Vijaya Bank IFSC and MICR Code:

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Vijaya Bank IFSC Code

Vijaya Bank IFSC Code

It is a 11-digit code that consists of 3 components and is made of 11-digits. Indian Financial System Code or IFSC code is an alphanumeric code that is mainly used for money transfer transactions using IMPS, NEFT and RTGS. The Reserve Bank of India (RBI) gives out these codes to all the banks across the country. This key is unique from branch to branch and never will two bank branches have the same IFSC code. For example, the Vijaya Bank IFSC code is ‘VIJB0001544’ for the Attibele branch in Karnataka. In this case, the first four alphabets ‘VIJB’ is representative of the bank name and the following digit, which is ‘zero’, is always kept aside for future use. The branch is the specifically recognised through the last six digits of the 11-digit key, which is ‘001544’, and denotes the Attibele branch. On the other hand the IFSC code for the Ulsoor branch in Bangalore is VIJB0001216.

V I J B 0 0 0 1 5 4 4
Bank Name Zero Code of Branch

IFSC code helps uniquely identify a particular bank branch, hence making the fund transfer process more organised and error-free. It is crucial to key in the right IFSC code while sending money through electronic transfer.

List of Vijaya Bank IFSC Codes

City/State Branch IFSC Code
Bangalore Attibele VIJBO0001544
Tamil Nadu Karaikudi VIKB0003045
Kerala Alleppey, Mararikulam VIJB0002084

To search for more VIjaya Bank IFSC codes, go to the IFSC main page.

How to search VIjaya Bank IFSC Code and MICR Code

IFSC code or Magnetic Ink Character Recognition (MICR) code is printed on the cheque leaf that is issued by the bank. These codes can also be found on the respective bank website. Also, there are a number of third-party financial websites from which the information can be obtained.

BankBazaar is one such platform through which you can get the IFSC code of any bank at the click of a button. Use the IFSC code finder tool on the IFSC mian page to find all IFSC codes. To do this:

  • Fill out all the options in the drop down menu displayed on the IFSC main page
  • The options include name of bank, state, district and branch
  • Once all these details are fed in, you will be displayed the IFSC code of the bank along with the MICR code, address and phone number of the bank

Vijaya Bank has made it convenient for its customers to transfer money in a quick and secure fashion with the help of NEFT and RTGS services . Both these services make use of IFSC codes to transfer money from one account to the other, be it to another Vijaya Bank account or to an account with any other bank.

National Electronic Funds Transfer (NEFT):

NEFT or National Electronic Funds Transfer is an online electronic payment service provided by the RBI. Vijaya Bank offers the service to its customers who wish to make fast and secure payments, not only to other Vijaya Bank account holders but also to accounts of other banks. NEFT transfers are done on an hourly basis with 11 hourly batches on weekdays and 5 hourly batches on Saturdays. The timings for these batches are between 9.00 AM to 7 PM on weekdays & between 9 AM to 1 PM on Saturdays. There is no minimum or maximum limit for NEFT transactions but these can only be done by persons holding an account with Vijaya Bank. Noncustomers of the bank are not allowed to make NET transactions. In order to carry out an NEFT transaction, customers must provide details like the beneficiary’s name, account number, address, bank name, branch and IFSC code of the branch to which money needs to be remitted.

The charges for NEFT transactions are:

Amount Charge (per transaction)
Up to Rs 10,000 Rs 3
Rs 10,001 – Rs 1 lakh Rs 6
Rs 1,00,001 – Rs 2 lakh Rs 17
Above Rs 2 lakh Rs 29

Real Time Gross Settlement(RTGS):

RTGS, also known as Real Time Gross Settlement is another quick method of money transfer which is reserved for transactions of high monetary value. With RTG, you can not only transfer funds to other Vijaya Bank accounts but also accounts held with other banks. The minimum amount for an RTGS transaction is Rs 1 lakh. In order to initiate an RTGS transaction, you must provide information like the beneficiary’s name, account number, bank name and branch, address and the receiving branch’s IFSC code. The timings for RTGS transactions are from 8 AM to 4:30 PM on working days. The 2nd and 4th Saturday of the month are holidays. The charges for RTGS transactions are:

  • Transactions between Rs 2 lakh – Rs 5 lakh – Rs 34
  • Transactions above Rs 5 lakh – Rs 63

Established in the year 1931 in Mangalore, Vijaya Bank is one of the leading nationalized banks operating in India. Since its inception, the bank has grown steadily and boasts of a network of over 1600 branches, 27 regional offices, 42 extension counters and over 1500 ATMs. In order to offer banking solutions which are technologically advanced, the bank has adopted Financial from Infosys as its Centralized Banking Solution. The bank offers a slew of well-appointed financial products and services like merchant banking, credit cards, leasing, hire purchase and electronic remittance services.

