Utkarsh Small Finance Bank IFSC and MICR Code:

State wise list of Utkarsh Small Finance Bank IFSC code, MICR code and addresses of all branches in India

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 Utkarsh Small Finance Bank IFSC Code

Utkarsh Small Finance Bank IFSC Code is a must for all fund transfers via NEFT, RTGS and IMPS. IFSC code is made up of 11 characters and no fund transfer can be initiated without this piece of information. The IFSC code for each bank branch is different even if it is the same bank. The Reserve Bank of India (RBI) issues IFSC codes to all banks in the country. This code helps eliminate errors during fund transfers and streamline the whole process of wire transfer.

The Utkarsh Small Finance Bank IFSC code for Arrah branch in Bhojpur, Bihar, is UTKS0001356. Here, the first 4 letters ‘UTKS’ make up the name of the bank, while the ‘0’ is reserved for future use. On the other hand, the last 6 characters ‘001356’, represent the branch, which is Arrah.

How to search for Utkarsh Small Finance Bank IFSC and MICR Codes

It is very easy to find your bank branch IFSC and MICR codes. These codes are printed on your cheque leaf and if you do not have a cheque book, you can always search for the same online. There are many financial websites and third party websites that allow customers to get information about bank IFSC codes.

BankBazaar is one such website where all information about IFSC codes and MICR codes can be obtained without any hassle at the click of a button. Here is how you can find your bank IFSC code using BankBazaar:

  • Log on to the website, go to the main page and click on ‘Bank IFSC Code’
  • This will send you to the main IFSC page, where you will get 4 drop down windows
  • Here enter the name of your bank, state, district
  • This will automatically display the IFSC code of your bank along with the MICR code, address

How to Transfer Funds Using Utkarsh Small Finance Bank NEFT, RTGS and IMPS

Funds can be transferred using IFSC code through NEFT, RTGS and IMPS. To initiate a wire transfer, the following information is required:

  • Name of the payee/beneficiary
  • Bank name, branch and IFSC code
  • Account number of payee/ beneficiary

National Electronic Fund Transfer (NEFT): When it comes to NEFT, funds are usually credited in hourly batches. NEFT, however, will not be available on Sundays and bank holidays.

Immediate Fund Transfer Service (IMPS): Utkarsh Small Finance Bank also provides IMPS services, using which money can be sent at anytime and from anywhere on all 24/7 basis and on all 365 days in a year. Here, the money is transferred to the beneficiary account immediately.

Real Time Gross Settlement (RTGS): RTGS transactions are settled on a ‘real-time’ basis on a one-on-one basis and not in batches like how it is settled in the case of NEFT.

About the Bank

Utkarsh Small Finance Bank offers a number of services and financial products ranging from savings accounts, current accounts, deposits, loans etc. The main mission of the bank is to provide affordable and accessible banking services to all.


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