
    0.5 2.0/5 "Expected more"
    I have taken a four wheeler insurance from CHOLAMANDALAM GENERAL INSURANCE. the yearly premium is for 20000. I make the payment by directly visiting the branch. I am not aware about the other benefits of the insurance policy. I have to renew every year.
    Was this review helpful? 0
    , chennai
    Reviewed on Dec 27, 2017
  • Chola Ms Car Insurance
    "Three wheeler insurance"
    0.5 2.0/5 "Expected more"
    I have taken a three wheeler insurance from CHOLAMANDALAM GENERAL INSURANCE. Its for my load auto. the yearly premium is for 7000. I make the payment by directly visiting the branch. I am not aware about the other benefits of the insurance policy. I have to renew every year.
    Was this review helpful? 0
    , chennai
    Reviewed on Dec 27, 2017
  • Chola Ms Car Insurance
    "Good service"
    0.5 5.0/5 "Blown Away!"
    I have taken a Car Insurance with Chola.The premium amount is 16,000 paid once ion a year.I have a claim experience with them.They have changes the policy to a different car insurance company ,the service is excellent compared to others.The Website is easy to understand.
    Was this review helpful? 0
    , chennai
    Reviewed on Dec 19, 2017
  • Chola Ms Car Insurance
    "They should be little proactive"
    0.5 3.0/5 "Satisfactory"
    When my car met with an accident, at the time Cholamandalam were not supported to get the claim, they taken long time to reimburse the money. I am not fine with them, I paid the premium around Rs. 6 to 7k for it has one year for my I10 car. It would be great if they provide fast service.
    Was this review helpful? 0
    , gurgaon
    Reviewed on Dec 13, 2017
  • Chola Ms Car Insurance
    "Excellent service"
    0.5 5.0/5 "Blown Away!"
    I have taken a car insurance from cholamandalam finance three years back the documents have been collected directly from the showroom,the staffs where good in approach and once I claim their service it was a smooth process with cholamandalam finance.
    Was this review helpful? 0
    , bangalore
    Reviewed on Dec 08, 2017
  • Chola Ms Car Insurance
    "Commitment should be fulfilled"
    0.5 3.0/5 "Satisfactory"
    I taken car insurance with Cholamandalam, because the sale executive commitment many benefits on policy. But after post experience its very bad, after taking the policy there was no service. Policy cover is good. I am making the premium Rs. 27,000, I insured TATA Nexon it has bumper to bumper.
    Was this review helpful? 1
    , bangalore
    Reviewed on Nov 09, 2017
Common Loader Icon
Page 1 of 2 1 2
reTH65gcmBgCJ7k
This Page is BLOCKED as it is using Iframes.