News Related to Vijaya Bank IFSC Code
  • Vijaya Bank looking to raise Rs.1,000 crores worth of capital

    Vijaya Bank is working to raise over Rs.1,000 crore worth of capital despite the fact that the bank has been profitable during the last quarter.

    Kishore Khansi, CEO of the bank, spoke to reporters in Coimbatore and said that the bank has adequate capital but is looking to improve the Credit adequacy Ratio (CAR) to more than 13% within the end of the year.

    The CEO also said that the issue had been brought up with the board of directors who he said have agreed on going to the market to generate some additional funds.

    During the 2016-17 financial year, the bank’s profits rose by more than 70% as it went from Rs.381 crores to Rs.750 crores. The operating profit also rose by 56% from Rs.1,548 crores to Rs.2,421 crores during the same year.

    He further said that the bank has some plans for the 2017-18 fiscal year and suggested that it is looking to open more than 100 branches.

    12th May 2017

  • Vijaya Bank inaugurates 2010th branch

    Vijaya Bank has inaugurated its 2010th branch in Chinthagumpally. The bank now has seven branches in the district and 63 branches in the region. The bank presently services approximately 14 million customers and has Rs.1,27,785 crore in deposits and Rs.91,821 crore in loans, the bank’s total business turnover is Rs.2,19,606 crore.

    25th December 2016

  • Vijaya Bank won the ‘Best Bank for SME lending’ award

    Vijaya Bank has won the coveted ‘Best Bank for SME lending’ award. The award is instituted by the Associated Chambers of Commerce and Industry (Assocham). This award is given to honor banks that follow best lending practices in the SME segment. Kishore Sansi, the Managing Director, and CEO of Vijaya Bank, received the award. The bank was adjudged winner under the ‘Best SME lending’ category for private sector banks.

    9th December 2016

  • Ameerpet Branch of Vijaya Bank Shifted

    The Ameerpet branch of Vijaya Bank has been shifted to a new location. An inauguration function was held at Meridian Plaza on Friday. The bank has started 11 new branches in Andhra Pradesh and Telangana recently and it plans on opening 9 new branches by March, 2017. This would make the total number of branches in Andhra Pradesh and Telangana go up to 200. In the Hyderabad region, the bank has 82 branches.

    5th November 2016

  • Vijaya Bank Targets 7% to 8% Growth

    This year, Vijaya bank is targeting a business growth of around 7% to 8%. According to the Executive Director of the bank, the NIM (Net Interest Margin) for the current fiscal might be around 2.75%. The bank also announced that they saw an increase of 34% in profits and 20% in their net interest income. To make non-performing assets work, the bank might introduce one-time settlement schemes for each segment. Vijaya bank is also planning to expand itself by increasing the number of branches to 2050 by March, 2017. To find the IFSC code of any branch of Vijaya Bank, you can visit the BankBazaar website.

    4th November 2016

  • Vijaya Bank Looking to Expand; Plans on 150 New Branches

    BS Rama Rao, the Executive director of Vijaya Bank said that it’s looking to expand its operations and has planned on starting over 150 new branches. The bank already has 1,950 branches operating in the country. The bank already managed to open 246 new branches in 2015-16 which was the most by any Public Sector Bank.

    The bank is looking to improve its presence in the Telugu states of AP and Telangana. The bank is also looking to improve its mobile banking front. Its users have already gone up from the earlier 50,000 to over 5 lakh users in just one year.

    26th September 2016

  • 3 New Apps Launched by Vijaya Bank

    To commemorate Hindi diwas Celebration, Vijaya Bank has launched 3 applications rich intended to be rich in innovation and technology. The products launched by Vijaya Bank based on MD and CEO of Vijaya Bank, Kishore Sansi, include VPAYQWIK, V-eConnect+ and Vijaya *99#.

    Vijaya *99# is an offline app and uses USSD channel for completion of transactions. The app supports 12 languages which include English and Hindi other than the vernaculars being Telegu, Bengali, Tamil, Kannada, Marathi, Gujarati, Malayalam, Odia, Assamese, as well as Punjabi.

    VPAYQWIK, is an app that comes as a mobile payment wallet, and is intended to be a one-stop app for quick mobile recharge, shopping, instant ticket booking, any-time bill payment, among other things. This wallet, is available in 3 languages including English, Hindi as well as Kannada. The wallet app can be used by both customers of the bank and others who are not.

    V-eConnect+ finally is the app that is a collection of all the e-products of the bank. The app is an entry point for existing customers who wish to know about or use various online products of the bank. All in all, people can use 7 different mobile apps, two missed call services, three websites, five social banking channels along with five other features via this one app, which is also available in English, Hindi & Kannada. This also means that IFSC codes will be used in the apps for transactions.

    Executive Directors, BS Rama Rao, Y Nageswara Rao and General Managers were among the others who were present for the launch.

