Vijaya Bank IFSC code & MICR code

List of Vijaya Bank IFSC Codes

To search for more VIjaya Bank IFSC codes, go to the IFSC main page.

How to search VIjaya Bank IFSC Code and MICR Code

IFSC code or Magnetic Ink Character Recognition (MICR) code is printed on the cheque leaf that is issued by the bank. These codes can also be found on the respective bank website. Also, there are a number of third-party financial websites from which the information can be obtained.

BankBazaar is one such platform through which you can get the IFSC code of any bank at the click of a button. Use the IFSC code finder tool on the IFSC mian page to find all IFSC codes. To do this:

1. Fill out all the options in the drop down menu displayed on the IFSC main page
2. The options include name of bank, state, district and branch
3. Once all these details are fed in, you will be displayed the IFSC code of the bank along with the MICR code, address and phone number of the bank

How to Transfer Money Using Vijaya Bank NEFT & RTGS Services?

Vijaya Bank has made it convenient for its customers to transfer money in a quick and secure fashion with the help of NEFT and RTGS services . Both these services make use of IFSC codes to transfer money from one account to the other, be it to another Vijaya Bank account or to an account with any other bank.

National Electronic Funds Transfer (NEFT):

NEFT or National Electronic Funds Transfer is an online electronic payment service provided by the RBI. Vijaya Bank offers the service to its customers who wish to make fast and secure payments, not only to other Vijaya Bank account holders but also to accounts of other banks. NEFT transfers are done on an hourly basis with 11 hourly batches on weekdays and 5 hourly batches on Saturdays. The timings for these batches are between 9.00 AM to 7 PM on weekdays & between 9 AM to 1 PM on Saturdays. There is no minimum or maximum limit for NEFT transactions but these can only be done by persons holding an account with Vijaya Bank. Noncustomers of the bank are not allowed to make NET transactions. In order to carry out an NEFT transaction, customers must provide details like the beneficiary's name, account number, address, bank name, branch and IFSC code of the branch to which money needs to be remitted.

The charges for NEFT transactions are:

Real Time Gross Settlement(RTGS):

RTGS, also known as Real Time Gross Settlement is another quick method of money transfer which is reserved for transactions of high monetary value. With RTG, you can not only transfer funds to other Vijaya Bank accounts but also accounts held with other banks. The minimum amount for an RTGS transaction is Rs 1 lakh. In order to initiate an RTGS transaction, you must provide information like the beneficiary's name, account number, bank name and branch, address and the receiving branch's IFSC code. The timings for RTGS transactions are from 8 AM to 4:30 PM on working days. The 2^nd and 4^th Saturday of the month are holidays. The charges for RTGS transactions are:

1. Transactions between Rs 2 lakh - Rs 5 lakh - Rs 34
2. Transactions above Rs 5 lakh - Rs 63

About Vijaya Bank

Established in the year 1931 in Mangalore, Vijaya Bank is one of the leading nationalized banks operating in India. Since its inception, the bank has grown steadily and boasts of a network of over 1600 branches, 27 regional offices, 42 extension counters and over 1500 ATMs. In order to offer banking solutions which are technologically advanced, the bank has adopted Financial from Infosys as its Centralized Banking Solution. The bank offers a slew of well-appointed financial products and services like merchant banking, credit cards, leasing, hire purchase and electronic remittance services.