    19th September 2016

  • Vijaya Bank’s adoption programme

    Vijaya Bank reported that it has adopted 632 girls to sponsor their education and fulfill their career aspirations. The bank has also adopted 32 villages, and is in the process of adopting 50 more, with a vision to provide efficient medical services to the people.

    MD and CEO of Vijaya Bank, Kishore Sansi said that the bank had observed a profit of Rs. 1547 crore in the last financial year and aimed to touch Rs. 2000 crore in profits, this fiscal. He mentioned that the bank has a customer base of over 14 million and a total business of over Rs. 2,17,000 crore. The aggressive operations of the bank has also enabled it to open 900 new branches in the last 9 years. Each new branch that was inaugurated in the last three years has had transactions worth Rs. 20 crore, as well.

    11th September 2016

  • Vijaya Bank launches social media campaign

    Vijaya Bank, which is one of the most popular banks in southern India has launched its social media initiative which will cover all major social media channels like Facebook, Twitter, Youtube, Instagram, Google+ etc. The bank has created corporate pages on all of the above listed channels in a bid to create a substantial social media presence which has become essential for brands these days.

    With the penetrative reach of social media and the focused targeting that these platforms offer, it has become imperative for businesses to use them. Social media platforms make it easier for banks to market and sell their products and services. Sensitizing customers about various facets of bank business is yet another feature of social media marketing.

    1st July 2016

  • Vijaya Bank Plans to Open More Branches across India

    Vijaya Bank, one of the most trusted banks in the country is aiming to reach a total of 2000 branches in the country by the end of the year 2017. Currently the bank has 1863 branches across different parts of the country. The bank also plans to reach a business of Rs.2.50 crore.

    Apart from standard branches Vijaya Bank has a total of 49 extension counters and 1651 ATMs. The bank indulges in extensive CSR activities which aim at uplifting the needing and marginalised and at creating infrastructure that will help them come up on a sustainable basis. The bank registered an increase of 23 per cent in its operating profits in the last fiscal. Vijaya bank offers a solid online banking platform which can be leveraged to make intra as well as interbank transactions by making use of IFSC codes.

    23rd May 2016

Vijaya Bank Chilakaluripet Andhra Prad Branch Vijaya Bank Chandanagar Hyderabad Branch Vijaya Bank Jubilee Hills Filmnagar Branch
Vijaya Bank Mukramjahi Road Hyderabad Branch Vijaya Bank Prakash Nagar Begumpet Branch Vijaya Bank R G B Road Guwahati Branch
Vijaya Bank Cantonment New Delhi Branch Vijaya Bank Defence Colony New Delhi Branch Vijaya Bank Jasola Branch
Vijaya Bank Krishna Park New Delhi Branch Vijaya Bank Palam Airport New Delhi Branch Vijaya Bank Ramphal Chowk Dwaraka Branch
Vijaya Bank Patel Nagar Branch Vijaya Bank Harni Road Baroda Branch Vijaya Bank Banashankari Bangalore Branch
Vijaya Bank Chickpet Bangalore Branch Vijaya Bank Jalahalli Bangalore Branch Vijaya Bank Kothanur Bangalore Branch
Vijaya Bank Msrit Branch Vijaya Bank N R Road Bangalore Branch Vijaya Bank Residency Road Bangalore Branch
Vijaya Bank Basava Kalyana Branch Vijaya Bank Chamarajnagar Karnataka Branch Vijaya Bank Gadag Karnataka Branch
Vijaya Bank Malur Branch Vijaya Bank Vidyanagar Mandya Branch Vijaya Bank Founders Br Mangalore Branch
Vijaya Bank Bhogadi Mysore Branch Vijaya Bank Kuvempunagar Branch Vijaya Bank Toranagallu Karnataka Branch
Vijaya Bank Venkatapura Karnataka Branch Vijaya Bank M G Road Ernakulam Branch Vijaya Bank Christ Nagar Branch
Vijaya Bank Vijayanagar Indore Branch Vijaya Bank Jabalpur Madhya Pradesh Branch Vijaya Bank Aai Extn Counter Vile Pa Branch
Vijaya Bank Chembur Mumbai Branch Vijaya Bank Overseas Branch Santacruz Vijaya Bank Vashi New Mumbai Branch
Vijaya Bank Worli Mumbai Branch Vijaya Bank Chinchwad Pune Branch Vijaya Bank Guru Nanak Dev University Branch
Vijaya Bank Jaipur Rajastan Branch Vijaya Bank Kolathur Chennai Branch Vijaya Bank Rangarajapuram Chennai Branch
Vijaya Bank S M E Coimbatore Branch Vijaya Bank Etah Branch Vijaya Bank Gazipur Branch
Vijaya Bank S S I Noida Branch Vijaya Bank Kamachha Varanasi Branch  

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